California
Insurance Code
4,514 entries
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This act shall be known as the Insurance Code.
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The provisions of this code in so far as they are substantially the same as existing statutory provi…
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All persons who, at the time this code goes into effect, hold office under any of the acts repealed …
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No action or proceeding commenced before this code takes effect, and no right accrued, is affected b…
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Unless the context otherwise requires, the general provisions hereinafter set forth shall govern the…
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Division, part, chapter, article, and section headings contained herein shall not be deemed to gover…
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Whenever, by the provisions of this code, a power is granted to a public officer or a duty imposed u…
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Writing includes any form of recorded message capable of comprehension by ordinary visual means. Whe…
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Whenever any reference is made to any portion of this code or of any other law of this State, such r…
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“Section” means a section of this code unless some other statute is specifically mentioned and “subd…
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The present tense includes the past and future tenses; and the future, the present.
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The masculine gender includes the feminine and neuter.
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“Spouse” includes “registered domestic partner,” as required by Section 297.5 of the Family Code.
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The singular number includes the plural, and the plural the singular.
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“County” includes “city and county.”
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“City” includes “city and county.”
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As used in this code the word “shall” is mandatory and the word “may” is permissive, unless otherwis…
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“Oath” includes affirmation.
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“Signature” or “subscription” includes mark when the signer or subscriber can not write, such signer…
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“Person” means any person, association, organization, partnership, business trust, limited liability…
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“Commissioner” means the Insurance Commissioner of this State.
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Whenever in this code the terms “State Industrial Accident Commission” or “Industrial Accident Commi…
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“Division,” and “department,” in reference to the government of this state, mean the Department of I…
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(a) “Administrative law bureau” or “administrative hearing bureau” means the unit within the Departm…
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Insurance is a contract whereby one undertakes to indemnify another against loss, damage, or liabili…
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The person who undertakes to indemnify another by insurance is the insurer, and the person indemnifi…
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“Admitted,” in relation to a person, means entitled to transact insurance business in this state, ha…
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“Nonadmitted,” in relation to a person, means not entitled to transact insurance business in this St…
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“Domestic” means organized under the laws of this State, whether or not admitted.
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“Foreign” means not organized under the laws of this State, whether or not admitted.
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“State” means the State of California, unless applied to the different parts of the United States. I…
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“Mortgage” includes a trust deed, “mortgagor” includes a trustor under such trust deed, “mortgagee” …
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“Resident” means residing in this State, “nonresident” means not residing in this State.
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“Insurance agent” means a person authorized, by and on behalf of an insurer, to transact all classes…
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(a) A life and accident and health or sickness licensee is a person authorized to act as a life agen…
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“Life and disability insurance analyst” means a person who, for a fee or compensation of any kind, p…
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“Insurance broker” means a person who, for compensation and on behalf of another person, transacts i…
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(a) “Casualty broker-agent” means a person licensed pursuant to Section 1625. (b) “Property broker-a…
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“Insurance solicitor” means a natural person employed to aid a property and casualty broker-agent ac…
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“Transact” as applied to insurance includes any of the following: (a) Solicitation. (b) Negotiations…
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“Paid-in capital” or “capital paid-in” means: (a) In the case of a foreign mutual insurer not issuin…
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Provisions of this code relating to a particular class of insurance or a particular type of insurer …
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Unless expressly otherwise provided, any notice required to be given to any person by any provision …
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(a) (1) A written record required to be given or mailed to a person by a licensee, including an offe…
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Insurers shall maintain a system for electronically confirming a policyholder’s decision to opt in t…
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If any provision of this code, or the application thereof to any person or circumstance, is held inv…
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The existence of insurers formed prior to the date this code takes effect shall not be affected by t…
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All insurance in this State is governed by the provisions of this code.
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The designation of insurance coverage as “group” in any code or law of this state other than this co…
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Any person who willfully and knowingly makes, circulates, or transmits to another any false written …
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(a) “Electronic funds transfer” means any transfer of funds, other than a transaction originated by …
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The Legislature hereby declares its intent that the term “workmen’s compensation” shall hereafter al…
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“Surplus line broker” means a person licensed under Section 1765 and authorized to do business under…
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A “surplus line broker certificate” means a certificate issued by a surplus line broker to an insura…
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Insurance in this state is divided into the following classes: (1) Life. (2) Fire. (3) Marine. (4) T…
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Life insurance includes insurance upon the lives of persons or appertaining thereto, and the grantin…
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Fire insurance includes: (a) Insurance against loss by fire, lightning, windstorm, tornado, or earth…
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Marine insurance includes insurance against any and all kinds of loss of or damage to: (a) Vessels, …
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Title insurance means insuring, guaranteeing or indemnifying owners of real or personal property or …
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Surety insurance includes: (a) The guaranteeing of behavior of persons and the guaranteeing of perfo…
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(a) Disability insurance includes insurance appertaining to injury, disablement or death resulting t…
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Plate glass insurance includes insurance against breakage of glass.
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Liability insurance includes: (a) Insurance against loss resulting from liability for injury, fatal …
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Insurers admitted to transact liability insurance are also deemed to be admitted to transact workers…
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Workers’ compensation insurance includes insurance against loss from liability imposed by law upon e…
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Common carrier liability insurance includes insurance against loss resulting from liability of a com…
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Boiler and machinery insurance includes insurance against loss of property and liability for damage …
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Burglary insurance includes: (a) Insurance against loss by burglary or theft or both. (b) Insurance …
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Credit insurance includes insurance of persons engaged in business against loss by reason of extendi…
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Sprinkler insurance includes insurance against loss through damage by water to goods or premises ari…
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Team and vehicle insurance includes insurance against loss through damage or legal liability for dam…
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(a) Automobile insurance includes insurance of automobile owners, users, dealers, or others having i…
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(a) Notwithstanding Section 116, a warranty issued by the warrantor of a vehicle protection product …
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Aircraft insurance includes insurance of aircraft owners, users, dealers or others having insurable …
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Mortgage guaranty insurance includes insurance against financial loss by reason of the nonpayment of…
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Insolvency insurance includes insurance against loss arising from the failure of an insolvent insure…
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Legal insurance includes the assumption of a contractual obligation to reimburse the insured against…
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Miscellaneous insurance includes insurance against loss from damage done, directly or indirectly by …
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Except as otherwise stated, the enumeration in this chapter of the kinds of insurance in a particula…
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(a) An insurer admitted for all the classes of insurance defined in Sections 102, 107, 108, 112, and…
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An insurer admitted to transact liability insurance may extend such insurance on noncommercial or fa…
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“Financial guaranty insurance” means that insurance as defined by Section 12100.
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“Homeowners’ insurance” means insurance covering the risks described in subdivision (a) of Section 6…
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This chapter shall be known and may be cited as the California Risk Retention Act of 1991.
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The Legislature finds and declares that the provisions of this chapter are for the purpose of provid…
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Unless the context otherwise requires, the general provisions hereinafter set forth shall govern the…
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The purposes of this chapter are as follows: (a) To regulate the formation and operation of risk ret…
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The following definitions govern this chapter: (a) “Commissioner” means the Insurance Commissioner o…
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(a) An entity seeking to be licensed in this state as a risk retention group shall be organized unde…
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Risk retention groups chartered, incorporated, or licensed in states other than this state and seeki…
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(a) No risk retention group shall be required or permitted to join or contribute financially to any …
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(a) A purchasing group that intends to do business in this state shall, prior to doing business, fur…
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(a) No purchasing group may offer insurance policy coverage prohibited by Section 533.5 or declared …
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The powers authorized by this chapter shall only be exercised to the extent these powers are not pre…
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(a) No person, firm, association, or corporation shall act or aid in any manner in soliciting, negot…
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There shall be no civil liability on the part of any agent or broker who places liability insurance …
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The commissioner may order a purchasing group or risk retention group to cease and desist from the s…
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Any person capable of making a contract may be an insurer, subject to the restrictions imposed by th…
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Any person except a public enemy may be insured.
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Unless the policy otherwise provides, if a mortgagor of property effects insurance in his own name p…
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In case of such a provision or assignment, any act of the mortgagor, prior to the loss and which wou…
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If an insurer assents to the transfer of insurance from a mortgagor to a mortgagee, and, at the time…
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Except as provided in this article, any contingent or unknown event, whether past or future, which m…
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A lottery or its outcome shall not be insured against.
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A policy executed by way of gaming or wagering, is void.
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On and after January 1, 1986, no insurer shall issue or amend contracts of insurance in this state t…
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If the insured has no insurable interest, the contract is void.
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Every interest in property, or any relation thereto, or liability in respect thereof, of such a natu…
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An insurable interest in property may consist in: 1. An existing interest; 2. An inchoate interest f…
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A mere contingent or expectant interest in anything, not founded on an actual right to the thing, no…
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Except in the case of a property held by the insured as a carrier or depositary, the measure of an i…
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A carrier or depositary of any kind has an insurable interest in a thing held by him as such, to the…
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An interest in property insured must exist when the insurance takes effect, and when the loss occurs…
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Every stipulation in a policy of insurance for the payment of loss whether the person insured has or…
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Except in the cases specified in the next four sections, and in the cases of life and disability ins…
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A change of interest in a subject insured, after the occurrence of an injury which results in a loss…
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A change of interest in one or more of several distinct subjects, separately insured by one policy, …
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A change of interest by will or succession, on the death of the insured, does not avoid insurance; a…
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In the case of partners, joint owners, or owners in common, who are jointly insured, a transfer of i…
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The mere transfer of subject matter insured does not transfer the insurance, but suspends it until t…
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Neglect to communicate that which a party knows, and ought to communicate, is concealment.
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Concealment, whether intentional or unintentional, entitles the injured party to rescind insurance.
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Each party to a contract of insurance shall communicate to the other, in good faith, all facts withi…
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Neither party to a contract of insurance is bound to communicate information of the matters followin…
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Materiality is to be determined not by the event, but solely by the probable and reasonable influenc…
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Each party to a contract of insurance is bound to know: (a) All the general causes which are open to…
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The right to information of material facts may be waived, either (a) by the terms of insurance or (b…
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Information of the nature or amount of the interest of one insured need not be communicated unless i…
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An intentional and fraudulent omission, on the part of one insured, to communicate information of ma…
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Neither party to a contract of insurance is bound to communicate, even upon inquiry, information of …
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A representation may be oral or written.
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A representation may be made at the time of, or before, issuance of the policy.
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The language of a representation is to be interpreted by the same rules as contracts in general.
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A representation as to the future is a promise, unless it is merely a statement of a belief or an ex…
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A representation cannot qualify an express provision in a contract of insurance; but it may qualify …
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A representation may be altered or withdrawn before the insurance is effected, but not afterwards.
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The completion of the contract of insurance is the time to which a representation must be presumed t…
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When an insured has no personal knowledge of a fact, he may nevertheless repeat information which he…
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A representation is false when the facts fail to correspond with its assertions or stipulations.
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If a representation is false in a material point, whether affirmative or promissory, the injured par…
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The materiality of a representation is determined by the same rule as the materiality of a concealme…
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The provisions of this chapter apply as well to a modification of a contract of insurance as to its …
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The written instrument, in which a contract of insurance is set forth, is the policy.
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A policy shall specify: (a) The parties between whom the contract is made. (b) The property or life …
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(a) The information described in subdivision (b) shall be provided to the policyholder at the time o…
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When a policy includes coverage for loss or damage to a specific item of personal property of the in…
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(a) Every policy issued, amended, delivered, or renewed in this state shall provide coverage for the…
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Covering notes may be issued to bind insurance temporarily pending the issuance of the policy. Withi…
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A binder which is issued in accordance with this section shall be deemed an insurance policy for the…
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It is a misdemeanor: (a) For any insurer, or any agent of any insurer, to issue a policy in violatio…
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“Document,” as used in this section, means a policy or a certificate evidencing insurance under a ma…
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The phrase “motor vehicle” or “motor vehicles” as used in Section 383.5 includes, but is not limited…
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(a) A certificate of insurance or verification of insurance provided as evidence of insurance in lie…
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All policies issued by incorporated insurers shall be subscribed by the president or vice president,…
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When the name of the person intended to be insured is specified in a policy, it can be applied only …
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When an insurance contract is executed with an agent or trustee as the insured, the fact that his pr…
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To render an insurance effected by one partner or part-owner applicable to the interest of his copar…
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When the description of the insured in a policy is so general that it may comprehend any person or a…
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A policy may be so framed that it will inure to the benefit of whomsoever, during the continuance of…
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Any exception from the risk generally covered by a policy of insurance which insures property for th…
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(a) The commissioner may approve insurance policies and associated materials in languages other than…
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After a covered loss, an insurer shall provide, free of charge, a complete copy of the insured’s cur…
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(a) An insurer shall do either of the following: (1) Maintain a verifiable process that allows a pol…
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A policy is either open or valued.
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An open policy is one in which the value of the subject matter is not agreed upon, but is left to be…
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A valued policy is one which expresses on its face an agreement that the thing insured shall be valu…
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A running policy is one which contemplates successive insurances, and which provides that the object…
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The policies issued by every insurer shall be entitled by its own name or a name approved by the com…
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A warranty is either express or implied.
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A statement in a policy of a matter relating to the person or thing insured, or to the risk, as a fa…
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A particular form of words is not necessary to create a warranty.
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Every express warranty made at or before the execution of a policy shall be contained in the policy …
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A warranty may relate to the past, the present, the future, or to any or all of these.
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A statement in a policy, which imports that there is an intention to do or not to do a thing which m…
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When, before the time arrives for the performance of a warranty relating to the future, a loss insur…
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The violation of a material warranty or other material provision of a policy, on the part of either …
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Unless the policy declares that a violation of specified provisions thereof shall avoid it, the brea…
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A breach of warranty without fraud merely exonerates an insurer from the time that it occurs, or whe…
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On and after January 1, 1972, every printed form of an insurance contract, including every policy, e…
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An insurer is entitled to payment of the premium as soon as the subject matter insured is exposed to…
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(a) Unless the insurance contract otherwise provides, a person insured is entitled to a return of hi…
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(a) In the event any conditional receipt, binder, or other evidence of temporary or implied insuranc…
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(a) Whenever a policy of personal lines insurance terminates for any reason, or there is a reduction…
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Except as provided by section 481, or by the insurance contract, if a peril insured against has exis…
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A person insured is entitled to a return of the premium: (a) When the contract is voidable, on accou…
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An acknowledgment in a policy of the receipt of premium is conclusive evidence of its payment, so fa…
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In case of an overinsurance by several insurers, the insured is entitled to a ratable return of the …
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When an overinsurance is effected by simultaneous policies, the insurers contribute to the premium t…
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When an overinsurance is effected by successive policies, those only contribute to a return of the p…
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No insurer shall, in issuing or renewing a private passenger automobile insurance policy, increase t…
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(a) An insurer shall not, in issuing or renewing a private automobile insurance policy to a peace of…
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(a) Upon issuance of a policy of insurance described in Section 660, the insurer or its agent shall …
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The rating plan of a motor vehicle liability insurer shall not provide for an increase in the premiu…
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Whenever any insurer has, as a regular course of conduct, sent renewal premium notices to an insured…
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(a) Whenever a policy of insurance specified in Section 660 or 675, a policy of life insurance as de…
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(a) (1) Notwithstanding any other law, an insurer issuing policies of automobile liability insurance…
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An agreement not to transfer the claim of the insured against the insurer after a loss has happened,…
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An insurer is liable for a loss of which a peril insured against was the proximate cause, although a…
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If a loss or damage results from a combination of perils, one of which is a landslide, mudslide, mud…
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An insurer is liable: (a) Where the thing insured is rescued from a peril insured against, and which…
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If a peril is specially excepted in a contract of insurance and there is a loss which would not have…
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An insurer is not liable for a loss caused by the wilful act of the insured; but he is not exonerate…
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(a) No policy of insurance shall provide, or be construed to provide, any coverage or indemnity for …
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Notwithstanding any other law, an insurer may defend a duly licensed physician or surgeon against an…
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In case of loss upon an insurance against fire, an insurer is exonerated if notice thereof is not gi…
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Except in the case of life, marine, or fire insurance, notice of an accident, injury, or death may b…
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When preliminary proof of loss is required by a policy, the insured is not bound to give such proof …
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All defects in a notice of loss, or in preliminary proof thereof, which the insured might remedy, an…
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Delay in the presentation to an insurer of notice or proof of loss is waived, if caused by an act of…
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If a policy requires, by way of preliminary proof of loss, the certificate or testimony of a person …
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It is a misdemeanor for any person alone or in concert to prepare or make any bid or other writing w…
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(a) A peace officer, member of the Department of the California Highway Patrol, or firefighter shall…
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(a) An insurer that issues a policy providing automobile collision coverage, as defined in subdivisi…
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Except in the event that the insurer has previously obtained a release on a loss, each insurer which…
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Where the insurer has authorized the work and its liability is not in dispute, the direct payment pr…
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As used in this article, the term “loss payee” shall include, but not be limited to, any mortgagee o…
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Every insurer required to make payment for a loss, may, with the consent of the insured, make paymen…
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A double insurance exists where the same person is insured by several insurers separately in respect…
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In case of double insurance, the several insurers are liable to pay losses thereon as follows: (a) I…
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A contract of reinsurance is one by which an insurer procures a third person to insure him against l…
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A reinsurance is presumed to be a contract of indemnity against liability, and not merely against da…
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Where an insurer obtains reinsurance, he must communicate all the representations of the original in…
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The original insured has no interest in a contract of reinsurance.
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Whenever a right to rescind a contract of insurance is given to the insurer by any provision of this…
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Whenever an insurer gives notice of rescission of an automobile liability policy, upon request of th…
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Every insurer issuing policies of motor vehicle liability insurance within the meaning of Section 16…
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(a) Where any admitted insurer, licensed to issue motor vehicle liability policies as defined in Sec…
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Where any admitted insurer, licensed to issue motor vehicle liability policies as defined in Section…
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As used in this chapter: (a) “Policy” means an automobile liability, automobile physical damage, or …
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(a) A notice of cancellation of a policy shall be effective only if it is based on one or more of th…
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(a) (1) A notice of cancellation of a policy shall not be effective unless mailed or delivered by th…
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Proof of mailing or delivery of a notice of cancellation to a lienholder or an additional interest o…
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(a) Before policy expiration, an insurer shall deliver to or mail to the named insured, at the addre…
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(a) No insurer shall fail to renew a policy solely on the basis of the age of the insured. (b) On an…
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Proof of mailing of notice of cancellation, or of intention not to renew or of reasons for cancellat…
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Any insurer who requires periodic physical examinations of an insured as a condition of renewal of a…
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When a policy of automobile liability insurance is canceled, other than for nonpayment of premium, o…
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Where the reason for cancellation does not accompany or is not included in the notice of cancellatio…
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There shall be no liability on the part of, and no cause of action of any nature shall arise against…
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Unless a policy specifically provides otherwise, the cancellation of a policy, or any change in the …
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Section 663 shall not apply to policies of liability insurance issued pursuant to assigned risk plan…
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Any insurer willfully violating any provisions of Section 663 is guilty of a misdemeanor and is puni…
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No insurer shall fail to renew any private automobile insurance policy of a peace officer, member of…
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Notwithstanding Section 660, an insurer may deliver or issue an automobile liability, automobile phy…
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(a) No admitted insurer licensed to issue motor vehicle liability policies, as defined in Section 16…
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No insurer issuing an automobile collision policy, as defined in Section 660, or a policy for compre…
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(a) Every admitted insurer or insurer group licensed to sell automobile insurance shall provide cons…
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(a) As used in this section, “exercise the right to cancel” means the act of formally electing to us…
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A policy of liability insurance issued to a local public entity or state agency as a named insured s…
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(a) No insurer shall cease to offer any particular class of commercial liability insurance without p…
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(a) No insurer issuing policies of insurance subject to Section 674.5 or 675 shall cease to offer an…
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(a) Notwithstanding subdivision (b) of Section 674.6, an insurer issuing policies of liability insur…
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(a) Except as provided in Sections 676.8 and 679.6, this chapter shall apply to policies of insuranc…
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(a) In the case of a total loss to the primary insured structure under a policy of residential prope…
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(a) In addition to any policy of insurance specified in Section 675, this chapter shall apply to pol…
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(a) (1) An insurer shall not cancel or refuse to renew a policy of commercial property insurance for…
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After a policy specified in Section 675 has been in effect for 60 days, or, if the policy is a renew…
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(a) The arbitrary cancellation of a policy of homeowners’ insurance solely on the basis that the pol…
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(a) This section applies only to policies of commercial insurance that are subject to Section 675.5.…
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Nothing in Section 676.2 shall preclude the imposition of remedial underwriting action upon coverage…
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Nothing in Section 676.2 shall preclude, while the policies are in force, changes in the rate upon w…
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(a) This section applies only to policies of commercial insurance which are subject to Section 675.5…
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(a) This section applies to commercial umbrella liability insurance policies, commercial excess liab…
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(a) No admitted insurer, licensed to issue and issuing homeowner’s or tenant’s policies, as describe…
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(a) This section applies only to policies of workers’ compensation insurance. (b) After a policy is …
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(a) This section applies to policies covered by Sections 675 and 675.5. (b) No insurer issuing polic…
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(a) This section applies to policies covered by Section 675, 675.5, or 676.5 if the insured is a rel…
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(a) No admitted insurer, licensed to issue and issuing homeowner’s or tenant’s policies, as describe…
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(a) All notices of cancellation shall be in writing, mailed to the named insured at the address show…
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(a) This section applies only to policies covered by Section 675.5. (b) A notice of cancellation sha…
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A notice of cancellation with respect to a policy covered under Section 675 shall be delivered at le…
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(a) (1) At least 45 days before the policy expiration, an insurer shall deliver to the named insured…
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(a) This section applies only to policies of insurance of commercial insurance that are subject to S…
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The provisions of subdivisions (c) and (e) of Section 678.1 which prohibit notice of nonrenewal earl…
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No policy specified in Section 675 that is issued, amended, or renewed on or after January 1, 1990, …
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There shall be no liability on the part of, and no cause of action of any nature shall arise against…
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Proof of mailing of a notice of cancellation and the reasons therefor or of intention not to renew t…
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The commissioner may, after hearing, exempt from the provisions of this chapter insurance in respect…
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(a) Upon receiving a written request from an insured or the agent or broker of record where authoriz…
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If an insurer changes the annual premium under a policy specified in Section 675, it shall, within 1…
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This chapter shall apply to policies of insurance, other than automobile insurance and workers’ comp…
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No admitted insurer that is licensed to issue any policy of insurance covered by this chapter shall …
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No application for insurance specified in this chapter or insurance investigation report furnished b…
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Nothing in this chapter shall prohibit use in an application for insurance specified in this chapter…
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(a) An admitted insurer that is licensed to issue a policy of insurance upon real property of the ty…
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To reduce underwriting risk and ensure solvency, an insurer providing insurance coverage pertaining …
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An insurer shall not transact any class of insurance which is not authorized by its charter.
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(a) When by or pursuant to the laws of any other state or foreign country any taxes, licenses and ot…
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This article shall not apply as to personal income taxes, nor as to ad valorem taxes on real or pers…
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For the purposes of this article the domicile of an alien insurer, other than insurers formed under …
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To the extent permitted by the California Constitution there is hereby imposed upon the commissioner…
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The provisions of this article shall also be applicable to reciprocals or interinsurance exchanges a…
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The reduction in the gross premiums tax rate made by Section 12202.2 of the Revenue and Taxation Cod…
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The Legislature declares that it is desirable for the general welfare and in particular for the welf…
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The board of directors of any domestic insurer may at any time adopt emergency bylaws, subject to re…
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In the event that the board of directors of a domestic insurer has not adopted emergency bylaws, the…
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At any time the board of directors of a domestic insurer may, by resolution, provide that in the eve…
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At any time the board of directors of a domestic insurer may, by resolution, provide that in the eve…
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“Insurer” as used in this article includes insurance corporations and insurer organizations of every…
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If any paid in capital of an insurer is, or is to be, represented by shares of stock, such insurer s…
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Except as specifically permitted by this code, a certificate of authority shall not be issued to an …
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The Public Employees’ Retirement System is exempt from the provisions of this code with respect to t…
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(a) The ownership or financial control, in part, direct or indirect, of any domestic, foreign, or al…
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(a) A person shall not transact any class of insurance business in this state without first being ad…
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In addition to any or all of the classes of insurance which it is permitted to transact by all other…
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No insurer shall be issued a certificate of authority other than a renewal certificate of authority …
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Notwithstanding the requirements of Sections 700.01 and 10511 until June 30, 1955, the minimum paid-…
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Paid-in capital for life insurers is governed by Section 10510 of this code, for title insurers by S…
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(a) In determining the minimum amount of paid-in capital and surplus required by the applicable prov…
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An insurer, including a reciprocal or interinsurance exchange, admitted on January 1, 1970, to trans…
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Subject to the annual fee provisions of Section 705, every certificate of authority shall be for an …
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(a) An insurer that maintains a certificate of authority to transact insurance in this state, advert…
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Except when performed by a surplus line broker, the following acts are misdemeanors when done in thi…
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(a) Any nonadmitted insurer that is an eligible surplus line insurer pursuant to Section 1765.1 may …
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Any person, including, but not limited to, persons licensed or certificated under this code or exemp…
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The commissioner may suspend the certificate of authority of an insurer for not exceeding one year w…
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The commissioner may decline to grant or may suspend or revoke a certificate of authority of any hol…
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The commissioner, in any proceeding under Section 704 for any of the violations specified in that se…
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The commissioner shall require the payment of one hundred thirty-six dollars ($136), in advance, as …
§
The commissioner shall require the payment of four thousand two hundred thirty-three dollars ($4,233…
§
Prior to admission each insurer shall file with the commissioner a certified copy of its last annual…
§
The commissioner, in addition to any other proper ground for denying a certificate of authority to a…
§
As used in this section, the term “reciprocal state” means a state the laws of which prohibit an ins…
§
A domestic insurer shall, prior to admission, file with the commissioner a copy of its articles of i…
§
A foreign insurer shall, prior to admission, file with the commissioner the following: (a) If organi…
§
If the insurer is organized in any other State, it shall, prior to admission, file with the commissi…
§
(a) Any insurer that is organized under the laws of any other state and is admitted to do business i…
§
If there are any written articles of agreement or association, a copy thereof shall accompany such c…
§
An insurer organized out of the United States shall also file such certificate and articles, but the…
§
(a) A copy of the instrument or record of the action making any change in any of the documents filed…
§
The commissioner shall require the payment of seventy-two dollars ($72), in advance, as a fee for fi…
§
The commissioner shall have no authority to issue a certificate of authority, other than a renewal c…
§
No certificate of authority shall be granted to a foreign or alien applicant that has not actively t…
§
Before granting a certificate of authority or amended certificate of authority to any applicant, the…
§
Where the applicant is a wholly owned domestic subsidiary of an admitted domestic insurer the commis…
§
(a) On and after January 1, 2007, for purposes of Section 717, the commissioner shall consider, with…
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(a) For purposes of Sections 700 and 717, the commissioner may determine that an insurer admitted an…
§
If upon due investigation the commissioner shall find that any applicant for a certificate of author…
§
The commissioner may after notice and hearing promulgate such reasonable rules and regulations, and …
§
As used in Sections 704.5, 716, 717 and 718, the term “applicant” includes the attorney-in-fact of a…
§
Any person otherwise qualified may be a director of two or more insurers, but no such interlocking d…
§
The commissioner shall notify the Secretary of State of any refusal to issue a certificate of author…
§
(a) For the purposes of this section, the following definitions are applicable: (1) “Subject person”…
§
As used in this article, the following terms have the following meanings: (a) “Company” means any pe…
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(a) The commissioner, whenever he or she deems necessary or whenever he or she is requested by verif…
§
Whenever any foreign insurer applies for admission the commissioner may make, or cause to be made by…
§
An insurer organized or existing under the laws of any country outside of the United States shall be…
§
In making such examination the commissioner: (a) Shall have free access to all the books and papers …
§
Every company or person from whom information is sought, and its officers, directors, employees, and…
§
(a) No later than 60 days following completion of the examination, the examiner in charge shall file…
§
The hereinafter designated officer of each domestic insurer shall inform the members present at the …
§
(a) Nothing contained in this article shall be construed to limit the commissioner’s authority to us…
§
All examinations and analyses performed pursuant to Section 730 shall be at the expense of the insur…
§
(a) No cause of action shall arise nor shall any liability be imposed against the commissioner, the …
§
The commissioner shall have the same powers and authority to examine the State Compensation Insuranc…
§
As used in this article, these terms shall have the following meanings: (a) “Adjusted RBC Report” me…
§
(a) Every domestic insurer shall, on or prior to each March 15 (the “filing date”), prepare and subm…
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(a) “Company Action Level Event” means any of the following events: (1) The filing of an RBC Report …
§
(a) “Regulatory Action Level Event” means, with respect to any insurer, any of the following events:…
§
(a) “Authorized Control Level Event” means any of the following events: (1) The filing of an RBC Rep…
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(a) “Mandatory Control Level Event” means any of the following events: (1) The filing of an RBC Repo…
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Upon any of the events described in subdivision (a), (b), (c), or (d), the insurer shall have the ri…
§
(a) All RBC Reports, to the extent the information within those reports is not required to be set fo…
§
(a) The provisions of this article are supplemental to any other provisions of the laws of this stat…
§
(a) Any foreign insurer shall, upon the written request of the commissioner, submit to the commissio…
§
If any provision of this article, or the application thereof to any person or circumstance, is held …
§
(a) All notices by the commissioner to an insurer that may result in regulatory action hereunder sha…
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(a) Notwithstanding any other provision of law, and except as provided herein, any person or other e…
§
(a) Any person or other entity that provides coverage in this state for medical, surgical, chiroprac…
§
(a) Any person or other entity or arrangement in this state that is organized for the purpose of off…
§
The Legislature finds and declares the following: (a) An alternative to insurance programs, health c…
§
“Multiple employer welfare arrangement” as used in this article has the same meaning as that contain…
§
It is the intent of the Legislature in enacting this article to allow a self-funded or partially sel…
§
(a) After December 31, 1995, a self-funded or partially self-funded multiple employer welfare arrang…
§
To be eligible for a certificate of compliance, a self-funded or partially self-funded multiple empl…
§
In determining the qualification of a multiple employer welfare arrangement, the commissioner will c…
§
The multiple employer welfare arrangement shall issue to each covered employee a certificate evidenc…
§
The department shall have the authority to revoke a certificate of compliance to any self-funded or …
§
A self-funded or partially self-funded multiple employer welfare arrangement authorized by this arti…
§
An association seeking to establish an employee welfare benefit plan by the use of a self-funded or …
§
The commissioner shall not issue a certificate of compliance to a self-funded or partially self-fund…
§
Each self-funded or partially self-funded multiple employer welfare arrangement transacting business…
§
The commissioner or any persons designated by the commissioner shall have the power to examine the a…
§
Books, records, and documents pertaining to the business of the multiple employer welfare arrangemen…
§
(a) The following notice shall be provided to employers and employees who obtain coverage from a mul…
§
The department may conduct an examination of the financial condition of a self-funded or partially s…
§
Subject to the annual fee provisions of Section 742.39, every certificate of compliance shall be for…
§
(a) The commissioner may suspend the certificate of compliance of a holder thereof for not exceeding…
§
The commissioner, in any proceeding under Section 742.37 for any of the violations specified in that…
§
The commissioner shall require the payment of five thousand two hundred twenty-nine dollars ($5,229)…
§
(a) A multiple employer welfare arrangement shall offer health care coverage benefits to any new eli…
§
All employer groups who have health care coverage benefits provided by a multiple employer welfare a…
§
The provisions of this code governing domestic incorporated insurers, their business, and their cont…
§
The commissioner may adopt reasonable rules and regulations for the implementation and administratio…
§
As used in this article, “self-funded” means a multiple employer welfare arrangement that undertook …
§
(a) A self-funded or partially self-funded multiple employer welfare arrangement shall maintain at l…
§
(a) No multiple employer welfare arrangement shall refuse to enroll any person or accept any person …
§
(a) This section shall apply to the disclosure of genetic test results contained in an applicant or …
§
The provisions of this article shall not apply to multiple employer welfare arrangements as defined …
§
(a) Except as provided in Section 750.5, any person acting individually or through his or her employ…
§
Section 750 of the Insurance Code, Sections 3215 and 3219 of the Labor Code, and Section 549 of the …
§
Nothing in Section 750 of the Insurance Code, Section 549 of the Penal Code, or Section 3215 of the …
§
(a) It is unlawful for any insurance agent or broker, or any insurance solicitor employed thereby, t…
§
(a) It is unlawful for any person to solicit, receive, offer, or pay any referral fee for the referr…
§
If at the time of the solicitation and issuance of a policy of life or disability insurance, or of a…
§
When the premium on a policy insuring an employer is based upon the amount or segregation of the emp…
§
When a statement of the amount or segregation of a payroll is materially false, and an insurer, thro…
§
(a) It is unlawful for an insurer to require an auto body repair shop registered pursuant to Section…
§
(a) No insurer shall require that an automobile be repaired at a specific automotive repair dealer, …
§
Insurers shall not engage in capping. For the purposes of this section, “capping” means offering or …
§
An insurer, upon receiving notice from an insured, shall reimburse any fees and extra premium charge…
§
This article establishes consumer protections in connection with retail sales practices, solicitatio…
§
As used in this article, the following terms have the following meanings: (a) “Affiliate” has the sa…
§
(a) A covered person shall not engage in any practice that would lead a consumer to believe that an …
§
(a) In connection with the initial purchase of an insurance product or annuity by a consumer from a …
§
(a) A depository institution shall, to the extent practicable, keep the area where the depository in…
§
A depository institution may not permit any person to sell or offer for sale any insurance product o…
§
The commissioner may adopt reasonable regulations necessary to administer this article.
§
(a) After a written agency or written brokerage contract, where the broker-agent represents the insu…
§
A commission payable to a broker-agent shall be at the rate and in accordance with the terms agreed …
§
(a) In determining the amount of an insurer’s rollback obligation pursuant to Section 1861.01 or any…
§
(a) Notwithstanding any other provision of this code, for the purposes of Chapter 6 (commencing with…
§
(a) A material change made by a health insurer, as defined in subdivision (b) of Section 106, to the…
§
This act shall be known and may be cited as the Managing General Agents Act.
§
As used in this article: (a) “Actuary” means a person who is a member in good standing of the Americ…
§
(a) No producer shall act in the capacity of an MGA with respect to risks located in this state for …
§
No producer acting in the capacity of an MGA shall place business with an insurer unless there is in…
§
(a) The insurer shall have on file an independent financial examination, in a form acceptable to the…
§
The acts of the MGA are considered to be the acts of the insurer on whose behalf it is acting. An MG…
§
(a) If the commissioner finds after hearing that any person has violated any provision of this artic…
§
The commissioner may adopt reasonable rules and regulations for the implementation and administratio…
§
No person engaged in the business of financing the purchase of real or personal property or of lendi…
§
No person making a loan of money on the security of real property shall use or make available to any…
§
No state department or agency shall negotiate any life or disability insurance or require the placin…
§
Sections 770 and 770.1 shall not prevent: (a) The exercise by any person engaged in that business of…
§
No person making a loan of money on the security of residential real property shall reject or refuse…
§
Nothing in this article shall prevent any person licensed pursuant to Part 1 (commencing with Sectio…
§
(a) When a lender or purchaser of a mortgage on real property has required and obtained a copy of th…
§
In any trial, hearing or proceeding to determine a violation of this article a written statement sig…
§
The commissioner may suspend or revoke any license held by any person who violates Section 770, purs…
§
The commissioner, after hearing upon notice, may issue a cease and desist order to any person if he …
§
The commissioner may investigate any person, whether licensed or not, for the purpose of determining…
§
No person who sells real property shall require, as a condition precedent to the sale of such real p…
§
No insurer shall participate in any plan to offer or effect any kind or kinds of insurance or annuit…
§
If any insurer, agent, broker or solicitor wilfully violates the provisions of this article, the Ins…
§
As used in this article “insurer” includes any person or organization to which Article 4 (commencing…
§
As used in this article, “premium financing” means engaging in the business of advancing money, dire…
§
As used in this article, “premium finance agreement” means a loan contract, note, agreement, or obli…
§
(a) Any person engaged in business as an insurance agent or broker and who participates in the arran…
§
The amount of the periodic finance charges, if any, imposed for the premium financing purchased and …
§
(a) Every property broker-agent and every casualty broker-agent shall, prior to arranging premium fi…
§
The purpose of this article is to promote the public welfare by regulating credit life insurance and…
§
All life insurance and all disability insurance sold in connection with loans or other credit transa…
§
Credit life insurance and credit disability insurance shall be issued only in the following forms: (…
§
(a) The amount of credit life insurance and credit disability insurance shall not exceed, but, excep…
§
The term of any credit life insurance or credit disability insurance shall, subject to acceptance by…
§
Notwithstanding the provisions of Section 10203.5, all credit life insurance and credit disability i…
§
If a creditor requires a debtor to make any payment for credit life insurance or credit disability i…
§
All policies, certificates of insurance, notices of proposed insurance, applications for insurance, …
§
The commissioner shall within 30 days after the filing of any such policies, certificates of insuran…
§
The provisions of Sections 10290 and 10291 relating to the filing, approval and disapproval of disab…
§
The provisions of subdivisions (f) and (g) of Section 10291.5 shall be applicable to the withdrawal …
§
Any order or final determination of the commissioner under the provisions of Sections 779.8 to 779.1…
§
§ 779.12a
§
Any insurer may revise its schedules of premium rates from time to time, and shall file such revised…
§
(a) Each individual policy, group certificate, or notice of proposed insurance shall provide that in…
§
If a creditor requires a debtor to make any payment for credit life insurance or credit disability i…
§
The amount charged to a debtor for any credit life or credit disability insurance shall not exceed t…
§
Nothing in this act shall be construed to authorize any charge now prohibited under any statute or r…
§
All policies of credit life insurance and credit disability insurance shall be delivered or issued f…
§
All claims shall be promptly reported to the insurer or its designated claim representative, and the…
§
When credit life insurance or credit disability insurance is required as additional security for any…
§
The commissioner may adopt, pursuant to Chapter 3.5 (commencing with Section 11340) of Part 1 of Div…
§
The commissioner, in his discretion, may revoke or suspend the license or certificate of authority o…
§
Whenever the commissioner finds that there has been a violation by an insurer of this article or any…
§
Any party affected by an order of the commissioner shall be entitled to judicial review in accordanc…
§
If any provision of this article, or the application of such provision to any person or circumstance…
§
Credit life insurance and credit disability insurance within the scope of this article, where the fo…
§
In accordance with this article and the regulations adopted pursuant to Section 779.21, the commissi…
§
For purposes of establishing the fact of disability in credit disability insurance, chiropractors’ c…
§
(a) An individual policy or group certificate may exclude from credit disability insurance coverage …
§
The debtor shall have the right to terminate credit life insurance or credit disability insurance at…
§
(a) The term “compensation,” for the purpose of this article means any valuable consideration includ…
§
The use of compensating balances or special deposit accounts in connection, either directly or indir…
§
(a) The commissioner shall adopt regulations that become effective no later than January 1, 2001, sp…
§
An insurer or officer or agent thereof, or an insurance broker or solicitor shall not cause or permi…
§
(a) A person shall not make any statement that is known, or should have been known, to be a misrepre…
§
Any person who violates the provisions of Section 780 or 781 is punishable by a fine not exceeding t…
§
Whenever any insurance agent, broker, or solicitor knowingly violates any provisions of Sections 780…
§
If an insurer knowingly violates any provision of Sections 780 or 781, or knowingly permits any offi…
§
Any person may be compelled to testify and produce books and writings at the trial or hearing of any…
§
(a) All insurers, brokers, agents, and others engaged in the transaction of insurance owe a prospect…
§
(a) (1) An insurance broker or agent shall not participate in, be associated with, or employ any par…
§
(a) It shall be unlawful for any insurance agent who is not licensed as an attorney to deliver to a …
§
An insurance broker or agent shall not participate in, be associated with, or employ any party that …
§
All individual and group disability insurance policies and certificates, and all group life insuranc…
§
(a) All brokers, agents, or other entities offering a contract of disability insurance to persons 65…
§
Any advertisement or other device designed to produce leads based on a response from a potential ins…
§
(a) The following definitions apply to this section: (1) “Senior designation” means any degree, titl…
§
An insurer, agent, broker, or other person engaged in the transaction of insurance shall not knowing…
§
No insurer, broker, agent, or other person shall cause an insured aged 65 years or older to replace …
§
No insurer, broker, agent, or other person shall knowingly recommend for purchase or sell disability…
§
(a) The commissioner shall have the administrative authority to assess penalties against insurers, b…
§
(a) Any broker, agent, or other person or other entity engaged in the transactions of insurance, oth…
§
If any provision of this article or the application thereof to any person or circumstances is held i…
§
(a) Insurance policies or certificates of disability insurance sold to persons age 65 or older shall…
§
(a) Sales of disability insurance regulated by this article, as well as Medicare supplement insuranc…
§
(a) “Elder” for purposes of this section means any person residing in this state who is 65 years of …
§
(a) In addition to any other reasons that a sale of an individual annuity to a senior may violate an…
§
(a) This section applies to the sale, offering for sale, or generation of leads for the sale of life…
§
The purpose of this article is to regulate trade practices in the business of insurance in accordanc…
§
This article applies to reciprocal and interinsurance exchanges, Lloyds insurers, fraternal benefit …
§
No person shall engage in this State in any trade practice which is defined in this article as, or d…
§
The following are hereby defined as unfair methods of competition and unfair and deceptive acts or p…
§
The commissioner shall have power to examine and investigate into the affairs of every person engage…
§
Whenever the commissioner shall have reason to believe that a person has been engaged or is engaging…
§
(a) Whenever the commissioner shall have reason to believe that any person engaged in the business o…
§
Whenever the commissioner shall have reason to believe that any person has violated a cease and desi…
§
The powers vested in the commissioner in this article shall be additional to any other powers to enf…
§
No order to cease and desist issued under this article directed to any person or subsequent administ…
§
The commissioner shall, from time to time as conditions warrant, after notice and public hearing, pr…
§
(a) If an insurer or any affiliate of an insurer has failed to pay any valid claim from Holocaust su…
§
The requirements of subdivision (b) of Section 790.034, and Sections 2071.1 and 10082.3 shall apply …
§
(a) Regulations adopted by the commissioner pursuant to this article that relate to the settlement o…
§
(a) Any person who engages in any unfair method of competition or any unfair or deceptive act or pra…
§
(a) It is an unfair and deceptive act or practice in the business of insurance for an insurer to adv…
§
(a) It is an unfair business practice for a health insurance agent or broker to sell, solicit, or ne…
§
The purpose of this article is to establish standards for the collection, use and disclosure of info…
§
(a) The obligations imposed by this article shall apply to those insurance institutions, agents or i…
§
As used in this act: (a) (1) “Adverse underwriting decision” means any of the following actions with…
§
No insurance institution, agent or insurance-support organization shall use or authorize the use of …
§
(a) An insurance institution or agent shall provide a notice of information practices to all applica…
§
An insurance institution or agent shall clearly specify those questions designed to obtain informati…
§
Notwithstanding any other provision of law, no insurance institution, agent or insurance-support org…
§
(a) No insurance institution, agent or insurance-support organization may prepare or request an inve…
§
(a) If any individual, after proper identification, submits a written request to an insurance instit…
§
(a) Within 30 business days from the date of receipt of a written request from an individual to corr…
§
(a) In the event of an adverse underwriting decision the insurance institution or agent responsible …
§
No insurance institution, agent or insurance-support organization may seek information in connection…
§
No insurance institution or agent may base an adverse underwriting decision in whole or in part on t…
§
An insurance institution, agent, or insurance-support organization shall not disclose any personal o…
§
(a) The commissioner shall have power to examine and investigate into the affairs of every insurance…
§
(a) Whenever the commissioner has reason to believe that an insurance institution, agent or insuranc…
§
For the purpose of this article, an insurance-support organization transacting business outside this…
§
(a) If, after a hearing pursuant to Section 791.15, the commissioner determines that the insurance i…
§
(a) Any person subject to an order of the commissioner under Section 779.17 or Section 791.20 or any…
§
Any person who violates a cease and desist order of the commissioner under Section 791.17 may, after…
§
(a) If any insurance institution, agent or insurance-support organization fails to comply with Secti…
§
No cause of action in the nature of defamation, invasion of privacy or negligence shall arise agains…
§
Any person who knowingly and willfully obtains information about an individual from an insurance ins…
§
The rights granted under Sections 791.08, 791.09 and 791.13 shall take effect on October 1, 1981, re…
§
Where an authorization from the individual was granted to a nonprofit hospital service plan prior to…
§
(a) A disability insurer that provides coverage for hospital, medical, or surgical expenses shall no…
§
(a) An insurer under a personal lines residential property insurance policy, if it reports the claim…
§
Notwithstanding any other law, and to the extent permitted by federal law, a health insurer shall ta…
§
(a) (1) In addition to the notice required by Section 791.04, an insurance institution or agent shal…
§
It is the purpose of this article to provide a means of more adequately meeting the needs of persons…
§
Wherever used in this article, the following terms shall have the meanings hereinafter set forth or …
§
Notwithstanding any other provision of this code or any other law which may be inconsistent herewith…
§
Notwithstanding the provisions of Section 755.5 of this code, any person licensed to transact disabi…
§
Any association formed for the purposes of this article may hold title to property, may enter into c…
§
The forms of the policies, applications, certificates or other evidence of insurance coverage, commi…
§
The articles of association of any association formed in accordance with this article, all amendment…
§
No act done, action taken or agreement made pursuant to the authority conferred by this article shal…
§
Any association, organized in accordance with this article, may offer, issue and administer a policy…
§
Disability insurers and nonprofit hospital service plans shall, upon rejecting a claim from a health…
§
Compensation of a person retained by a disability insurer to review claims for health care services …
§
This article does not apply to services or benefits provided pursuant to Medi-Cal, including service…
§
A health insurer that provides coverage for hospital, medical, or surgical expenses that authorizes …
§
(a) The Legislature finds and declares all of the following: (1) Article 6.9 (commencing with Sectio…
§
As used in this article, the following terms have the following meanings: (a) “AIDS” means acquired …
§
(a) A life or disability income insurer shall not decline an application or an enrollment request fo…
§
(a) A life or disability income insurer shall not require a test for HIV or for the presence of anti…
§
A life or disability income insurer shall not require an applicant to undergo an HIV test unless the…
§
A life or disability income insurer shall not consider the marital status, actual or perceived sexua…
§
All underwriting activities undertaken by life or disability income insurers pursuant to this articl…
§
If an applicant has had a positive HIV test, a life or disability income insurer shall not report a …
§
A life or disability income insurer shall not require an applicant to take an HIV test if the result…
§
(a) This section applies to the disclosure of the results of HIV tests requested by a life or disabi…
§
This article shall become operative on January 1, 2023.
§
This article shall not apply to: (a) Insurers made exempt therefrom by other provisions of this code…
§
The amendments made in any sections contained in this article by the Statutes of the 1969 Regular Se…
§
Any admitted insurer may, by means of temporary binders, execute contracts of insurance at offices o…
§
(a) No admitted insurer shall assume or reinsure the liabilities of a nonadmitted insurer upon subje…
§
Any insurer willfully violating any provision of this article is guilty of a misdemeanor and is puni…
§
The license of any licensee that is suspended by the Secretary of State shall become inactive. The i…
§
An admitted insurer, without first obtaining the written consent of the commissioner, shall not ente…
§
No insurer shall pay any representative given discretion as to the settlement or adjustment of claim…
§
No insurer shall pay any person given discretion as to settlement of claims under any policy of insu…
§
The terms used in this article shall be given the meanings herein set forth, but such meanings shall…
§
“Security” means every instrument commonly known by that term, except: (a) Commercial paper when iss…
§
Without in any manner affecting the scope of the term “security” as set forth in section 821, and wi…
§
Except as otherwise provided by this article, “sale” or “sell” means every disposition, or attempt o…
§
(a) A privilege pertaining to a security giving the holder the privilege to convert such security in…
§
“Broker” means every person, other than a stock agent, who in this state engages either wholly or in…
§
“Stock agent” means every person employed or appointed by an insurer or broker who, within this stat…
§
“Insurer” for the purposes of this article includes every organization organized for the purpose of …
§
An insurer shall not sell in this state, except upon a sale for delinquent assessment made in accord…
§
(a) As used in this section, the term “insurer” means an insurer which is domestic and admitted. (b)…
§
The term “insurer” as used in this section shall not include domestic insurers as defined in Section…
§
Any offer or sale of voting common stock by an insurer incorporated in this state shall be exempt fr…
§
Where required by this article the commissioner is authorized to issue subscription and preorganizat…
§
An offer or sale of voting common stock or preferred stock of and by a foreign or alien insurer to p…
§
Except in the case of a broker holding a broker’s certificate issued by the commissioner under this …
§
A person shall not issue, circulate, or publish any advertisement or writing concerning any security…
§
A person shall not issue, circulate, or publish any such advertisement or writing after receipt of n…
§
Every security issued by any insurer without a permit of the commissioner authorizing the same in ef…
§
Every security of a home protection company issued or authorized to be issued prior to December 31, …
§
Every insurer that commits any of the following acts is guilty of a public offense and punishable by…
§
Every person who commits any of the acts specified in this section is guilty of a public offense and…
§
The application for a permit to issue or sell securities shall be verified as provided in the Code o…
§
If the applicant is a partnership, unincorporated association, or joint stock company, it shall file…
§
If the applicant is a corporation, it shall file with its application a copy of all minutes of any p…
§
If the applicant is a foreign corporation or association, it shall also file with its application: (…
§
Upon the filing of such application, the commissioner shall examine it and the other papers and docu…
§
Pursuant to this code, the commissioner has been and is authorized, in the instance of an applicatio…
§
The commissioner shall issue a permit if he finds that: (a) The proposed plan of business of the app…
§
(a) In any case where a domestic insurer is directly affected by the total transaction for some part…
§
The commissioner shall not issue a permit for the sale of any securities of a domestic insurer in an…
§
The commissioner may prescribe in the permit the amounts, considerations, terms, and conditions gove…
§
Every permit shall recite in bold type that the issuance thereof is permissive only and does not con…
§
The commissioner may impose conditions requiring the deposit in escrow of securities and the impound…
§
The commissioner may, from time to time and for cause, amend, alter or revoke any permit issued by h…
§
Every insurer authorized by the commissioner to sell securities shall thereafter, at such times and …
§
(a) A person shall not sell or resell any security of a domestic, foreign, or alien insurer: (1) As …
§
The certificate required by Section 845 to act as a stock agent of an insurer shall be secured as pr…
§
To secure such certificate, the applicant shall make and file in the office of the commissioner an a…
§
At the time of filing an application for a broker’s certificate, the applicant shall file with the c…
§
If the applicant is a foreign corporation or association, it shall file with its application: (a) A …
§
The commissioner shall examine such application, and shall make such further investigation of the ap…
§
The commissioner may at any time in accordance with the procedure provided in Section 1738 suspend o…
§
Every broker shall, at such times as the commissioner requires, make and file in the office of the c…
§
After receipt of notice in writing from the commissioner, stating that the sale of a security would,…
§
All writings filed with the commissioner under this article shall be open to public inspection excep…
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(a) The commissioner may at any time give or make public any information concerning any insurer, if …
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The commissioner shall charge and collect the following fees: (a) For filing an original or suppleme…
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The commissioner shall also collect the following fees: (a) For filing any application for a broker’…
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No fees shall be charged or collected for copies of papers, records, or official documents furnished…
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Except as provided in this article, every insurer shall conduct its business in this State in its ow…
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(a) The commissioner shall require the name or any changed name of every insurer (including reciproc…
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Notwithstanding the provisions of Section 881 or any other provision of law, neither the commissione…
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Notwithstanding Section 5652 of the Financial Code, use of the term “savings bank” in a name or titl…
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Upon approval of an applicant’s name by the commissioner, and the issuance of a certificate approvin…
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If through inadvertance or otherwise a corporation does not comply with Section 881 of the Insurance…
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When two or more insurers propose to issue an underwriter’s policy, each insurer shall first file an…
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(a) A home protection company proposing to issue a contract bearing the name of itself as well as an…
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An underwriter’s policy may be issued under a name thus registered and shall clearly show: (a) The n…
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Unless renewed, the approval and registration of all underwriters’ names shall expire at 12:01 a.m. …
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The commissioner may at any time institute proceedings for the revocation of approval and registrati…
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Termination of approval and registration of an underwriter’s name, whether through denial of a renew…
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(a) On or before the first day of March of each year every insurer doing business in this state shal…
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(a) All insurers doing business in this state shall have an annual audit by an independent certified…
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(a) An insurer or group of insurers doing business in this state shall establish an internal audit f…
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The commissioner shall charge and collect four hundred twenty dollars ($420) in advance as a fee for…
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The commissioner may decline to grant or renew or may suspend or revoke a certificate of authority o…
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Any officer, director, employee or agent of any insurer, who wilfully signs or files a false or untr…
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Insurers engaged in the business of compensation insurance shall, at such intervals as may be prescr…
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The commissioner shall require statements and reports to be verified as follows: (a) If made by a do…
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In any case where an insurer is required by law to file with the commissioner statements or reports …
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In addition to the annual statement required to be filed pursuant to Section 900, each admitted insu…
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The guarantee by the Small Business Administrator that a surety shall not suffer loss as set forth i…
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The Legislature declares its intent that: (a) In some instances, it is appropriate for the protectio…
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(a) Credit for reinsurance shall be allowed a domestic ceding insurer as either an asset or a deduct…
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Notwithstanding any other provision of law, credit for reinsurance, as either an asset or a deductio…
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Credit for reinsurance shall be allowed a domestic ceding insurer as either an asset or a deduction …
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(a) An asset or a deduction from liability for reinsurance ceded by a domestic insurer to an assumin…
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Credit for reinsurance shall not be denied a foreign ceding insurer to the extent that credit is rec…
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(a) For purposes of subdivision (b) of Section 922.5, a “qualified United States financial instituti…
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(a) The commissioner, after notice, comment period, and a hearing if requested by more than 10 affec…
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Sections 922.4 and 922.5 shall apply to all cessions on and after January 1, 1997, under reinsurance…
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(a) A ceding insurer shall take steps to manage its reinsurance recoverables proportionate to its ow…
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(a) Credit shall be allowed a domestic insurer when the reinsurance is ceded to an assuming insurer …
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(a) If an accredited or certified reinsurer ceases to meet the requirements for accreditation or cer…
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The actual costs and expenses incurred by the department in reviewing requests for accreditation or …
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(a) The commissioner may adopt regulations in accordance with the procedures provided in Chapter 3.5…
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(a) Credit shall be allowed a domestic insurer when the reinsurance is ceded to an assuming insurer …
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The commissioner shall require every insurer which is required to file an annual or quarterly statem…
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Each insurer transacting business in this state shall at all times maintain reserves in an amount es…
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(a) Every admitted property and casualty insurer, unless otherwise exempted by the domiciliary commi…
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The commissioner shall collect a late filing fee of seven hundred five dollars ($705) from any admit…
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Upon request of the commissioner, and at intervals as prescribed by him or her, any insurer that app…
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(a) All supplemental information, work papers and other relevant documents of the independent certif…
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The commissioner may prescribe the subject matter and form of reporting supplemental information and…
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All supplemental information provided or made available to the commissioner pursuant to Sections 925…
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Nothing contained herein shall be deemed in any manner to limit, restrict or abridge the powers of t…
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The Legislature finds and declares all of the following: (a) It is in the interest of all California…
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As used in this article, the following terms shall have the following meanings: (a) “Area median inc…
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(a) It is the policy of the State of California that (1) insurers should, where practicable, be supp…
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The Legislature finds and declares all of the following: (a) It is in the state’s interest to encour…
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For the purposes of this article, the following definitions apply: (a) “Control” means to exercise t…
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(a) (1) Commencing July 1, 2020, and biennially on July 1 of each even-numbered year thereafter, eac…
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(a) (1) Commencing July 1, 2020, and biennially on July 1 of each even-numbered year thereafter, eac…
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(a) The commissioner shall establish and appoint an Insurance Diversity Task Force. (b) The task for…
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The commissioner may promulgate regulations that further the purposes of this article.
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(a) An admitted insurer shall not undertake any single risk or accept reinsurance on any single risk…
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(a) (1) On or before April 1, 2020, and every two years thereafter, an admitted insurer with written…
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Information submitted to the commissioner, as required by Section 929, shall be confidential pursuan…
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(a) The commissioner shall post to the department’s Internet Web site a report on wildfire risk comp…
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(a) Failure to submit a report pursuant to Section 929 shall subject an admitted insurer to a civil …
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The provisions of this article shall apply to all domestic, foreign, and alien insurers doing busine…
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(a) Each domestic, foreign, and alien insurer doing business in this state shall annually, on or bef…
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In the absence of actual malice, members of the National Association of Insurance Commissioners, the…
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All financial analysis ratios and examination synopses concerning insurers that are submitted to the…
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The commissioner may suspend, revoke, or refuse to renew the certificate of authority of any insurer…
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(a) The purpose of this article is to provide the requirements for maintaining a risk management fra…
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For purposes of this article, the following definitions apply: (a) For the purpose of conducting an …
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An insurer shall maintain a risk management framework to assist the insurer with identifying, assess…
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Subject to Section 935.6, an insurer, or the insurance group of which the insurer is a member, shall…
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(a) Upon the commissioner’s request, and no more than once each year, an insurer shall submit to the…
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(a) An insurer shall be exempt from the requirements of this article if both of the following apply:…
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(a) The ORSA Summary Report shall be prepared consistent with the ORSA Guidance Manual, subject to t…
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(a) Documents, materials, or other information, including the ORSA Summary Report, in the possession…
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Any insurer failing, without just cause, to timely file the ORSA Summary Report as required in this …
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If any provision of this article, or the application thereof to any person or circumstance, is held …
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This article shall become operative on January 1, 2015.
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(a) The purpose of this article is to provide the Insurance Commissioner a summary of an insurer or …
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For the purposes of this article, the following definitions apply: (a) “Corporate Governance Annual …
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(a) An insurer, or the insurance group of which the insurer is a member, shall, no later than June 1…
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The commissioner may, upon notice and opportunity for all interested parties to be heard, issue thos…
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(a) The insurer or insurance group shall have discretion over the responses to the CGAD inquiries, p…
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(a) (1) Documents, materials, or other information, including the CGAD, in the possession or control…
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(a) The commissioner may retain, at the insurer's expense, third-party consultants, including attorn…
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Any insurer or insurer group failing, without just cause, to timely file the CGAD as required in thi…
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The provisions of this article, other than Section 936.6, are severable. If any provision of this ar…
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The Legislature finds and declares all of the following: (a) Since 2006, the state of California has…
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(a) (1) On or before March 1, 2026, and on or before March 1 of every year thereafter, an admitted i…
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Notwithstanding Section 937.3, information submitted to the commissioner under this article shall be…
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(a) The commissioner shall post to the department’s internet website an aggregated report based on t…
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(a) Failure to submit a report under Section 937.1 shall subject an admitted insurer to a civil pena…
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The commissioner may promulgate regulations that further the purposes of this article.
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(a) The Department of Insurance shall implement specific data collections on the availability and af…
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(a) The Department of Insurance, in consultation with the State Air Resources Board, shall create a …
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Except as otherwise expressly provided, all deposits of securities with the commissioner shall be su…
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The commissioner shall accept and hold securities in trust for the policyholders or policyholders an…
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The commissioner shall require the payment of fifty-eight dollars ($58) in lawful money of the Unite…
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Such deposited securities shall not be estimated above their par value nor above their market value,…
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The commissioner shall permit a deposit of those securities in the State Treasury, subject to the pr…
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So long as the insurer continues solvent the commissioner shall permit it to collect the interest or…
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Securities deposited under the provisions of this article shall not be withdrawn from the State trea…
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If the deposit is of mortgages, it shall be accompanied either by full abstracts of title with the f…
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If the deposit is of stocks or bonds, it shall be accompanied by the fees necessary for the appraisa…
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Whenever an insurer has deposited with the commissioner the requisite security, in conformity with t…
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The commissioner shall require the payment of seventy-two dollars ($72), in advance, as a fee for ea…
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Whenever such a depositing insurer has paid, canceled, or reinsured all its unexpired policies outst…
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Pending such examination the securities requested to be withdrawn may continue subject to withdrawal…
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Whenever the laws of any other state or country, by reason of which Section 940 is brought into forc…
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Whenever a domestic insurer deposits securities with an officer of this State, in order to enable it…
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The commissioner shall make an annual examination of the securities received by him from each insure…
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All appraisal fees collected by the commissioner under the provisions of this article shall be paid …
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An account or accounts in one or more banks or savings and loan associations the accounts of which a…
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(a) The Wildfire Safety and Risk Mitigation Program is hereby established. (b) The purpose of the pr…
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(a) The Wildfire Safety and Risk Mitigation Program shall be administered by the department. (b) The…
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In evaluating grant proposals pursuant to this article, the department shall give priority to projec…
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(a) The department shall create a framework and multiyear plan with available data for the developme…
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The Wildfire Safety and Risk Mitigation Account is hereby created within the Insurance Fund. Funds i…
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Upon implementation of the first round of grants issued pursuant to this article, the department sha…
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The department shall provide recommendations to the Senate Committee on Insurance, Assembly Committe…
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This article shall not be construed to limit or conflict with the commissioner’s authority regarding…
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This article shall be operative upon appropriation by the Legislature for these purposes.
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As used in this article, “liability” includes liability for losses reported, expenses, taxes, and al…
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Any mortgage insurer or any mortgage guaranty insurer is insolvent whenever provision for its liabil…
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(a) On or after January 1, 1970, as used in this article and in subdivision (i) of Section 1011, “in…
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In the case of the insolvency of an admitted insurer, the commissioner shall prepare a report, which…
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The costs incurred in investigating and preparing the report required by Section 985.5 shall be an e…
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A life insurer issuing policies on a reserve basis is insolvent whenever its assets are exceeded by …
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A title insurer is insolvent whenever provision for its liabilities would, after exhausting its requ…
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(a) As used in this section: (1) “Impaired” means a financial situation in which the assets of an in…
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Any person who does any of the following is guilty of a misdemeanor punishable by not more than one …
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(a) As used in this article, “contingent compensation arrangement” means an arrangement having as it…
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An agent, broker, surplus line broker, general agent or other person operating under a contingent or…
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An insurer shall not claim as an asset by reason of any provision of a contingent or retrospective c…
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Every person operating under a retrospective or contingent compensation arrangement with any insurer…
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An insurer, notwithstanding the provisions of any contingent or retrospective compensation arrangeme…
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An insurer, notwithstanding the provisions of any contingent or retrospective compensation arrangeme…
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The provisions of Sections 995.1, 995.2, and 995.3 permitting the commissioner, in certain situation…
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The purposes of Section 816 and the provisions of this article are to promote the solvency of insure…
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(a) For statement purposes as defined in Article 10 (commencing with Section 900), for insolvency ca…
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(a) The provisions of this article shall apply to all persons, except the State Compensation Insuran…
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The superior court of the county in which the principal office of a person described in Section 1010…
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If a verified application is filed pursuant to Section 1011 that shows that the conditions set forth…
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The consent described in subdivision (c) of Section 1011 shall be obtained by filing an application …
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Except in the case of an order issued based on a verified application showing the conditions in subd…
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Whenever it appears to the commissioner that any of the conditions set forth in section 1011 exist o…
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Whenever the commissioner makes any seizure as provided in section 1013, it shall, on the demand of …
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Immediately after such seizure, the commissioner shall institute a proceeding as provided for in sec…
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(a) If at any time after the issuance of an order under Section 1011, or if at the time of instituti…
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(a) In the commissioner’s application for an order for the liquidation of a domestic corporation, or…
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The recording in the office of a county recorder of any county in the State of an order entered purs…
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Upon the issuance of an order of liquidation under section 1016, the rights and liabilities of any s…
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Upon the issuance of an order either under Section 1011 or 1016, or at any time thereafter, the cour…
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(a) Upon the making of an order to liquidate the business of such person, the commissioner shall pub…
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The notice shall be published in newspapers of general circulation in geographic areas pertinent to …
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A claim must set forth, under oath, on the form prescribed by the commissioner: (a) The particulars …
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Unless such claim is filed in the manner and within the time provided in section 1021, it shall not …
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Claims founded upon unliquidated or undetermined demands must be filed within the time limit provide…
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Notwithstanding the provisions of Sections 1021 to 1025, inclusive, the commissioner may, in lieu of…
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Whenever any person has a cause of action against an insured and such cause is covered by a liabilit…
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Where a claim arising out of a policy of insurance has been filed by a third party and approved by t…
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A claim by a third party founded upon an insurance policy may be allowed by the liquidator without r…
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A judgment taken by default, or by collusion, against an insured shall not be considered as evidence…
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A claim of a secured claimant shall not be allowed in a sum greater than the excess over the value o…
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The value of the security to be credited upon such claim shall be determined by an appraiser appoint…
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(a) The liquidator may require, as a condition of payment of the final liquidation dividend to a len…
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In any proceeding under this article, no agent shall be liable to the liquidator or conservator for …
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Mutual debts or mutual credits, whether arising out of one or more contracts between the person in l…
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When a claim is rejected by the commissioner, written notice of rejection shall be given by mail, ad…
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(a) Claims allowed in a proceeding under this article shall be given preference in the following ord…
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(a) The purpose of this section is to clarify the rights and obligations of policyholders, claimants…
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(a) A preference is a transfer of any of the property of the person proceeded against to or for the …
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(a) Every transfer made or suffered and every obligation incurred by a person proceeded against with…
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(a) In any proceeding under this article, the commissioner may appoint and employ under his or her h…
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(a) The officers and employees of the Conservation and Liquidation Office are subject to all conflic…
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Notwithstanding the provisions of Article 14 (commencing with Section 1010), with regard only to tho…
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Notwithstanding any other provision of law, the provisions of Article 4 (commencing with Section 110…
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Upon taking possession of the property and business of any person in any proceeding under this artic…
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Any application under section 1011 or 1016 shall be served upon the person named in such application…
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In lieu of the service required by section 1038, service may, upon application to said court, be mad…
§
At any time after an order is made under section 1011 or 1016, the commissioner may remove the princ…
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The commissioner shall be the custodian of all moneys collected by him or her or coming into his or …
§
The commissioner and a special deputy commissioner appointed pursuant to section 1035 shall have the…
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In any proceeding under this article, the commissioner, as conservator or as liquidator, may, subjec…
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In connection with a rehabilitation agreement under section 1043, which affects a life insurer, and …
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If at any time after the issuance of an order under section 1011 affecting a life insurer issuing no…
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Said mutualization plan shall include provisions for: (a) The acquisition by such insurer of all out…
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Said mutualization plan may include provisions: (a) Imposing a moratorium against the provisions of …
§
Upon formulation of said mutualization plan the commissioner shall submit the same to said court wit…
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Each policyholder of such insurer shall be entitled to one vote, regardless of the amount for which,…
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In the event that said plan of mutualization is approved by said policyholders, the commissioner sha…
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After the expiration of the time fixed in the order provided for in section 1050, and upon the filin…
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Thereupon the commissioner shall: (a) Pay to each of such shareholders or his assignee or nominee, u…
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Immediately upon the appointment of the directors as provided in subdivision (b) of section 1052, th…
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Such insurer, after mutualization, shall be a continuation of the original insurer, and such mutuali…
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The commissioner shall exercise the powers and discharge the duties, concerning any insurer so mutua…
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All costs and expenses connected with proceedings for the mutualization of such insurer shall be pai…
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Whenever money or other property is payable to any claimant out of the assets of any person under th…
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In all proceedings under this article, the commissioner shall be deemed to be a trustee for the bene…
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In any proceeding pending under the provisions of this article, the court in which such proceeding i…
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The commissioner, in the performance of any of his duties under this article, shall be deemed to be …
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The commissioner shall transmit all of the following to the Governor, the Legislature, and to the co…
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In verification of the matters set forth in Section 1060 of this code, the Department of Finance sha…
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In the event of the entry of an order under Section 1011 or 1016 of this article affecting any perso…
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(a) Within 60 days after the original effective date of this article, all insurers, including recipr…
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As used in this article: (a) “Member insurer” means an insurer required to be a member of the associ…
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(a) The association shall pay and discharge covered claims and, in connection therewith, pay for or …
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To aid in the detection and prevention of member insurer insolvencies: (a) The board may, upon major…
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(a) Insureds entitled to the protection of this article shall cooperate with the association in acco…
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(a) (1) To the extent necessary to secure funds for the association for payment of the administrativ…
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All proceedings in which the insolvent insurer is a party or is obligated to defend a party in any c…
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When a liquidator, domiciliary or ancillary, is appointed in this state for any member insurer, the …
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Notwithstanding any other provision of law, the association shall be exempt from all license fees, i…
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(a) The operation of the association shall at all times be subject to the regulation of the commissi…
§
All orders or decisions of the commissioner made pursuant to Chapter 1347, Statutes of 1969 (of whic…
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The commissioner may, upon notice and opportunity for all interested parties to be heard, issue such…
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(a) The association, its member insurers, and its officers, directors, agents or employees of the as…
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No member insurer of the association shall engage in the unlawful trade practice defined and condemn…
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(a) (1) The plan of operation adopted pursuant to subdivision (c) of Section 1063 shall contain prov…
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In any workers’ compensation matter the association shall have the same period of time within which …
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(a) All meetings of the board of governors of the association and its investment and audit committee…
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(a) Nothing in this article requires a final determination of a claim in an insolvent insurer’s liqu…
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(a) The association may administer the Prescribed Fire Claims Fund established by Section 4500 of th…
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The California Insurance Guarantee Association is authorized to pay and discharge certain claims of …
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(a) The terms “member insurer,” “insolvent insurer,” and “covered claims” have the meanings assigned…
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(a) The Workers’ Compensation Bond Fund is hereby created. (1) Proceeds from the sale of bonds with …
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In the event CIGA determines that the insolvency of one or more member insurers providing insurance …
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(a) Notwithstanding any other limits on assessments, CIGA shall have the authority to levy upon memb…
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Bonds issued to provide funds for covered claim obligations for workers’ compensation claims, homeow…
§
(a) The collateral shall be used solely for the purpose of paying the principal and redemption price…
§
CIGA is authorized to enter into those contracts or agreements with those banks, insurers, or other …
§
If the board requests the California Infrastructure and Economic Development Bank to issue bonds pur…
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The statement of the amount of surcharge required to be provided under subdivision (b) of Section 10…
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For the purposes of this act: (a) “Insurer” means any person subject to the insurance supervisory au…
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(a) Whenever under the laws of this state a receiver is to be appointed in delinquency proceedings f…
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(a) Whenever under the laws of this state an ancillary receiver is to be appointed in delinquency pr…
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(a) In a delinquency proceeding begun in this state against an insurer domiciled in this state, clai…
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(a) In a delinquency proceeding in a reciprocal state against an insurer domiciled in that state, cl…
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(a) In a delinquency proceeding against an insurer domiciled in this state, claims owing to resident…
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The owners of special deposit claims against an insurer for which a receiver is appointed in this or…
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The owner of a secured claim against an insurer for which a receiver has been appointed in this or a…
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During the pendency of delinquency proceedings in this or any reciprocal state, no action or proceed…
§
The domiciliary receiver of an insurer domiciled in a reciprocal state may sue in this state to reco…
§
If any provision of this article or the application thereof to any person or circumstances is held i…
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(a) This article may be referred to as the “Uniform Insurers Rehabilitation Act.” (b) The Uniform In…
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(a) Upon receipt of a notice of liquidation the commissioner shall cease imposing, billing or collec…
§
Whenever the commissioner has reasonable cause to believe, and determines, after a public hearing, t…
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(a) Whenever it appears to the commissioner that any conduct, condition or ground set forth in Secti…
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If, after hearing as provided by Section 1065.1 or subdivision (b) of Section 1065.2, any of the sta…
§
Any person subject to an order or proceeding pursuant to this article shall be entitled to judicial …
§
If any person violates or fails to comply with any order of the commissioner or any part thereof whi…
§
The powers vested in the commissioner by this article shall be additional to any and all other power…
§
Any order or notice of the commissioner hereunder may be served on any person, in the same manner an…
§
This article shall be known and may be cited as the California Life and Health Insurance Guarantee A…
§
(a) The purpose of this article is to protect, subject to certain limitations, the persons specified…
§
(a) This article shall provide coverage for the policies and contracts specified in subdivision (b) …
§
This article shall be liberally construed to effect the purpose under Section 1067.01.
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As used in this article: (a) “Account” means either of the two accounts created under Section 1067.0…
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(a) A nonprofit legal entity to be known as the California Life and Health Insurance Guarantee Assoc…
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(a) The board of directors of the association shall consist of not less than 9 nor more than 13 memb…
§
(a) If a member insurer is an impaired insurer, the association may, in its discretion, and subject …
§
(a) For the purpose of providing the funds necessary to carry out the powers and duties of the assoc…
§
(a) (1) The association shall submit to the commissioner a plan of operation and any amendments ther…
§
In addition to the duties and powers enumerated elsewhere in this article: (a) The commissioner shal…
§
To aid in the detection and prevention of insurer insolvencies or impairments: (a) It shall be the d…
§
(a) This article shall not be construed to reduce the liability for unpaid assessments of the insure…
§
The association shall be subject to examination and regulation by the commissioner. The board of dir…
§
The association shall be exempt from payment of all fees and all taxes levied by this state or any o…
§
There shall be no liability on the part of and no cause of action of any nature shall arise against …
§
All proceedings in which the insolvent insurer is a party in any court in this state shall be stayed…
§
(a) No person, including an insurer, agent, or affiliate of an insurer shall make, publish, dissemin…
§
This article shall not apply to any insurer that was declared to be insolvent or impaired, or as to …
§
The amendments made to this article by Chapter 334 of the Statutes of 2010 during the 2009–10 Regula…
§
In order to provide for the merger of the Seastrand Health Insurance Guaranty Association with and i…
§
(a) As used in this section, the following definitions shall apply: (1) “Health care service plan” m…
§
(a) As used in this section: (1) “Carrier” means a specialized health care service plan, and any of …
§
(a) The commissioner shall have the administrative authority to assess penalties against any person,…
§
Any insurer, upon payment of the fees and costs therefor and surrender to the commissioner of its ce…
§
Whenever an admitted insurer fails to take any step necessary to maintain continuance of its certifi…
§
The withdrawal procedure and fees prescribed by this article shall not be required of a nonsurviving…
§
The commissioner shall publish such application for withdrawal, daily, for one week, in each of two …
§
Every insurer which withdraws as an insurer, or is required to withdraw as an insurer, from this Sta…
§
The commissioner shall make, or cause to be made by the insurance authority of the State where the i…
§
Whenever any insurer withdraws from business in this State, and whenever for any reason the commissi…
§
Upon the failure of such insurer to pay the expense of such advertising within thirty days after the…
§
The withdrawing insurer shall pay to the commissioner a fee of one thousand four hundred ten dollars…
§
As used in this article: (a) “Insurer” means and includes every person engaged as indemnitor, surety…
§
The provisions of the article shall apply to all of the following: (a) All domestic life or disabili…
§
(a) An insurer may be subject to administrative supervision by the commissioner if, upon examination…
§
(a) Notwithstanding any other provision of law, and except as set forth in this section, proceedings…
§
During the period of supervision, the commissioner or his or her designated appointee shall serve as…
§
During the period of supervision the insurer may contest an action taken or proposed to be taken by …
§
Nothing contained in this article shall preclude the commissioner from initiating judicial proceedin…
§
The commissioner may adopt reasonable rules necessary for the implementation of this article.
§
Notwithstanding any other provision of law, the commissioner may meet with a supervisor appointed un…
§
There shall be no liability on the part of, and no cause of action of any nature shall arise against…
§
The authority granted pursuant to this article is in addition to, and not in lieu of, any other prov…
§
Any domestic incorporated mutual life insurer or disability insurer or life and disability insurer i…
§
An insurer which is insolvent, retiring from business in this state other than by merger or consolid…
§
The retiring insurer shall pay to the commissioner a fee of one thousand seven hundred ninety-four d…
§
In this state, all investments and deposits of the assets of an insurer, all purchases on behalf of …
§
Every admitted incorporated insurer may under a certificate of authority issued pursuant to the prov…
§
(a) An admitted insurer’s officers, directors, trustees, and any persons who have authority in the m…
§
An officer, excluding a director who holds no other office, or employee of an admitted insurer shall…
§
The financial obligation of any officer, director, trustee, or other person having authority in the …
§
Whenever an insurer is injured or made to suffer loss by reason of any violation of the provisions o…
§
An admitted insurer shall not make any loan, other than a policy loan, to any officer, director, tru…
§
The commissioner may from time to time require any domestic admitted insurer to report to him, in su…
§
Every person who is directly or indirectly the beneficial owner of more than 10 percent of any class…
§
For the purpose of preventing the unfair use of information which may have been obtained by any bene…
§
It shall be unlawful for any beneficial owner of an insurer, or director or officer thereof, describ…
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The provisions of Section 1104.3 shall not apply to any purchase and sale, or sale and purchase, and…
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The provisions of Sections 1104.2, 1104.3, and 1104.4 shall not apply to foreign or domestic arbitra…
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The term “stock” as it is used in Sections 1104.2, 1104.3, 1104.4, 1104.5 and 1104.8 means any stock…
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The provisions of Sections 1104.2, 1104.3, and 1104.4 shall not apply to a domestic insurer if: (a) …
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(a) (1) As used in this section, “qualified custodian” means: (A) commercial banks (as defined in Se…
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This article shall not prevent: (a) The purchase by any person of any asset which the commissioner r…
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Any person violating, or wilfully aiding another in the violation of, Sections 1101, 1101.1, 1102, 1…
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In accordance with either subdivision (e) of Section 1001 or Section 1101.1 of the Corporations Code…
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The commissioner shall require the payment of three hundred seventy-four dollars ($374), as fee for …
§
This article does not apply to combination automobile insurance policies in which one insurer issues…
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Insurers desiring to issue policies to which this article is applicable, and to pay commissions to p…
§
Within 10 days after the withdrawal of an insurer from the plan or from the time additional insurers…
§
For filing application for a permit issued pursuant to this article, the commissioner shall charge a…
§
Except as otherwise provided in this code, incorporated insurers are subject to the provisions of th…
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(a) A domestic incorporated life insurer may be organized under the Nonprofit Mutual Benefit Corpora…
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(a) Notwithstanding any other law, a copy of every form of proxy or written consent or authorization…
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No director, trustee, officer or agent of any insurer shall be subject to personal liability by reas…
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In situations of hardship, financial embarrassment or where other good cause is shown the commission…
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(a) Domestic incorporated stock insurers, except those governed by Sections 10530, 12373, and 12640.…
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An insurer shall not be admitted within three years from and after the time when it commences busine…
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An admitted insurer which has been in business as an insurer less than three years from and after th…
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After the period specified in Sections 1153 and 1153.5, the requirements of those sections shall no …
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An insurer, within such limits as may be set by the board of directors, may contribute to community …
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Domestic incorporated insurers may invest their assets in the purchase of any of the securities spec…
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Such insurers may invest in obligations of the United States or obligations for which the faith and …
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Such insurers may invest in obligations of the United States Postal Service.
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Such insurers may invest in obligations of the Dominion of Canada, or the Commonwealth of Puerto Ric…
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Such insurers may invest in obligations issued under authority of law by any county, municipality, o…
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Such insurers may invest in obligations of this State or those for which the faith and credit of thi…
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Such insurers may invest in bonds of any permanent road division in this state, or any district orga…
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Such insurers may invest in bonds of any county water district operating under Division 12 of the Wa…
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Such insurers may make, invest in or purchase loans which are guaranteed by the United States or any…
§
None of the provisions of the Insurance Code limiting or restricting loans by insurers or prescribin…
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Such insurers may invest in notes or bonds secured by mortgage guaranteed as to payment by a policy …
§
Such insurers may invest in collateral trust bonds or notes, secured by any of the following: (a) A …
§
Such insurers may invest in farm loan bonds, consolidated farm loan bonds, collateral trust debentur…
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Such insurers may invest in bonds issued under the “Home Owners’ Loan Act of 1933”; bonds, debenture…
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Such insurers may also invest in registered warrants of this State, issued pursuant to law.
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Domestic incorporated insurers may invest in an account or accounts in one or more banks, savings an…
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(a) Every domestic incorporated insurer shall file a report with the commissioner disclosing materia…
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(a) No acquisitions or dispositions of assets shall be reported pursuant to Section 1185 if the acqu…
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(a) No nonrenewals, cancellations, or revisions of ceded reinsurance agreements shall be reported pu…
§
Any domestic incorporated insurer, which maintains in cash on hand or on deposit in a national or st…
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Excess funds investments may be made in the stock of any corporation organized and carrying on busin…
§
Excess fund investments may be made in the purchase and sale of exchange traded call options on comm…
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(a) Excess fund investments may be made by a domestic life insurer having admitted assets aggregatin…
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Excess funds investments may be made in: (a) Interest-bearing obligations issued by a nonaffiliate i…
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Excess funds investments may be made in bonds, notes or other obligations issued, assumed or guarant…
§
An insurer may lend on the security of a first lien on an unencumbered leasehold on real property if…
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Excess fund investments may be made by a life insurer having admitted assets aggregating in value no…
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No domestic insurer shall have more than 10 percent of its capital and surplus invested in stock of …
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Excess funds investments may be made in all deposits and debt obligations of banks or savings and lo…
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(a) An insurer, except an insurer authorized to transact mortgage guaranty insurance as defined in S…
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(a) A domestic insurer having admitted assets aggregating in value not less than one hundred million…
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(a) A domestic life insurer having admitted assets aggregating in value not less than one hundred mi…
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Notwithstanding Section 1100, a domestic insurer may make excess funds investments in shares of an i…
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(a) Excess funds investments may be made in securities evidencing an undivided interest in, the righ…
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(a) Notwithstanding Section 1100, an insurer may make excess funds investments in investment pools a…
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Excess funds investments may be made in bonds of any permanent road division, or any district of any…
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Excess funds investments may be made in bonds issued by any county, municipality, or school district…
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Excess funds investments may be made in bonds issued pursuant to the Improvement Bond Act of 1915.
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Excess funds investments may be made in any debt obligation issued by the United States, a federal a…
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(a) Excess funds investments may be made by an insurer in bonds, notes, or other evidences of indebt…
§
Excess funds investments may be made in the stock of a Federal home loan bank. Any domestic incorpor…
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(a) Excess fund investments may be made by a domestic insurer in real estate and leases thereof and …
§
If the commissioner shall decide, after due notice and hearing that the interest of any company havi…
§
Domestic incorporated insurers may invest in notes or bonds secured by a mortgage or other first lie…
§
(a) An insurer may invest in notes or bonds secured by second mortgages or other second liens, inclu…
§
In any case in which a domestic insurer has requested the approval of the commissioner to make the i…
§
Every admitted incorporated insurer may purchase, hold, or convey real estate only for the following…
§
If, after a hearing, the commissioner is satisfied that an insurer is carrying upon its books any pa…
§
Every admitted incorporated insurer may, for the protection or enhancement of the value of real prop…
§
Excess funds investments may be made in an electronic computer or data processing machine or system …
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This article does not authorize investments in any obligation unless the obligation is interest or i…
§
Excess funds investments shall not be made in any stock or obligation unless: (a) The stock or oblig…
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(a) No domestic insurer shall acquire, directly or indirectly, any medium grade or lower grade oblig…
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Excess funds investments shall not be made in a loan or any other obligation to any one borrower or …
§
Excess funds investments shall not be made in purchases of or loans upon shares of the capital stock…
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No domestic incorporated fire, life or marine insurer shall make excess funds investments in purchas…
§
An excess funds investment shall not be made unless authorized or approved by the directors of the i…
§
The entry of approval shall show: (a) The fact of making such investment. (b) The amount thereof. (c…
§
The commissioner may, in his discretion and after hearing, by written order require the disposal of …
§
(a) A domestic incorporated insurer, after investing an amount equal to its required minimum paid-in…
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(a) A domestic incorporated insurer, after investing an amount equal to its required minimum paid-in…
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(a) For the purposes of this section the following definitions shall apply: (1) “Aggregate counterpa…
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(a) Any domestic incorporated insurer having aggregate capital and surplus as of the preceding Decem…
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As used in this article, the following terms shall have the respective meanings hereafter set forth,…
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(a) Any domestic insurer, either by itself or in cooperation with one or more persons, may organize …
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(a) A person shall not make a tender offer for, or a request or invitation for tenders of, or enter …
§
The following shall be violations of this article: (a) The failure to file the statement required un…
§
(a) Every insurer that is authorized to do business in this state and that is a member of an insuran…
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(a) Transactions by registered insurers with their affiliates are subject to the following standards…
§
(a) Subject to the limitation contained in this section, and in addition to the powers which the com…
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(a) With respect to any insurer registered under Section 1215.4, and in accordance with subdivision …
§
(a) All information, documents, and copies thereof obtained by or disclosed to the commissioner or a…
§
The commissioner may, upon notice and opportunity for all interested persons to be heard, issue such…
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(a) Whenever it appears to the commissioner that any insurer or any director, officer, employee, or …
§
(a) Any insurer that fails to file a statement, report, or request for approval required by this art…
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Whenever it appears to the commissioner that any person has committed a violation of this article wh…
§
Whenever it appears to the commissioner that any person has committed a violation of this article wh…
§
(a) For the purposes of this article only, every foreign insurer, except an insurer described in Art…
§
(a) The provisions of this article shall not apply to any party or entity participating in any inves…
§
All laws and parts of laws of this state inconsistent with this article are hereby superseded with r…
§
If any provision of this article or the application thereof to any person or circumstance is held in…
§
(a) If an order for liquidation or rehabilitation of a domestic insurer has been entered, the receiv…
§
(a) (1) The commissioner is authorized to act as the groupwide supervisor for any internationally ac…
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This article may be cited as the Business Transacted with Producer Controlled Insurer Act.
§
As used in this article, the following terms have the following meanings: (a) “Accredited state” mea…
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This article shall apply to insurers as defined in subdivision (e) of Section 1216.1, either domicil…
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(a) (1) The provisions of this section shall apply if, in any calendar year, the aggregate amount of…
§
The controlling producer shall, prior to the effective date of the policy, deliver written notice to…
§
(a) (1) If the commissioner believes that the controlling producer or any other person has not mater…
§
Controlled insurers and controlling producers who are not in compliance with Section 1216.3 of this …
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Domestic incorporated life insurers may also invest any funds in loans upon any of their own policie…
§
The amount thus loaned by an insurer upon its own policies shall be credited to the insurer in deter…
§
The Legislature declares that the purpose of this article is to establish guidelines for life insure…
§
For the purposes of this article the “published monthly average” means: (a) Moody’s Corporate Bond Y…
§
(a) Policies issued on or after the effective date of this article shall provide for policy loan int…
§
If the maximum rate of interest is determined pursuant to paragraph (2) of subdivision (a) of Sectio…
§
The maximum rate for each policy shall be determined at regular intervals at least once every 12 mon…
§
The life insurer shall do all of the following: (1) Notify the policyholder at the time a cash loan …
§
The loan value of the policy shall be equivalent to the cash surrender value of the policy, the mini…
§
The substance of the pertinent provisions of Section 1232 and 1233 shall be set forth in the policie…
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For the purposes of this section: (1) The rate of interest on policy loans permitted under this sect…
§
No other provision of law shall apply to policy loan interest rates unless made specifically applica…
§
The provisions of this article shall not apply to any insurance contract issued before the effective…
§
The following definitions shall apply in this article: (a) “Foreign currency” means a currency other…
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(a) Subject to the limitation in Section 1242, and except for those foreign investments permitted un…
§
(a) No domestic insurer shall acquire any investment respecting a foreign jurisdiction, or any inves…
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(a) The Legislature finds and declares all of the following: (1) The federal Securities and Exchange…
§
(a) (1) Except as otherwise specified in Section 1241, a domestic insurer shall not acquire directly…
§
When any domestic incorporated insurer has, pursuant to the laws of this State, invested any of its …
§
A stock, bond or other evidence of debt if in default as to principal or interest, or if not amply s…
§
All bonds or other evidences of debt held by an admitted incorporated insurer if amply secured and i…
§
Any such insurer may report such bonds or other evidence of debt at market value or book value, but …
§
Any asset of an insurer which is found by the commissioner to be insolvent or threatened with insolv…
§
Incorporated insurers or reciprocal insurers who are members of what is commonly known as a “group” …
§
This chapter shall not in any way affect the rights, duties, or obligations of members of or subscri…
§
This chapter and the other provisions of this code shall not apply to nor affect unincorporated inte…
§
(a) This chapter and the other provisions of this code, except as set forth in this paragraph, shall…
§
Reciprocal or interinsurance contracts, the exchange thereof, the subscribers, attorneys in fact, ag…
§
(a) The following provisions of this code shall not be applicable to reciprocal or interinsurance ex…
§
The provisions of Part 7, Division 2 of the Revenue and Taxation Code shall be applicable to recipro…
§
Notwithstanding any other provision of this chapter or of this code, any reciprocal or interinsuranc…
§
Any persons may exchange reciprocal or interinsurance contracts with one another providing insurance…
§
Such persons are termed subscribers.
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Any domestic corporation, in addition to the rights, powers and franchises specified in its articles…
§
The organization under which such subscribers so exchange contracts is termed a reciprocal or interi…
§
Such contracts may be executed by an attorney-in-fact, agent or other representative duly authorized…
§
The principal office of the attorney shall be maintained at a place designated by the subscribers in…
§
The power of attorney and contracts made thereunder may: (a) Provide for the right of substitution o…
§
The body exercising the subscribers’ rights shall be selected under such rules as the subscribers ad…
§
Such body shall have authority to procure the audit of the accounts and records of the exchange and …
§
Such body shall be composed of subscribers or agents of subscribers. Not more than one-third of the …
§
The board of a reciprocal or interinsurance exchange operating pursuant to Section 1284 shall be com…
§
A reciprocal or interinsurance exchange may engage in the surety insurance business in this state on…
§
(a) Any reciprocal or interinsurance exchange, domestic or foreign, which has obtained a certificate…
§
Nothing in Chapter 504 of the Statutes of 1965 shall limit or affect the right of an admitted foreig…
§
Any reciprocal or interinsurance exchange, domestic or foreign, which has obtained a certificate of …
§
A reciprocal exchange or interinsurance exchange may borrow money to defray the expenses of its orga…
§
The attorney of every admitted reciprocal or interinsurance exchange shall verify and cause to be fi…
§
If the name of the exchange does not contain either the words “interinsurance,” “reciprocal” or “exc…
§
The attorney prior to admission shall file with the commissioner a declaration verified by his oath …
§
Concurrently with the filing of the declaration provided for by the terms of section 1322 the attorn…
§
Except as provided in Section 1330, the attorney, concurrently with the filing of the declaration pr…
§
Such bond shall be executed by the attorney with an admitted surety insurer as surety.
§
Such attorney may deposit with the commissioner, in lieu of the bond executed by him, securities of …
§
The attorney’s bond shall be in the penal sum of fifty thousand dollars ($50,000), conditioned that …
§
The attorney’s bond may be sued upon in one and the same action either by any subscriber or any numb…
§
Any amount recovered on the attorney’s bond shall be deposited in and become a part of the funds of …
§
Where provision is made, by the power of attorney executed by the subscribers or the rules adopted b…
§
Where the home office of an exchange is located outside of this State and the attorney files such a …
§
The commissioner shall issue a certificate of authority to the attorney upon compliance with the req…
§
In the event of substitution of attorney or a change in any of the matters specified in the certific…
§
Every exchange shall maintain its required assets in any one, or more, or all of the following forms…
§
Except as in this article (commencing with Section 1370) otherwise provides, every exchange subject …
§
An exchange admitted prior to October 1, 1961, shall be exempt from the provisions of Section 1370.2…
§
Any exchange exempted at any time from the provisions of Section 1370. 2 shall irrespective of such …
§
If an exchange does either liability or workers’ compensation insurance, it shall at all times maint…
§
Every other exchange shall maintain at all times assets in a sum sufficient to discharge all liabili…
§
No certificate of authority, other than a renewal certificate of authority, shall be issued to the a…
§
(a) Except as provided in subsection (b) hereof, an exchange, the attorney for which holds a certifi…
§
In estimating the financial condition of any exchange the commissioner shall observe the following r…
§
(a) “Surplus deposits of subscribers,” as used in this chapter, means amounts, over and above any pr…
§
Where the subscribers are grouped by industries or otherwise under any ruling or agreement which exe…
§
The provisions of this article shall apply only to exchanges writing liability, common carrier liabi…
§
Whenever an exchange subject to this article, is not possessed of admitted assets sufficient to disc…
§
Except as provided by Sections 1397, 1398, 1400 and 1401, every subscriber of an exchange subject to…
§
Each such subscriber’s share of the deficiency for which an assessment is made pursuant to this arti…
§
Subscribers liable to assessment under this article shall pay the same without offsetting any claim …
§
Assessments under this article shall be made upon the members liable to assessment therefor, in prop…
§
Notice of all such proposed assessments shall be filed with the commissioner and the assessments sha…
§
Assessments under this article, whether levied by the attorney, or the commissioner in the liquidati…
§
The power of attorney of an exchange subject to this article may limit the contingent liability of t…
§
Each subscriber to an exchange subject to this article may maintain with the exchange, in addition t…
§
Each such subscriber maintaining a surplus deposit equal to, and in addition to, the amount of the t…
§
If an exchange has a surplus of admitted assets over all liabilities in a sum equal to 1 1 2 times t…
§
(a) When the commissioner finds after a public hearing that a reciprocal or interinsurance exchange …
§
All funds of such exchange and the proceeds of the contingent liability of its subscribers shall be …
§
Savings or credits may be returned to the subscribers irrespective of the source from which such sav…
§
The attorney shall make a report, under oath, to the commissioner covering each calendar year. Such …
§
The assets, business affairs and records of every exchange and its attorney shall be subject to exam…
§
The commissioner has: (a) The right of examination of and supervision over reciprocal or interinsura…
§
The commissioner’s right of examination shall include the right to examine the records containing th…
§
Where the principal office of the attorney is located in another State, the commissioner, in lieu of…
§
The exchange may sue or be sued in its own name as in the case of an individual. Any judgment render…
§
No action shall lie against any subscriber, upon any obligation made or incurred in the name of the …
§
Process may be served upon the commissioner as provided in Article 1 (commencing with Section 12919)…
§
A judgment rendered in any case where service of process has been made on the commissioner shall be …
§
In any form of policy prescribed by this code, the attorney may insert provisions or conditions requ…
§
The provisions of this code regarding the appointment, licensing, qualification and regulation of in…
§
Any attorney-in-fact or representative of such an attorney who exchanges, or solicits or negotiates …
§
For the purpose of organization, and upon issuance of permit by the commissioner, powers of attorney…
§
In addition to the foregoing penalties and where not otherwise provided, the penalty for failure or …
§
In lieu of all other taxes, licenses or fees whatever, state or local, each exchange and its corpora…
§
(a) On and after January 1, 1994, and before January 1, 1995, every exchange and its corporate attor…
§
Any two or more domestic reciprocal insurers, upon affirmative vote of not less than two-thirds of t…
§
This article shall apply only to domestic reciprocal insurers organized after 1974 to provide medica…
§
By following the procedure specified in this article, any domestic reciprocal insurer described in t…
§
The plan and agreement by which the transaction is to be effected shall be submitted to the commissi…
§
When the plan and agreement has been approved by the commissioner, with any changes required by him …
§
If one of the insurers that is a party to the transaction is a domestic incorporated insurer, Sectio…
§
(a) If the vote is in the affirmative, a certified copy of all proceedings relating to the proposed …
§
(a) If the surviving entity is a domestic incorporated insurer in a merger in which a domestic recip…
§
(a) Any plan of merger, consolidation, or other unification under this article shall provide that al…
§
In the event a domestic reciprocal insurer is merged, is consolidated, or is part of a reorganizatio…
§
(a) For all purposes for a merger in which the surviving entity is a domestic reciprocal insurer and…
§
This article shall apply only to domestic reciprocal insurers organized after 1974 to provide medica…
§
By following the procedure specified in this article, any domestic reciprocal insurer described in S…
§
The definitions in this section apply to the following terms when used in this article: (a) “Adoptio…
§
A plan of conversion adopted by a domestic reciprocal insurer for the establishment of a reciprocal …
§
(a) The commissioner shall examine the plan submitted pursuant to Section 1560.03. As a part of the …
§
The meeting of subscribers prescribed by subdivision (c) of Section 1560.03 shall be called by the g…
§
Nothing in this article shall be deemed to prohibit the inclusion in the plan of conversion of provi…
§
No director, officer, agent, or employee of the domestic reciprocal insurer shall receive any fee, c…
§
At any time before that plan of conversion becomes effective, the domestic reciprocal company may, b…
§
Upon consent by the commissioner to the plan of conversion of a domestic reciprocal insurer and fili…
§
(a) Upon the effective date of a plan of conversion in accordance with Section 1560.10, the domestic…
§
(a) Prior to, and for a period of five years following, the effective date of the plan of conversion…
§
Unless otherwise provided in the plan of conversion, the governing body and officers of the domestic…
§
(a) Notwithstanding any other provision of law and except as otherwise provided in subdivision (b), …
§
The offer or sale of securities issued pursuant to the plan of conversion developed and approved in …
§
The commissioner shall have the authority from time to time, to make, amend, and rescind any rules a…
§
Upon completion of the act of conversion and issuance of the certificate of authority under Section …
§
(a) The articles of incorporation of a converted insurer that have been adopted pursuant to a plan o…
§
If the name of a domestic reciprocal insurer converting to a stock insurer pursuant to this article …
§
Any law or ruling of any state of the United States or any foreign country which shall attempt to as…
§
As used in this article, the term “alien insurer” means a foreign insurer organized under the laws o…
§
Except as otherwise expressly provided for particular insurers, an alien insurer shall not transact …
§
The amount of such deposit shall be equal to the minimum amount of the paid-in capital required for …
§
The deposit required by Section 1581 (a) Shall be continuously maintained so long as any obligation …
§
If such deposit is not so maintained in this State, it shall be deemed to be in existence as require…
§
Such deposit, if maintained in this State, shall be for the benefit and security of all the policyho…
§
Securities deposited with the commissioner pursuant to this article shall be specially deposited by …
§
As long as the depositing insurer is solvent and the deposited securities are sufficient under this …
§
Whenever a deposit is made with the commissioner, he or she shall issue to the depositing insurer a …
§
The commissioner shall require the payment of forty-four dollars ($44), in advance, as a fee for fil…
§
In addition to complying with all other applicable requirements of this code, every admitted alien i…
§
The statement required by Section 1591 shall be verified in the manner prescribed in Sections 903 an…
§
The excess of the sum of those items in such statement, which are described in subdivision (a), (b),…
§
Whenever it appears to the commissioner that the trusteed surplus in the United States of an alien i…
§
Whenever an admitted alien insurer is required or permitted to deposit assets with a trustee for the…
§
To satisfy the purposes of this article, any alien insurer admitted or seeking to be admitted is her…
§
Trusteed assets may be held by a trustee in the name of a nominee of the trustee, when permitted by …
§
In respect of the appointment or substitution of a trustee in another state in which an admitted ali…
§
The commissioner may from time to time examine the trusteed assets of any alien admitted insurer pur…
§
The commissioner shall require the payment of twenty-nine dollars ($29), in advance, as a fee for fi…
§
The commissioner shall require every foreign insurer, as a condition precedent to receiving and hold…
§
An agent designated by a foreign insurer as provided in this article may file with the insurance com…
§
(a) A fee shall not be charged, except as included in the application for certificate of authority f…
§
Any notice provided by law or by a policy, and any proof of loss, summons or other process may be se…
§
The person appointed and designated pursuant to Section 1600 shall be deemed in law a general agent,…
§
Every foreign insurer, as a further condition precedent to admission and in consideration thereof, s…
§
Service may be made upon the commissioner under the circumstances described in the agreement or stip…
§
Any of the acts described in Section 1611, when effected in this State, by mail or otherwise, by a f…
§
The acts referred to in Section 1610 are: (1) The issuance or delivery to residents of, or to corpor…
§
Such service of process may be made as provided in Article 1 (commencing with Section 12919) of Chap…
§
Before any nonadmitted foreign or alien insurer shall file or cause to be filed any pleading in any …
§
The court in any action, suit, or proceeding, in which service of process is effected in the manner …
§
Nothing in Section 1616 is to be construed to prevent a nonadmitted foreign or alien insurer from fi…
§
In any action against a nonadmitted foreign or alien insurer upon a contract of insurance issued or …
§
(a) The provisions of the preceding sections of this article shall not apply to any action, suit, or…
§
(a) The purpose of this article is to subject to the jurisdiction of the commissioner and to the jur…
§
As used in this article (commencing with Section 1620.1): (a) “Unfair Trade Practices Act” means Art…
§
No unauthorized foreign or alien insurer shall make, issue, circulate or cause to be made, issued or…
§
If after 30 days following the giving of the notice mentioned in Section 1620.3 the insurer has fail…
§
(a) Any of the following acts in this State, effected by mail or otherwise, by any unauthorized fore…
§
If any provision of this article (commencing with Section 1620.1) or the application thereof to any …
§
This article (commencing with Section 1620.1) may be cited as the Unauthorized Insurers False Advert…
§
An insurance agent is a person who transacts insurance, other than life, disability, or health insur…
§
(a) A life and accident and health or sickness licensee is a person authorized to act on behalf of a…
§
(a) An insurance broker is a person who, for compensation and on behalf of another person, transacts…
§
“Insurance solicitor” means a natural person employed to aid a property and casualty broker-agent ac…
§
(a) A property licensee or a casualty licensee is a person authorized to act as an insurance agent, …
§
(a) A personal lines licensee is a person authorized to transact automobile insurance, as defined in…
§
(a) A limited lines automobile insurance agent is a person authorized to transact automobile insuran…
§
“License year” for a limited lines automobile insurance agent shall be determined as follows: (a) Up…
§
“License term” for a limited lines automobile insurance agent means all of that two-year period begi…
§
(a) A life and accident and health or sickness licensee is a person authorized to act as a life and …
§
A license is a permit to act in the capacity specified therein. A person licensed is the holder of t…
§
As used in this chapter, an “organization” means any legal entity other than a natural person. If re…
§
“License year” as used in this chapter shall be determined for each entity as follows: (a) Upon init…
§
“License term” as used in this chapter means all of that two-year period beginning as described in s…
§
Unless exempt by the provisions of this article, a person shall not solicit, negotiate, or effect co…
§
Nothing in this article shall be deemed to affect the current operations of the Healthy Families Pro…
§
Unless prohibited in this article, a person otherwise eligible for a license may be authorized to ac…
§
Any person who transacts insurance without a valid license so to act is guilty of a misdemeanor puni…
§
It is hereby declared to be the intent of the Legislature in enacting this chapter that the regulati…
§
No license is required under this chapter for a person to act in any of the following capacities: (a…
§
A license is not required under the provisions of this chapter for a person to act in the following …
§
An organization may hold any license or licenses necessary to act in the following capacities under …
§
(a) A nonresident license is a license issued to a person not a resident of this state. A person is …
§
Unless denied licensure pursuant to Article 6 (commencing with Section 1666), a nonresident person s…
§
The following types of licenses under this chapter may be issued to nonresidents: (a) A property bro…
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(a) The class or classes of insurance which a nonresident person is licensed to transact under that …
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A person authorized to act as an insurance solicitor is not eligible at the same time to act as an i…
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An insurer or reciprocal or interinsurance exchange is not eligible for any license under this chapt…
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A person under 18 years of age is not eligible to apply for a license pursuant to this chapter, Chap…
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An organization is not eligible for a license under this chapter if its articles of incorporation or…
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(a) Each limited liability company, at the time of licensing pursuant to this chapter and, with resp…
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Notwithstanding Section 1642, an insurer may own or control, whether directly or indirectly, a separ…
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Every license issued under this chapter shall state thereon all the following: (a) The name of the l…
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The commissioner shall at all times retain full property rights in any document evidencing any licen…
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(a) The commissioner shall submit to the Department of Justice fingerprint images and related inform…
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No application for a license shall be deemed filed unless the document has been submitted by a means…
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Every applicant for an organizational license shall provide the names of all licensed natural person…
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(a) Every application for a license filed by a corporation shall contain the names and addresses of …
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(a) Every application for a license filed by a limited liability company shall contain the names and…
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Each application filed by a natural person for a license shall contain the residence address, the pr…
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Whenever an organization licensed as a life agent, property broker-agent, casualty broker-agent, per…
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A property broker-agent, a casualty broker-agent, and a personal lines broker-agent shall, prior to …
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Such bond shall be duly executed by an admitted surety insurer, shall be continuous in form, and sha…
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The bond of a property broker-agent and a casualty broker-agent shall be in the amount of ten thousa…
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Upon the filing of an application for a license in accordance with Article 4 of this chapter, the co…
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(a) (1) Notwithstanding any other provision of law, the commissioner shall at the time of issuance o…
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Except as provided in Section 1669, a license shall not be denied without an opportunity to the appl…
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The commissioner may deny an application for a license issued pursuant to this chapter if any of the…
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In addition to the grounds set forth in Section 1668, the following acts shall constitute cause to s…
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(a) The commissioner may deny an application for a license issued pursuant to this chapter, and may …
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The commissioner may, without hearing, deny an application if the applicant has done one or more of …
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If an applicant for any license under this chapter, Chapter 7 (commencing with Section 1800) of this…
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The commissioner may deny an application filed by an organization, unless both the organization and …
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The following applicants who have theretofore been licensed under this code are exempt from the requ…
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(a) Except as set forth in Sections 1675 and 1679, the commissioner shall not issue a permanent lice…
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(a) Each qualifying examination for a license pursuant to this chapter shall be in writing and shall…
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The commissioner shall administer qualifying license examinations under this chapter at test centers…
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(a) A nonresident applicant for a license shall be subject to the same qualifying examination as is …
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If an applicant fails the qualifying examination, that applicant may, subject to the provisions of S…
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(a) No person shall cheat on, subvert, or attempt to subvert, any licensing examination given by the…
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(a) (1) A person shall not be admitted to more than 10 license qualification examinations of the sam…
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An applicant shall schedule or reschedule the applicant’s qualifying examination using an electronic…
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Except as otherwise provided in this article, whenever reference is made in this article to an appli…
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The commissioner may issue to an eligible person a certificate of convenience to act as any of the f…
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To be eligible for an estate certificate of convenience, a person shall be one of the following: (a)…
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Except as provided in Section 1637, to be eligible for a military service certificate of convenience…
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An estate certificate of convenience expires upon the happening of any of the following events, whic…
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A military service certificate of convenience shall terminate upon the relicensing of the nominating…
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A military service certificate of convenience may be issued to an organization only under the follow…
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The military service certificate of convenience referred to in Section 1697 expires at one of the fo…
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All licenses issued pursuant to this chapter shall be issued to the holder thereof.
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Every applicant for an original license under this chapter, Chapter 5A (commencing with Section 1759…
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(a) Any person acting as a licensee under this chapter shall not act as an agent of an insurer unles…
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(a) Except as provided in subdivision (b), a licensed life agent may present a proposal for insuranc…
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An insurer, or employing property broker-agent or casualty broker-agent, by filing a notice of appoi…
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Except as otherwise provided in Section 1704.5, each notice of appointment or notice of termination …
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The commissioner in lieu of retaining in his or her files a copy of the notices of appointment or no…
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As part of the report required under Section 12922, the commissioner shall provide the following inf…
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(a) Notwithstanding any other provision of law, qualified applicants who applied in proper form and …
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A licensee may at any time surrender for cancellation any license under which that licensee is permi…
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All licenses issued to natural persons terminate upon the death of such person.
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For the purposes of this chapter and except as provided in this article, an organization ceases to e…
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The termination of the existence of the license entity as provided in Section 1711, automatically te…
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(a) The license of an organization licensed as a property broker-agent, casualty broker-agent, or li…
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The provisions of this article shall not apply to any certificate of convenience other than a milita…
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All licenses issued under this chapter shall be for the license term specified in Section 1630. Such…
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Notwithstanding any other provision of this article, the commissioner shall institute year-round lic…
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(a) Not less than 60 days before a permanent license will expire, the commissioner may use an electr…
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The commissioner shall not issue any permanent license within 30 days prior to the expiration date o…
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(a) A licensee who has applied to renew a license under this chapter shall be entitled to continue o…
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If a natural person while licensed pursuant to the provisions of this chapter or Chapter 6 (commenci…
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(a) At the time any original or renewal license application that is submitted to the commissioner sh…
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An agent, broker, or solicitor who is not an active member of the State Bar of California may not sh…
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Every individual and organization licensee and every applicant for a license shall file with the com…
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A license to act as a resident property broker-agent, casualty broker-agent, personal lines broker-a…
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(a) A person licensed under Section 1625, 1625.5, 1625.55, 1626, 1758.1, 1765, 1800, 14020, or 15006…
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(a) A person who is licensed in this state as an insurance agent or broker, advertises insurance on …
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(a) The commissioner shall, after notice and hearing, promulgate reasonable rules and regulations sp…
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Every resident insurance property broker-agent and every resident insurance casualty broker-agent sh…
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Every licensee and every applicant for a license shall immediately notify the commissioner using an …
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(a) An applicant or licensee shall notify the commissioner when any of the background information se…
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A property broker-agent, casualty broker-agent, or life agent who has a service contract with a corp…
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A licensee shall not misrepresent the type of license under which that licensee is transacting insur…
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A life agent, a property broker-agent, and a casualty broker-agent shall provide to all insureds or …
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(a) Every property broker-agent and every casualty broker-agent shall, prior to arranging premium fi…
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A person licensed as a broker-agent shall be deemed to be acting as an insurance agent in the transa…
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A person acting as an insurance broker may, on behalf of an insurance company, collect and transmit …
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All funds received by any person acting as a licensee under this chapter, Chapter 5A (commencing wit…
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This section applies to a person licensed, hereinafter “licensee,” whether under a permanent license…
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(a) (1) If fiduciary funds, as defined in Section 1733, are received by any person licensed, hereina…
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(a) As used in this section, a managing general agent is a licensed property broker-agent and casual…
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A property broker-agent, casualty broker-agent, or surplus line broker, hereinafter the “licensee,” …
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If any acts are forbidden or conduct prescribed by any provisions of this code, such acts shall not …
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(a) Every licensee and applicant shall promptly reply in writing to an inquiry from the commissioner…
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The purpose of this chapter is to protect the public by requiring and maintaining professional stand…
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The commissioner may suspend or revoke a permanent license issued pursuant to this chapter on any of…
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Upon the request of the department, a proceeding held pursuant to Section 1668, 1668.5, 1738, 1739, …
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Where a permanent license is held by an organization both the organization itself and any natural pe…
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The certificate of the commissioner certifying any facts found after a hearing held under this chapt…
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If the commissioner finds, after a hearing, that there are grounds for the denial of an application …
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Where a person who is or has been licensed under this chapter has been found by the commissioner to …
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The department shall promulgate regulations necessary to comply with the requirements of Section 103…
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(a) The commissioner may, without hearing, issue an order denying an application by a business entit…
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The lapse or suspension of any license by operation of law, by failure to renew or by its voluntary …
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The filing of a statement of issues pursuant to Chapter 5, Part 1, Division 3, Title 2 of the Govern…
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When the commissioner may determine or have good cause to believe that any property broker-agent or …
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The commissioner, in any proceeding under the provisions of this article, may, by an alternative ord…
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(a) For the purposes of this section, the following definitions are applicable: (1) “Production agen…
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(a) The department shall require all new applicants for license to meet prelicensing education stand…
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Sections 1749 and 1749.3 shall not apply to a life agent who is limited by the terms of a written ag…
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(a) The commissioner shall appoint a curriculum board consisting of representatives of insurance age…
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“Twenty-four hour coverage” is the joint issuance of a workers’ compensation policy with a disabilit…
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The purpose of Sections 1749.3 to 1749.6, inclusive, is to establish requirements and standards for …
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An individual licensed as a life agent or an accident and health or sickness agent and also licensed…
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The courses or programs of instruction successfully completed that shall be deemed to meet the stand…
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(a) A person teaching any approved course of instruction or lecturing at any approved seminar shall …
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A person failing to meet the requirements imposed by Section 1749.3 or 1749.31, and who has not been…
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The commissioner may, pursuant to Chapter 3.5 (commencing with Section 11340) of Part 1 of Division …
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(a) Every life agent who sells annuities shall satisfactorily complete eight hours of training prior…
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Nothing in this article shall require any person exempted from licensure by Section 1634 or 1635 to …
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(a) An individual licensed as a personal lines broker-agent shall complete required continuing educa…
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(a) An individual licensed as a limited lines automobile insurance agent shall complete required con…
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(a) A life agent licensee shall satisfactorily complete 24 hours of instruction, of which three hour…
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(a) A life agent licensed on or after January 1, 2024, who sells individual life insurance policies …
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(a) The curriculum committee shall, in 2006, make recommendations to the commissioner to instruct pr…
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The commissioner shall require, in advance, as a fee for filing application for the hereinafter desi…
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(a) The fee for filing an application for a nonresident license described in Section 1639, and renew…
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The commissioner shall require, in advance, a fee for filing the following documents: (a) Applicatio…
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(a) The commissioner shall require seventy-five dollars ($75), in advance, as a fee for filing an ap…
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The commissioner shall require twenty-nine dollars ($29), in advance, as a fee for filing each notic…
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The fees required by this chapter and by Chapter 6 (commencing with Section 1760), Chapter 7 (commen…
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(a) The commissioner may prepare a list of all currently licensed producers. All those lists shall b…
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The commissioner may periodically publish a newsletter containing summaries of rules, regulations, i…
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The commissioner may issue a limited lines travel insurance agent license to any organization engage…
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As used in this article, the following terms have the following meanings: (a) “Limited lines travel …
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Transaction of travel insurance under the license of an organization holding a limited lines travel …
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(a) An applicant for a limited lines travel insurance agent license under this article shall submit …
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The provisions of this chapter relating to the appointment and termination of an insurance agent by …
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The commissioner may adopt rules and regulations for the implementation of this article.
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A limited license may be issued to a natural person or to an organization who or which acts as an ag…
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A limited cargo shipper’s license shall be applied for and renewed in the same manner as is provided…
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The commissioner may make reasonable rules and regulations necessary for the convenient administrati…
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(a) For the purpose of making provision for the issuance of policies or contracts authorized by Arti…
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Any authority granted pursuant to the provisions of this article shall be effective only while a per…
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The commissioner shall not grant authority to transact variable life and variable annuity unless the…
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The commissioner may, pursuant to Chapter 4.5 (commencing with Section 11371), Part 1, Division 3, T…
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No portable electronics vendor shall offer or sell any form of portable electronics insurance in thi…
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(a) A self-service storage facility, or franchisee of a self-service storage facility, shall not off…
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(a) A rental car company shall not offer or sell insurance unless it is licensed as an insurance age…
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No person shall sell or solicit any form of credit insurance in this state unless that person is lic…
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The commissioner may issue to an applicant that has complied with the requirements of this article a…
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(a) An applicant for a portable electronics insurance agent license under this article shall submit …
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An endorsee of a portable electronics vendor that has been issued a portable electronics insurance a…
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An endorsee may act on behalf of and under the supervision of the portable electronics insurance age…
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(a) If a licensee or endorsee violates any provision of this article or any other provision of this …
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A portable electronics insurance agent shall not sell insurance pursuant to this article by unsolici…
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Under the authority of the portable electronics insurance agent license, a portable electronics insu…
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Any insurer that provides insurance to be sold by an organization licensed as a portable electronics…
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As used in this article, the following definitions have the following meanings: (a) “Endorsee” means…
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(a) An applicant for a self-service storage agent license shall file the following documents with th…
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(a) Each self-service storage agent shall provide an insurance training program for its employees th…
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Any employee of a licensee who has been trained pursuant to Section 1758.72 may act on behalf and un…
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(a) If a licensee violates any provision of this article, the commissioner may do any of the followi…
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A self-service storage facility or its franchisee licensed under this article may act as a self-serv…
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A licensee shall not sell insurance pursuant to this article unless all of the following conditions …
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A licensee shall not be required to treat moneys collected from renters purchasing insurance pursuan…
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A self-service storage agent shall not do any of the following: (a) Offer to sell insurance except i…
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Any insurer that provides insurance to be sold by a self-service storage facility or its franchisee …
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(a) An applicant for a car rental agent license under this article shall file the following document…
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(a) An employee of a rental car company or franchisee of a rental car company that has been issued a…
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(a) The manager at each location of a rental car company or a franchisee of a rental car company lic…
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(a) If a licensee or endorsee violates any provision of this article or any other provision of this …
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A rental car company or franchisee licensed under this article may act as a car rental agent for an …
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A car rental agent shall not sell insurance pursuant to this article unless all of the following con…
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A car rental agent shall not do any of the following: (a) Offer to sell insurance except in conjunct…
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Any insurer that provides insurance to be sold by a rental car company or franchisee of a rental car…
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As used in this article, the following definitions have the following meanings: (a) (1) “License per…
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The commissioner may issue to an applicant that has complied with the requirements of this article, …
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(a) An applicant for a credit insurance agent license under this article shall submit each of the fo…
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(a) An employee of an organization that has been issued a credit insurance agent license pursuant to…
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(a) The manager at each business location of an organization licensed as a credit insurance agent, s…
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(a) If a licensee or endorsee violates any provision of this article or any other provision of this …
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A person licensed pursuant to this article may act as a credit insurance agent for an authorized ins…
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A credit insurance agent shall not sell or offer to sell insurance pursuant to this article unless a…
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Under the authority of the credit insurance agent license, a credit insurance agent shall not do any…
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An organization licensed as a credit insurance agent shall prominently display its license number an…
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Charges for portable electronics insurance may be billed and collected by a portable electronics ins…
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Notwithstanding any other law: (a) As used in this section, “portable electronics vendor policyholde…
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Nothing in this article regulating the sale of portable electronics insurance shall be construed to …
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(a) Not less than 60 days before a permanent license will expire, the commissioner may use an electr…
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(a) This article shall become operative only upon a determination by the commissioner that the perso…
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As used in this article: (a) “Self-service storage facility” means a person or organization engaged …
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The commissioner shall adopt rules to implement the provisions of this article which may include fee…
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The insurance products listed in Section 1758.85 that are sold in conjunction with a vehicle rental …
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A licensee shall not be required to treat moneys collected from renters purchasing insurance, pursua…
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Until January 1, 2001, a rental car company or a franchisee of a rental car company shall not be req…
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Any insurer that provides insurance to be sold by an organization licensed as a credit insurance age…
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As used in this article, the following definitions have the following meanings: (a) “Enrollment” mea…
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Nothing in this article regulating the sale of credit insurance shall be construed to impair or impe…
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For purposes of this chapter, “administrator” means any person who collects any charge or premium fr…
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No administrator shall act as such without a written agreement between the administrator and the ins…
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Whenever an insurer utilizes the services of an administrator under the terms of a written contract …
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(a) Every administrator shall maintain at its principal administrative office for the duration of th…
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An administrator may use only such advertising pertaining to the business underwritten by an insurer…
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The agreement shall make provision with respect to the underwriting or other standards pertaining to…
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All insurance charges or premiums collected by an administrator on behalf of or for an insurer or in…
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All claims paid by the administrator from funds collected on behalf of the insurer shall be paid onl…
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With respect to any policies where an administrator adjusts or settles claims, the compensation to t…
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Where the services of an administrator are utilized, the administrator shall provide a written notic…
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A person shall not act as, or hold himself or herself out to be, an administrator in this state, oth…
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(a) A home state insured, as defined in subdivision (f) of Section 1760.1, may negotiate and effect …
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For the purposes of this chapter, the following terms have the following definitions: (a) “Certified…
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The surplus line broker shall be responsible for determining whether an applicant for nonadmitted in…
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(a) The provisions of this chapter limiting the insurance that may be placed with nonadmitted insure…
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For purposes of Section 1760.5, “spacecraft” means missiles, satellites, staffed and unstaffed space…
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In addition to the authority granted by Section 1760.5, the commissioner has the discretion to direc…
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(a) Except as provided in Sections 1760 and 1760.5, and paragraphs (1) and (2) of subdivision (b), a…
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For purposes of Sections 1764, 1764.1, and 1764.3, the term “certificate” means a surplus line broke…
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(a) A surplus line broker may solicit and place insurance for a home state insured, other than as ex…
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(a) The commissioner may by order declare permissible for placement for a home state insured with a …
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(a) A licensed surplus line broker may originate surplus lines business, or may accept that business…
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In addition to the requirements of Section 1763, no surplus line broker shall solicit from, or place…
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(a) A licensed surplus line broker may issue evidence of insurance for a home state insured, includi…
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(a) (1) Every nonadmitted insurer, in the case of insurance to be purchased by a home state insured …
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No surplus line broker shall issue any evidence of insurance or cause or purport to cause any risk t…
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If the surplus line broker acts in reliance on advice received in accordance with subdivision (b) of…
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The prior written authority, policy of insurance or copy of evidence that insurance has been bound r…
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If insurance results from a transaction in which any provision of Sections 1764.2 to 1764.4 is viola…
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Any person who willfully violates Section 1760.5, 1761, 1763, 1764, 1764.1, 1764.2, 1764.3, 1764.4, …
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(a) A license under this chapter shall be applied for and renewed by the filing with the commissione…
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No surplus line broker shall place any coverage with a nonadmitted insurer for a home state insured …
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A surplus line broker may place any coverage with a California-approved nonadmitted insurer if the i…
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(a) A license under this chapter may be issued to an individual or any legal business entity. If iss…
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Any natural person applying for a license to act as a surplus line broker shall prove his or her com…
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If an applicant for any license under this chapter, within one year from the date of the receipt by …
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A payment of premium to a surplus line broker acting for a person other than himself or herself in n…
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A resident surplus line broker at all times shall maintain in good faith an office in this state and…
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A resident surplus line broker shall keep in this state complete records of the business transacted …
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Whenever required so to do by the commissioner, such surplus line broker shall furnish to the commis…
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The commissioner, whenever he deems necessary, may examine the books and accounts of any surplus lin…
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The costs and expenses of all examinations by the commissioner shall be paid as prescribed in Sectio…
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(a) A surplus line insurer may be sued upon any cause of action arising in this state under any surp…
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Surplus line brokers may advertise and solicit using print, electronic media, direct mail, and all o…
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(a) (1) On or before the first day of March of each year the surplus line broker, placing business f…
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All such reports and statements shall be made on blanks furnished to the surplus line broker by the …
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(a) Each calendar year, every surplus line broker whose annual tax for the preceding calendar year w…
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On or before February 1 of each year, the commissioner shall post on the department’s Internet Web s…
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Each surplus line broker required to make monthly installment payments shall remit them on or before…
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(a) The amount of the payment shall be 3 percent of the gross premiums charged less return premiums …
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(a) Every surplus line broker shall annually, on or before the first day of March of each year, pay …
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All tax moneys received by the commissioner pursuant to this chapter shall be transmitted to the Sta…
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The money in the Insurance Tax Fund received from the commissioner pursuant to Section 1775.6 is her…
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(a) On and after January 1, 1994, and before January 1, 1995, every surplus line broker whose annual…
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(a) If the commissioner determines that the amount of tax reported by the surplus line broker is les…
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Any surplus line broker who willfully fails or refuses to report to the commissioner any insurance o…
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When a surplus line broker’s license is revoked for any reason other than the insufficiency of his s…
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Every California home state insured for whom insurance has been effected with nonadmitted insurers s…
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A licensee or applicant for a license under this chapter shall notify the commissioner, in writing, …
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(a) The Legislature finds and declares that consumers in the State of California have insurance need…
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(a) As used in this chapter, “surplus line advisory organization” shall mean the organization author…
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(a) The surplus line advisory organization shall be deemed a joint arrangement established by statut…
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The commissioner shall remain fully responsible for supervising the implementation and administratio…
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To be authorized to perform the duties delegated by the commissioner under this chapter and to exerc…
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(a) Within 120 days after the filing of the documents required by subdivision (b) of Section 1780.54…
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(a) The commissioner may delegate one or more of the following duties to a qualified surplus line ad…
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If the commissioner delegates to the surplus line advisory organization one or more of the duties se…
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(a) The surplus line advisory organization shall be subject to the supervision of the commissioner, …
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(a) If, as a result of the commissioner’s examination of the surplus line advisory organization or o…
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(a) If there is good cause to believe that the surplus line advisory organization’s noncompliance wi…
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If, after a hearing pursuant to subdivision (d) of Section 1780.58 or subdivision (a) of Section 178…
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Except as otherwise provided in this chapter, the proceedings required or authorized by subdivision …
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(a) Any finding, determination, rule, ruling, or order made by the commissioner under this chapter s…
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(a) If the surplus line advisory organization, or any of its officers, committee members, agents, or…
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Any action by the surplus line advisory organization may be reviewed by the commissioner upon petiti…
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(a) There shall be no liability on the part of, and no cause of action of any nature shall arise aga…
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(a) No person shall serve on the governing body of the surplus line advisory organization if in the …
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This chapter shall be known and may be cited as the Reinsurance Intermediary Act.
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As used in this chapter: (a) “Actuary” means a person who is a member in good standing of the Americ…
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(a) No person, firm, association, or corporation shall act as a reinsurance intermediary-broker in t…
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Transactions between a reinsurance intermediary-broker and the insurer it represents in that capacit…
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(a) For at least 10 years after expiration of each contract of reinsurance transacted by a reinsuran…
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(a) An insurer shall not engage the services of any person, firm, association, or corporation to act…
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Transactions between a reinsurance intermediary-manager and the reinsurer it represents in that capa…
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The reinsurance intermediary-manager shall not do any of the following: (a) Directly or indirectly r…
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(a) A reinsurer shall not engage the services of any person, firm, association, or corporation to ac…
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(a) A reinsurance intermediary shall be subject to examination by the commissioner. The commissioner…
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(a) A reinsurance intermediary, insurer, or reinsurer found by the commissioner to be in violation o…
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The commissioner may adopt reasonable rules and regulations for the implementation and administratio…
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No insurer or reinsurer may continue to utilize the services of a reinsurance intermediary on and af…
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(a) A reinsurance intermediary shall comply with any order of a court of competent jurisdiction or a…
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(a) An insurer shall not execute an undertaking of bail except by and through a person holding a bai…
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As used in this chapter, the term “bail bond” includes any contract not executed by a surety insurer…
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This chapter shall not affect the negotiation through a licensed broker or agent for, nor the execut…
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This chapter shall not limit the power of any city or county to enact other and further regulations …
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Any individual person may execute or furnish a bail bond if no consideration is paid or allowed, dir…
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The permits required by this chapter are in addition to any and all other permits or licenses requir…
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No person shall advertise or hold himself out as engaging in the business of executing, delivering, …
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(a) Bail licenses are: (1) Bail agents’ licenses. (2) Bail permittees’ licenses. (3) Bail solicitors…
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(a) A bail agent’s license by its terms permits the licensee to solicit, negotiate, and effect under…
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(a) Every applicant for a license to act as a bail agent shall file with the commissioner a notice o…
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Any bail licensee who has purchased or succeeded to the bona fide business of another bail licensee …
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(a) A bail fugitive recovery agent’s license, by its terms, permits the licensee to engage in the ac…
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A bail permittee’s license, by its terms, permits the licensee to solicit, negotiate, issue, and del…
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The holder of a bail permittee’s license may, upon filing of proper documents specified in Section 1…
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Any applicant may deposit with the commissioner, in lieu of a bond required by this chapter, securit…
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The holder, or former holder of a bail license, who has deposited with the commissioner securities i…
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The former holder of any bail license, who has surrendered any and all licenses to the commissioner,…
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The application shall be in writing, verified, and shall state: (a) The nature of all bail licenses …
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The commissioner shall publish daily for one week in a newspaper of general circulation in each coun…
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The commissioner shall make an examination of the books and records of the applicant. The costs and …
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Upon failure of the applicant to pay the expense of publication of notice within 30 days after the p…
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If the commissioner is satisfied from the application and the examination of the books and records o…
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A bail solicitor’s license, by its terms, permits the licensee to transact bail on behalf of and as …
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An applicant for bail license shall file with the commissioner an application in such form and havin…
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The commissioner may decline to issue a bail license until he is satisfied that: (a) The applicant i…
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The commissioner may suspend, revoke or refuse to issue any license under this chapter whenever it i…
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The commissioner may suspend or revoke any bail license for any cause for which he could deny such l…
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Except as provided in Sections 1669 and 1738, the commissioner shall not deny, suspend, or revoke an…
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Commencing on January 1, 2011, all licenses issued pursuant to this article shall be for a license t…
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“License term” as used in this chapter means all of that two-year period beginning as described in s…
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“License year” as used in this chapter shall be determined for each individual and entity as follows…
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(a) Applications for renewal of licenses may be filed on or before the expiration date upon payment …
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The provisions of law relating to unlawful rebates shall not apply to commissions or other considera…
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(a) Natural persons can be licensed under this chapter. (b) A license may be held by a corporation, …
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The commissioner shall not issue a bail license to any person unless and until the applicant takes a…
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The commissioner shall conduct or arrange for written examination to be given at least twice a year …
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(a) In order to be eligible to take the examination required to be licensed under this chapter, the …
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(a) The commissioner may issue a temporary license to the executor or administrator of the estate of…
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A renewal license shall be issued by the commissioner to a licensee upon proof of current licensure,…
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For the commissioner’s services in connection with the filing of any application or request for any …
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The commissioner may make reasonable rules necessary, advisable, or convenient for the administratio…
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The commissioner, after notice and hearing, in accordance with the procedure provided in Article 13 …
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The violation of any foregoing provision of this chapter, or of any rule of the commissioner made pu…
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(a) The commissioner shall publish and maintain a list of the names of holders of bail agents’ and b…
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The certificate of the commissioner certifying any facts found after hearing held under this chapter…
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Every bail license shall be prominently displayed in the office of the licensee.
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(a) A license shall not be refused by the commissioner without proceedings in accordance with Chapte…
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A licensee or applicant for a license under this chapter shall notify the commissioner, in writing, …
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All surety companies which execute undertakings of bail shall keep any moneys collected from agents …
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The following persons are exempt from this chapter: (a) Active members of the State Bar of Californi…
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An employee or officer of any insurer is not eligible for license as a life and disability insurance…
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A license to act as life insurance analyst shall not be issued to any person not residing in this st…
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Such license shall be obtained only on a written application on a form prescribed by the commissione…
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The applicant shall answer under oath such interrogatories as the commissioner himself or through hi…
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A license shall not be issued until the commissioner has satisfied himself upon evidence presented a…
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The commissioner may decline to issue a license if an applicant: (a) Has been refused a license or h…
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A license shall not be refused by the commissioner on the basis of Section 1836, excepting subdivisi…
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The commissioner shall conduct or arrange for a written examination, to be given at least twice a ye…
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The examination shall be of sufficient scope to satisfy the commissioner that the applicant has suff…
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Every individual and organization licensee, and every applicant for such a license, under this chapt…
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(a) The provisions of Chapter 5 (commencing with Section 1621) concerning the license period and the…
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(a) An organization may hold a license to act as a life and disability insurance analyst. An organiz…
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The provisions of Sections 780, 781, 782 and 784, Article 6.5 (commencing with Section 790) of Chapt…
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Any person who acts, offers to act, or assumes to act, as a life and disability insurance analyst wh…
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Any person who acts, offers to act or assumes to act as a life and disability insurance analyst in v…
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A licensee or applicant for a license under this article shall notify the commissioner, in writing, …
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A person licensed pursuant to this chapter shall not charge a fee for any service which is customari…
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The department may, from time to time, publish rules and regulations regarding the initial and conti…
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In this chapter “casualty insurance” means all classes of insurance to which the provisions of this …
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In this chapter “wilful” or “wilfully” in relation to an act or omission which constitutes a violati…
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The provisions of this chapter shall apply to all insurance on risks or on operations in this state,…
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Notwithstanding subdivision (f) of Section 1851 or any other provision of law and except as and to t…
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With respect to any matters pertaining to the making of rates or rating systems, the preparation or …
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Agreements may be made among admitted insurers with respect to the equitable apportionment among the…
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Upon compliance with the provisions of this chapter applicable thereto any rating organization, advi…
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Admitted insurers are hereby expressly authorized to enter into agreements with the Department of Ve…
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The use of such rates and forms by insurers pursuant to such agreements is hereby expressly permitte…
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Automobile liability insurance and automobile physical damage insurance may, at the option of the in…
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No advisory organization shall conduct its operations in this State unless and until it has filed wi…
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It is the intent of the Legislature in enacting this article to promote competition in the insurance…
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As used in this article, “advisory organization” means every group, association, or other organizati…
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Two or more insurers may cooperate with and act in concert with others as members of an advisory org…
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Members and subscribers of advisory organizations may use the policy or bond forms, or manuals, of a…
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(a) An advisory organization may prepare and distribute insurance policy or bond forms, and manuals,…
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Every group, association or other organization of insurers which engages in joint underwriting or jo…
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(a) Every insurer or advisory organization and every group, association, or other organization of in…
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The commissioner shall, at least once every five years, and may as often as may be reasonable and ne…
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The commissioner may, at any reasonable time, make or cause to be made an examination of every admit…
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The officers, managers, agents and employees of any such organization, group, association or insurer…
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The reasonable cost of any examination authorized by this article shall be paid by the organization,…
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The application referred to in subdivision (b) of Section 1861.05 shall include, but shall not be li…
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(a) An insurer doing business in this state, except as provided by subdivision (f), shall report the…
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(a) Any person aggrieved by any rate charged, rating plan, rating system, or underwriting rule follo…
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(a) Whenever a written complaint has been filed with the commissioner, the commissioner shall review…
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If after examination of an insurer, rating organization, advisory organization, or group, associatio…
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(a) The commissioner may seek resolution of a complaint by informal conciliation at any time and may…
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(a) If the insurer, organization, group, or association does not make those changes as may be necess…
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If after a hearing pursuant to Section 1858.2 the commissioner finds: (a) That any rate, rating plan…
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In addition to other penalties provided in this code, the commissioner shall suspend or revoke, in w…
§
Except as otherwise provided in this chapter, all proceedings in connection with the denial, suspens…
§
Whenever a written complaint and request for hearing with the commissioner has been filed pursuant t…
§
Any finding, determination, rule, ruling or order made by the commissioner under this chapter shall …
§
(a) Any person who uses any rate, rating plan, or rating system in violation of this chapter is liab…
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Whenever the commissioner determines that a rate is excessive or not excessive, he shall, upon the w…
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Once commenced, an examination pursuant to Section 1858.1 shall be promptly conducted and concluded …
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On or before May 1 of each year, the commissioner shall submit a report to the Legislature and the G…
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No person, insurer or organization shall wilfully withhold information from, or knowingly give false…
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(a) Any person, insurer, organization, group, or association who fails to comply with a final order …
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Nothing in this chapter shall be construed to prohibit or regulate the payment of dividends, savings…
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No act done, action taken or agreement made pursuant to the authority conferred by this chapter shal…
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The administration and enforcement of this chapter shall be governed solely by the provisions of thi…
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The provisions of the following sections of this code shall be applicable to the administration, enf…
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Insurance Rate Rollback. (a) For any coverage for a policy for automobile and any other form of insu…
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(a) Rates and premiums for an automobile insurance policy, as described in subdivision (a) of Sectio…
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(a) The business of insurance shall be subject to the laws of California applicable to any other bus…
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Full Disclosure of Insurance Information. (a) Upon request, and for a reasonable fee to cover costs,…
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Approval of Insurance Rates. (a) No rate shall be approved or remain in effect which is excessive, i…
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Public notice required by this article shall be made through distribution to the news media and to a…
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All information provided to the commissioner pursuant to this article shall be available for public …
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Hearings shall be conducted pursuant to Chapter 5 (commencing with Section 11500) of Part 1 of Divis…
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Judicial review shall be in accordance with Section 1858.6. For purposes of judicial review, a decis…
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Consumer Participation. (a) Any person may initiate or intervene in any proceeding permitted or esta…
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Emergency Authority. In the event that the commissioner finds that (a) insurers have substantially w…
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Group Insurance Plans. Any insurer may issue any insurance coverage on a group plan, without restric…
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Application. This article shall apply to all insurance on risks or on operations in this state, exce…
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Enforcement & Penalties. Violations of this article shall be subject to the penalties set forth in S…
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(a) An insurer issuing policies as described in subdivision (a) of Section 660, shall, as a conditio…
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(a) An insurer issuing a policy described in subdivision (a) of Section 660 by or through an insuran…
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A person is qualified to purchase a Good Driver Discount policy if he or she meets all of the follow…
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(a) The commissioner shall adopt regulations governing hearings required by subdivision (c) of Secti…
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(a) Notwithstanding Section 1861.13, credit insurance shall not be subject to Sections 1861.01 and 1…
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It is the intent of the Legislature in enacting this chapter to assure the availability, stability, …
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Unless the provision or context otherwise requires, the following definitions govern the constructio…
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(a) Each insurer engaged in writing child care liability insurance coverage in this state shall subm…
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The Legislature finds and declares that for the purpose of creating a risk retention group, director…
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The Legislature finds and declares as follows: (a) The business of insurance involves many transacti…
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Insurers and their agents, while they are investigating suspected fraud claims, shall have access to…
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(a) An insurer who, in connection with any insurance application, contract, or provision of contract…
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(a) In the case of any claim arising from the theft of an insured vehicle, prior to the settlement o…
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(a) It is unlawful to do any of the following: (1) Make or cause to be made a knowingly false or fra…
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Any person convicted of workers’ compensation fraud pursuant to Section 1871.4 or Section 550 of the…
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The provisions of Section 781 of the Penal Code are applicable to any prosecutions for violations of…
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(a) It is unlawful to knowingly employ runners, cappers, steerers, or other persons to procure clien…
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An insurer or self-insured employer shall provide the following notice, in both English and Spanish,…
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The department shall post all of the following information on its Internet Web site for each person,…
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It is unlawful to make or cause to be made a knowingly false or fraudulent material statement or mat…
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There is created within the department the Fraud Division to enforce the provisions of Sections 549,…
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For purposes of this article, “insurer” means any person who undertakes to indemnify another against…
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(a) If, by its own inquiries or as a result of complaints, the Fraud Division has reason to believe …
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(a) Any company licensed to write insurance in this state that has determined, after the completion …
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No insurer, or the employees or agents of any insurer, shall be subject to civil liability for libel…
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Nothing contained in this article shall: (a) Preempt the authority of other law enforcement or licen…
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(a) An insurer doing business in this state shall pay an annual special purpose assessment to be det…
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The Fraud Division shall annually compile and report, as a part of the commissioner’s annual report …
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(a) An agent or broker who, before placing an insurance application with an insurer, reasonably susp…
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A district attorney who files a criminal complaint pursuant to Section 549 or 550 of the Penal Code …
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(a) An agent or broker who furnishes written or oral information pursuant to Section 1872.41, or an …
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In addition to the special purpose assessment imposed pursuant to Section 1872.8, effective July 1, …
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(a) The commissioner shall ensure that the Fraud Division aggressively pursues all reported incident…
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The commissioner shall ensure that the Fraud Division forwards to the appropriate disciplinary body,…
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(a) Every admitted disability insurer or other entity liable for any loss due to health insurance fr…
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(a) An insurer doing business in this state shall pay an annual special purpose assessment to be det…
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(a) Each insurer required to pay special purpose assessments pursuant to Sections 1872.8, 1872.81, 1…
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(a) Within existing resources, the Medical Board of California, the Board of Chiropractic Examiners,…
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The commissioner shall prepare an annual report, which shall be a public record, with respect to the…
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(a) Upon written request to an insurer by officers designated in subdivisions (a) and (b) of Section…
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Any information acquired pursuant to this article shall not be a part of any public record. Except a…
§
In the absence of fraud or malice, no insurer, or any employee or agent authorized by an insurer to …
§
(a) For purposes of this article and Article 2 (commencing with Section 1872), “insurance fraud” doe…
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Any or all information released or received by an authorized governmental entity pursuant to Section…
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This article shall be known and may be cited as the Motor Vehicle Theft and Motor Vehicle Insurance …
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The following definitions govern the construction of this article, unless the context requires other…
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(a) Upon written request to an insurer by an authorized governmental agency, an insurer or agent aut…
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(a) Any information acquired pursuant to this article shall not be a part of any public record. Exce…
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In the absence of fraud or malice, no insurer, or agent authorized by an insurer to act on behalf of…
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Every insurer shall report covered private passenger automobiles involved in theft and salvage total…
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(a) Each insurer doing business in this state shall pay an annual special purpose assessment to be d…
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An insurer that issues automobile liability or collision policies shall inspect vehicles for which i…
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Each insurer subject to this article shall report, at the request of the commissioner, but not more …
§
(a) Each insurer subject to this article shall provide each insured with an Auto Body Repair Consume…
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The commissioner may declare any region of the state as an auto insurance fraud crisis area upon mak…
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As used in this chapter: (a) “Authorized agency” means any of the following officers or agencies, or…
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An authorized agency may, when there is evidence or suspicion that the crime of arson has been commi…
§
If any insurer has reason to suspect that a fire loss was caused by incendiary means, the insurer sh…
§
An authorized agency shall notify the insurer, if known, and at the expense of the insurer, whenever…
§
In the absence of fraud or malice, no insurer or person acting in its behalf who (a) furnishes infor…
§
In any case in which an insurer willfully fails to comply with this article, the authorized agency m…
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Any authorized agency that receives any information furnished as required by this article shall not …
§
(a) There is hereby created the Arson Information Reporting System to permit insurers, law enforceme…
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The Legislature finds and declares as follows: (a) That the business of insurance involves many tran…
§
(a) No insurance claims analysis bureau shall conduct any operations in this state without first fil…
§
(a) The commissioner may license an organization as an insurance claims analysis bureau if it meets …
§
The commissioner shall license an insurance claims analysis bureau by class of claims, if an insuran…
§
An insurance claims analysis bureau shall perform the following functions: (a) Collect and compile i…
§
(a) A licensed insurance claims analysis bureau shall develop rules governing the kind, quality, and…
§
Unless otherwise provided by law, any authorized entity which receives any information furnished pur…
§
On or before May 1, 1992, and on or before May 1 of each year thereafter, any licensed insurance cla…
§
(a) Every bodily injury, medical payment, or uninsured motorist claim made under a policy of automob…
§
Every insurer admitted to do business in this state, except those otherwise exempted in this code, s…
§
Insurers may maintain the unit or division required by this article using its employees or by contra…
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Insurers shall establish the unit or division required by this article no later than July 1, 1992.
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For purposes of this article, “unit or division” may include the assignment of fraud investigation t…
§
(a) If after examination, or upon the basis of other information, the commissioner has good cause to…
§
Every insurer who receives a bodily injury, medical payment, or uninsured motorist claim made under …
§
Any information acquired pursuant to this article shall not be part of any public record except as f…
§
No insurer, or the employees or agents of any insurer, shall be subject to civil liability for libel…
§
As used in this article, “authorized governmental agency” and “insurer” have the same meaning as is …
§
This article shall be known and may be cited as the Workers’ Compensation Insurance Fraud Reporting …
§
The following definitions govern the construction of this article, unless the context requires other…
§
For the purposes of this article, “authorized governmental agency” includes, in addition to the enti…
§
(a) Upon written request to an insurer or a licensed rating organization by an authorized government…
§
(a) Any information acquired pursuant to this article shall not be a part of the public record. Exce…
§
No insurer, agent authorized by an insurer to act on its behalf, or licensed rating organization who…
§
(a) The Public Employees’ Retirement System may request information from an insurer for any specific…
§
The purpose of this article is to confront aggressively the problem of insurance fraud in this state…
§
(a) The commissioner or their designated deputy commissioner may convene meetings with representativ…
§
The commissioner shall appoint supervisory and investigatory personnel within the bureau. In additio…
§
(a) The Chief of the Fraud Division and those investigators designated by him or her may expend fund…
§
(a) Any person who believes that a violation of this article has been or is being made may notify th…
§
The commissioner may adopt administrative regulations as he or she deems necessary for the effective…
§
The commissioner shall report annually to the Legislature as to the activities of the department and…
§
Nothing in this article shall be construed to preclude the applicability of any other provision of c…
§
The owner of a ship has in all cases an insurable interest in it, even when it has been chartered by…
§
The insurable interest of the owner of a ship hypothecated by bottomry is only the excess of its val…
§
Freightage, in marine insurance, signifies all the benefit derived by the owner, either from the cha…
§
The owner of a ship has an insurable interest in expected freightage which he would have certainly e…
§
The interest mentioned in the last section exists, in the case of a charter party, when the ship has…
§
In marine insurance, a person who has an interest in the thing from which profits are expected to pr…
§
The charterer of a ship has an insurable interest in it, to the extent that he is liable to be damag…
§
In marine insurance each party is bound to communicate, in addition to what is required in the case …
§
In marine insurance, information of the belief or expectation of a third person in reference to a ma…
§
A person insured by a contract of marine insurance is presumed to have, at the time of insuring, kno…
§
In marine insurance, concealment in respect to any of the following matters does not vitiate the ent…
§
In marine insurance, if a representation by the insured is intentionally false in any respect, wheth…
§
The failure of subsequent circumstances to conform to a representation as to expectation does not, i…
§
In every marine insurance upon a ship or involving transportation by ship, a warranty is implied tha…
§
A ship is seaworthy when reasonably fit to perform the services and encounter the ordinary perils of…
§
An implied warranty of seaworthiness is complied with if the ship is seaworthy at the time of the co…
§
A warranty of seaworthiness extends not only to the condition of the structure of the ship itself, b…
§
Where any portion of the voyage contemplated by a policy differs from other portions in respect to t…
§
When a ship becomes unseaworthy during the voyage, an unreasonable delay in repairing the defect exo…
§
A ship may be seaworthy for the purpose of insurance upon itself and, at the same time, unseaworthy …
§
Where the nationality or neutrality of a ship or cargo is expressly warranted, it is implied that: (…
§
When the voyage contemplated by marine insurance is described by the places of beginning and ending,…
§
If the course of sailing is not fixed by mercantile usage, the voyage insured by marine insurance is…
§
Deviation is: (a) A departure from the course of the voyage insured. (b) An unreasonable delay in pu…
§
A deviation is proper: (a) When caused by circumstances over which neither the master nor the owner …
§
Every deviation not specified in the last section is improper.
§
An insurer is not liable for any loss happening to the subject matter of marine insurance after an i…
§
A loss is either total or partial.
§
A total loss is either actual or constructive.
§
An actual total loss is caused by: (a) A total destruction of the subject matter of insurance. (b) T…
§
A constructive total loss is one which gives to a person insured a right to abandon, under section 1…
§
An actual loss may be presumed from the continued absence of a ship without being heard of. The leng…
§
When a ship is prevented, at an intermediate port and by the perils insured against, from completing…
§
In addition to the liability mentioned in section 1965, a marine insurer is liable, up to the amount…
§
Upon an actual total loss, the insured is entitled to payment without notice of abandonment.
§
Where it has been agreed that an insurance upon a particular subject matter, or class of subject mat…
§
When insurance is confined in its terms to an actual total loss, it does not cover a constructive to…
§
Abandonment, in marine insurance, is the act of the insured by which, after a constructive total los…
§
In marine insurance, after abandonment of the subject matter of insurance or of any particular porti…
§
An abandonment can not be either partial or conditional.
§
An abandonment can be made only at a time limited by all of the following: (a) Within a reasonable t…
§
Where the information upon which an abandonment has been made proves incorrect, or the subject matte…
§
Abandonment is made by giving oral or written notice thereof to the insurer.
§
A notice of abandonment shall be explicit, and shall specify the particular cause of the abandonment…
§
An abandonment can be sustained only upon the cause specified in the notice thereof.
§
An abandonment is equivalent to a transfer to the insurer of the insured’s interest, with all the ch…
§
Whenever a marine insurer pays for a loss as if it were an actual total loss, he is entitled to what…
§
Upon an abandonment, acts done subsequent to the loss and in good faith by persons who at the time w…
§
An acceptance of an abandonment is not necessary to the rights of the insured, and is not to be pres…
§
The acceptance of an abandonment, whether express or implied, is conclusive upon the parties and adm…
§
An abandonment once made and accepted is irrevocable, unless the ground upon which it was made prove…
§
On an accepted abandonment of a ship, freightage earned previous to the loss belongs to the insurer …
§
If an insurer refuses to accept a valid abandonment, he is liable as upon an actual total loss, afte…
§
If an insured omits to abandon, he may nevertheless recover his actual loss.
§
(a) A valuation fraudulent in fact entitles a marine insurer to rescind the contract. (b) When the s…
§
In a case of partial loss, a marine insurer is liable only for such proportion of the amount insured…
§
Where profits are separately insured in marine insurance, in case of loss the insured is entitled to…
§
In case of a valued policy of marine insurance on freightage or cargo, if only a part of the subject…
§
When profits are valued and insured by marine insurance, a loss of them is conclusively presumed fro…
§
In estimating a loss under an open policy of marine insurance, the following rules are to be observe…
§
If cargo insured against partial loss arrives at the port of destination in a damaged condition, the…
§
A marine insurer is liable for all the expense attendant upon a loss which forces the ship into port…
§
In marine insurance, when an insured is required to make a contribution in respect to the subject ma…
§
In marine insurance, where an insured has a demand against others for contribution, he may claim the…
§
In the case of a partial loss of a ship or its equipments, the old materials are to be applied towar…
§
The provisions of Sections 481, 800, 801, 802, 803, and 804 shall not apply to ocean marine insuranc…
§
An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or cond…
§
When a contract of fire insurance does not restrict use or condition of insured subject matter, such…
§
After the execution of a contract of fire insurance, an act of the insured does not affect the contr…
§
(a) The California Safe Homes grant program is hereby established to be developed and administered b…
§
The effect of a valuation in a fire policy is the same as in a marine policy.
§
(a) Under an open policy, the measure of indemnity in fire insurance is the expense to the insured o…
§
(a) (1) Under an open policy that requires payment of the replacement cost for a loss, the measure o…
§
Whenever the insured desires to have a valuation named in his policy insuring any building or struct…
§
A clause shall be inserted in such a valued policy, stating substantially that the value of the insu…
§
In the absence of any change increasing the risk without the consent of the insurer or of fraud on t…
§
Except as provided by section 2056, the insurer shall not be required to pay more than the amount st…
§
Stipulations in a valued policy concerning the repairing, rebuilding or replacing of buildings or st…
§
Under a contract of fire insurance, payment to the insured shall be made within 30 days after the am…
§
Notwithstanding any other provision of law, if a loss arising out of fire is rebuilt or replaced, an…
§
(a) In the event of a loss under a homeowners’ insurance policy for which the insured has made a cla…
§
(a) In the event of a covered loss relating to a state of emergency, as defined in Section 8558 of t…
§
In the event of a state of emergency, as defined in Section 8558 of the Government Code, an insurer …
§
All fire policies on subject matter in California shall be on the standard form, and, except as prov…
§
(a) Any insurer whose insured has made a claim under his or her residential fire or property insuran…
§
(a) The following is adopted as the standard form of fire insurance policy for this state: Californi…
§
(a) This section applies to an examination of an insured under oath pursuant to Section 2071 labeled…
§
The policy is not required to be used for reinsurance between insurers.
§
The policy shall be plainly printed. The type shall not be smaller than eight-point and in a style n…
§
Either the blanks in the standard form or those in an endorsement attached thereto shall be appropri…
§
In lieu of showing the term of coverage in the form set forth in Section 2071, the standard form pol…
§
In lieu of showing the attestation clause and official signatures in the form as set forth in Sectio…
§
Notwithstanding the provisions of Section 2071 granting the right to both insured and insurer to can…
§
Notwithstanding any of the other provisions of Sections 2071 and 6010, those paragraphs in Sections …
§
During such time as countersignatures are not required by law, the provisions of Section 2071 requir…
§
By special agreement indorsed on the policy or added thereto, the provisions regarding appraisement …
§
The insurer may add to the standard form any matter relating to its financial condition, directors, …
§
The insurer may add to the standard form, in red ink, any provisions required or permitted in its po…
§
There may be added to the standard form, clauses providing for and defining the rights, duties and o…
§
Clauses may be added to the standard form: (a) Covering subject matter and risks not otherwise cover…
§
Except as otherwise provided in this article, clauses imposing specified duties and obligations upon…
§
Whenever a clause is inserted, or rider attached, affecting the standard form liability of the insur…
§
Any insurers, other than corporations, issuing policies on subject matter in California, shall use t…
§
Where an insurer has no president or secretary in the United States, the facsimile signature on the …
§
It is a misdemeanor for any insurer or any agent to countersign or issue a fire policy covering in w…
§
(a) After a covered loss under a policy covered by Section 2071, an insurer shall provide to the ins…
§
(a) (1) In the case of a declaration of a disaster by the President of the United States or the Gove…
§
The Legislature finds and declares all of the following: (a) More than 2,000,000 California househol…
§
For purposes of this article: (a) “Building Materials Listing” means the list of construction materi…
§
(a) (1) On or before January 1, 2030, and every five years thereafter, the department shall consider…
§
A “mutual” insurer is an insurance corporation without capital stock owned by its policyholders coll…
§
The provisions of Section 36 shall apply to domestic mutual insurers as well as foreign mutual insur…
§
Domestic mutual insurers, incorporating or qualifying to transact any or all of the classes of insur…
§
(a) Each policyholder of a domestic mutual insurer, other than the holder of a reinsurance contract,…
§
Any person, government or governmental agency, state or political subdivision thereof, public or pri…
§
With respect to the management, records, and affairs of a domestic mutual insurer qualified to trans…
§
Each member of a domestic mutual insurer is entitled to one vote upon each matter coming to a vote a…
§
Notice of all meetings of members whether annual or special shall be given in writing to the members…
§
(a) The presence in person or by proxy of 5 percent of the members of a domestic mutual insurer enti…
§
A member shall have the right to vote in person or by his written proxy filed with the corporate sec…
§
No member’s vote upon any proposal to divest the insurer of its business or assets, or the major par…
§
This chapter does not apply to a mutual insurer that has converted to a mutual legal reserve insurer…
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The affairs of every domestic mutual insurer shall be managed by a board of directors consisting of …
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Directors shall be elected by the members of a domestic mutual insurer at the annual meeting of memb…
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A director of a mutual insurer shall be a policyholder thereof.
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As to an insurer operating as an authorized insurer only in the State of California, a majority of t…
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A domestic mutual insurer shall not hereafter make any contract whereby any person is granted or is …
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Any such contract shall provide that any such manager or producer of its business shall within 90 da…
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The commissioner shall disapprove any such contract if he finds that it: (a) Subjects the insurer to…
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The commissioner may, after a hearing held thereon, withdraw his approval of any such contract there…
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The holder of any such contract described in this Article shall be subject to examination by the com…
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A mutual insurer may borrow money to defray the expenses of its organization, provide it with surplu…
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The issuance of any document evidencing any such loan shall require the commissioner’s securities pe…
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This section shall not apply to loans obtained by the insurer in ordinary course of business from ba…
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The directors of a domestic mutual insurer may from time to time apportion and pay or credit to its …
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A dividend otherwise proper may be payable out of such savings, earnings, and gains even though the …
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The payment of any such dividends on a workers’ compensation policy shall be subject to the provisio…
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A domestic mutual insurer while maintaining unimpaired surplus funds not less in amount than one and…
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The commissioner shall not authorize a domestic insurer to extinguish the contingent liability of an…
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A foreign or alien mutual insurer may issue nonassessable policies to its members in this State purs…
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The commissioner shall revoke the certificate of a domestic mutual insurer to issue policies without…
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During the absence of such certificate the insurer shall not issue any policy without providing ther…
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Such an insurer is insolvent if its surplus becomes less than the amount of paid-in capital required…
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Such an insurer shall be subject to all the provisions of this code and all the applicable rules and…
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Any county mutual fire insurer, or two or more such insurers, may merge into a general mutual insure…
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By following the procedure specified in this article, any domestic mutual insurer described in this …
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The plan and agreement by which any such transaction is to be effected shall be approved by a resolu…
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When any such plan and agreement shall have been approved by the commissioner, with any changes requ…
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If the vote is in the affirmative, a certified copy of all proceedings relating to the proposed tran…
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Any plan of merger, consolidation, or other unification under this article shall provide that all ri…
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In the event a mutual insurer is merged, consolidated, or part of a reorganization under the procedu…
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In the event a domestic mutual insurer is merged, consolidated, or a part of a reorganization under …
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(a) A domestic incorporated medical malpractice mutual insurer, issuing nonassessable policies on a …
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The definitions in this section apply to the following terms when used in this article. (a) “Adoptio…
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The plan of conversion shall include appropriate proceedings for amending the mutual company’s artic…
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For the conversion of a medical malpractice mutual insurer, the plan of conversion shall provide for…
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For the demutualization of a mutual insurer into a stock insurer or for the demutualization of a mut…
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A plan of conversion adopted by a medical malpractice mutual insurer to establish a mutual holding c…
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(a) The commissioner shall examine the plan submitted pursuant to subdivision (b) of Section 4097.02…
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The meeting of members prescribed by subdivision (c) of Section 4097.02 shall be called by the board…
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Nothing in this article shall be deemed to prohibit the inclusion in the plan of conversion of provi…
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No director, officer, agent, or employee of the mutual company shall receive any fee, commission, or…
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At any time before that plan of conversion becomes effective as provided in Section 4097.11, the mut…
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(a) Upon consent by the commissioner to the plan of conversion of a mutual insurer and filing of the…
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(a) Upon the effective date of a plan of conversion in accordance with Section 4097.05, the mutual i…
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(a) Prior to, and for a period of five years following, the effective date of the plan of conversion…
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Unless otherwise provided in the plan of conversion, the directors and officers of the mutual compan…
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(a) Notwithstanding any other provision of law and except as otherwise provided in subdivision (b), …
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The offer or sale of securities, including any debt securities, issued pursuant to the plan of conve…
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The commissioner shall have the authority from time to time, to make, amend, and rescind any rules a…
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Upon completion of the act of conversion and issuance of the certificate of authority under Section …
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(a) The amended articles of incorporation of a converted company that have been adopted pursuant to …
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If the name of a mutual insurer converting to a stock insurer pursuant to this article includes the …
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Two hundred fifty (250) or more persons residing in one county of this State may incorporate for the…
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If such persons have not performed all acts and secured all agreements necessary to complete the inc…
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Any county mutual fire insurer heretofore or hereafter incorporated and doing business under the pro…
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Upon the payment in advance of seven thousand fifty-five dollars ($7,055) to the commissioner for al…
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The commissioner shall examine the proposed articles of incorporation. If they conform to this chapt…
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The duly executed articles of incorporation and a copy of the certificate of the commissioner shall …
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The articles of incorporation and certificate obtained by any county mutual fire insurer operating u…
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The by-laws and all amendments thereto shall be filed with the commissioner within sixty days after …
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Such insurer shall have not less than seven, nor more than 11 directors, a majority of whom shall co…
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The annual meeting of the members of the insurer shall be held on the second Monday of February of e…
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In the election of the first board of directors each member shall be entitled to one vote. At every …
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A member may cast his votes in person or by proxy, distributing them among the directors to be elect…
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The directors shall elect, from their own number, a president and a vice president. They shall also …
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The treasurer and secretary shall give bonds to the insurer for the faithful performance of their du…
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No incorporators or persons acting in their behalf or other persons participating in the management …
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No such insurer may enter into any general agency or management contract whereby it authorizes or de…
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Such insurer and its directors possess the usual powers, and are subject to the usual duties of corp…
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Such insurer may accumulate such surplus as its directors deem desirable for meeting contingencies, …
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Any person having an insurable interest in property in the county in which any such insurer is forme…
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Not more than one person licensed as an insurance agent, broker or solicitor, or who is a member of …
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Any member of such insurer may commence to withdraw therefrom by surrendering his policy for cancell…
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The withdrawal may be completed by paying the member’s share, if any, under the terms of his policy,…
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The insurer may cancel any policy by giving the insured 20 days’ written notice of cancellation with…
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In case of cancellation by the insurer it shall also notify in the same manner any holder of a mortg…
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(a) The following is adopted as the standard form of county mutual fire insurer’s policy for this st…
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The policy is not required to be used for reinsurance between insurers.
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Either the blanks in the standard form or those in an endorsement attached thereto shall be appropri…
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In lieu of showing the term of coverage in the form set forth in Section 6010, the standard form pol…
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In lieu of the attestation clause and official signatures in the form as set forth in Section 6010, …
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By special agreement indorsed on the policy or added thereto, the provisions regarding appraisement …
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The standard form of policy shall be plainly printed. The type shall not be smaller than eight-point…
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All county mutual fire insurance policies on subject matter in this State shall be on the county mut…
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The insurer may add to the policy any matter relating to its financial condition, directors, officer…
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Clauses may be added to the policy providing for and defining the rights, duties and obligations of …
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Insurers authorized to limit or eliminate their assessment liability in accordance with the terms of…
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Insurers authorized to eliminate their assessment liability in accordance with the terms of this cha…
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No clause shall be inserted nor rider attached affecting the standard form liability of the insurer …
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Clauses may be added to the policy: (a) Covering property and risks not otherwise covered; provided …
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Except as otherwise provided by this article, clauses may be attached, by separate riders in type la…
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It is a misdemeanor for any insurer or its agent to countersign or issue a county mutual fire insura…
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Such insurer may issue policies on dwellings, schoolhouses, churches, fraternal or lodge halls, comm…
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Insurers authorized to eliminate their assessment liability in accordance with the terms of this cha…
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Insurance permitted by this chapter upon personal property owned by the insured, including automobil…
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Policies may be executed for any time not exceeding five years and not extending beyond the time lim…
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All members of such an insurer shall agree in writing to pay their pro rata share to the insurer of …
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All such insurers shall classify the subject matter insured by them at the time of issuing policies …
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For the purpose of this chapter: (a) “A city or town block” is an area of not more than one hundred …
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Except as provided in this section, such insurer shall not issue policies to an amount in excess of …
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Except as provided in Section 6041 such insurer shall insure only property within the limits of the …
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Such an insurer shall not assume any risks on property situated within any one block of a closely bu…
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Where the amount of insurance in policies already written equals the amount limited by the provision…
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Any such insurer may accept reinsurance under any agreement for reinsurance between two or more coun…
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Any such insurer may cede reinsurance provided the amount retained by the originating insurer shall …
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The restrictions imposed by this chapter upon any insurer as to original insurance shall apply to re…
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Every member of such insurer who sustains loss by any hazard covered by his policy shall immediately…
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An action may be brought and maintained against any such insurer by its members to recover for losse…
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When any loss exceeds in amount the cash funds of the insurer and also exceeds one-eighth of one per…
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Upon being convened for the purpose, the directors shall make an assessment upon all of the property…
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When the amount of such loss does not exceed one-eighth of one per cent of the total amount of insur…
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The term of any such loan shall not be greater than twelve months nor shall the date of maturity be …
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The board of directors may at its annual meeting levy an assessment not to exceed twenty-five cents …
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(a) No assessment or assessments may be levied upon any policy in excess of three times the amount o…
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The commissioner shall charge and collect in advance a fee of one hundred seventy-seven dollars ($17…
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The secretary, whenever such an assessment is made, shall immediately notify every policyholder in s…
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The insurer may bring an action against any member who neglects or refuses to pay an assessment made…
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A director of any such insurer who wilfully refuses or neglects to perform the duties imposed upon h…
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The secretary shall prepare an annual statement, showing the condition of such insurer on December t…
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The president and secretary shall, on or before the first day of March of each year, prepare, under …
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Notwithstanding the provisions of Section 900 of the Corporations Code, any two or more of such insu…
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When any such plan and agreement shall have been approved by the commissioner, with changes, if any …
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If the vote is in the affirmative a certified copy of all proceedings relating to the proposed merge…
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After any merger made under the provisions of this article shall have been completed, the surviving …
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Any plan of merger under this article shall provide that all rights and properties of the parties to…
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Any one or more county mutual fire insurers, by following the procedure of this article, may merge i…
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The board of directors of any county mutual fire insurer that desires to commence proceedings for tr…
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After the commissioner has granted tentative approval of any such application, a county mutual fire …
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The meeting called for the purpose of transformation, shall be preceded by a written or printed noti…
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Such corporation shall be a continuance of the original corporation by the same name or by any other…
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After the policyholders have elected such a transformation a county mutual insurer shall submit to t…
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Any such insurer may be proceeded against and dissolved in the same manner and upon the same conditi…
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The provisions of subdivision (f) of Section 381 and the provisions of Sections 382, 383, 384, 750, …
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Five or more insurers, operating under Chapter 5 of this part and having insurance liabilities excee…
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Upon payment in advance of two hundred fifty dollars ($250) cash, lawful money of the United States,…
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The declaration shall be signed by the president and secretary of each of the incorporators. It shal…
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The articles shall be executed by each incorporator through its president or secretary, each signatu…
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The commissioner shall examine the proposed articles of incorporation, and if they conform to this c…
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Upon filing with the Secretary of State of the articles of incorporation and the certificate provide…
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Three delegates shall be elected by each member at its regular annual meeting to represent it at all…
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The delegates shall be elected by ballot and shall hold office for one year, or until their successo…
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The annual meeting of the members of the reinsurer shall be held on the third Monday in February of …
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At such meeting one director shall be elected from the delegates of each member so that the number o…
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In the election of the first board of directors each member insurer shall be entitled to one vote. A…
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The directors of the reinsurer shall elect from their own number a president, a vice president, and …
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The directors and all of such officers shall hold office for one year from the date of their electio…
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The treasurer and secretary shall give bonds to the reinsurer in such amounts as are prescribed by t…
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Upon organizing under its articles of incorporation, such reinsurer may carry on a fire reinsurance …
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Such reinsurer and its directors shall possess such of the usual powers, and be subject to such of t…
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Any county mutual fire insurer in this State may become a member of such a reinsurer and entitled to…
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County mutual fire insurers, upon becoming members of such reinsurer, shall give it their written ob…
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Restrictions on risks as to “distances,” “city or town block,” “closely built up district,” “one ris…
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All such reinsurers shall classify the reinsured subject matter at the time of issuing policies ther…
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Such reinsurer may write reinsurance on property which is located in this State and which is insured…
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Such reinsurer shall not at any time write reinsurance, subject to one risk, in excess of five per c…
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A member of such reinsurer, upon sustaining loss covered by reinsurance, shall immediately notify th…
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The president and secretary shall proceed to ascertain the amount of such loss and make adjustment.
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If the claim is for more than five thousand dollars ($5,000), the secretary shall forthwith notify e…
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If in any case there is a failure of the parties to agree upon the amount of such loss they may subm…
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If the two arbitrators thus appointed fail to agree upon the amount of such loss, they shall select …
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Such arbitrators so appointed may examine witnesses and do all other things necessary to the proper …
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The arbitrators shall make their award in writing to the president of the reinsurer and to the membe…
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The pay of each arbitrator shall be five dollars per day for each day’s services rendered, and five …
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The president and secretary of the reinsurer may secure the services of an adjuster to represent it …
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When the amount of any ascertained loss exceeds the cash funds of the reinsurer and also exceeds one…
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When the amount of such loss does not exceed one-eighth of one per cent of the total amount of insur…
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The term of such loan shall not be longer than twelve months, and the date of maturity shall not be …
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The board of directors may at their annual meeting levy an assessment not exceeding twenty-five cent…
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Whenever an assessment is made, the secretary shall immediately notify every member by registered le…
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An action may be brought against any member of such reinsurer that neglects or refuses to pay the li…
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The directors of any such reinsurer who wilfully refuse or neglect to perform the duties imposed upo…
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An action may also be brought and maintained against any such reinsurer by members thereof to recove…
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Any member of such reinsurer may cancel any policy of reinsurance at any time while the reinsurer co…
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The cancellation may be accomplished only by complying with all of the following requirements: (a) S…
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The reinsurer may cancel or terminate any policy by giving the member ten days’ written notice and r…
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The secretary shall prepare an annual statement, showing the condition of such reinsurer on December…
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The president and secretary shall, on or before the first day of March of each year, prepare under o…
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Any such reinsurer may be proceeded against and dissolved in the same manner and upon the same condi…
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The provisions of Sections 980, 981, 982, 983, 984, 985, 986, 987, 988, 989, 990, 991, 992, and 993 …
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Except as provided by this chapter, an association organized and operating on or before January 1, 1…
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On and after January 1, 1954, no association shall transact insurance under this chapter unless it h…
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Any religious organization engaged in the business of writing fire insurance solely for its members …
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Secret fraternal societies, having lodges, councils or granges in this State, conducting their busin…
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Such association shall be formed by filing a certificate in the office of the Secretary of State and…
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The officers of the association shall be members of the association, having property insured therein…
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Such an association may insure the property of its members against loss or damage by fire for an amo…
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A risk shall not be written by such association except for members in good standing on the books of …
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All such associations shall classify the property insured by them at the time of issuing policies on…
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No property within the corporate limits of any city or town shall be insured except dwellings and th…
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Section 9087 is not applicable to insurance covering an insurable interest of a member in property w…
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Such association shall provide in its by-laws for the ascertainment of loss or damage by fire, and f…
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Such association by and in its own name may: (a) Sue and be sued. (b) Loan such funds as it has on h…
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Such association creates a mutual agreement of its members to participate in each other’s loss by fi…
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Every insured shall give to the association a written instrument binding him to pay his share, propo…
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Persons insuring property with the association shall, at the time of effecting the insurance, pay su…
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Policies of the association may be canceled by either party thereto. In such case settlement or adju…
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The secretary of each such association shall prepare an annual statement showing the financial condi…
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(a) (1) An association may, if it has issued an insurance policy against fire, endorse that policy t…
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An association certificated under this chapter is hereby declared to be a charitable and benevolent …
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An association or organization certified under this chapter may reinsure all of its policies with, a…
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The plan and agreement by which any transaction permitted by Section 9097 is to be effected shall be…
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The commissioner shall examine such plan and agreement and may require such provisions to be inserte…
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When any such plan and agreement shall have been approved by the commissioner with such changes, if …
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The meeting of members at which the transaction is voted upon shall be preceded by a written or prin…
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If the members vote to approve the plan of reinsurance, transfer and assumption, a certified copy of…
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The board of directors or other governing body of such organization or association shall file with t…
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As used in this chapter, an underwriters’ corps means a corps of men with proper officers and equipm…
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This chapter shall not impair or interfere with the powers or duties of the regular fire department …
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Any act of an underwriters’ corps shall not justify any owner of any property in abandoning such pro…
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Any domestic corporation of insurance underwriters, organized to discover and prevent fires and save…
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For the effective discharge of such duties, an underwriter’s corps may enter any burning building or…
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Such corporation, with its officers and corps, when going to a fire with its equipment, has the same…
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All ordinances passed by the municipal authorities of any city or town wherein such a corporation ca…
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In July of every year, there shall be held a meeting of every corporation created for the purpose sp…
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Ten days’ notice of the meeting shall be inserted in at least one daily newspaper published in the m…
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At such meeting each insurer or insurance agent, doing a fire insurance business in the municipality…
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A majority of the whole number so represented may decide the question of sustaining the fire patrol …
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The amount of expense so fixed shall not exceed two per cent of the aggregate premiums returned as r…
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Such assessment is collectible by and in the name of the corporation, in any court of competent juri…
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In order to pay persons employed by the corporation, and to maintain apparatus for saving life and p…
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Each statement shall be under oath and shall be handed to the secretary of the corporation within te…
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The secretary of such corporation shall, within the prescribed ten days, by written demand signed by…
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The demand may be delivered personally at the office of every person required to furnish the stateme…
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The corporation may bring action to recover such penalty, with costs, in any court of competent juri…
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No policy of residential property insurance may be issued or delivered or, with respect to policies …
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(a) The offer required by Section 10081 shall include coverage against risk of loss or damage from t…
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Notwithstanding any other provision of law, the following provisions regarding loss requirements, ap…
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(a) If an insurer subject to this chapter charges an additional earthquake insurance premium or dedu…
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(a) The offer of coverage required by Section 10081 may be made prior to, concurrent with, or within…
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An insurer which issues or delivers a policy of residential property insurance in this state may com…
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If the insurer establishes proof of mailing or delivery of the required offer and the offer of earth…
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(a) If an offer of earthquake coverage, made pursuant to Section 10081, is accepted, the coverage sh…
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(a) Where the offer of earthquake coverage has not been accepted, the insurer shall notify the named…
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(a) The Legislature hereby finds and declares that the continued regulation of the business practice…
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(a) (1) As used in this chapter, “policy of residential property insurance” means a policy insuring …
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(a) Every policy of residential property insurance which provides coverage for loss or damage to a s…
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Notwithstanding the provisions of Section 530, 532, or any other provision of law, and in the absenc…
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Notwithstanding Section 2081, nothing in Section 10088 exempts an insurer from its obligation under …
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(a) At a minimum, an offer of coverage of loss or damage caused by the peril of earthquake pursuant …
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To the extent that the coverage is not already provided in the minimum offer of coverage, every insu…
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(a) (1) Subject to the approval of the commissioner, every insurer subject to this chapter shall, at…
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(a) The department shall adopt regulations setting forth standards governing the training of insuran…
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(a) No person may use a geographically based earthquake assessment system or program for the purpose…
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As used in this chapter: (a) “Authority” means the California Earthquake Authority. (b) “Available c…
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(a) (1) There is hereby created the California Earthquake Authority, which shall be administered and…
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(a) The authority shall be governed by a three-member governing board consisting of the Governor, th…
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(a) The authority shall operate pursuant to a written plan of operations. The panel shall submit a p…
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(a) Upon commencement of participation in the authority, each participating insurer shall be require…
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To expand the capacity of the authority and achieve maximum capacity for writing earthquake coverage…
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(a) The commissioner shall adopt regulations to implement the provisions of this chapter within 60 d…
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The commissioner shall have full power and authority to examine the books and records of the authori…
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(a) One year following its commencement of operations, and annually thereafter by each August 1, the…
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(a) The authority shall not issue any earthquake policy and no insurer shall transfer any earthquake…
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(a) Initial operating capital shall be contributed by insurance companies admitted to write resident…
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(a) On application to the board, payment of any assessments and fees calculated by the board, and fu…
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Notwithstanding subdivision (h) of Section 10089.7, the authority shall be subject to the provisions…
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(a) Participating insurers that want to withdraw from the authority may do so on 12 months’ written …
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The authority shall renew any policy of basic residential earthquake insurance, provided the authori…
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The authority is a public instrumentality of the State of California and the exercise of its powers …
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(a) The authority shall be continued in existence for so long as its bonds are outstanding. Unless a…
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(a) (1) If at any time following the payment of earthquake claims and claim expenses the authority’s…
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(a) Notwithstanding any other provision of this chapter, the maximum permissible assessment pursuant…
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Beginning December 31, 1997, and annually thereafter on the 30th of April, the board shall notify ea…
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(a) The authority shall issue policies of basic residential earthquake insurance, including an optio…
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(a) Every participating insurer that has in-force residential earthquake insurance policies in the s…
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(a) All policies of residential earthquake insurance provided by the authority shall be written by t…
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(a) (1) Notwithstanding the prior approval requirement of Section 10089.10, the authority shall issu…
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If claims and claim expenses paid by the authority due to earthquake events exhaust the total of (a)…
§
If claims and claim expenses paid by the authority due to earthquake events that commence on or afte…
§
The authority shall endeavor at all times to make specific authority earthquake policyholder assessm…
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(a) If the average daily balance of the authority’s available capital exceeds six billion dollars ($…
§
(a) (1) The policies issued by the authority shall not be subject to assessment for, nor shall any a…
§
(a) If at any time the board determines that all the authority’s available capital may be exhausted …
§
In the event a natural disaster program is enacted by Congress, the panel shall convene and prepare …
§
The board shall set aside in each calendar year an amount equal to 5 percent of investment income ac…
§
Upon the development and implementation of an economical system satisfactory to the board and the co…
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(a) The operational rules of the Earthquake Loss Mitigation Fund shall be part of the authority’s pl…
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(a) Rates established by the authority shall be actuarially sound so as to not be excessive, inadequ…
§
(a) The offer of an authority policy by a participating insurer shall constitute a mode of insurer c…
§
(a) At least once each year a participating insurer shall provide each of its residential property i…
§
Upon termination of the authority by the Legislature, its remaining funds shall be transferred to th…
§
Notwithstanding any other provision of law, premiums collected by the authority shall be exempt from…
§
Bonds issued under this chapter shall not be a debt or liability of the state or of any political su…
§
Bonds issued by the authority are legal investments for all trust funds, the funds of all insurance …
§
Interest earned on any bonds issued by the authority shall at all times be free from state personal …
§
The state hereby pledges to and agrees with the holders of bonds that the state will not limit, alte…
§
The Treasurer may from time to time enter into one or more credit facilities permitting the authorit…
§
The authority shall have the power to pledge to the providers of credit facilities and to the owners…
§
Nothing in Section 10089.50 or 10089.51 is intended to limit the applicability to the authority of a…
§
(a) Any insurer that withdraws from the authority under Section 10089.19 while bonds or other debt i…
§
(a) Unless authorized by a statute enacted subsequent to the effective date of this section, the aut…
§
The board shall conduct the affairs of the authority with respect to transacting earthquake insuranc…
§
(a) The department shall establish a program for the mediation of the disputes between insured compl…
§
Any insured having a dispute with an insurer under a policy that qualifies for this program may file…
§
(a) If, after the department’s intervention, the insurer and the insured do not reach agreement, the…
§
If the dispute is not resolved within the time period prescribed by Section 10089.72, the insurer sh…
§
(a) If the insurer notifies the department of the failure to resolve the dispute, the department sha…
§
(a) Any insurer may inform an insured who has filed a complaint with the department concerning a dis…
§
Upon referral of a complaint to mediation, the department shall immediately transfer all necessary i…
§
The department shall contract with a diverse pool of mediators for the provision of mediation servic…
§
Upon receipt of a complaint, the mediation service, to the extent possible, shall issue a notice to …
§
(a) The costs of mediation shall be reasonable, and shall be borne by the insurer, except as provide…
§
(a) The representatives of the insurer shall know the facts of the case and be familiar with the all…
§
All parties to the mediation proceeding shall negotiate in good faith and shall have the authority t…
§
(a) An insured may not be required to use the department’s mediation process. An insurer may not be …
§
(a) On or before August 1 of each year in which this program is in effect, the commissioner shall re…
§
(a) The Legislature finds and declares that there exists the California Residential Mitigation Progr…
§
(a) In administering the Earthquake Brace and Bolt program pursuant to Section 10089.395, the Califo…
§
(a) The Legislature finds and declares that there exists the California Residential Mitigation Progr…
§
The purposes of this chapter are to do all of the following: (a) To assure stability in the property…
§
Unless the provision or context otherwise requires, the following definitions govern the constructio…
§
This chapter shall not apply to county mutual fire insurers nor to fraternal fire insurers.
§
(a) Any person having an insurable interest in real or tangible personal property who, after diligen…
§
(a) Within 30 days after the effective date of this chapter, with the approval of the commissioner, …
§
(a) Notwithstanding subdivision (c) of Section 10095, the facility shall, pursuant to regulations ad…
§
Within 90 days following the effective date of this section, the association shall file a new or ame…
§
(a) Within 30 days following the effective date of this chapter, the association shall submit to the…
§
(a) The association shall establish and maintain an Internet Web site and a statewide toll-free tele…
§
(a) The commissioner shall establish the California Home Insurance Finder on the department’s Intern…
§
(a) On or before April 1, 2026, the association shall create an automatic payment system and accept …
§
(1) Any applicant or affected insurer shall have the right of appeal from any act or decision of eit…
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There shall be no liability on the part of, and no cause of action of any nature shall arise against…
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Acceptance of risks assigned under this chapter and performance of any act required by this chapter …
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In addition to any powers conferred upon him by this or any other law, the commissioner is authorize…
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The commissioner may require such reports from insurers concerning risks insured under any program a…
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The facility, subject to the approval of the Insurance Commissioner, may provide for the equitable d…
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(a) (1) Rates for the FAIR Plan shall not be excessive, inadequate, or unfairly discriminatory, and …
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(a) If granted prior approval from the commissioner, the association may do all of the following: (1…
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(a) A policy of residential property insurance shall not be issued or renewed in this state by an in…
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(a) The disclosure required by Section 10101 shall be in no less than 10-point type and shall be pro…
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(a) A policy of residential property insurance shall not be issued or renewed in this state unless i…
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(a) On and after July 1, 2020, upon an offer of a policy of residential property insurance, a disclo…
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(a) An insurer that provides replacement cost coverage in accordance with Section 10102, except an i…
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(a) Every California Residential Property Insurance Disclosure shall be accompanied by a California …
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(a) If an insurer issues a new residential property insurance policy on or after July 1, 2021, that …
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(a) In the event of a covered loss relating to a state of emergency, as defined in Section 8558 of t…
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(a) As used in this chapter, “policy of residential property insurance” shall have the same meaning …
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Nothing in this chapter is intended to expand, contract, modify, or otherwise affect the coverage pr…
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The Insurance Commissioner may modify a disclosure statement as contained in Section 10102, 10103, o…
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Except as provided in subdivisions (e) and (i) of Section 10102, this chapter shall apply to all pol…
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(a) The commissioner shall develop a pamphlet which provides information to small business owners an…
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(a) As used in this chapter, “policy of commercial property insurance” has the same meaning as defin…
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Every person has an insurable interest in the life and health of: (a) Himself. (b) Any person on who…
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(a) An insurable interest, with reference to life and disability insurance, is an interest based upo…
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An insurer shall be entitled to rely upon all statements, declarations, and representations made by …
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(a) An insurer may not issue an individual life insurance policy to an applicant that insures the li…
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(a) Except as allowed in subdivision (c), an insurer may not issue or deliver a corporate-owned life…
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(a) A policy or endorsement issued by an admitted life and disability insurer may contain a provisio…
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(a) If a policy, contract, certificate, or agreement offered, issued, delivered, or renewed, whether…
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(a) This section, except for subdivision (i), applies to a disability insurance policy that provides…
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(a) A life or disability insurance policy other than health insurance, as defined in Section 106, is…
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(a) Notwithstanding any other law, except as provided in Section 10144.56, on and after January 1, 2…
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(a) This section applies to a disability insurance policy that provides coverage for hospital, medic…
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In life or disability insurance, the only measure of liability and damage is the sum or sums payable…
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(a) Under a policy of disability insurance other than health insurance, as defined in Section 106, i…
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An insurer shall not be liable for payments claimed under an individual or group policy of life insu…
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(a) An insurer shall not deny or refuse to accept an application for life insurance, or refuse to in…
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Subject to Section 2459 of the Probate Code, in respect to life or disability insurance, or annuity …
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(a) An individual or group health insurance policy shall not establish either of the following: (1) …
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(a) A group or individual nongrandfathered health insurance policy shall, at a minimum, provide cove…
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(a) For purposes of this section, the following definitions shall apply: (1) “Exchange” means the Ca…
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(a) For purposes of this section, the following definitions shall apply: (1) “Exchange” means the Ca…
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The commissioner shall, in coordination with the Director of the Department of Managed Health Care, …
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(a) (1) Notwithstanding any other provision of law, every policy or certificate of health insurance …
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(a) Consistent with federal law, a sponsor of a prescription drug plan authorized by the federal Med…
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(a) A group or individual health insurance policy issued, amended, or renewed on or after January 1,…
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(a) (1) Except as provided in subdivision (c), a health insurance policy issued, amended, or renewed…
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(a) (1) Notwithstanding Section 10273.4, an insurer, except an insurer issuing a specialized health …
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(a) A health insurer that issues, sells, renews, or offers health insurance policies for health care…
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(a) A health insurer that issues, sells, renews, or offers a policy covering dental services shall f…
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(a) An individual or small group health insurance policy issued, amended, or renewed on or after Jan…
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(a) This section shall apply to nongrandfathered individual and group health insurance policies that…
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(a) (1) For a small employer health insurance policy offered, sold, or renewed on or after January 1…
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(a) An insurer providing individual coverage in the Exchange shall cooperate with requests from the …
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(a) If a health insurer sends payment for services provided directly to the insured and not to the p…
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(a) (1) By September 1, 2017, the commissioner shall establish an independent dispute resolution pro…
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(a) (1) For services rendered subject to Section 10112.8, effective July 1, 2017, unless otherwise a…
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(a) A health insurer shall provide an insured who has been displaced or whose health otherwise may b…
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(a) A large group health insurance policy issued, amended, or renewed on or after July 1, 2022, shal…
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(a) With respect to large group health insurance, an insurer and its officials, employees, agents, a…
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(a) For a health insurance policy issued, amended, or renewed on or after July 1, 2022, in the indiv…
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(a) Levels of coverage for the nongrandfathered individual market are defined as follows: (1) Bronze…
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Notwithstanding paragraph (1) of subdivision (b) of Section 10112.295 and paragraph (1) of subdivisi…
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(a) Levels of coverage for the nongrandfathered small group market are defined as follows: (1) Bronz…
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(a) (1) A small employer health benefit plan in effect on December 31, 2013, and still in effect as …
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Every policy of life, disability, or life and disability insurance issued or delivered within this S…
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The following provisions shall apply to this act: (a) “Advertisement” means any written, electronic,…
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(a) This section applies to any person entering into, brokering, or soliciting life settlements purs…
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(a) A provider entering into a life settlement contract with any owner of a policy, wherein the insu…
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If a group life insurance policy contains a provision that makes a certificate holder’s coverage con…
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(a) An individual life insurance policy delivered or issued for delivery in this state shall contain…
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(a) An insurer that is required to deliver a life insurance policy to the owner of the policy in ord…
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(a) An increase of premium on an individual life insurance policy that provides for premium changes …
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(a) Each health insurer that maintains an Internet Web site shall make a downloadable copy of the co…
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(a) This section shall not apply to vision-only, dental-only, or CHAMPUS supplement insurance, or to…
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(a) The commissioner may adopt rules and regulations reasonably necessary to implement the provision…
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(a) (1) Whenever a flexible premium life insurance policy is subject to an adverse change in the cur…
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(a) Each life insurance policy issued or delivered in this state shall contain a provision for a gra…
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(a) An individual life insurance policy shall not be issued or delivered in this state until the app…
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(a) A health insurer that renews individual grandfathered health benefit plans shall be subject to t…
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(a) A health insurer that renews individual grandfathered health benefit plans shall be subject to t…
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Before an insurer may pay the proceeds of any contract of life or disability insurance to any undert…
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When a payment is made equal to the full first premium at the time an application for life insurance…
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No group life insurance policy or disability insurance policy shall be issued or delivered in this S…
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(a) Every policy of disability insurance that is issued, amended, delivered, or renewed in this stat…
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(a) A policy of disability insurance, self-insured employee welfare benefit plan, or nonprofit hospi…
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No disability insurer contract that covers hospital, medical, or surgical benefits that is issued, a…
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(a) No health insurance contract in existence or issued, amended, or renewed on or after January 1, …
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A policy of disability insurance delivered or issued for delivery in this state more than 120 days a…
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On and after the operative date of this section: (a) No policy of disability insurance which, in add…
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(a) This section shall apply to a health insurer that covers hospital, medical, or surgical expenses…
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(a) Every health insurer that offers, issues, or renews health insurance under an individual health …
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(a) Every health insurer that offers, issues, or renews health insurance under an individual health …
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(a) Notwithstanding any other provision of law, an agent or broker who assists an applicant in submi…
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(a) No individual or group policy of health insurance that is issued, amended, renewed, or delivered…
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(a) (1) A large group health insurance policy that is issued, amended, or renewed on or after Januar…
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No group or individual policy of disability insurance which covers hospital, medical, or surgical ex…
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On and after January 1, 1993, every insurer issuing, amending, or renewing a policy of individual or…
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(a) A disability insurance policy or certificate covering hospital, surgical, or medical expenses, t…
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If a policy of disability insurance issued, issued for delivery, or renewed in this state after the …
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(a) This section shall only apply to a disability insurer that issues a dental insurance policy purs…
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(a) With respect to a contract between an insurer covering dental services and a dentist to provide …
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(a) A health insurer that issues, sells, renews, or offers a policy covering dental services, includ…
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Any act by a disability insurer that covers hospital, medical, or surgical expenses that violates Se…
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(a) Notwithstanding any other law, a health insurer, including a specialized health insurer and a he…
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(a) For purposes of this section, the following definitions shall apply: (1) “Dental waiting period …
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(a) To assist a provider in determining if an insured’s dental coverage is regulated by the State of…
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(a) No self-insured employee welfare benefit plan, issued or renewed on or after November 23, 1970, …
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(a) When spouses are both employed as employees, and both have enrolled themselves and their eligibl…
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(a) No policy of group disability insurance or self-insured employee welfare benefit plan which prov…
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(a) A policy of group health insurance that provides hospital, medical, or surgical expense benefits…
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If a policy of group disability insurance issued or issued for delivery or amended in this state aft…
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On and after the effective date of this section, every policy of disability insurance which covers h…
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If a policy of group disability insurance issued, delivered, amended, or renewed in this state on or…
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(a) No self-insured employee welfare benefit plan, issued or renewed on or after the effective date …
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Every self-insured employee welfare benefit plan, as defined in Section 10121, issued, amended as to…
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On and after the effective date of this section, every self-insured employee welfare benefit plan wh…
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(a) No self-insured employee welfare benefit plan shall refuse to enroll any person or accept any pe…
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If a self-insured employee welfare benefit plan issued, amended, or renewed in this state on or afte…
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(a) On or after January 1, 1993, every insurer issuing group disability insurance that covers hospit…
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On and after January 1, 1990, every insurer issuing group disability insurance which covers hospital…
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(a) On or after January 1, 1986, an insurer issuing group health insurance shall offer coverage for …
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(a) Every policy of disability insurance that provides coverage for hospital, medical, or surgical e…
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On and after January 1, 1980, every group policy of disability insurance which covers hospital, medi…
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(a) Every disability insurer transacting business in this state shall, on or after January 1, 1979, …
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(a) No insurer shall deny a claim under a group disability policy for hospital, medical, surgical, d…
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Every health insurer, including those insurers that contract for alternative rates of payment pursua…
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(a) Every insurer issuing group or individual policies of health insurance that cover hospital, medi…
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On and after January 1, 1990, every self-insured employee welfare benefit plan containing hospital, …
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Every group policy of disability insurance which covers hospital, medical, and surgical expenses on …
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Except for a preexisting condition, every disability insurer issuing policies of individual or group…
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Except for a preexisting condition, every self-insured employee welfare benefit plan in this state t…
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(a) A disability insurance policy issued, amended, or renewed on or after January 1, 2024, and that …
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(a) Any disability insurance policy that includes terms that require binding arbitration to settle d…
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(a) A health insurance policy that is issued, amended, delivered, or renewed on or after July 1, 200…
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On or after July 1, 1995, every individual or group policy of disability insurance that provides hos…
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(a) A health insurer shall not deny coverage that is otherwise available under the health insurance …
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(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative…
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(a) This section shall apply to the disclosure of genetic test results contained in an applicant or …
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(a) On or before July 1, 1999, for purposes of public disclosure, every disability insurer that cove…
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(a) A health insurance policy issued, amended, or renewed on or after January 1, 2025, shall provide…
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(a) A health insurance policy issued, amended, or renewed on or after January 1, 2022, that provides…
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(a) On or after January 1, 1993, every insurer issuing group disability insurance that covers hospit…
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(a) Commencing January 1, 2019, a health insurer shall not issue, amend, sell, renew, or offer a pol…
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(a) The maximum amount a health insurer may require an insured to pay at the point of sale for a cov…
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(a) On or before July 1, 1997, every disability insurer that covers hospital, medical, or surgical e…
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(a) When requested by an insured or contracting health professional who is treating an insured, a di…
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(a) An individual or group policy of disability insurance or self-insured employee welfare benefit p…
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Every policy of disability insurance which provides for the surgical procedure known as a laryngecto…
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(a) On or after January 1, 1995, every policy of disability insurance that covers hospital, medical,…
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(a) The Legislature finds and declares that the unique, private, and personal relationship between w…
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(a) For purposes of this section, the definitions in subdivision (a) of Section 2290.5 of the Busine…
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(a) Every policy of disability insurance covering hospital, surgical, or medical expenses that is is…
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(a) No individual or group policy of disability insurance that provides coverage for hospital, medic…
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(a) Every policy of health insurance covering hospital, medical, or surgical expenses that is issued…
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(a) On and after July 1, 2000, every policy of disability insurance issued, amended, delivered, or r…
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(a) On or after January 1, 2009, every insurer that issues, amends, or renews an individual or group…
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(a) An insurer shall pay a provider for duplicating all information it requests in connection with a…
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(a) Every disability insurer that covers hospital, medical, or surgical expenses and that reviews an…
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(a) Every disability insurer, or an entity with which it contracts for services that include utiliza…
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(a) Each contract between a health insurer and a provider shall contain provisions requiring a fast,…
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(a) Every policy of expense incurred hospital, medical, or surgical insurance issued, amended, or re…
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(a) (1) Whenever an insurer issuing group or individual policies of disability insurance which cover…
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(a) The following definitions shall apply for purposes of this section: (1) (A) “Affirmative consent…
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(a) Every insurer issuing group or individual policies of health insurance that cover hospital, medi…
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(a) Every group policy of disability insurance that covers hospital, medical, or surgical expenses, …
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(a) Every policy of disability insurance that covers hospital, medical, or surgical expenses and is …
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(a) Notwithstanding any other law, on and after January 1, 2013, a health insurer that provides cove…
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(a) A health insurer that provides prescription drug benefits and maintains one or more drug formula…
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(a) The Legislature hereby finds and declares all of the following: (1) The federal Patient Protecti…
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(a) Every disability insurer that covers hospital, medical, or surgical expenses, and, as part of th…
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(a) A group or individual disability insurance policy issued, delivered, or renewed in this state or…
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(a) An individual or group policy of disability insurance issued, amended, renewed, or delivered on …
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(a) A request for an exception to a health insurer’s step therapy process for prescription drugs may…
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(a) On and after July 1, 2011, in accordance with the requirements of subdivision (b), a health insu…
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(a) A health insurer that provides coverage for professional mental health services shall establish …
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(a) A policy of health insurance that covers outpatient prescription drugs shall cover medically nec…
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(a) A health insurance policy issued, amended, renewed, or delivered on or after January 1, 2017, ex…
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Commencing January 1, 2019, an insurer shall prorate an insured’s cost sharing for a partial fill of…
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(a) A health insurance policy issued, amended, delivered, or renewed on or after July 1, 2023, that …
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(a) (1) A health insurer that reports rate information pursuant to Section 10181.3 or 10181.45 shall…
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(a) Notwithstanding any other law, an individual or group health insurance policy issued, amended, o…
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(a) Every health insurance policy, except a specialized health insurance policy, that is issued, ame…
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(a) A health insurance policy issued, amended, renewed, or delivered on or after January 1, 2022, ex…
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(a) A health insurance policy that is issued, amended, delivered, or renewed on or after July 1, 202…
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(a) A health insurer that provides health coverage to the employees of a religious employer that doe…
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(a) (1) A health insurance policy that is issued, amended, or renewed on or after July 1, 2025, excl…
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(a) Every individual or group policy of disability insurance that covers hospital, medical, or surgi…
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(a) (1) A contract between a health insurer and a health care provider for an alternative rate of pa…
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(a) If a health insurer offers a service via telehealth to an insured through a third-party corporat…
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(a) A health insurer that issues, sells, renews, or offers a policy covering dental services, includ…
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The provision of medically necessary pasteurized donor human milk obtained from a tissue bank licens…
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(a) Commencing no later than July 1, 2012, an individual health insurance policy shall provide cover…
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(a) Commencing no later than July 1, 2012, a group health insurance policy shall provide coverage fo…
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(a) A health insurer shall develop a maternal mental health program designed to promote quality and …
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On or before January 1, 2025, a health insurer shall develop a maternal and infant health equity pro…
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(a) A contract between a health insurer and a health care provider issued, amended, or renewed on or…
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(a) (1) With respect to an individual or group policy of health insurance subject to Section 10112.2…
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(a) (1) Notwithstanding Section 10123.201, a health insurer shall not subject antiretroviral drugs t…
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(a) Notwithstanding any other law, a group or individual health insurer offering an outpatient presc…
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(a) (1) A disability insurance policy issued, amended, renewed, or delivered on or after January 1, …
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(a) (1) The requirements of this section shall apply to a group or individual policy or certificate …
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(a) (1) A health insurer shall provide to insureds a written or electronic notice regarding the bene…
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(a) A health insurance policy issued, amended, or renewed on or after January 1, 2026, that provides…
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(a) A self-insured employee welfare benefit plan delivered or issued for delivery in this state more…
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Each self-insured employee benefit plan issued or renewed on or after the effective date of this sec…
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(a) On and after January 1, 1974, every insurer issuing group disability insurance which covers hosp…
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(a) Every insurer issuing disability insurance that covers hospital, medical, or surgical expenses t…
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(a) A pharmacy benefit manager that contracts with a health insurer shall comply with Article 6.1 (c…
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Every policy of group disability insurance issued, amended, or renewed on or after January 1, 1977, …
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If a disability insurance policy between an insurer that covers hospital, medical, or surgical expen…
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(a) Every policy of disability insurance that provides hospital, medical, or surgical coverage under…
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(a) A health insurance policy issued, amended, or renewed on or after July 1, 2025, shall establish …
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(a) (1) Notwithstanding Section 10352, a health insurance policy issued, amended, or renewed on or a…
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(a) (1) Unless otherwise required by this chapter, a health insurance policy issued, amended, or ren…
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On and after January 1, 1974, every self-insured employee welfare benefit plan that provides coverag…
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(a) No policy of disability insurance providing loss of time benefits shall contain any provision fo…
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Each policy of disability insurance issued or renewed on or after the effective date of this section…
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On and after January 1, 1985, every insurer issuing group disability insurance which covers hospital…
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(a) Except as provided in subdivisions (b) and (c), no contract that is issued, amended, renewed, or…
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Every application for, certificate of, and policy of credit life or credit disability insurance shal…
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Every policy of individual life insurance with a face value of less than ten thousand dollars ($10,0…
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(a) The purpose of this section is to assure truthful and adequate disclosure of all material and re…
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(a) (1) Every individual life insurance policy and every individual annuity contract that is initial…
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Notwithstanding any other law, a disability insurance policy that provides hospital, medical, surgic…
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(a) Every policy of individual life insurance and every individual annuity contract that is initiall…
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Every insurer and life agent offering for sale individual life insurance policies or individual annu…
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Whenever an insurer provides an annual statement to a senior citizen policyowner of an individual li…
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(a) All individual life insurance policies and individual annuity contracts for senior citizens that…
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(a) The department and the Department of Managed Health Care shall compile information required by t…
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Any provision contained in a policy of disability insurance or a self-insured employee welfare benef…
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(a) (1) After the termination of the pilot program under Section 10127.15, a health insurer shall co…
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(a) The Life and Annuity Consumer Protection Fund is hereby created as a special account within the …
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(a) On and after January 1, 2005, a health insurer issuing individual policies of health insurance t…
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(a) Commencing March 1, 2013, and at least annually thereafter, a health insurer, not including a he…
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(a) Beginning on July 1, 2023, and annually thereafter, a health insurer offering a qualified health…
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Any data submitted by a health insurer to the United States Secretary of Health and Human Services, …
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The provisions of this article shall apply to all policies of group life insurance issued in this st…
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In this article, unless the context otherwise requires: (a) “Carrier” means the insurance company, n…
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Every policy containing a life insurance benefit shall contain a reasonable extension of such benefi…
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(a) Any carrier providing replacement coverage with respect to hospital, medical or surgical benefit…
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This article shall apply to all policies issued, delivered, amended, or renewed in this state after …
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(a) This article shall be known as the California Continuation Benefits Replacement Act, or “Cal-COB…
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(a) “Continuation coverage” means extended coverage under the group benefit plan under which an elig…
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The continuation coverage requirements of this article do not apply to the following individuals: (a…
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(a) Every disability insurer, that provides coverage under a group benefit plan to an employer, incl…
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(a) Every insurer’s evidence of coverage for group benefit plans subject to this article, that is is…
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(a) Every group benefit plan contract between a disability insurer and an employer subject to this a…
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A qualified beneficiary electing continuation coverage shall pay to the disability insurer, on or be…
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(a) The continuation coverage provided pursuant to this article shall terminate at the first to occu…
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A disability insurer subject to this article shall not be obligated to provide continuation coverage…
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(a) A health insurer that provides coverage under a group benefit plan to an employer shall offer an…
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Sections 10130 and 10131 do not apply to group life policies, to group disability policies, or to in…
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Sections 10130 and 10131 do not apply to annuity contracts which are within the scope of Section 401…
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A life or disability policy may pass by transfer, will or succession to any person, whether or not t…
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Notice to an insurer of a transfer of a life or disability policy is not necessary to preserve the v…
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The beneficiary under a life policy which provides for the payment of its proceeds in periodical ins…
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(a) Upon written consent of the insured first obtained with respect to a particular claim, any disab…
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Insurers shall provide group policyholders with a current roster of institutional and professional p…
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When any disability insurer negotiates and enters into a contract with professional or institutional…
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When any self-insured governmental plan, as defined in Section 12671, negotiates and enters into a c…
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(a) For purposes of insurers that contract with providers for alternate rates pursuant to Section 10…
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(a) The commissioner shall, on or before January 1, 2004, promulgate regulations applicable to healt…
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It is the intent of the Legislature to ensure that the citizens of this state receive high-quality h…
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(a) On and after January 1, 1994, any disability insurer shall pay group insurance benefits continge…
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(a) The commissioner shall, on or before January 1, 2006, promulgate regulations applicable to all i…
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Within a year after the health insurer’s assessment pursuant to paragraph (2) of subdivision (b) of …
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(a) An insurer that markets, advertises, or produces educational materials for a health insurance po…
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(a) An insurer shall notify insureds and members of the public of all of the following information: …
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(a) Commencing January 1, 2027, or when final federal rules are implemented, whichever occurs later,…
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(a) (1) Within six months after the department issues guidance pursuant to paragraph (1) of subdivis…
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No later than March 1, 2025, a health insurer subject to Section 10133.13 shall include information …
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(a) Commencing July 1, 2016, a health insurer that contracts with providers for alternative rates of…
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(a) On or before July 1, 2026, the department shall issue instructions to health insurers to report …
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(a) (1) A health insurance policy that is issued, renewed, or amended on or after July 1, 2017, that…
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(a) This section applies to policies of health insurance, as defined by subdivision (b) of Section 1…
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(a) (1) Except as provided in paragraph (2), every disability insurer covering hospital, medical, an…
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(a) (1) A health insurer that enters into a contract with a professional or institutional provider t…
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(a) A contract issued, amended, renewed, or delivered on or after January 1, 2015, by or on behalf o…
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(a) This section shall be known and may be cited as the Health Care Providers’ Bill of Rights. (b) N…
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A health insurer shall comply with all the following: (a) Deadlines shall not be imposed for the rec…
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Pursuant to Section 12921, the commissioner may also agree to payment to a health care provider who …
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(a) A contract between a health insurer and a provider of health care services shall not contain any…
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On or before July 1, 2006, the commissioner, pursuant to his or her authority under Section 12921.1,…
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For the purposes of this article, the following terms have the following meanings: (a) “Buyer’s firs…
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(a) This article is only applicable to transfers entered into on or after January 1, 2000. (b) Notwi…
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(a) No direct or indirect transfer of structured settlement payment rights by a payee to which this …
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A transfer of structured settlement payment rights is void unless a court reviews and approves the t…
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(a) A transfer agreement, as defined in subdivision (o) of Section 10134, shall not include any prov…
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The transferee shall retain, for three years after the date of the last payment under the structured…
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Any subsequent transfer of any additional structured settlement payments between the payee and trans…
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Any notice required by this article shall be deemed to have been given if addressed to the recipient…
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(a) None of the provisions of this article may be waived by the payee. (b) Compliance with the requi…
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A violation of this article by a transferee shall constitute an unfair business practice pursuant to…
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(a) A direct or indirect transfer of structured settlement payment rights is not effective and a str…
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(a) No admitted insurer, licensed to issue life or disability insurance, shall fail or refuse to acc…
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(a) This section shall apply to the disclosure of genetic test results contained in an applicant or …
§
(a) Notwithstanding Section 10140, a health insurance policy issued, amended, or renewed on or after…
§
(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative…
§
No application for insurance or insurance investigation report furnished by such an insurer to its a…
§
Nothing in this article shall prohibit use in an application for life or disability insurance of a q…
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(a) No insurance company licensed in this state shall refuse to issue or sell or renew any policy of…
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No insurer issuing, providing, or administering any contract of individual or group insurance provid…
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A disability insurer that denies coverage for an experimental medical procedure or plan of treatment…
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(a) No disability insurer covering hospital, medical, or surgical expenses shall deny, refuse to ins…
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(a) No admitted insurer licensed to issue life insurance shall refuse to accept an application for i…
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(a) A large group health insurance policy shall provide all covered mental health and substance use …
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(a) (1) Every disability insurance policy issued, amended, or renewed on or after January 1, 2021, t…
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No disability insurer may utilize any information regarding whether a beneficiary’s psychiatric inpa…
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(a) (1) Every health insurance policy shall also provide coverage for behavioral health treatment fo…
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(a) A disability insurer that provides hospital, medical, or surgical coverage shall base any medica…
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(a) (1) A disability insurance policy issued, amended, renewed, or delivered on or after January 1, …
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(a) An insurance policy issued, amended, renewed, or delivered on or after July 1, 2023, shall cover…
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(a) Every policy of disability income insurance, as defined in subdivision (c) of Section 799.01, th…
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(a) For provider contracts issued, amended, or renewed on and after January 1, 2023, a disability in…
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(a) Coverage of mental health and substance use disorder treatment pursuant to Section 10144.5 inclu…
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For services provided to an insured under a disability insurance policy issued, amended, or renewed …
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Except as provided in Section 10144.56, within one year of the operative date of this section, a hea…
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No insurer issuing, providing, or administering any contract of individual or group insurance provid…
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(a) Every policy of disability insurance that is issued, amended, or renewed on or after July 1, 200…
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(a) Every disability insurer that covers hospital, medical, or surgical benefits shall provide an ex…
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(a) An individual or group health insurance policy that is issued, amended, or renewed on or after J…
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The purposes of this article are to establish standards regarding unfair discrimination among indivi…
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As used in this article: (a) “Disability income insurance” means insurance against loss of occupatio…
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No insurer shall require a test for the presence of a genetic characteristic for the purpose of dete…
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(a) All underwriting activities undertaken by insurers pursuant to this article shall be subject to …
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(a) This section shall apply to the disclosure of the results of a test for a genetic characteristic…
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The provisions of this article shall not apply to annuities, industrial policies or to term contract…
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This article is not applicable to life policies issued on or after the operative date as to such pol…
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Every contract or policy of life insurance (excluding additional benefits specified therein or issue…
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In lieu of the application of the provisions for automatic insurance upon nonpayment of premium the …
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No agreement between the insurer and the policy holder or applicant for insurance contrary to the fo…
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Any life policy issued upon the life of a resident of this State and delivered within this State, wh…
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(a) This article is applicable only to policies and contracts issued on or after the operative date …
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After December 31, 1943, any insurer may file with the commissioner a written notice of its election…
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Except as provided in Section 10165, no policy of life insurance shall be delivered or issued for de…
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Any cash surrender value available under the policy in the event of default in a premium payment due…
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Any paid-up nonforfeiture benefit available under the policy in the event of default in a premium pa…
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This section shall not apply to policies issued on or after the operative date of Section 10163.2 as…
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(a) In the case of ordinary policies issued on or after the operative date of this subdivision as de…
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(a) This section shall apply to all policies issued on or after the operative date of this section a…
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In the case of any plan of life insurance that provides for future premium determination, the amount…
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(a) Notwithstanding any other provision of law, the form of any policy, contract, or certificate pro…
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Any cash surrender value and any paid-up nonforfeiture benefit available under the policy in the eve…
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This section shall apply to all policies issued on or after January 1, 1986. Any cash surrender valu…
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(a) For a policy of individual life insurance that is surrendered by the policy owner, the insurer s…
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This article shall not apply to any of the following: (a) Reinsurance. (b) Group insurance. (c) Pure…
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No agreement between the insurer and the policyholder or applicant for insurance contrary to this ar…
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Any policy to which this article is applicable which does not contain a paid-up nonforfeiture benefi…
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(a) Whenever a nonforfeiture benefit is implemented by a life insurer in connection with a defaultin…
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This article shall not apply to any reinsurance, group annuity purchased under a retirement plan or …
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In the case of contracts issued on or after the operative date of this article as defined in Section…
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(a) This section shall apply to contracts issued before January 1, 2004, and may be applied by a com…
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Any paid-up annuity benefit available under a contract shall be such that its present value on the d…
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Contracts that provide cash surrender benefits shall comply with all of the following: (a) Cash surr…
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For contracts which do not provide cash surrender benefits, the present value of any paid-up annuity…
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For the purpose of determining the benefits calculated under Sections 10168.4 and 10168.5, the follo…
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Any contract which does not provide cash surrender benefits or does not provide death benefits at le…
§
Any paid-up annuity, cash surrender or death benefits available at any time, other than on the contr…
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For any contract which provides, within the same contract by rider or supplemental contract provisio…
§
After the effective date of this article, any company may file with the commissioner a written notic…
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(a) This section shall apply to contracts issued on and after January 1, 2006, and may be applied by…
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(a) (1) For an individual annuity contract subject to this article that is surrendered by the contra…
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The commissioner may adopt regulations to implement the provisions of this article.
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(a) Notwithstanding any other provision of law, the form of any annuity contract that is subject to …
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(a) Commencing January 1, 2001, there is hereby established in the department the Independent Medica…
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(a) If there is an imminent and serious threat to the health of the insured, as specified in subdivi…
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(a) The department shall contract with one or more independent medical review organizations in the s…
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(a) Upon receipt of information and documents related to a case, the medical professional reviewer o…
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(a) After considering the results of a competitive bidding process and any other relevant informatio…
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Life insurance may be made payable as follows: (a) On the death of the insured. (b) On his or her su…
§
Any life policy or other agreement relating to the holding or payment of the proceeds of a life poli…
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Notwithstanding Sections 751 and 1100 of the Family Code and Section 249.5 of the Probate Code, when…
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(a) Notwithstanding any other provision of law, each insurer admitted to transact life insurance, cr…
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When a policy of life insurance is assigned in writing the insurer may deal with the assignee in any…
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When a policy of life insurance is, after the effective date of this section, assigned in writing as…
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Policies of disability insurance, as defined in Section 106, that provide for death benefits, shall,…
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Nothing contained in Sections 10172, 10173 or 10174 shall affect any claim or right to any policy or…
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(a) No disability insurance contract with a physician and surgeon, physician and surgeon group, or o…
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(a) In disability insurance, the policy may provide for payment of medical, surgical, chiropractic, …
§
As of the effective date of the amendments to this section enacted at the 1969 Regular Session of th…
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As an alternative to the exclusion permitted by Section 10176, a disability insurance policy may pro…
§
The amendments to Section 10176 and the addition of Section 10176.2 enacted at the 1971 Regular Sess…
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For purposes of establishing the fact of disability in credit disability insurance, disability insur…
§
Disability insurance which is written or issued for delivery outside California in a state the laws …
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On and after January 1, 1982, every policy of disability insurance which is issued, amended, deliver…
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(a) Disability insurance where the insurer is licensed to do business in this state and which provid…
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A disability insurance policy may provide that services of a respiratory care practitioner certified…
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No policy, contract, or agreement coming within the provisions of this article, issued, entered into…
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(a) On or after January 1, 1994, no disability insurer issuing policies covering hospital, surgical,…
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(a) An insurer that provides a policy of health insurance shall accept premium payments from the fol…
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(a) As an alternative to an exclusion permitted by Section 10176, a disability insurance policy may …
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(a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after …
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(a) A self-insured employee welfare benefit plan may provide for payment of professional mental heal…
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A self-insured employee welfare benefit plan which is written or issued for delivery outside Califor…
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On and after the effective date of this section, a self-insured employee welfare benefit plan shall …
§
On and after January 1, 1982, every self-insured employee welfare benefit plan which is issued, amen…
§
(a) A self-insured employee welfare benefit plan doing business in this state and providing coverage…
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(a) It is the intent of the Legislature that all persons licensed in this state to engage in the pra…
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No admitted insurer, union trust fund which administers health, medical, or surgical insurance, or e…
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(a) In order to prevent the improper selling, leasing, or transferring of a health care provider’s c…
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(a) When a contracting agent sells, leases, or transfers a health provider’s contract to a payor, th…
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(a) Every self-insured employee welfare benefit plan issued, amended, or renewed on and after Januar…
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A disability insurer that offers or provides coverage for any services that are legally within the s…
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(a) A disability insurer which negotiates and enters into a contract with professional providers to …
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For purposes of this article, the following definitions shall apply: (a) (1) “Blended” means a ratin…
§
This article shall apply to a health insurance policy offered in the individual or group market in C…
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(a) (1) A health insurer shall file with the department all required rate information for grandfathe…
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(a) For large group health insurance policies, all health insurers shall file with the department at…
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Notwithstanding any provision in a contract between a health insurer and a provider, the department …
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(a) A filing submitted under this article shall be actuarially sound. (b) (1) The health insurer sha…
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(a) Notwithstanding Division 10 (commencing with Section 7920.000) of Title 1 of the Government Code…
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A health insurance policy subject to Section 10181.3 or 10181.4 shall file a separate schedule docum…
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(a) On or before July 1, 2012, the commissioner may issue guidance to health insurers regarding comp…
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(a) (1) A health insurer shall annually provide claims data at no charge to a large group purchaser …
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(a) Whenever it appears to the department that any person has engaged, or is about to engage, in any…
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The department shall do all of the following in a manner consistent with applicable federal laws, ru…
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(a) This section shall apply only to a specialized health insurance policy covering dental services,…
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(a) Upon receiving notice of a rate change, a large group contractholder that has coverage that is e…
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(a) It is the intent of the Legislature in enacting this section to ensure that insureds benefit fro…
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(a) For large group health insurance policies, a health insurer shall file with the department the w…
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(a) A health insurer, not including a specialized health insurance policy, shall annually report to …
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The provisions of Sections 800, 801, 802, 803, and 804 shall not apply to life insurance.
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(a) The commissioner may, from time to time as conditions warrant, after notice and hearing, promulg…
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(a) In order to streamline the department’s file review process for life and disability insurance fo…
§
(a) (1) The commissioner shall request that a multistate regulatory support organization commission …
§
If a policy of life insurance becomes paid up pursuant to a paid up nonforfeiture benefit, the insur…
§
All Medicare supplement policies and certificates shall comply with the provisions of subdivision (b…
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The purpose of this article is to provide for the reasonable standardization of coverage and simplif…
§
(a) Except as otherwise provided in this section or in Sections 10192.7, 10192.12, 10192.13, 10192.1…
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The following definitions apply for the purposes of this article: (a) “Applicant” means: (1) The per…
§
A policy or certificate shall not be advertised, solicited, or issued for delivery as a Medicare sup…
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(a) Except for permitted preexisting condition clauses as described in Sections 10192.7, 10192.8, an…
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A policy or certificate shall not be advertised, solicited, or issued for delivery as a Medicare sup…
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The following standards are applicable to all Medicare supplement policies or certificates advertise…
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The following standards are applicable to all Medicare supplement policies or certificates delivered…
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(a) (1) This section shall apply to Medicare Select policies and certificates, as defined in this se…
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(a) (1) An issuer shall not deny or condition the issuance or effectiveness of any Medicare suppleme…
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(a) (1) With respect to the guaranteed issue of a Medicare supplement policy, eligible persons are t…
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(a) An issuer shall comply with Section 1882(c)(3) of the federal Social Security Act (as enacted by…
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(a) (1) (A) With respect to loss ratio standards, a Medicare supplement policy form or certificate f…
§
(a) An issuer shall not advertise, solicit, or issue for delivery a policy or certificate to a resid…
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(a) An issuer or other entity may provide commission or other compensation to an agent or other repr…
§
(a) Medicare supplement policies and certificates shall include a renewal, continuation, or conversi…
§
(a) Application forms shall include the following questions designed to elicit information as to whe…
§
(a) An issuer shall provide a copy of any Medicare supplement advertisement intended for use in this…
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(a) An issuer, directly or through its producers, shall do each of the following: (1) Establish mark…
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(a) In recommending the purchase or replacement of any Medicare supplement policy or certificate, an…
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(a) On or before March 1 of each year, an issuer shall report the following information for every in…
§
(a) If a Medicare supplement policy or certificate replaces another Medicare supplement policy or ce…
§
This section applies to all policies with policy years beginning on or after May 21, 2009. (a) In ad…
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(a) With regard to Medicare supplement policies, all insurers, brokers, agents, and others engaged i…
§
The following standards are applicable to all Medicare supplement policies or certificates delivered…
§
The following standards are applicable to all Medicare supplement policies or certificates delivered…
§
The following standards are applicable to all Medicare supplement policies or certificates delivered…
§
(a) (1) As prescribed in this chapter, the commissioner shall have the administrative authority to a…
§
In addition to any other requirements of law, the following shall apply to a Medicare supplement pol…
§
The commissioner may prescribe by regulation a standard form and the contents of an informational br…
§
For purposes of this article, the following definitions shall apply: (a) “Health benefit plan” means…
§
(a) A health benefit plan for group coverage shall not impose any preexisting condition provision or…
§
This article applies to all health benefit plans that provide benefits to residents of this state re…
§
A health benefit plan for group coverage shall not establish rules for eligibility, including contin…
§
This article shall become operative on January 1, 2014.
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(a) For purposes of this article, “health benefit plan” does not include policies or certificates of…
§
The purpose of the chapter is to promote the public interest, to prevent unfair and unlawful health …
§
(a) (1) An insurer or nonprofit hospital service plan or administrator acting on its behalf shall no…
§
(a) The written notice described in subdivisions (a) and (b) of Section 10199.1 shall state in itali…
§
There shall be no liability on the part of, and no cause of action of any nature shall arise against…
§
Proof of mailing a notice and the reason therefor to the appropriate entity or individual at the las…
§
The commissioner may, as conditions warrant, pursuant to Chapter 3.5 (commencing with Section 11340)…
§
(a) The commissioner shall have the administrative authority to assess penalties against insurers, n…
§
(a) Any production agent, administrator, or other person or entity engaged in the business of insura…
§
In addition to any other penalty provided by law or the availability of any administrative procedure…
§
This chapter applies to all master group policies and master group nonprofit hospital service plan c…
§
(a) On or after January 1, 1994, every insurer issuing, amending, or renewing group disability insur…
§
(a) On or after January 1, 1994, every nonprofit hospital service plan issued, amended, or renewed t…
§
(a) No health insurer shall, with regard to a group contract, change the premium rates or applicable…
§
(a) This section shall apply to grandfathered health insurance policies and nongrandfathered health …
§
Any life insurer may issue life, disability, term, and endowment insurance on the group plan, with o…
§
An insurer may, in the discretion of the contracting parties, enter into a contract with a group pol…
§
The term “franchise” or “wholesale” insurance shall mean a life insurance plan under which a number …
§
The only forms of group life insurance are those set forth in this chapter.
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Life insurance conforming to all the following conditions is one form of group life insurance: (a) W…
§
(a) The term “employees” as used in Section 10202 may include the officers, managers, and employees …
§
A group life policy conforming to all the following conditions may be issued to the trustees of a fu…
§
The State and any political subdivisions thereof and any municipality, may provide for the type of i…
§
The term “employees” as used in subdivision (a) of Section 10202.8 includes individual proprietors a…
§
A policy conforming to Section 10202.8 issued to a county may include as persons eligible, employees…
§
Life insurance conforming to all of the following conditions is another form of group life insurance…
§
Life insurance conforming to all the following conditions is another form of group life insurance: (…
§
Life insurance conforming to all the following conditions is another form of group life insurance: (…
§
(a) Insurance under a group life insurance policy issued pursuant to Sections 10202, 10202.8, 10203,…
§
(a) Life insurance conforming to all the following conditions is another form of group life insuranc…
§
Life insurance conforming to all the following conditions is another form of group life insurance: (…
§
Life insurance conforming to all of the following conditions is another form of group life insurance…
§
In addition to the other specific circumstances under which a group life policy may be issued under …
§
(a) Life insurance conforming to all of the following conditions is another form of group life insur…
§
An agricultural or horticultural loan commitment as used in Section 10203.5 and in Article 5.9 (comm…
§
For the purpose of this chapter, the term “employer” includes the association or union designated by…
§
(a) In addition to the issuance of group life insurance to groups in this state as permitted elsewhe…
§
A policy of group life insurance shall not be issued or delivered in this State nor, except as other…
§
An insurer is permitted to provide group life coverage prior to the approval of the form of the poli…
§
The commissioner may suspend or revoke the permission granted any insurer in Section 10205.5 if, aft…
§
(a) The policy shall provide that the validity of the policy shall not be contested, except for nonp…
§
The policy may provide that the insurer is not liable, or is liable only in a reduced amount, for lo…
§
The policy shall contain a provision that: (a) The policy, the application of the employer and the i…
§
The policy shall contain a provision for the equitable adjustment of the premium or the amount of in…
§
(a) Except as provided by Sections 10203.5 and 10203.8, the policy shall contain a provision that th…
§
An individual certificate shall be individualized, except that in the case of an individual certific…
§
(a) Subject to the terms of the policy, or pursuant to an agreement between the insured, the group p…
§
The policy shall contain a provision that to the groups or classes originally insured there will be …
§
Whenever any provision of this chapter requires the payment of a premium by any person, such require…
§
Policies of group life insurance may conform to the following conditions, any other provisions of th…
§
Except as provided in this chapter, in every group policy issued by a domestic life insurer, the emp…
§
If hereafter any dividend is paid or any premium refunded under any policy of group life insurance h…
§
Any life insurer may issue policies of blanket life insurance for a term not exceeding one year with…
§
The only forms of blanket life insurance are those set forth in this chapter.
§
Life insurance conforming to all the following conditions is one form of blanket life insurance: (a)…
§
A blanket life insurance policy may provide that the insurer is not liable, or is liable only in a r…
§
Policies of blanket life insurance may conform to the following conditions, any other provisions of …
§
A policy of blanket insurance shall not be delivered or issued for delivery in this State until a co…
§
Unless the context requires otherwise, the definitions in this article shall govern the construction…
§
“Long-term care insurance” includes any insurance policy, certificate, or rider advertised, marketed…
§
(a) For the purposes of this section, the following definitions apply: (1) An “alternate plan of car…
§
“Applicant” means either of the following: (a) In the case of an individual long-term care insurance…
§
“Certificate” means any certificate issued under a group long-term care insurance policy, which poli…
§
“Group long-term care insurance” means a long-term care insurance policy which is delivered or issue…
§
“Policy” means any policy, contract, subscriber agreement, rider or endorsement delivered or issued …
§
(a) No group long-term care insurance coverage may be offered or sold to a resident of this state un…
§
(a) Every policy that is intended to be a qualified long-term care insurance contract as provided by…
§
(a) Every insurer that offers policies or certificates that are intended to be federally qualified l…
§
(a) All applications for long-term care insurance except that which is guaranteed issue, shall conta…
§
(a) No long-term care insurance policy or certificate other than a group policy or certificate, as d…
§
On or after January 1, 1990, no long-term care insurance policy may be delivered or issued for deliv…
§
The commissioner may adopt regulations establishing loss ratio standards for long-term care insuranc…
§
(a) An applicant for a long-term care insurance policy or a certificate, other than an applicant for…
§
(a) In every long-term care policy or certificate that is not intended to be a federally qualified l…
§
(a) Every long-term care policy or certificate that purports to provide benefits of home care or com…
§
In addition to any other requirements of law, the following shall apply to a long-term care insuranc…
§
Every long-term care policy, certificate, or rider that purports to provide benefits of home care, c…
§
Every long-term care policy or certificate covering confinement in a nursing facility shall also inc…
§
Every long-term care policy or certificate shall define the maximum lifetime benefit as a single dol…
§
Every long-term care policy or certificate that provides reimbursement for care in a nursing facilit…
§
When a policy or certificate holder of an insurance contract issued prior to December 31, 1996, requ…
§
In every long-term care policy or certificate that covers care in a nursing facility, the threshold …
§
Precedent to the payment of benefits for any care covered by the terms of the policy, any insurer of…
§
Long-term care insurance may not: (a) Be canceled, nonrenewed, or otherwise terminated on the ground…
§
If a policy or certificate replaces another long-term care policy or certificate, the replacing insu…
§
No long-term care insurance benefits may be reduced because of out-of-pocket expenditures by the ins…
§
(a) An outline of coverage shall be delivered to a prospective applicant for long-term care insuranc…
§
A certificate issued pursuant to a group long-term care insurance policy, which policy is delivered …
§
No policy may be advertised, marketed, or offered as long-term care or nursing home insurance unless…
§
(a) A long-term care insurance policy or certificate issued, amended, renewed, or delivered on or af…
§
No long-term care policy or certificate that is issued, amended, renewed, or delivered on and after …
§
The commissioner shall, as required by this chapter, or from time to time as conditions warrant, pur…
§
(a) In addition to all other powers and remedies vested in the commissioner by law, the commissioner…
§
(a) Any broker, agent, or other entity determined by the commissioner to engage in the business of i…
§
In addition to the assessment of penalties and other applicable remedies, the commissioner may take …
§
(a) Any broker, agent, insurer, or other entity within the jurisdiction of the department who is cha…
§
(a) The commissioner shall, by June 1 of each year, jointly design the format and content of a consu…
§
The commissioner’s annual report to the Legislature, as required by Section 10234.6, shall be compil…
§
(a) With regard to long-term care insurance, all insurers, brokers, agents, and others engaged in th…
§
(a) Every insurer providing long-term care coverage in California shall provide a copy of any advert…
§
No insurer, broker, agent, or other person shall cause a policyholder to replace a long term care in…
§
(a) Every insurer shall maintain records for each agent of that agent’s amount of replacement sales …
§
(a) If an insurer replaces a policy or certificate that it has previously issued, the insurer shall …
§
(a) Every insurer of long-term care in California shall: (1) Establish marketing procedures to ensur…
§
(a) Every insurer or other entity marketing long-term care insurance shall: (1) Develop and use suit…
§
(a) Any time long-term care coverage is replaced, the sales commission that is paid by the insurer a…
§
Except as provided in Section 10235.95, this article applies to all long-term care insurance policie…
§
No long-term care insurance policy delivered or issued for delivery in this state shall use the term…
§
No policy may be delivered or issued for delivery in this state as long-term care insurance if the p…
§
(a) Every insurer shall report annually by June 30 the total number of claims denied by each class o…
§
§ 10235.9a
§
Termination of long-term care insurance shall be without prejudice to any benefits payable for insti…
§
(a) Individual long-term care insurance policies shall contain a renewability provision. This provis…
§
(a) Long-term care insurance application forms shall include a question designed to elicit informati…
§
For purposes of this chapter, the commissioner shall define inappropriate replacement of long-term c…
§
(a) Insurers using direct response solicitation methods shall deliver a notice regarding replacement…
§
The commissioner may waive a specific provision or provisions of this article with respect to a spec…
§
(a) No insurer may deliver or issue for delivery a long-term care policy in this state unless the in…
§
(a) Notwithstanding any other law, the commissioner may require the administration by an insurer of …
§
(a) When a shortened benefit period nonforfeiture benefit, as described in Section 10235.30, or a co…
§
(a) An individual long-term care policy or certificate shall not be issued until the applicant has b…
§
(a) If a life insurance policy contains long-term care benefits and permits policy loans or cash wit…
§
(a) A policy or certificate shall include a provision that gives the policyholder or certificate hol…
§
(a) Every policy or certificate shall include a provision that gives the insured the option to elect…
§
(a) Each policy shall contain a provision that, if the insurer develops new benefits or benefit elig…
§
In the event a non-medicaid national or state long-term care program is created through public fundi…
§
Every policy or certificate shall include a provision giving the policyholder or certificate holder …
§
(a) Notwithstanding Section 10235, this section applies to all long-term care policies in force, reg…
§
Every individual and group long-term care policy and certificate under a group long-term care policy…
§
(a) Benefits under individual long-term care insurance policies issued before new premium rate sched…
§
Except where the provisions of a group contract provide otherwise, the provisions of subdivisions (d…
§
(a) Every certificate of group insurance issued or delivered in California shall provide for continu…
§
If a group long-term care policy is replaced by another policy to the same master policyholder issue…
§
The premium rate schedules for all individual and group long-term care insurance policies issued in …
§
All actuaries used by the commissioner to review rate applications submitted by insurers pursuant to…
§
No insurer may increase the premium for an individual or group long-term care insurance policy or ce…
§
Approval of all premium rate schedule increases shall be subject to the following requirements: (a) …
§
Premium rate schedule increases that have been approved shall be subject to the following: (a) For e…
§
This article applies to all long-term care insurance policies delivered or issued for delivery in th…
§
No insurer may deliver or issue for delivery a long-term care insurance policy or certificate in thi…
§
If the policy is issued to a group, the required offering in Section 10237.1 shall be made to the gr…
§
The offer in Section 10237.1 shall not be required of any of the following: (a) Life insurance polic…
§
(a) Inflation protection benefit increases under a policy that contains these benefits shall continu…
§
(a) An inflation protection provision that increases benefit levels annually in a manner so that the…
§
(a) An insurer shall include the following information in or with the outline of coverage: (1) A gra…
§
A “funeral insurance contract” is a life policy embodying an agreement, for a valuable consideration…
§
The provisions of this chapter shall apply to all funeral insurance contracts issued or delivered in…
§
Anything in this code or elsewhere to the contrary notwithstanding, no funeral insurance contract sh…
§
All funeral insurance contracts shall be subject in all respects to the provisions of Sections 10150…
§
Limited death benefit insurance contracts may be issued and delivered in this state upon the life of…
§
(a) Except as permitted in Section 10247, no funeral insurance contract issued or delivered in this …
§
No funeral insurance contract shall be issued or delivered in this State except by an admitted insur…
§
No person shall sell or offer for sale any such funeral insurance contract in this state unless he o…
§
(a) This chapter shall not apply to workers’ compensation insurance, any policy of liability insuran…
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(a) As used in this section: (1) “Institution” means any school, college or other institution of lea…
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(a) Blanket insurance is that form of insurance providing coverage for specified circumstances and i…
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(a) In addition to the permitted types of blanket insurance issued to entities described in Section …
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(a) A blanket disability policy of a type permitted under paragraph (2) or (5) of subdivision (a) of…
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Any disability insurer may issue policies of group disability insurance and family expense disabilit…
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Group disability insurance is that form of disability insurance which conforms to all of the followi…
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Every group disability master policy shall contain the following provisions: (a) A provision that th…
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Family expense disability insurance is that form of disability insurance insuring more than one pers…
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Family expense disability policies shall also contain the following provisions: (a) A provision that…
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No group disability policy shall be issued or delivered in this state nor, except as otherwise provi…
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The state and any political subdivisions thereof and any municipality, may provide for the type of i…
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(a) With respect to a policy issued to a corporation, copartnership or individual employer eligible …
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Another form of group disability insurance is that form of disability insurance conforming to the fo…
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An individual certificate shall be individualized, except that in the case of an individual certific…
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If hereafter any dividend is paid or any premium refunded under any policy of group disability insur…
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An insurer is permitted to provide group disability coverage prior to the approval of the form of th…
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The commissioner may suspend or revoke the permission granted any insurer in Section 10270.91 if, af…
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No family expense disability policy shall be issued or delivered in this State unless a copy of the …
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The commissioner shall promulgate forms of provisions which incorporate in substance the applicable …
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Without affecting the applicability or degree of applicability of other sections of this chapter, it…
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Selected group disability insurance is that form of disability insurance conforming to the following…
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Group disability policies may provide, among other things, that the benefits payable thereunder are …
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The term “individual policies or contracts,” as used in the first paragraph of Section 10270.98, doe…
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Another permitted form of group disability insurance is that which conforms to all of the following …
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Except as provided in Section 10195 with respect to regulation of group Medicare supplemental insura…
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(a) Except as set forth in this section and in Sections 10271.1, 10292, and 10295 to 10295.19, inclu…
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(a) (1) Supplemental benefits that operate to safeguard life insurance contracts against lapse are d…
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The term “indemnity,” as used in this chapter means benefits promised.
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The term “noncancelable policy” or “noncancelable and guaranteed renewable policy” as used in this c…
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The term “guaranteed renewable policy” as used in this chapter (commencing with Section 10270) means…
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All disability insurers writing, issuing, or administering group health benefit plans shall make all…
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No person shall cause or permit to be issued, circulated or used any representation that a policy de…
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All individual health benefit plans shall be renewable with respect to all eligible individuals or d…
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(a) A policyholder, certificate holder, or other insured who alleges that a policy or coverage has b…
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The term “endorsement” as used in this chapter means any amendment, change, limitation, alteration o…
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The term “policy of accident and sickness insurance” as used in this chapter includes any policy or …
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Every individual accident and health policy or contract, except single premium nonrenewable policies…
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(a) A group health insurance policy that provides that coverage of a dependent child of an employee …
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(a) An individual health insurance policy that provides that coverage of a dependent child shall ter…
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(a) An individual health insurance policy issued, amended, or renewed on or after January 1, 2023, t…
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(a) Every disability insurer that provides group or individual policies of disability, or both, that…
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A disability policy shall not be issued or delivered to any person in this state until both of the f…
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If the commissioner notifies the insurer, in writing, that the filed form does not comply with the r…
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(a) The purpose of this section is to achieve both of the following: (1) Prevent, in respect to disa…
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Insofar as the reduction of any original benefit on account of age of the insured is concerned, a no…
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(a) A supplemental benefit described in subdivision (a) of Section 10271 shall not be delivered or i…
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(a) The commissioner shall, after notice and hearing, withdraw approval of an individual or mass-mar…
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(a) An accelerated death benefit, as described in this section, shall not be offered, sold, issued, …
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(a) An accelerated death benefit as defined in paragraph (1) of subdivision (b) of Section 10295 sha…
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A life insurance contract with an accelerated death benefit or an accelerated death benefit in the f…
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(a) A written disclosure, as set forth below, shall be included with the filing for the commissioner…
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An insurer shall file with the commissioner an actuarial memorandum prepared, dated, and signed by a…
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(a) Applications, if any, or forms supporting an application, if any, for accelerated death benefits…
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(a) When a policyholder or certificate holder requests an acceleration of death benefits, the insure…
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(a) The insurer may require a premium charge or cost of insurance charge for the accelerated death b…
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(a) An applicant for an accelerated death benefit shall have the right to return the accelerated dea…
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(a) Application forms for accelerated death benefits shall include a question designed to elicit inf…
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An insurer may not: (a) Cancel, nonrenew, or otherwise terminate an accelerated death benefit on the…
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(a) An accelerated death benefit shall not be advertised or marketed as long-term care insurance, nu…
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(a) Insurers shall ensure that agents offering, marketing, or selling accelerated death benefits on …
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In addition to other unfair trade practices described in this code, the following acts and practices…
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(a) Accelerated death benefits shall comply with the provisions in Sections 10113.71 and 10113.72. (…
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(a) Except at the request of the policyholder or contractholder, all accelerated death benefit provi…
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Termination of an accelerated death benefit shall not prejudice the payment of benefits for any qual…
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An insurer that fails to conform to the requirements provided under this article shall be subject to…
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Accelerated death benefits shall not limit or exclude coverage by type of illness, treatment, medica…
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A policy, certificate, rider, or endorsement shall include a provision giving the policyholder or ce…
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No policy of accident and sickness insurance shall be delivered or issued for delivery to any person…
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After issuance a disability policy shall not be amended, changed, limited, altered, or restricted by…
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If any disability policy is issued by an insurer domiciled in this State for delivery to a person re…
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If any provision set forth in Article 4a or 5a of this chapter is in whole or in part inapplicable t…
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The provisions which are the subject of Article 4a or 5a of this chapter or any corresponding provis…
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The word “insured,” as used in this chapter, shall not be construed as preventing a person other tha…
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Any disability policy of a foreign or alien insurer, when delivered or issued for delivery to any pe…
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Any disability policy of a domestic insurer may, when issued for delivery in any other state or coun…
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The commissioner may make such reasonable rules and regulations concerning the procedure for the fil…
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No policy provision which is not subject to Article 4a or 5a of this chapter shall make a policy or …
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Except as provided in Section 10323, each disability policy delivered or issued for delivery to any …
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A disability policy shall contain a provision which shall be in the form set forth herein. Entire Co…
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A disability policy shall contain a provision that shall be in one of the two forms set forth in thi…
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A disability policy shall contain a provision which shall be in one of the two forms set forth herei…
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A disability policy shall contain a provision which shall be in the form set forth herein. The last …
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A disability policy shall contain a provision which shall be in one of the two forms set forth herei…
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A disability policy shall contain a provision which shall be in the form set forth herein. Claim For…
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A disability policy shall contain a provision which shall be in the form set forth herein. Proofs of…
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A disability policy shall contain a provision which shall be in the form set forth herein. In the bl…
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A disability policy shall contain a provision which shall include the following first paragraph and …
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A disability policy shall contain a provision which shall be in the form set forth herein. Physical …
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A disability policy shall contain a provision which shall be in the form set forth herein. Legal Act…
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A disability policy shall contain a provision which shall be in the form set forth herein. At the in…
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Each policy of disability insurance issued or renewed on or after the effective date of this section…
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(a) Every policy of disability insurance issued, amended, or renewed on or after January 1, 1992, th…
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(a) (1) Every policy of disability insurance issued, amended, or renewed on or after January 1, 1994…
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Except as provided in Section 10323, no disability policy delivered or issued for delivery to any pe…
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A disability policy may contain a provision in the form set forth herein. Change of Occupation: If t…
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A disability policy may contain a provision in the form set forth herein. Misstatement of Age: If th…
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A disability policy may contain a provision which shall, at the option of the insurer, be in one of …
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A disability policy may contain a provision in the form set forth in this section. If the provision …
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A disability policy may contain a provision in the form set forth in this section. If the provision …
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A noncancellable disability policy may contain a provision in the form set forth herein. The insurer…
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A disability policy may contain a provision in the form set forth herein. Unpaid Premium: Upon the p…
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A disability policy may contain a provision in the form set forth herein. Cancellation: The insurer …
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A disability policy may contain a provision in the form set forth herein. Conformity With State Stat…
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A disability policy may contain a provision in the form set forth herein. Illegal Occupation: The in…
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(a) A disability policy may contain a provision in the form set forth herein. Intoxicants and contro…
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The falsity of any statement in the application for any policy covered by this chapter shall not bar…
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The following shall not operate as a waiver of any of the rights of the insurer in defense of any cl…
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The insured shall not be bound by any statement made in an application for a policy unless a copy of…
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No alteration of any written application for any disability policy shall be made by any person other…
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If any disability policy contains a provision establishing, as an age limit or otherwise, a date aft…
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No insurer issuing or providing any policy of disability insurance covering hospital, medical, or su…
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(a) A health insurer shall not rescind a health insurance policy, or limit any provisions of a healt…
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Compensation of a person or entity employed by, or contracted with, a disability insurer shall not b…
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A policy delivered or issued for delivery to any person in this State in violation of this chapter s…
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The provisions of Sections 800, 801, 802, 803, and 804 shall not apply to disability insurance.
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Any person willfully violating any provision of this chapter or order of the commissioner made in ac…
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Any incorporated insurer admitted for disability insurance and any agent of such insurer, that makes…
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Any person who, without the prior authorization of an insurer or plan solicits a provider to enter i…
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An insurer or plan which accepts or ratifies a contract for alternative rates known by it to have be…
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A health insurer that is subject to the requirements of Chapter 8.5 (commencing with Section 127671)…
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An admitted life insurer shall not issue or deliver in this State, any securities or any special or …
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A life insurer which, as an inducement to insurance, issues or permits its agents, officers, or empl…
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A corporation or stock company, acting as agent of a life insurer and its agents, officers, or emplo…
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Upon proof, after notice and hearing, that any such insurer or agent has violated any of the provisi…
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(a) An admitted life insurer shall not pay or contract to pay, directly or indirectly, to any of the…
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Whenever any insurer violates Section 10434, the commissioner may revoke its certificate of authorit…
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An admitted life insurer may issue a rider to a policy of life insurance for the purpose of providin…
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In any meeting of members of a domestic mutual insurer writing classes of insurance which include li…
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The provisions of Section 10440 shall not apply to any of the transactions, meetings, or votes descr…
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Except as otherwise provided in this article or in the other provisions of this code, the internal a…
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Any insurer transacting life insurance in this State on September 30, 1939, may register its policie…
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An insurer which is not registering its policies pursuant to the provisions of this article on Septe…
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Any insurer registering its policies pursuant to this article on June 30, 1939, which fails prior to…
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When an insurer elects to register any of its policies, it shall register every policy thereafter is…
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Such registration shall in each case show the name and age of the insured, number and date of the po…
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An insurer registering policies shall maintain a special deposit of securities with the commissioner…
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The commissioner shall give his receipt for the securities and the State shall be responsible for th…
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Such deposit shall be maintained in an amount equal to the full net value of all policies registered…
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Upon receipt of such securities, the commissioner shall immediately deposit them in the State Treasu…
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Such insurer may at any time withdraw any excess of such securities above the required amount upon s…
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If such insurer owns the building in which it has its principal office and the land upon which it st…
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Such mortgage may be deposited in the State treasury as part of the securities required by this arti…
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The commissioner may release any such mortgage or may foreclose it in case such foreclosure becomes …
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Should any insurer thus registering policies become insolvent, the commissioner may reinsure all or …
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The commissioner shall require in advance, in lawful money of the United States, as a fee for regist…
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This article is applicable only to policies and contracts issued prior to the operative date as to s…
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The commissioner shall annually value, or cause to be valued, the reserve liabilities (hereinafter c…
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When the commissioner has valued the reserve liabilities of an insurer as provided by this article, …
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On or before the first day of March of each year every domestic incorporated life insurer shall furn…
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Every admitted foreign life insurer shall, upon the written demand of the commissioner, furnish him …
§
Except as provided in Sections 10484 and 10485, and except as provided in Section 10489.7 for benefi…
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When the laws of any other State require a valuation of the outstanding policies of a domestic life …
§
In the case of insurance issued by a domestic insurer authorized to do business in a foreign country…
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Any life insurer issuing policies of group life insurance may value such policies on any accepted ta…
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All policies of group insurance shall be segregated by the insurer into a separate class and the mor…
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(a) As prescribed in subdivision (b), an insurer may maintain reserves on a one year preliminary ter…
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Reserves for all policies and contracts to which this article applies may be calculated, at the opti…
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Any insurer which at any time shall have adopted any standard of valuation producing greater aggrega…
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(a) This article shall be known as the Standard Valuation Law. (b) For the purposes of this article,…
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For a computation of minimum standard, except as provided in Sections 10489.3, 10489.4, and 10489.95…
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(a) Except as provided in Section 10489.4, the minimum standard of valuation for individual annuity …
§
(a) The interest rates used in determining the minimum standard for the valuation of the following s…
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(a) Except as otherwise provided in Sections 10489.6, 10489.9, and 10489.95, reserves according to t…
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(a) This section shall apply to all annuity and pure endowment contracts other than group annuity an…
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(a) A company’s aggregate reserves for all life insurance policies, excluding disability and acciden…
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(a) Reserves for any category of policies, contracts, or benefits established by the commissioner ma…
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(a) If in any contract year the gross premium charged by any life insurer on any policy or contract …
§
(a) For policies and contracts issued prior to the operative date of the valuation manual, both of t…
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(a) Each of the following shall apply to actuarial opinions submitted prior to the operative date of…
§
In the case of a plan of life insurance that provides for future premium determination, the amounts …
§
(a) The commissioner may issue a bulletin to provide tables of select mortality factors and rules fo…
§
For accident and health insurance contracts issued on or after the operative date of the valuation m…
§
(a) For policies issued on or after the operative date of the valuation manual, the standard prescri…
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(a) A company shall establish reserves using a principle-based valuation that meets the following co…
§
A company shall submit mortality, morbidity, policyholder behavior, or expense experience and other …
§
(a) For purposes of this section, “confidential information” means: (1) A memorandum in support of a…
§
(a) (1) The commissioner may hire and assign department staff, and retain nondepartment actuaries an…
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This article is applicable only to life and disability insurance. Except as otherwise expressly perm…
§
Any nonprofit incorporated or unincorporated mutual benefit association in existence prior to Januar…
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If an association described in Section 10490.1 has operated pursuant thereto since January 1, 1945, …
§
Persons possessing a valid and unrevoked certificate of authority to transact life or disability or …
§
Any incorporated or unincorporated benefit and relief association organized on or after January 15, …
§
An incorporated or unincorporated benefit and relief association organized before January 15, 1951, …
§
Such a benefit and relief association shall not provide for payment of a death benefit of more than …
§
Any incorporated or unincorporated benefit and relief association, the membership and insurance in w…
§
Any employer maintaining a plan for furnishing disability insurance benefits to his employees for no…
§
Any employer who qualifies for a certificate of exemption under Section 10494.5 by virtue of which c…
§
With respect to the supplemental plan described in Section 10494.6, the commissioner may, in additio…
§
A certificate of exemption may be procured from the commissioner by filing with him or her certified…
§
Any person transacting life or disability insurance without a certificate of authority so to do issu…
§
If the commissioner finds that an applicant for a certificate of exemption meets the applicable requ…
§
An applicant for a certificate of exemption must comply with, and the possessor of a certificate of …
§
If a holder of a certificate of exemption receives or maintains funds for any purpose other than adm…
§
The commissioner may from time to time issue regulations which shall govern persons holding certific…
§
The commissioner may at any time notify any person possessing a certificate of exemption that the co…
§
Every person not expressly exempted by the provisions of this code that transacts life or disability…
§
Any person subject to this article who upon January 1, 1943, was paying, allowing, or promising to p…
§
(a) A labor union having all of the following characteristics is exempt from the provisions of this …
§
(a) (1) Any nonprofit cooperative assessment association, the membership and insurance in which are …
§
(a) Any domestic life insurance company may, after adoption of a resolution by its board of director…
§
The commissioner shall require the payment of two thousand eight hundred twenty-three dollars ($2,82…
§
(a) The commissioner shall require the payment in advance of two thousand eight hundred twenty-three…
§
(a) The commissioner shall adopt appropriate administrative regulations governing modified guarantee…
§
(a) An admitted life insurer that is financially qualified pursuant to subdivision (b) and complies …
§
(a) For the purposes of this section, “guaranteed living benefit” means a benefit in a variable annu…
§
(a) Any life insurance company authorized to do business in this state shall be permitted to issue a…
§
The commissioner shall require the payment of three hundred seventy-four dollars ($374), as a fee fo…
§
An investment return assurance policy evidencing such insurance, shall not be issued or delivered in…
§
No policy of investment return assurance shall be delivered or issued for delivery to any person in …
§
In furtherance of the purpose of this article, the commissioner may make reasonable rules and regula…
§
(a) An insurer may deliver or issue for delivery one or more policies, contracts, or agreements that…
§
(a) It is the obligation of every insurer admitted in this state to transact life or disability insu…
§
It shall be the obligation of each life, life and disability, and disability insurance agent and any…
§
(a) The Legislature finds and declares that there is no statutory authority for the commissioner to …
§
A person subject to the requirements of Section 10508.6 who submits any false information in connect…
§
The commissioner shall ensure, to the furthest extent possible, that any data call issued by him or …
§
The purpose of this article is the following: (a) To regulate the activities of insurers and agents …
§
This article is applicable to all individual life insurance and annuity policies.
§
(a) “Replacement” means any transaction in which new life insurance or a new annuity is to be purcha…
§
(a) Unless otherwise specifically included, this article does not apply to the following: (1) Credit…
§
(a) Each agent who accepts an application shall submit to the insurer with which an application for …
§
Every life insurer shall do the following: (a) Inform its field representatives or other personnel r…
§
Every life insurer that uses an agent in a life insurance or annuity sale shall do the following: (a…
§
(a) If in the solicitation of a direct response sale, an insurer does not propose the replacement, a…
§
(a) A violation of this article shall occur if an agent or insurer recommends the replacement or con…
§
(a) Any agent or other person or entity engaged in the business of insurance, other than an insurer,…
§
The purpose of this article is to require insurers to establish a system to supervise recommendation…
§
(a) This article shall apply to any recommendation to purchase, exchange, or replace an annuity made…
§
Unless otherwise specifically included, this article shall not apply to transactions involving any o…
§
(a) “Annuity” means an annuity that is an insurance product under California law that is individuall…
§
(a) In recommending to a consumer the purchase of an annuity or the exchange of an annuity that resu…
§
(a) A producer shall not solicit the sale of an annuity product unless the producer has adequate kno…
§
(a) An insurer is responsible for compliance with this article. If a violation occurs, either becaus…
§
(a) Insurers and insurance producers shall maintain or be able to make available to the commissioner…
§
The commissioner shall, from time to time as conditions warrant, after notice and hearing, adopt rea…
§
This article shall apply to both of the following: (a) A recommendation of an annuity made before Ja…
§
This act shall be known and may be cited as the Life Insurance Proceeds Disclosure Act of 2011.
§
The Legislature finds and declares all of the following: (a) The occasion of the death of a spouse, …
§
The purpose of this act is to establish disclosure standards regarding the payment of life insurance…
§
For the purposes of this article, the following terms have the following definitions: (a) “Insurer” …
§
The insurer shall provide the beneficiary of life insurance proceeds, at the time a claim is made, w…
§
If the insurer settles life insurance benefits through a retained asset account, the insurer shall p…
§
If the life insurance benefits are placed in a retained asset account, the insurer shall send the be…
§
The insurer shall provide the following written disclosures to the beneficiary before the retained a…
§
An insurer that fails to conform to the requirements provided under this article shall be subject to…
§
This act shall be known and may be cited as the Unclaimed Life Insurance and Annuities Act.
§
The purpose of this article is to provide standards for: (a) Identifying a deceased individual whose…
§
For purposes of this article: (a) “Annuity contract” does not include an annuity used to fund an emp…
§
(a) This article applies to an in-force policy, annuity contract, or retained asset account, a polic…
§
(a) An insurer shall comply with the following requirements for performing a comparison of a policy,…
§
(a) Failure to meet a requirement of this article knowingly or with such frequency as to constitute …
§
The provisions of this article are severable. If any provision of this article or its application is…
§
In order to protect consumers and foster consumer education, this chapter shall govern the regulatio…
§
This chapter shall apply to all group and individual life insurance policies and certificates except…
§
As used in this chapter: (a) “Actuarial Standards Board” means the board established by the American…
§
(a) Each insurer marketing policies to which this chapter is applicable shall notify the commissione…
§
(a) An illustration used in the sale of a life insurance policy shall satisfy the applicable require…
§
(a) A basic illustration shall conform with the following requirements: (1) The illustration shall b…
§
(a) A supplemental illustration may be provided if it meets all of the following requirements: (1) I…
§
(a) (1) If a basic illustration is used by an insurance producer or other authorized representative …
§
(a) In the case of a policy designated as one for which illustrations will be used, the insurer shal…
§
(a) The board of directors of each insurer shall appoint one or more illustration actuaries. (b) The…
§
In addition to any other penalties provided by law, an insurer or producer that violates any provisi…
§
The provisions of this chapter are severable. If any provision of this chapter or its application is…
§
If the commissioner has reason to believe that any insurer has violated this chapter, the commission…
§
Review by the commissioner of illustrations, supporting materials, certifications, and any and all o…
§
This chapter shall become effective on and after July 1, 1997, and shall apply to policies sold on o…
§
It is the purpose of this chapter to assure prospective purchasers of life insurance that, when a pr…
§
(a) If, in connection with the selling of life insurance to which this chapter applies, an agent or …
§
(a) The Life Insurance Surrender Cost Index for level premium plans of insurance shall be calculated…
§
Any comparison must be used with caution and should not be emphasized to the point that actual premi…
§
(a) Except as provided in subdivision (b), this chapter shall apply to any solicitation, negotiation…
§
(a) A life insurer shall provide to all prospective insureds a buyer’s guide prior to accepting the …
§
The purpose of this article is to require producers, as defined in Section 10509.9203, to act in the…
§
(a) This article shall apply to any sale of, or recommendation made to a consumer to purchase, excha…
§
Unless otherwise specifically included, this article shall not apply to transactions involving any o…
§
(a) For purposes of this article: (1) “Annuity” means an annuity that is an insurance product under …
§
Insurers and producers have the following duties to ensure that annuities that are recommended are i…
§
(a) A producer shall not solicit the sale of an annuity product unless the producer has adequate kno…
§
(a) An insurer is responsible for compliance with this article. If a violation occurs, either becaus…
§
(a) Insurers, general agents, independent agencies, and producers shall maintain or be able to make …
§
The commissioner shall, from time to time as conditions warrant, after notice and hearing, adopt rea…
§
(a) A life insurer shall provide to all consumers who purchase an annuity a buyer’s guide that shall…
§
This article shall apply only to sales or recommendations of annuities made on or after January 1, 2…
§
An incorporated life insurer issuing policies on the reserve basis shall not transact life insurance…
§
If authorized by its charter, such an incorporated life insurer may, except as provided in Section 7…
§
An insurer holding a certificate of authority for life insurance and any other proper class on Decem…
§
(a) A domestic incorporated life insurer issuing policies on the reserve plan shall not make any div…
§
An incorporated life insurer issuing life insurance policies on the reserve basis may collect premiu…
§
(a) Insurers authorized to deliver or issue for delivery life insurance policies in this state may d…
§
This part shall be known and may be referred to as the “Health Insurance Disclosure Act of 1974.”
§
As used in this chapter: (a) “Benefits and coverage” means the accident, sickness or disability inde…
§
For the purposes of this chapter, where the definition of the term “hospital” in the policy omits ca…
§
Nothing in this chapter shall prevent an insurer which makes contracts with hospitals from distingui…
§
(a) (1) On or before April 1, 1975, the commissioner shall promulgate a standard supplemental disclo…
§
(a) For policy years on and after January 1, 2021, or 12 months after regulations are adopted under …
§
The disclosure form shall include the following information, in concise and specific terms, relative…
§
(a) The Legislature finds and declares that the right of every patient to receive basic information …
§
An insurer shall annually disclose to the governing board of a public agency that is the policyholde…
§
(a) Effective July 1, 1976, all insurers, and their employees and agents, shall, when presenting any…
§
Effective July 1, 1976, where the commissioner finds it necessary in the interest of full and fair d…
§
In addition to the other disclosures required by this chapter, every insurer and their employees or …
§
The commissioner shall, from time to time as conditions warrant, after notice and public hearing, pr…
§
Beginning on or before January 1, 1976, each insurer shall, to the extent required by the commission…
§
As used in this chapter: (a) “Agent or broker” means a person or entity licensed under Chapter 5 (co…
§
(a) For purposes of this chapter, “health benefit plan” does not include policies or certificates of…
§
All carriers writing, issuing, or administering health benefit plans that cover employees of small e…
§
Any person or entity subject to the requirements of this chapter shall comply with the standards set…
§
The commissioner shall have the authority to determine whether a health benefit plan is covered by t…
§
The commissioner may issue regulations that are necessary to carry out the purposes of this chapter.…
§
Upon the effective date of this act: (a) No group or individual policy or contract or certificate of…
§
(a) Between July 26, 1993, and October 24, 1993, as well as 60 days prior to the expiration of an ex…
§
Every carrier shall file with the commissioner the reasonable participation requirements and employe…
§
(a) After a small employer submits a completed application, the carrier shall, within 30 days notify…
§
Except in the case of a late enrollee, or for satisfaction of a preexisting condition clause in the …
§
(a) (1) Preexisting condition provisions of health benefit plans shall not exclude coverage for a pe…
§
(a) No health benefit plan may exclude late enrollees from coverage for more than 12 months from the…
§
No carrier shall be required by the provisions of this chapter: (a) To offer coverage to, or accept …
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(a) A carrier shall not be required to offer coverage or accept applications for benefit plan design…
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All health benefit plans written, issued, or administered by carriers on or after the effective date…
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Premiums for benefit plan designs written, issued, or administered by carriers on or after the effec…
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Carriers shall apply standard employee risk rates consistently with respect to all small employers.
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In connection with the offering for sale of any benefit plan design to small employers: Each carrier…
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(a) No carrier shall provide or renew coverage subject to this chapter until it has done all of the …
§
(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative…
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(a) (1) In addition to any other remedy permitted by law, whenever the commissioner shall have reaso…
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Notwithstanding any other provision of law, no provision of this chapter shall be construed to limit…
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(a) Carriers may enter into contractual agreements with qualified associations, as defined in subdiv…
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The California Small Group Reinsurance Fund is hereby authorized to be created solely to allow carri…
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Any person or entity subject to the requirements of this chapter shall comply with the standards set…
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(a) The fund shall be governed by a board of directors, which shall initially be elected by small em…
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The fund shall have the general powers and authority granted under the laws of California to insuran…
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The fund shall provide for the financing of its reinsurance and operating costs, including actuarial…
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If assessments exceed actual losses and administrative expenses of the fund, the excess shall be hel…
§
Any unsatisfied net liability or outstanding assessment owed by an insolvent member participating in…
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Carriers choosing to participate shall comply with all requirements for participation established by…
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The fund’s board of directors shall establish the rules, conditions, and procedures pertaining to th…
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Nothing in this article relieves members of participating in the fund from complying with the underw…
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The fund shall be exempt from any and all taxes.
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For purposes of agreements entered into pursuant to this article, the fund, and its officers, direct…
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The fund shall establish rules, conditions, and procedures relating to the indemnification of any pe…
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(a) The Voluntary Alliance Uniting Employers Purchasing Program is hereby created and shall be admin…
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The board may do any of the following: (a) Enter into contracts with carriers to provide health bene…
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Any person or entity subject to the requirements of this chapter shall comply with the standards set…
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The board shall establish geographic areas within which participating carriers may offer health cove…
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On or after the effective date of this chapter, the board shall enter into contracts with carriers f…
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Notwithstanding any other provision of law, an employer purchasing coverage through the program shal…
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(a) Notwithstanding any other provision of law, the board shall not be subject to licensure or regul…
§
The board shall contract with a broad range of carriers in an area, if available, to ensure that enr…
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The board shall use appropriate and efficient means to notify small employers of the availability of…
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The board shall make available to small employers marketing materials that accurately summarize the …
§
Unless authorized by the board, no participating carrier shall, in an area served by the program, di…
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Participating carriers may contract with agents or brokers to provide marketing and servicing of hea…
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The board shall enforce conditions of participation in the program for small employers and enrollees…
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The board shall establish a mechanism to collect premiums from small employers, including remittance…
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The board may prohibit employers or employees who drop coverage after enrolling in the pool from ree…
§
The board shall arrange to pay contractors as specified in program contracts.
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The board shall pay participating carriers their contracted rates.
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Participating carriers shall offer rates to small employers or enrollees in the program that, at a m…
§
The board may adjust payments made to a carrier if the board finds that the carrier has a significan…
§
If a small employer, employee, or dependent of a small employer is dissatisfied with any action or f…
§
No later than three years from the effective date of this article, the board shall issue a request f…
§
The board shall accept and review proposals submitted from nonprofit entities for assumption of admi…
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There is in the program a five-member small employer advisory panel to be appointed by the board to …
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There is created a Voluntary Alliance Uniting Employers Fund which shall consist of moneys collected…
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This chapter shall not apply to a health benefit plan that is subject to Chapter 8.01 (commencing wi…
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As used in this article, the following definitions shall apply: (a) “Attachment point” means the amo…
§
A stop-loss insurer shall not exclude any employee or dependent on the basis of an actual or expecte…
§
A stop-loss insurer shall renew, at the option of the small employer, all stop-loss insurance polici…
§
A stop-loss insurance policy issued, reissued, or renewed on or after January 1, 2014, and prior to …
§
A stop-loss insurance policy issued, reissued, or renewed on or after January 1, 2016, to a small em…
§
The commissioner may adopt regulations as may be necessary to carry out the purposes of this article…
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A stop-loss insurer that violates the provisions of this article is subject to the remedies and admi…
§
Nothing in this article shall affect the ongoing operations of multiple employer welfare arrangement…
§
The provisions of this article are severable. If any provision of this article or its application is…
§
Sections 10752.3 and 10752.4 do not apply to a stop-loss insurance policy provided to a small employ…
§
On April 1, 2014, and on April 1 annually thereafter, a stop-loss insurer shall report to the Depart…
§
(a) “Agent or broker” means a person or entity licensed under Chapter 5 (commencing with Section 162…
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(a) For purposes of this chapter, “health benefit plan” does not include policies or certificates of…
§
(a) This chapter shall apply only to nongrandfathered health benefit plans and only with respect to …
§
Any person or entity subject to the requirements of this chapter shall comply with the standards set…
§
The commissioner shall have the authority to determine whether a health benefit plan is covered by t…
§
The commissioner may issue regulations that are necessary to carry out the purposes of this chapter.
§
(a) A group or individual policy or contract or certificate of group insurance or statement of group…
§
(a) A group or individual policy or contract or certificate of group insurance or statement of group…
§
(a) For contracts expiring after July 1, 1994, 60 days prior to July 1, 1994, an association that me…
§
Every carrier shall file with the commissioner the reasonable participation requirements and employe…
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(a) With respect to small employer health benefit plans offered outside the Exchange, after a small …
§
A health benefit plan shall not impose a preexisting condition provision or a waiting or affiliation…
§
Nothing in this chapter shall be construed as prohibiting a carrier from restricting enrollment of l…
§
(a) To the extent permitted by PPACA, a carrier shall not be required by the provisions of this chap…
§
(a) A carrier shall not be required to offer coverage or accept applications for benefit plan design…
§
All health benefit plans subject to this chapter shall be renewable with respect to all eligible emp…
§
(a) The premium rate for a small employer health benefit plan issued, amended, or renewed on or afte…
§
In connection with the offering for sale of a health benefit plan subject to this chapter to small e…
§
(a) No carrier shall provide or renew coverage subject to this chapter until a statement has been fi…
§
(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative…
§
(a) (1) In addition to any other remedy permitted by law, whenever the commissioner shall have reaso…
§
Notwithstanding any other provision of law, no provision of this chapter shall be construed to limit…
§
(a) Carriers may enter into contractual agreements with qualified associations, as defined in subdiv…
§
As used in this chapter, the following definitions shall apply: (a) “Agent or broker” means a person…
§
(a) For purposes of this chapter, “health benefit plan” does not include policies or certificates of…
§
(a) This chapter shall apply only to grandfathered health benefit plans and only with respect to pla…
§
Any person or entity subject to the requirements of this chapter shall comply with the standards set…
§
The commissioner shall have the authority to determine whether a health benefit plan is covered by t…
§
(a) The department may adopt emergency regulations implementing this chapter no later than August 31…
§
(a) (1) Each carrier, except a self-funded employer, shall fairly and affirmatively renew all of the…
§
(a) For contracts expiring after July 1, 1994, 60 days prior to July 1, 1994, an association that me…
§
Every carrier shall file with the commissioner the reasonable participation requirements that will b…
§
A health benefit plan shall not impose a preexisting condition provision or a waiting or affiliation…
§
Nothing in this chapter shall be construed as prohibiting a carrier from restricting enrollment of l…
§
No carrier shall be required by the provisions of this chapter: (a) To include in a health benefit p…
§
All grandfathered health benefit plans shall be renewable with respect to all eligible employees or …
§
Premiums for grandfathered health benefit plans written or administered by carriers on or after the …
§
Carriers shall apply standard employee risk rates consistently with respect to all small employers.
§
In connection with the renewal of any grandfathered health benefit plan to small employers: Each car…
§
(a) No carrier shall renew coverage subject to this chapter until it has done all of the following: …
§
(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative…
§
(a) (1) In addition to any other remedy permitted by law, whenever the commissioner shall have reaso…
§
(a) Carriers may enter into contractual agreements with qualified associations, as defined in subdiv…
§
Notwithstanding any other provision of law, no provision of this chapter shall be construed to limit…
§
(a) A disability insurer that covers hospital, medical, or surgical expenses under an individual hea…
§
(a) (1) On and after January 1, 2014, a health insurer providing health insurance coverage shall pro…
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This chapter shall be known as the Private Health Care Voluntary Purchasing Alliance Act.
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The purpose of this chapter is to improve the competition in the pricing and delivering of health ca…
§
This chapter is also intended to provide a meaningful choice of high quality, fairly priced health c…
§
It is envisioned that a purchasing alliance will contract with qualified group carriers to provide a…
§
As used in this chapter: (a) “Ancillary benefit plan” means a policy or contract written or administ…
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(a) The commissioner shall regulate the establishment and conduct of purchasing alliances as set for…
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(a) An entity seeking to obtain a certificate of registration to act as a purchasing alliance shall …
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(a) The purchasing alliance shall furnish an annual financial audit to the commissioner on the forms…
§
After the issuance or reissuance of a certificate of registration to act as a purchasing alliance, t…
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In addition to any other grounds specified in this chapter, the following constitute grounds for den…
§
(a) The commissioner may take disciplinary action against a purchasing alliance if the commissioner …
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(a) A purchasing alliance whose certificate has been revoked or suspended for more than one year may…
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(a) Any person who violates any provision of this chapter, or who violates any rule or order adopted…
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No owner, officer, partner, or board members or members of their household nor any management person…
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A purchasing alliance shall do all of the following: (a) Set reasonable fees, which may vary by empl…
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(a) A purchasing alliance shall comply with all requirements pertaining to the underwriting, rating …
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A purchasing alliance may do any of the following: (a) Contract with qualified independent third par…
§
A purchasing alliance shall not do any of the following: (a) Purchase health care services, assume r…
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A purchasing alliance may offer coverage pursuant to Chapter 9.5 (commencing with Section 10900).
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(a) The commissioner shall require every purchasing alliance, as a condition precedent to receiving …
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(a) In order to be eligible to be a participating carrier, a carrier shall demonstrate the following…
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Every participating carrier shall: (a) Meet the standards established by the board pursuant to this …
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In contracts with participating carriers, the purchasing alliance may establish performance standard…
§
Nothing in this chapter shall prohibit a participating carrier from contracting with particular heal…
§
In the event the participating carrier elects to terminate its participating agreement with a purcha…
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Nothing in this article shall be construed to limit the existing regulatory authority of the Departm…
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Contracts between the purchasing alliance and participating carriers shall specify how all premiums …
§
Contracts between purchasing alliances and participating employers shall provide all of the followin…
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The board shall establish marketing standards to be used by participating carriers.
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Any marketing, advertisement, or educational material for health benefit plans or ancillary benefit …
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This article shall not be construed to prohibit or to compel the purchasing alliance or a participat…
§
(a) A participating carrier, agent, broker, contractor, or producer of a participating carrier, or i…
§
In the event a purchasing alliance becomes insolvent, the commissioner shall maintain jurisdiction o…
§
Purchasing alliances shall be exempt from requirements of licensure as a health care service plan or…
§
For purposes of carrier product disclosure, a purchasing alliance shall be considered an entity that…
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Except as provided in subdivision (c) of Section 10820, nothing in this chapter shall apply to a hea…
§
As used in this chapter: (a) “Benefit plan design” means a specific health coverage policy issued by…
§
Every carrier offering health benefit plans to individuals shall comply with the provisions of this …
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Nothing in this chapter shall be construed to preclude the application of this chapter to either of …
§
(a) Commencing January 1, 2001, a carrier shall fairly and affirmatively offer, market, and sell the…
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(a) (1) After the federally eligible defined individual submits a completed application form for a h…
§
A carrier may not exclude any federally eligible defined individual, or his or her dependents, who w…
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(a) The commissioner may require a carrier to discontinue the offering of health benefit plans or th…
§
All health benefit plans offered to a federally eligible defined individual shall be renewable with …
§
(a) Commencing January 1, 2001, premiums for health benefit plans offered, delivered, amended, or re…
§
Carriers shall apply premiums consistently with respect to all federally eligible defined individual…
§
In connection with the offering for sale of any health benefit plan designed to an individual, each …
§
Nothing in this chapter shall be construed to require a health benefit plan to offer a contract to a…
§
(a) At least 20 business days prior to renewing or amending a health benefit plan contract subject t…
§
The commissioner may issue regulations that are necessary to carry out the purposes of this chapter.…
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For purposes of this chapter, the following definitions shall apply: (a) “Consumer operated and orie…
§
(a) The commissioner shall have the authority to issue a certificate of authority as a disability in…
§
A domestic or foreign insurer admitted as a CO-OP insurer shall be subject to the same “paid-in capi…
§
(a) A domestic or foreign CO-OP admitted as a CO-OP insurer shall be subject to all of the provision…
§
(a) A solvency loan obtained by a CO-OP shall be treated as a surplus note and shall be subject to t…
§
The provisions of Section 699.5 shall apply to any insurer admitted as a CO-OP insurer; however, any…
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(a) A CO-OP shall be subject at all times to the prohibitions in PPACA against converting or selling…
§
A CO-OP insurer is insolvent if its surplus becomes less than the amount of paid-in capital required…
§
In addition to any applicable requirements in this code for maintaining a certificate of authority, …
§
The department may adopt regulations implementing this chapter pursuant to the Administrative Proced…
§
As used in this chapter: (a) “Child” means any individual under 19 years of age. (b) “Individual gra…
§
(a) (1) During each open enrollment period, every carrier offering health benefit plans in the indiv…
§
This chapter shall not apply to health benefit plans for coverage of Medicare services pursuant to c…
§
(a) Upon the effective date of this chapter, a carrier shall fairly and affirmatively offer, market,…
§
(a) A carrier may use the following characteristics of an eligible child for purposes of establishin…
§
No carrier shall be required to offer a health benefit plan or accept applications for the contract …
§
The commissioner may require a carrier to discontinue the offering of contracts or acceptance of app…
§
(a) All health benefit plans offered to a child or on behalf of a child to a responsible party for a…
§
On or before July 1, 2011, the commissioner may issue guidance to health plans regarding compliance …
§
(a) This chapter shall become inoperative on January 1, 2014, or the 91st calendar day following the…
§
For purposes of this chapter, the following definitions shall apply: (a) “Child” means a child descr…
§
Except as provided in Section 10965.15, the provisions of this chapter shall only apply with respect…
§
(a) For purposes of this chapter, “health benefit plan” does not include policies or certificates of…
§
For the purposes of determining eligibility for small employer coverage, a sole proprietor and the s…
§
(a) It is the intent of the Legislature to encourage self-funded student health coverage offered by …
§
(a) (1) On and after October 1, 2013, a health insurer shall fairly and affirmatively offer, market,…
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(a) Notwithstanding paragraph (1) of subdivision (c) of Section 10965.3, with respect to individual …
§
(a) Commencing on October 1, 2013, a health insurer or agent or broker shall not, directly or indire…
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(a) An individual health benefit plan shall be renewable at the option of the insured except as perm…
§
(a) With respect to individual health benefit plans issued, amended, or renewed on or after January …
§
(a) A health insurer shall not be required to offer an individual health benefit plan or accept appl…
§
(a) A health insurer that receives an application for an individual health benefit plan outside the …
§
(a) On or before October 1, 2013, and annually every October 1 thereafter, a health insurer shall is…
§
Except as otherwise provided in this chapter, this chapter shall be implemented to the extent that i…
§
(a) The commissioner may, no later than December 31, 2014, adopt emergency regulations implementing …
§
(a) For purposes of this chapter, a bridge plan product shall mean an individual health benefit plan…
§
Fraternal benefit societies shall be governed by this chapter and shall be exempt from all other pro…
§
This chapter shall not, except as provided by Sections 10972 and 10974, affect: (a) A lodge operatin…
§
(1) A lodge operating under the lodge system, as this term is used in Section 10971, shall have all …
§
The commissioner may require from any society such information as will enable him to determine wheth…
§
A lodge, subordinate branch thereof or association formed by the members thereof which is exempted f…
§
Any fraternal benefit society organized and operating within the definition set forth in Sections 10…
§
Any incorporated fraternal benefit society engaged on July 29, 1911, in transacting business in this…
§
Any incorporated society, order or supreme lodge, without capital stock, conducted solely for the be…
§
A society having a supreme legislative or governing body and subordinate lodges or branches by whate…
§
A society shall be deemed to have a representative form of government when: (a) It provides in its c…
§
Every fraternal benefit society organized or admitted under this chapter is hereby declared to be a …
§
Seven or more United States citizens, a majority of whom are citizens of this state, who desire to f…
§
The articles of incorporation, duly certified copies of the constitution, laws and rules, copies of …
§
No such preliminary certificate shall be valid after one year from its date, or after such further p…
§
Upon receipt of a preliminary certificate from the commissioner, the society may solicit members for…
§
The commissioner may make such examination and require such further information as he deems advisabl…
§
Every such society shall have the power to make a constitution and by-laws for the government of the…
§
A society shall operate for the benefit of its members and their beneficiaries by: (a) Providing ben…
§
After September 21, 1952, no unincorporated or voluntary association shall be permitted to transact …
§
Any domestic society may provide that the meetings of its legislative or governing body may be held …
§
A domestic society shall not consolidate or merge with any other society unless it files with the co…
§
If the commissioner finds that such contract is in conformity with the provisions of this chapter, t…
§
Upon the consolidation or merger becoming effective, all the rights, franchises and interests of the…
§
The affidavit of any officer of the society or of any one authorized by it to mail any notice or doc…
§
A society may admit to benefit membership any person not less than 15 years of age at nearest birthd…
§
Any person admitted to benefit membership in such society prior to attaining the full age of 21 year…
§
A society may accept general or social members who shall have no voice or vote in the management of …
§
A domestic society may amend its articles of incorporation, constitution, or laws, in accordance wit…
§
No amendment to the articles of incorporation, constitution or laws of any domestic society shall ta…
§
Within 90 days from the approval thereof by the commissioner, all such amendments, or a synopsis the…
§
Every foreign society transacting business under this chapter shall file with the commissioner a dul…
§
Printed copies of the constitution or laws of any domestic or foreign society as amended, certified …
§
A society may create, maintain and operate hospitals, asylums, homes, sanitariums or other charitabl…
§
Maintenance, treatment and proper attendance in any such institution may be furnished free or a reas…
§
A society maintaining special funds of the nature set forth in Section 11122 may make payments from …
§
All benefits provided for in the laws and agreements of a society shall be payable only out of its f…
§
An admitted society may, by the issuance of certificates, provide for payment to its members of insu…
§
A society may provide for benefits on the lives of children under 21 years of age and under the mini…
§
A society may grant nonforfeiture benefits, cash surrender values, certificate loans, and other opti…
§
No beneficiary shall have or obtain any vested interest in the proceeds of any certificate until the…
§
Every society authorized to do business in this State shall issue to each benefit member a certifica…
§
All statements purporting to be made by the member shall, in the absence of fraud, be representation…
§
Any changes, additions or amendments to the charter or articles of incorporation, constitution or la…
§
Copies of any of the documents mentioned in Sections 11060 and 11062, certified by the secretary or …
§
A society shall provide specifically in its certificates that if its reserves become impaired, its b…
§
Every society authorized to do business in this State shall provide in its constitution or laws that…
§
After the effective date of the amendments to this section made during the 1995–96 Regular Session o…
§
After September 21, 1952, no life insurance benefit certificate shall be delivered or issued for del…
§
After September 21, 1954, no life insurance benefit certificate shall be delivered or issued for del…
§
No domestic, foreign or alien society authorized to do business in this State shall issue or deliver…
§
After September 21, 1954, no action at law or in equity shall be had or maintained on any certificat…
§
The constitution and laws of the society may provide that no subordinate body, nor any of its subord…
§
A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in…
§
If the contract of a society entered into, amended, or renewed in this state on or after the effecti…
§
Subject to the annual fee provisions as provided herein, every certificate of authority issued to a …
§
No foreign or alien society shall transact business in this State without a certificate of authority…
§
The commissioner shall act as prescribed in Section 11093 when upon investigation he finds that a do…
§
(a) If the commissioner finds that any of the conditions set forth in Section 11092 exist in respect…
§
If the court orders the society enjoined, the commissioner shall suspend its certificate of authorit…
§
If the court orders the society liquidated, it shall be enjoined from carrying on any further busine…
§
The provisions of Sections 11093 to 11095 relating to hearing by the commissioner, action by the Att…
§
The commissioner shall act as prescribed in Section 11098 when upon investigation he finds that a fo…
§
If the commissioner finds that any of the conditions set forth in Section 11097 exist in respect to …
§
Article 14 (commencing with Section 1010) of Chapter 1 of Part 2 of Division 1 applies to any societ…
§
Every society operating under the provisions of this chapter and issuing a policy or certificate of …
§
Except as otherwise provided in Sections 11102 and 11103, such agents and such societies are subject…
§
Chapter 5 (commencing with Section 1621) of Part 2 of Division 1 does not apply to any of the follow…
§
(a) The examination requirements of Article 7 (commencing with Section 1675) of Chapter 5 of Part 2 …
§
Every society authorized to do business in this State shall appoint in writing the commissioner and …
§
Service may be made as provided in Article 1 (commencing with Section 12919) of Chapter 2 of Divisio…
§
An application for injunction against, proceedings for the dissolution of, or the appointment of a r…
§
A fraternal benefit society, its members, employees, agents, delegates, directors, and officers by w…
§
Any domestic society may be converted into and receive a certificate of authority as a mutual life i…
§
On such conversion: (a) Except as provided in (b) hereof all funds, assets and liabilities of any na…
§
In addition to any other ground for disapproving such conversion, the commissioner may refuse to giv…
§
Any society may comply with subsection (a) of Section 11110 by deducting from its surplus an amount …
§
All decisions and findings of the commissioner made under the provisions of this chapter shall be su…
§
When a society, or a class or section thereof, has assets equal to the reserves and credits on its p…
§
Unless it operates under Section 11120, a society, or class or section thereof, shall collect from i…
§
Any society may create, maintain, invest, disburse and apply any special fund or funds necessary to …
§
A society may, if authorized by a resolution of its supreme legislative or governing body, establish…
§
Any such society may own real estate and buildings within or without the state of its incorporation,…
§
Unless otherwise provided in the contracts of the members, such funds shall be held, invested, and d…
§
Every domestic society shall invest its funds only in securities permitted by the laws of this State…
§
An admitted foreign society shall invest its funds either under the same restrictions as domestic so…
§
An admitted foreign society organized under the laws of any jurisdiction other than a state of the U…
§
The value of the trusteed assets referred to in Section 11127 shall be equal to the sum of all of th…
§
The provisions of Sections 1596 to 1598, inclusive, shall apply to such society specified in Section…
§
The commissioner may require any society specified in Section 11127 to file with him annually and at…
§
Every society transacting business in this state shall annually, on or before the first day of March…
§
A synopsis of its annual statement and valuation report providing an explanation of the facts concer…
§
In addition to the annual report required by Section 11131, each society shall annually, on or befor…
§
Except as otherwise provided in Section 10489.6, reserves according to the commissioners’ reserve va…
§
The present value of deferred payments due under incurred claims or matured certificates shall be de…
§
Except as otherwise provided in Section 10489.4, such valuation shall be certified by a competent ac…
§
Whenever the commissioner finds from any financial statement or valuation report made to him or her …
§
The commissioner, or any person he may appoint, shall have the power of visitation and examination i…
§
No report of examination shall be adopted by the commissioner or filed by him as an official documen…
§
The commissioner, or any person whom he may appoint, may examine any foreign society, transacting or…
§
Pending, during or after an examination or investigation of a society, either domestic or foreign, t…
§
No person shall cause or permit to be made, issued or circulated in any form: (a) Any misrepresentat…
§
A comparison of insurance contracts is incomplete if it does not compare in detail: (a) The gross ra…
§
A comparison of insurance contracts is incomplete if it omits from consideration: (a) Any benefit or…
§
In any determination of the incompleteness or misleading character of any comparison or statement, i…
§
Any person who violates any provision of Sections 11142 to 11145 or knowingly receives any compensat…
§
Compensation shall not be paid to any employee or officer by whatever name known of either of the pa…
§
Any person violating Section 11160 is guilty of a felony and punishable by a fine not exceeding ten …
§
It is a felony, punishable by imprisonment pursuant to subdivision (h) of Section 1170 of the Penal …
§
It is a felony, punishable by imprisonment pursuant to subdivision (h) of Section 1170 of the Penal …
§
Any person not authorized pursuant to Section 11013 who solicits membership for, or in any manner as…
§
Any person who knowingly or willfully makes any false or fraudulent statement or representation in o…
§
Firemen's, policemen’s or peace officers’ benefit and relief associations now existing, or that may …
§
(a) An association shall not operate or do business in this state without a certificate of authority…
§
(a) (1) Each association that holds a certificate of authority pursuant to this chapter and that iss…
§
An association that self-funds all or part of the benefits provided under this chapter shall include…
§
Each association that holds a certificate of authority pursuant to this chapter and that issues long…
§
Such association may be incorporated or unincorporated, but if incorporated it shall neither issue n…
§
The membership of such association shall consist solely of the following or any combination thereof:…
§
Such association shall not pay, promise or agree to pay, either directly or indirectly, any consider…
§
The trustees, directors or governing body of such association, by whatever name their office is know…
§
Moneys or property directly or indirectly contributed to such association by its members shall not b…
§
Such association shall be supported mainly by contributions from its members, whether in the form of…
§
Any domestic insurer providing life insurance upon the assessment plan may transform itself into an …
§
After completing such transformation and procuring from the commissioner a certificate of authority …
§
The transformed insurer is a continuation of the original insurer. Its officers elected before or du…
§
Any insurer so reorganized shall have assets representing a paid-in capital represented by shares of…
§
All assets belonging before transformation to any such insurer or arising or accruing from policies …
§
If, at or after the time of the transformation, it appears, either from the last preceding annual re…
§
The fund required by Section 11442 shall be used for the payment of matured liabilities arising unde…
§
Members of the insurer who are in good standing prior to the transformation may thereafter transfer …
§
The insurer, after such transformation, shall exercise all the rights and powers and perform all the…
§
Such insurer shall exercise all the rights and powers and perform all the duties necessary to protec…
§
The commissioner shall exercise the powers and discharge the duties, concerning any such insurer, th…
§
Any life insurer which has transformed its business pursuant to this chapter shall value its assessm…
§
The following organizations and persons may receive transfers of property, conditioned upon their ag…
§
A person shall not transact in this state the business described in this chapter without first procu…
§
(a) Before granting a certificate of authority or amended certificate of authority as a grants and a…
§
Upon granting to such organization or person a certificate of authority to receive such transfers, t…
§
(a) The funds and other property, together with interest and dividends thereon and proceeds therefro…
§
(a) The reserve required by the table of commensurate values for each annuity contract issued must b…
§
(a) Prior to admission each applicant shall file with the commissioner an accurate and complete fina…
§
The commissioner may, in his discretion and after hearing, require the disposal of any investment ma…
§
The commissioner may adopt reasonable rules and regulations as may be necessary to carry out the pro…
§
Nothing contained in Section 11521, 11521.1, 11521.2, 11521.4, 11523.6, or paragraph (6) of subdivis…
§
Every organization or person holding a certificate of authority to receive transfers under this chap…
§
(a) The annuity agreement shall show each of the following: (1) The value of the property transferre…
§
Any person holding a certificate of authority under this chapter may reinsure its total liability un…
§
No grants and annuities society applying for admission to this state, or transacting in this state, …
§
Except as prescribed in this chapter, such organization or person shall be otherwise exempt from the…
§
A solvent domestic incorporated insurer having a paid-in capital represented by outstanding shares o…
§
Such plan shall include appropriate proceedings for amending the insurer’s articles of incorporation…
§
The commissioner shall examine the plan submitted under subdivision (c) of Section 11526. The commis…
§
The election prescribed by subdivision (d) of Section 11526, shall be called by the board of directo…
§
In carrying out any such plan, the insurer may acquire any shares of its own stock by gift, bequest …
§
Any such plan of mutualization may provide for the creation of a voting trust under a trust agreemen…
§
Every payment for the acquisition of any shares of the capital stock of such insurer, the purchase p…
§
The trustees referred to in section 11529 shall file with such insurer and with the commissioner a v…
§
Such insurer, after mutualization, shall be a continuation of the original insurer, and such mutuali…
§
An annual meeting of members shall be held at 10 o'clock in the morning of the fourth Tuesday of Mar…
§
Special meetings of the members, for any purpose or purposes whatsoever, may be called at any time b…
§
Notice of all meetings of members whether annual or special shall be given in writing to the members…
§
The presence in person or by proxy of 5 per cent of the members entitled to vote at any meeting shal…
§
Each such member shall have one vote at any meeting of members regardless of the number of policies …
§
The directors of the insurer in office at the time the insurer is mutualized as provided in this cha…
§
The articles of incorporation or the bylaws may provide that the directors may be divided into two o…
§
All insurers mutualized under the provisions of this chapter shall be subject to all other applicabl…
§
The provisions of Article 8 of Chapter 1 of Part 2 of Division 1 of this code shall not apply to any…
§
(a) A domestic incorporated mutual life insurer, or life and disability insurer, issuing nonassessab…
§
The definitions in this section apply to the following terms when used in this chapter. (a) “Adoptio…
§
The plan of conversion shall include appropriate proceedings for amending the mutual company’s artic…
§
For the conversion of a mutual property-casualty insurer, the plan for conversion shall include the …
§
For the conversion of a mutual life insurer, the plan of conversion shall provide for either a mutua…
§
A plan of conversion adopted by a mutual life insurer for the establishment of a mutual holding comp…
§
A plan of conversion adopted by a converting mutual life company shall include the following: (a) (1…
§
(a) The commissioner shall examine the plan submitted pursuant to subdivision (b) of Section 11536. …
§
The meeting of members prescribed by subdivision (c) of Section 11536 shall be called by the board o…
§
(a) Nothing in this chapter shall be deemed to prohibit the inclusion in the plan of conversion of p…
§
No director, officer, agent, or employee of the mutual company shall receive any fee, commission, or…
§
At any time before that plan of conversion becomes effective as provided in Section 11542, the mutua…
§
(a) Upon consent by the commissioner to the plan of conversion of a mutual insurer and filing of the…
§
(a) Upon the effective date of a plan of conversion in accordance with Section 11537.2, the mutual l…
§
(a) Prior to, and for a period of five years following, the effective date of the plan of conversion…
§
Unless otherwise provided in the plan of conversion, the directors and officers of the mutual compan…
§
(a) Notwithstanding any other provision of law and except as otherwise provided in subdivision (b), …
§
The offer or sale of securities issued pursuant to the plan of conversion developed and approved in …
§
The commissioner shall have the authority from time to time, to make, amend and rescind such rules a…
§
Upon completion of the act of conversion and issuance of the certificate of authority under Section …
§
(a) The amended articles of incorporation of a converted company that have been adopted pursuant to …
§
If the name of a mutual life insurer converting to a stock insurer pursuant to this chapter includes…
§
(a) Pursuant to this section, a mutual holding company may merge into a foreign mutual holding compa…
§
As used in this article, the term “liability” means liability and common carrier liability insurance…
§
As used in this article, the term “compensation” means workers’ compensation insurance.
§
As used in this article, the term “earned premium,” means the amount remaining of the gross premiums…
§
As used in this article, the terms “loss payments,” and “loss expense payments,” mean all payments t…
§
In estimating the condition of any insurer admitted to transact such liability or compensation insur…
§
An insurer transacting such compensation or liability insurance shall include the following schedule…
§
Each insurer transacting insurance covering liability for malpractice of any person licensed under t…
§
The reserve for outstanding losses and loss expenses under such liability or compensation insurance …
§
Whenever the reserves for outstanding liability or compensation losses and loss expenses of any insu…
§
A policy insuring against losses set forth in subdivision (a) shall not be issued or delivered to an…
§
(a) A policy insuring against legal liability arising from the rendering of professional services by…
§
(a) No policy of automobile liability insurance described in Section 16054 of the Vehicle Code cover…
§
(a) (1) No policy of bodily injury liability insurance covering liability arising out of the ownersh…
§
A liability insurer may review bills submitted for the defense of its insured, but shall not compens…
§
When an insured entitled to recovery under uninsured motorists’ coverage is a minor, an arbitration …
§
Any additional insured endorsement issued by an admitted or nonadmitted insurer for the benefit of a…
§
In any action or arbitration proceeding to determine whether an insured shall be entitled to recover…
§
No award made in an arbitration proceeding instituted pursuant to Section 11580.2 shall be deemed to…
§
The Legislature declares that the public policy of this state in regard to provisions authorized or …
§
Where a policy of liability insurance covering the ownership, maintenance, or use of a motor vehicle…
§
Except as may be otherwise provided in this article: (a) The term “motor vehicle” means any vehicle …
§
Except when required by a conditional sales vendor, no person or entity who is licensed pursuant to …
§
The Legislature declares it to be the public policy of this state to avoid so far as possible confli…
§
With respect to disclosure of the fact of an arrest for any violation of the Vehicle Code or of a ci…
§
(a) Where two or more policies affording valid and collectible automobile liability insurance apply …
§
(a) Any policy of automobile liability insurance shall contain a notice stating limits of future cov…
§
Any liability insurer issuing or renewing an automobile liability policy or a motor vehicle liabilit…
§
(a) Any automobile liability insurer that is responsible for coverage for ordinary, reasonable, and …
§
(a) As used in this section, “child passenger restraint system” means a system as described in Secti…
§
Subject to the approval of the Insurance Commissioner, every admitted insurer issuing or renewing mo…
§
The department shall not prohibit an insurer from electing to inspect physically a motor vehicle for…
§
(a) If a suit for bodily injury has been filed against an uninsured motorist in a court of competent…
§
(a) A private passenger motor vehicle insured by its owner pursuant to a policy of insurance subject…
§
No motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 s…
§
(a) Except where a named insured has agreed pursuant to Section 11580.2 to delete the coverages prov…
§
(a) For purposes of insurance, a motor vehicle insured pursuant to a policy of insurance issued unde…
§
(a) A personal vehicle sharing program shall, for each vehicle that it facilitates the use of, do al…
§
Upon any proceeding supplementary to execution, such judgment debtor may be required to exhibit any …
§
No settlement made under a motor vehicle liability insurance policy of a claim against any insured t…
§
No advance payment or partial payment of damages made by any person, or made by his insurer under li…
§
No policy of insurance issued or delivered in this state covering any loss, expense or liability ari…
§
(a) No policy of insurance for residential property located within California shall be issued or del…
§
(a) On and after the effective date of this section, each insurer licensed to issue automobile liabi…
§
No insurer authorized to do business in this state and to provide professional liability insurance t…
§
No insurer who provides professional liability insurance for physicians and surgeons or dentists sha…
§
(a) (1) An insurer shall not refuse to issue or renew, nor shall terminate, professional liability i…
§
No insurer who provides professional liability insurance for persons licensed under the provisions o…
§
Except as provided in Section 11591, no policy providing comprehensive personal liability insurance …
§
The requirements of Section 11590 shall be inapplicable to any such policy of insurance or endorseme…
§
Notwithstanding the provisions of subdivision (f) of Section 1851, the rates, classifications, and r…
§
The premium charge for the coverage required by Section 11590 shall not be separately stated from th…
§
An incorporated insurer issuing policies of liability, workers’ compensation, or common carrier liab…
§
Except as restricted by its charter, such an incorporated insurer, having such a paid-in capital, ma…
§
Any such insurer which on July 26, 1919, was authorized by its charter to transact liability insuran…
§
(a) The commissioner, after a public hearing, shall approve or issue a reasonable plan for the equit…
§
In the event an insurer discontinues writing automobile liability insurance in this state but retain…
§
(a) An insurer that is no longer licensed to write automobile liability insurance in this state shal…
§
Insurer groups under the same ownership may elect to be treated as one insurer for purposes of parti…
§
(a) New plan assignments to a participating insurer may be suspended or a participating insurer may …
§
(a) In the event proceedings have been initiated by the commissioner to have an insurer declared ins…
§
(a) A plan shall require the issuance of a policy affording coverage in the amount of fifteen thousa…
§
The plan shall provide for effective dates for coverage consistent with all of the following: (a) Ex…
§
(a) (1) To assist the commissioner in carrying out the purposes of this article, an advisory committ…
§
(a) Groups of insurers not under common ownership or management may form a limited assignment distri…
§
The plan shall contain: (a) Standards for determining eligibility of applicants for insurance, inclu…
§
(a) An insurer shall mail a policy within 30 days of the receipt of an assignment. (b) Upon the dete…
§
(a) An insurer shall acknowledge in writing within 15 days the receipt of a request for the endorsem…
§
Any return premium checks due to an insured or to a lender subject to the provisions of subdivision …
§
Every insurer to whom an assignment is made shall do all of the following: (a) Provide policyholders…
§
No insurance agent, broker or solicitor shall make any charge to the applicant, directly or indirect…
§
Every insurer, agent, or broker assigned an application by the plan may conclusively rely on the acc…
§
Within 60 days after the effective date of any policy issued or renewed under this article, the insu…
§
The plan shall require a certificate of eligibility to accompany the application for coverage. The c…
§
Upon a determination by the plan that a certificate of eligibility is defective due to an omission o…
§
If an insurer admitted to transact liability insurance fails to subscribe to the plan or to any amen…
§
If the commissioner, after hearing upon not less than ten (10) days’ notice, finds that any insurer …
§
(a) No insurer shall downgrade the rating, or otherwise adversely affect the insurability, of a pers…
§
In this article, “insurer” includes reciprocal or interinsurance exchanges.
§
(a) (1) No admitted insurer that is licensed to issue and issuing motor vehicle liability policies, …
§
(a) Based on the actuarial and loss experience data available to each insurer, including the driving…
§
No admitted insurer, licensed to issue motor vehicle liability policies as defined in Section 16450 …
§
No admitted insurer, licensed to issue motor vehicle liability policies as defined in Section 16450 …
§
Each separate act of an insurer or its agent in violation of Section 11628 or 11628.5 shall render t…
§
Any insurer which has refused to issue to an applicant a policy of insurance in violation of Section…
§
(a) There is established, within the California Automobile Assigned Risk Plan established under Sect…
§
Notwithstanding the coverage amounts required by Section 16056 of the Vehicle Code, a low-cost autom…
§
A low-cost automobile insurance policy for purposes of the program established under this article sh…
§
(a) The annual rate offered under the program for each of the counties in California shall be establ…
§
A low-cost automobile insurance policy under the program shall only be available for purchase by per…
§
(a) Application may be made through any producer certified by the plan. The applicant, in order to d…
§
(a) A certified producer shall provide to an applicant for a low-cost automobile insurance policy un…
§
(a) (1) For a low-cost automobile insurance policy issued pursuant to the program, certified produce…
§
(a) A low-cost automobile insurance policy issued pursuant to the program shall be canceled only for…
§
(a) An insured under the program shall not purchase automobile liability insurance coverage that is …
§
(a) The California Automobile Assigned Risk Plan shall report to the commissioner on an annual basis…
§
Nothing in this article is intended to amend or otherwise affect or interpret any provision of Propo…
§
(a) (1) Notwithstanding Section 10231.5 of the Government Code, on or before March 15, 2024, and on …
§
(a) A California Automobile Assigned Risk Plan certified producer may accept and process an applicat…
§
The department shall, in consultation with the CAARP Advisory Committee, establish and maintain a co…
§
An applicant shall not be required to provide a copy of the applicant’s or other household member’s …
§
A person who meets the requirements of subdivision (a) of Section 11629.73, and who claims that he o…
§
(a) An agent or broker, hereafter referred to as a producer, who conducts business in a county in wh…
§
As used in this chapter, the term “compensation” means the benefits insured by workers’ compensation…
§
As used in this chapter, the term “insurer” includes the State Compensation Insurance Fund.
§
Every contract insuring against liability for compensation and every compensation policy is conclusi…
§
Every such contract or policy shall contain a clause to the effect that the insurer will be directly…
§
Every such contract or policy shall contain a clause to the effect that, as between the employee and…
§
Every such contract or policy shall contain a clause to the effect that jurisdiction of the employer…
§
Every such contract or policy shall contain a clause to the effect that the insurer will in all thin…
§
Such policy shall not contain any provisions relieving the insurer from payment when the employer be…
§
Such policy shall also provide that the employee has a first lien upon any amount which becomes owin…
§
Upon request of the State Department of Social Services, the State Compensation Insurance Fund may i…
§
In order to permit employees of small farms to be brought under the provisions of the Workers’ Compe…
§
An insurer may issue a workers’ compensation policy insuring an organization or association of emplo…
§
Each member of an organization insured under a group policy shall be treated as a single and separat…
§
Nothing in Section 11656.6 or 11656.7 shall be construed to supersede, modify, or otherwise affect i…
§
To encourage and facilitate the participation of agencies, entities or institutions, public or priva…
§
Subject to the provisions of Sections 11659 and 11660, limited workers’ compensation policies may be…
§
(a) A workers’ compensation insurance policy or endorsement shall not be issued by an insurer to any…
§
(a) (1) An insurer that intends to use a dispute resolution or arbitration agreement to resolve disp…
§
Such approved form of policy, limited pursuant to Section 11657, shall not be otherwise limited exce…
§
Failure to observe the requirements of Sections 11657 and 11659 shall render a policy issued under S…
§
An insurer shall not insure against the liability of the employer for the additional compensation re…
§
An insurer shall not insure an employer against his liability for additional compensation arising ou…
§
(a) An insurer shall not insure an employer against his or her obligation to reimburse the insurer f…
§
Whenever any employer is insured against liability for compensation with any insurer, such insurer i…
§
As between insurers of general and special employers, one which insures the liability of the general…
§
(a) Upon receiving a written request from an insured or the agent or broker of record where authoriz…
§
(a) This section applies only to policies of workers’ compensation insurance. (b) A notice of nonren…
§
(a) An insurer who issues a workers’ compensation insurance policy to a roofing contractor holding a…
§
For purposes of this article: (a) “Compensable workers’ compensation claim” means a claim where the …
§
(a) (1) In order to provide protection to the workers of this state in the event that the insurers i…
§
The fees for filing a schedule of securities with the Treasurer, and making a deposit of the same, a…
§
The deposit required pursuant to Section 11691 shall be security for the payment of the insurer’s ob…
§
The commissioner shall establish a list of all insurers or reinsurers authorized to reinsure the inj…
§
A certificate of authority to transact workers’ compensation insurance in this state shall not be is…
§
On and after the effective date of this article, the commissioner shall collect a late filing fee fr…
§
The deposit required pursuant to Section 11691 shall be adjusted on or prior to March 31 of each yea…
§
After the first annual statement to the commissioner covering business of the insurer for a full yea…
§
On or before March 1 and May 15 of each year, the insurers or reinsurers subject to Section 11694 sh…
§
Where an admitted insurer has voluntarily ceased to do in this state the business for which a deposi…
§
In the event an insurer not in a delinquency proceeding fails to pay any compensable workers’ compen…
§
The payment of a workers’ compensation claim by the commissioner shall constitute a satisfaction of …
§
(a) In the event any one of the eventualities described in paragraph (1), (2), (3), or (4), transpir…
§
From time to time and in any event at or prior to the time of the filing of his or her petition for …
§
When the commissioner is authorized to proceed under Section 11698 he or she may do either of the fo…
§
If the commissioner enters into a reinsurance and assumption agreement as provided in subdivision (a…
§
The proceeds of the deposit required pursuant to Section 11691 shall be used solely to pay compensab…
§
(a) If the insurer is a member insurer of the California Insurance Guarantee Association (the associ…
§
(a) The reimbursement provision referred to in subdivision (c) of Section 11698.2 shall provide for …
§
The commissioner shall not enter into an agreement with an insurer if its reinsurance and assumption…
§
Unless the deposit required pursuant to Section 11691 is withdrawn by the commissioner pursuant to t…
§
The deposit required pursuant to Section 11691, unless withdrawn by the commissioner, shall be used …
§
The commissioner may revoke the certificate of authority to transact workers’ compensation insurance…
§
The provisions of this article shall not apply to workers’ compensation insurance covering those per…
§
An insurer desiring to write workers’ compensation insurance shall maintain or provide occupational …
§
The following definitions govern the construction and meaning of the terms used in this article: (a)…
§
This article applies to workers’ compensation insurance and employers’ liability insurance written i…
§
Rates shall be adequate to cover an insurer’s losses and expenses. Rates shall not tend to create a …
§
Rates shall not be unfairly discriminatory. Rates are unfairly discriminatory if, after allowing for…
§
In determining whether rates comply with Section 11732, the following criteria shall apply: (a) Due …
§
(a) Every workers’ compensation insurer shall adhere to a uniform experience rating plan filed with …
§
(a) Every insurer shall file with the commissioner all rates and supplementary rate information that…
§
An experience rating plan shall contain reasonable eligibility standards, provide adequate incentive…
§
(a) The commissioner shall establish, by regulation, those forms of collateral or security that an i…
§
(a) The commissioner may disapprove a rate if the insurer fails to comply with the filing requiremen…
§
A classification shall take no account of any physical impairment of employees or the extent to whic…
§
(a) An insurer shall not use any plan for the payment of dividends to policyholders by reason of a p…
§
Rates and supplementary rate information filed for use in this state pursuant to this article and Ar…
§
(a) The Legislature finds and declares that the insolvencies of more than a dozen workers’ compensat…
§
(a) The purpose of this article is to promote the public welfare by regulating concert of action bet…
§
As used in this article, unless a different meaning is manifest, the term: (a) “Insurer” means every…
§
The provisions of this article shall apply to all workers’ compensation insurance and employer’s lia…
§
A rating organization may be organized pursuant to this article and maintained in this state for the…
§
On and after January 1, 1952, a rating organization shall not conduct its operations in this state w…
§
To obtain and retain a license, a rating organization shall provide satisfactory evidence to the com…
§
The commissioner shall examine each application for license to act as a rating organization and the …
§
(a) Subject to the approval of the commissioner, a rating organization licensed under this article m…
§
From and after the taking effect of this act, it shall be the duty of every insurer to be a member o…
§
The commissioner, after notice and hearing, may promulgate reasonable rules and statistical plans, w…
§
(a) The rating organization designated the statistical agent pursuant to Section 11751.5 shall provi…
§
An insurer shall report to its rating organization as corrections or revisions of losses, pursuant t…
§
Whenever a claim or claims used in an experience rating are closed and reported pursuant to the unit…
§
Notwithstanding Section 11751, each rating organization possessing a license of indefinite term purs…
§
(a) Four members of the public, two representing organized labor and two representing insured employ…
§
If an insurer, the State Compensation Insurance Fund, a rating organization, or an advisory organiza…
§
(a) An insurer under a wrap-up insurance policy shall report workers’ compensation losses and payrol…
§
The commissioner may, as often as reasonable and necessary, make or cause to be made an examination …
§
The officers, managers, agents and employees of any such organization may be examined by the commiss…
§
The reasonable cost of any examination authorized by this article of any rating or advisory organiza…
§
(a) Subject to subdivision (b), a licensed rating organization shall make available any policy infor…
§
(a) A licensed rating organization shall make available, in writing, to an employer insured under a …
§
(a) A licensed rating organization may make available experience rating information contained in its…
§
(a) For all policies of insurance issued, or renewed for the first time on or after January 1, 1995,…
§
Notwithstanding subdivision (d) of Section 11750.3, a rating organization shall provide a policyhold…
§
(a) (1) Notwithstanding any other provision of law, a licensed rating organization shall, pursuant t…
§
No advisory organization shall conduct its operations in this State unless and until it has filed wi…
§
(a) Any person aggrieved by any decision, action, or omission to act of a rating organization may re…
§
(a) If a change in a classification assignment on a workers’ compensation insurance policy is due to…
§
Notwithstanding Section 1851.1, a workers’ compensation insurance rating organization licensed pursu…
§
If the commissioner has good cause to believe that a rating or advisory organization or an insurer d…
§
If the commissioner has good cause to believe such noncompliance to be wilful, or if within the peri…
§
If, after a hearing pursuant to Section 11754.1, the commissioner finds: a. That any rating or advis…
§
In addition to other penalties provided in this code the commissioner may suspend or revoke the lice…
§
Except as otherwise provided in this article, all proceedings in connection with the denial, suspens…
§
Any finding, determination, rule, ruling, or order made by the commissioner under this article or Ar…
§
No person, insurer, rating or advisory organization shall willfully withhold information from, or kn…
§
(a) Any person, insurer, or organization, who fails to comply with a final order of the commissioner…
§
Nothing in this article shall be construed to prohibit or regulate the payment of dividends, savings…
§
No act done, action taken or agreement made pursuant to the authority conferred by this article shal…
§
The provisions of this article shall not apply to the workers’ compensation insurance covering those…
§
The Legislature hereby finds and declares as follows: The Legislature pursuant to its plenary power …
§
A rating organization shall, no later than June 1 of each year, notify the Governor and the Legislat…
§
(a) A licensed rating organization designated as the Insurance Commissioner’s statistical agent shal…
§
(a) It is unlawful to make or cause to be made any knowingly false or fraudulent statement, whether …
§
(a) If an employer fails to provide for access by the insurer or its authorized representative to it…
§
(a) The commissioner shall adopt regulations setting forth the minimum standards of training, experi…
§
(a) The State Compensation Insurance Fund is continued in existence, to be administered by its board…
§
The State shall not be liable beyond the assets of the State Compensation Insurance Fund for any obl…
§
Any advertising of the State Compensation Insurance Fund shall include the following disclaimer: “Th…
§
There shall not be any liability in a private capacity on the part of the board of directors or any …
§
The fund shall be organized as a public enterprise fund.
§
The assets of the fund shall be applicable to the payment of losses sustained on account of insuranc…
§
The fund shall, after a reasonable time during which it may establish a business, be fairly competit…
§
The actual loss experience and expense of the fund shall be ascertained on or about the first of Jan…
§
Such cash dividend or credit is to be in an amount which the board of directors in its discretion co…
§
The fund may transact workers’ compensation insurance required or authorized by law of this state to…
§
The fund may insure California employers against their liability for compensation or damages for inj…
§
The fund may also insure an employer against his or her liability for damages under the laws of the …
§
(a) The fund may also insure a California employer against his or her liability for workers’ compens…
§
The board of directors is hereby vested with full power, authority and jurisdiction over the State C…
§
The State Compensation Insurance Fund may acquire and own real property for a branch office in the C…
§
All business and affairs of the fund shall be conducted in the name of the State Compensation Insura…
§
The State Compensation Insurance Fund may: (a) Sue and be sued in all actions arising out of any act…
§
In conducting the business and affairs of the fund, the president of the fund may do any of the foll…
§
(a) The board of directors shall appoint a president, a chief financial officer, a chief operating o…
§
(a) Notwithstanding any other provision of law to the contrary, the members of the Board of Director…
§
Before entering on the duties of his or her office, the president shall qualify by giving an officia…
§
The board of directors may delegate to the president of the fund, under those rules and regulations …
§
The State Treasurer shall be custodian of all securities belonging to the State Compensation Insuran…
§
All securities belonging to the fund shall be delivered to the State Treasurer and held by him or he…
§
Expenditures made by the State Compensation Insurance Fund are exempted from the provisions of Part …
§
(a) The board of directors shall cause all moneys in the State Compensation Insurance Fund that are …
§
All moneys in the State Compensation Insurance Fund, in excess of current requirements and not other…
§
The board of directors may, with the approval of the State Treasurer, authorize the establishment of…
§
The State Controller shall keep a special ledger account pertaining to the State Compensation Insura…
§
The assets, premiums, reserves, investment income, and any and all property of whatsoever kind deriv…
§
All premiums, reserves, investment income, and all property of whatsoever kind derived or acquired b…
§
All claims, costs of doing business, liabilities, expenses, and obligations arising out of or relate…
§
Joint or shared use of office building space, whether owned, leased or rented, and the joint use of …
§
The State Compensation Insurance Fund shall report annually to the Legislature as soon after the clo…
§
Subject to the provisions of Article 2 (commencing with Section 11730) of Chapter 3, the board of di…
§
Within each class of business insured such rates shall be fixed, so far as practicable, in accordanc…
§
The rates fixed by the board of directors shall be that percentage of the payroll of any employer wh…
§
The insurance contracts or policies of the State Compensation Insurance Fund may be either limited o…
§
Nothing in this chapter shall prevent: (a) Any applicant for insurance from being covered temporaril…
§
The State Compensation Insurance Fund may issue policies including, with their employees, employers …
§
Such policies covering employers shall insure to such employers and working members of their familie…
§
The estimations of the wage values, respectively, of such insured employers and members of their fam…
§
The policies may likewise be sold to self-employing persons and to casual employees. The insureds, f…
§
Each quarter the president of the State Compensation Insurance Fund shall make a report to the Gover…
§
The state, any agency, department, division, commission, board, bureau, officer or other authority t…
§
The State Compensation Insurance Fund may enter into a master agreement with the Department of Human…
§
The fund may annually enter into agreements with state agencies for service to be rendered to the fu…
§
(a) Except as provided by subdivision (b), the fund shall not be subject to the provisions of the Go…
§
On the effective date of this act the Controller shall draw his or her warrant in favor of the State…
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(a) It is unlawful to make or cause to be made any knowingly false or fraudulent statement, whether …
§
Whenever in Chapter 4, Part 3, Division 2 of the Insurance Code the term “State Industrial Accident …
§
(a) The Director of Finance is hereby authorized to act as agent for the state and, in that capacity…
§
In order to accomplish the purpose of this article, the State Compensation Insurance Fund and its bo…
§
Notwithstanding any other law, the approval of neither the Attorney General, nor the Insurance Commi…
§
(a) The Director of Finance shall deposit all proceeds of any sale of, or any funds achieved through…
§
(a) Notwithstanding any other law, the Director of Finance is authorized to enter into agreements wi…
§
(a) The Director of Finance, in consultation with the State Treasurer, shall select firms or individ…
§
(a) The Director of Finance shall notify the Joint Legislative Budget Committee in writing upon his …
§
As used in this chapter: (a) “Long-term health care facility” has the same meaning as that term is d…
§
(a) If the commissioner finds after a public hearing that liability insurance for long-term health c…
§
(a) The commissioner may order the creation of an unincorporated, not-for-profit, temporary joint un…
§
(a) An insurer may consider the installation of vehicle barriers as a safety measure and may provide…
§
An incorporated insurer issuing surety policies on the reserve basis shall be governed by the paid-i…
§
During the first three years following its admission, the insurer’s assets in an amount equal to its…
§
After such three-year period, investments of such insurers are subject only to the provisions of thi…
§
An insurer admitted in the State to transact credit insurance may also acquire and dispose of debts …
§
The commissioner shall publish and maintain a complete list of all admitted surety insurers on the d…
§
(a) Whenever the insurer’s certificate of authority is surrendered, revoked, canceled, annulled, or …
§
(a) An admitted surety insurer shall not become surety on any one undertaking, or accept reinsurance…
§
Whenever a surety insurer fails to maintain such a financial condition that assets allowed under sub…
§
Whenever such an insurer fails to maintain the financial condition required by section 12091, the co…
§
Whenever a surety insurer gives notice of cancellation of the coverage of an employee under a blanke…
§
No insurer admitted in this state to issue surety insurance shall fail or refuse to accept an applic…
§
(a) Any applicant for a contractor’s license or performance bond who believes that the admitted sure…
§
Whoever denies a contractor’s license or performance bond solely on the grounds specified in this ar…
§
As used in this article: (a) (1) “Financial guaranty insurance” means a surety bond, an insurance po…
§
An insurer may be organized and admitted to transact financial guaranty insurance in the manner pres…
§
(a) An insurer with a certificate of authority to transact the business of financial guaranty insura…
§
Prior to the issuance of a certificate of authority to transact financial guaranty insurance, an ins…
§
An admitted financial guaranty insurance corporation shall be subject to all of the provisions of th…
§
The filing fee for a certificate of authority or amended certificate of authority to transact financ…
§
(a) An admitted financial guaranty insurance corporation’s investments in any one entity insured by …
§
(a) No insurer shall be issued a license to transact financial guaranty insurance unless it has paid…
§
(a) An admitted financial guaranty insurance corporation shall establish and maintain a contingency …
§
(a) In addition to the contingency reserve, the case basis method or other method as may be prescrib…
§
An unearned premium reserve shall be established and maintained net of reinsurance and collateral wi…
§
An admitted financial guaranty insurance corporation shall adopt procedures reasonably calculated to…
§
(a) Except as provided in Section 12118, financial guaranty insurance may be transacted in this stat…
§
An admitted financial guaranty insurance corporation shall keep copies of all relevant materials pre…
§
(a) An insurer may insure obligations enumerated in subparagraphs (A), (B), and (C) of paragraph (1)…
§
A financial guaranty insurance corporation admitted to transact financial guaranty insurance in this…
§
(a) If an admitted financial guaranty insurance corporation fails to maintain a rating in any of the…
§
(a) If an admitted financial guaranty insurance corporation at any time exceeds any limitation presc…
§
(a) The commissioner may, for good cause, implement by regulation, order, or written consent, reason…
§
A financial guaranty insurance corporation shall not be deemed in violation of any limitation prescr…
§
An admitted insurer transacting financial guaranty insurance in this state but which is not admitted…
§
Policy forms and any amendments thereto shall be filed with the commissioner within 30 days after th…
§
An admitted financial guaranty insurance corporation with respect to financial guaranty insurance ra…
§
(a) For financial guaranty insurance that takes effect on or after January 1, 1991, an insurer autho…
§
No insurer authorized to transact financial guaranty insurance shall pay any commission to or make a…
§
An incorporated insurer that does not issue fire, marine, life, liability, workers’ compensation, co…
§
(a) Subject to the provisions of this chapter, any insurer admitted to transact any class of insuran…
§
Group legal insurance shall mean that form of legal insurance covering groups of persons as defined …
§
Group and individual legal insurance may be offered in this state subject to all the following condi…
§
In every group legal insurance plan, the employer, labor union, trustees, or other person to whom a …
§
The provisions of this chapter shall be enforced by the commissioner, and he may, after notice and p…
§
This part shall not apply to any of the following: (a) A duly authorized attorney at law acting in t…
§
Except where the context otherwise requires, the terms used in this part shall be given the meanings…
§
(a) Except as provided in subdivision (b), a motor club is a person, directly or indirectly engaged,…
§
The commissioner shall adopt reasonable rules and regulations specifying the types of miscellaneous …
§
A club agent is a person other than the motor club itself, who acts or aids in any manner in the sol…
§
Motor club service is the rendering or procuring of, or reimbursement for, any of the services defin…
§
Towing service is the drafting or moving by a motor club of a motor vehicle from one place to anothe…
§
Emergency road service is the adjustment, repair or replacement by a motor club of the equipment, ti…
§
Discount service is an arrangement by a motor club resulting in giving special discounts, rebates or…
§
Financial service is an arrangement by a motor club whereby loans or other advances of money are mad…
§
(a) Buying and selling service is an arrangement by a motor club whereby the holder of a service con…
§
Theft service is an act by a motor club for the purpose of locating, identifying or recovering a sto…
§
Map service is the furnishing by a motor club of road maps without cost to holders of service contra…
§
Travel service is the furnishing by a motor club of touring and travel aids and assistance, and may …
§
Claim adjustment service is an act by a motor club for the purpose of adjusting claims on behalf of …
§
License service is the rendering of assistance by a motor club to any person in obtaining: (a) Regis…
§
Insurance service is the selling or giving, with a service contract or as a result of membership in …
§
Any act by a motor club for the purpose of rendering a service defined in this chapter constitutes s…
§
A service contract is a written agreement whereby any person promises for a consideration to render,…
§
Miscellaneous service means any other service which may be furnished and which augments or is incide…
§
(a) A person shall not render or agree to render motor club service in this state without first obta…
§
Application for a certificate of authority shall be made on a form prescribed by the commissioner, a…
§
The commissioner shall not issue a certificate of authority to any motor club until: (a) It files wi…
§
All motor clubs applying for a certificate of authority to act as a motor club in this state shall d…
§
(a) A motor club holding a certificate of authority to act as a motor club granted prior to January …
§
For purposes of this article, “liquid assets” means cash, cash equivalents, and marketable securitie…
§
If any portion of the audit report required by paragraph (1) of subdivision (b) of Section 12162.6 i…
§
(a) The security required by subdivision (b) of Section 12162 shall thereafter be continuously maint…
§
(a) The commissioner may revoke or suspend the certificate of authority of a motor club whenever, af…
§
Subject to the annual fee provisions herein, every certificate of authority issued or held under thi…
§
Notwithstanding the preceding provisions for a certificate of authority of indefinite term, each hol…
§
Qualification of a motor club for a certificate of authority under this part does not require prior …
§
Annually on or before March 1 of each year, copies of any instruments making any changes in articles…
§
(a) Whenever the commissioner has reasonable cause to believe that a motor club is insolvent or is t…
§
Motor clubs certificated on the effective date of this chapter shall not be required to be recertifi…
§
A service contract shall not be executed, issued or delivered in this State until the form thereof i…
§
Every service contract executed, issued or delivered in this State shall be made in duplicate and sh…
§
A service contract shall not be executed, issued or delivered in this State unless it contains the f…
§
A person shall not solicit or aid in the solicitation of another person to purchase a service contra…
§
A club or an officer or agent thereof shall not in any manner misrepresent the terms, benefits or pr…
§
Any service contract made, issued or delivered contrary to any provision of this part shall neverthe…
§
Any motor club may elect not to execute, issue, or deliver service contracts in this state. A club m…
§
A club agent doing business in this State shall not execute, issue or deliver any service contract t…
§
(a) The fee for filing application for license as motor club agent is eighty-five dollars ($85). (b)…
§
Without first obtaining such license, a club agent shall not collect or receive from any person, in …
§
Any person violating any provisions of this part is guilty of a misdemeanor.
§
The definitions set forth in this article shall govern the construction of the terms used in this ch…
§
“Title insurance” means insuring, guaranteeing or indemnifying owners of real or personal property o…
§
“Title policy” means any written instrument or contract by means of which title insurance liability …
§
“Business of title insurance” includes: (a) Issuing or proposing to issue any title policy as insure…
§
“Title insurer” means any company issuing title policies as insurer, guarantor or indemnitor. “Domes…
§
“Underwritten title company” means any corporation engaged in the business of preparing title search…
§
(a) “Controlled escrow company” means any person, other than a title insurer or underwritten title c…
§
Except as provided in Section 12401.8, and excluding miscellaneous charges, “rate” or “rates” means …
§
“Advisory organization” means every person or entity (other than a title insurer, underwritten title…
§
“Willful” or “willfully” in relation to an act or omission which constitutes a violation of this cha…
§
“Abstract of title” is a written representation, provided pursuant to a contract, whether written or…
§
“Preliminary report”, “commitment”, or “binder” are reports furnished in connection with an applicat…
§
“Business location” means a facility or other place of business in this state where an underwritten …
§
For purposes of this chapter, “holders of liens or encumbrances” includes, but is not limited to, th…
§
Every title insurer, before issuing any policy, shall deposit $100,000 with the Insurance Commission…
§
Any such deposit may be made either in lawful money of the United States or in any of the securities…
§
If the deposit is made in this state, it shall first be approved by the commissioner who shall make …
§
Except as provided in section 12355, assets in such deposits in this State may, with the approval of…
§
As long as the depositing insurer continues solvent, it shall receive the interest and dividends on …
§
Except on withdrawal of the insurer from this State, or substitution pursuant to section 12353, asse…
§
When any part of the assets to be deposited in this State consists of mortgage-secured notes or bond…
§
Unless the mortgage is covered by mortgage insurance, the value of the property covered by each such…
§
The reasonable cost of examining such evidence of title and of making such appraisement, shall be pa…
§
A title insurer shall not transact any insurance in this state unless it has paid-in capital represe…
§
An insurer which anywhere in the United States transacts any class of insurance other than title ins…
§
Every title insurer shall annually set apart a sum equal to 10 percent of its premiums collected dur…
§
The title insurance surplus fund shall be maintained as a further security to holders and beneficiar…
§
Any such domestic insurer, after having its required capital paid in and depositing its required gua…
§
Notwithstanding the provisions of Section 12372, where a title plant is not being currently maintain…
§
A title insurer shall not make any dividends except from profits remaining on hand after retaining u…
§
Except as otherwise authorized by subdivision (g) of Section 1105, a title insurer shall not directl…
§
Whenever a title insurer, upon withdrawing from insurance business in this State, desires to reinsur…
§
(a) If an underwritten title company is placed into bankruptcy, receivership, or conservation by the…
§
(a) All escrow funds received by an underwritten title company that are subject to Section 12413.5 s…
§
Unless the provision or context otherwise requires, the following definitions govern the constructio…
§
Every domestic title insurer shall, in addition to other reserves, establish and maintain a reserve …
§
The unearned premium reserve of every title insurer shall consist of: (a) Such amount as would have …
§
(a) Out of total charges for policies of title insurance, a title insurer shall add to and set aside…
§
The aggregate amount set aside in the unearned premium reserve shall be separately recorded and rese…
§
For the purpose of determining the amounts of the unearned premium reserve that may be withdrawn pur…
§
(a) The aggregate of the amounts set aside in unearned premium reserve in any calendar year pursuant…
§
If substantially the entire outstanding liability under all policies and contracts of title insuranc…
§
All amounts set aside in the unearned premium reserve of a title insurer shall be held either as cas…
§
If the aggregate amount set aside by a title insurer in its unearned premium reserve should at any t…
§
If a title insurer shall at any time become insolvent, be in the process of liquidation or dissoluti…
§
In the event that reinsurance is not obtained, as authorized by Section 12385, the unearned premium …
§
Where a title insurer organized or incorporated under the laws of any state other than California do…
§
Every title insurer shall, in addition to other reserves establish and maintain a reserve to be know…
§
(a) On and after July 1, 2016, an underwritten title company as defined in Section 12340.5 that is a…
§
Before granting a license or a reissued license to act as an underwritten title company to any appli…
§
After the issuance or reissuance of a license to act as an underwritten title company, the holder sh…
§
When there exists a restriction in a stock certificate requiring the consent of the department prior…
§
An underwritten title company shall furnish a quarterly financial statement to the commissioner on f…
§
Every person engaged in the business of preparing title searches, title examinations, title reports,…
§
(a) Prior to the disbursement by an underwritten title company from any escrow account under Section…
§
(a) Sections 1070, 1070.5, 1070.6, 1071.5, 1072, and 1076 shall be applicable to underwritten title …
§
Every domestic title insurer may issue title policies and may also insure: (a) The identity, due exe…
§
Such insurer also may: (a) Act as registrar or transfer agent of this State, or of any political sub…
§
A title insurer, as to its title insurance department, shall be subject to and shall comply with all…
§
(a) For purposes of this article, “controlled business source” means an affiliate, as defined in sub…
§
Any applicant for a license shall indicate the applicant’s intent to actively compete in the marketp…
§
(a) Each licensee shall make submissions as are required by the Department of Insurance to enable th…
§
The failure of an applicant or licensee to comply with any of the requirements of this article shall…
§
Nothing in this article shall limit or preclude the consideration or approval of an application for …
§
The provisions of subdivision (f) of Section 381, and the provisions of Sections 382, 383, 383.5, 38…
§
Article 5.6 (commencing with Section 1875.20) of Chapter 12 of Part 2 of Division 1 does not apply t…
§
A title insurance company or underwritten title company engaged in the business of title insurance, …
§
The purpose of this article is to promote the public welfare by regulating rates for the business of…
§
Every title insurer, underwritten title company, and controlled escrow company shall file with the c…
§
Every title insurer, underwritten title company and controlled escrow company shall establish basic …
§
The following standards shall apply to the making and use of rates pertaining to all the business of…
§
In order to further uniform administration of rate regulatory laws, the commissioner and every perso…
§
As a further aid to uniform administration of rate regulatory laws of this state, the commissioner m…
§
Nothing in this article shall be construed to prohibit concert of action between entities under the …
§
No title insurer, underwritten title company or controlled escrow company shall use any rate in the …
§
Charges in excess of those set forth in a rate filing which has become effective may be made when su…
§
The schedules of rates which are required to be filed with the commissioner under the provisions of …
§
Nothing in this article shall require the filing of rates by title insurers for reinsurance contract…
§
(a) Notwithstanding Sections 12401.1 and 12401.7, a title insurer, underwritten title company, or co…
§
No advisory organization shall conduct its operations in this state without first filing with the co…
§
Every advisory organization shall adopt bylaws or rules and regulations which will: (a) Permit any p…
§
No bylaw or rule or regulation required by Section 12402.1 shall be effective until filed with the c…
§
(a) It is unlawful for any title insurer, underwritten title company or controlled escrow company to…
§
The furnishing of a preliminary report by any title insurer, controlled escrow company or underwritt…
§
As used in this section “personal or controlled insurance” means a policy of title insurance, or ins…
§
No title insurer, no controlled escrow company, and no underwritten title company shall make any reb…
§
In addition to other acts prohibited by this article, no controlled escrow company or title insurer …
§
No title insurer shall issue any title policy in any transaction in connection with which it or any …
§
(a) The commissioner shall develop, publish, and disseminate a brochure for consumers who are requir…
§
The commissioner, if he has reason to believe that any controlled escrow company or any underwritten…
§
Every title insurer shall include in its annual statement furnished the commissioner pursuant to Art…
§
Whenever a title insurer terminates its underwriting agreement with any underwritten title company, …
§
(a) Notwithstanding any other provision of this article no title insurer, no controlled escrow compa…
§
(a) Every title insurer, controlled escrow company, and underwritten title company which pays any co…
§
In enforcing any of the provisions of this article, the commissioner shall be entitled to the remedi…
§
The commissioner may after a hearing suspend or revoke the certificate of authority of any title ins…
§
Nothing in this article prohibits the division of fees or charges, for work and services actually pe…
§
No title insurance company, controlled escrow company, or underwritten title company shall disburse …
§
Any item or draft received by a title insurance company, controlled escrow company, or underwritten …
§
All funds received in connection with any escrow conducted by a title insurance company, controlled …
§
Any person aggrieved by any rate charged, rating plan or rating system followed or adopted by a titl…
§
If after examination of a title insurer, an underwritten title company, or a controlled escrow compa…
§
If the commissioner has good cause to believe such noncompliance to be willful, or if within the per…
§
If after a hearing pursuant to Section 12414.15 the commissioner finds: (a) That any rate, rating pl…
§
In addition to other penalties provided in this code, the commissioner may suspend or revoke, in who…
§
Except as otherwise provided in this chapter, all proceedings in connection with the denial, suspens…
§
Any finding, determination, rule, ruling, or order made by the commissioner under Article 5.5 (comme…
§
The commissioner may, as often as may be reasonable and necessary, make or cause to be made an exami…
§
The commissioner may, pursuant to reasonable rules and regulations which he shall prescribe, make or…
§
The officers, managers, agents, and employees of any advisory organization, title insurer, underwrit…
§
The reasonable cost of any examination authorized by this article shall be paid by the advisory orga…
§
No person, title insurer, underwritten title company, controlled escrow company, or advisory organiz…
§
(a) Any person, title insurer, underwritten title company, or controlled escrow company who fails to…
§
No act done, action taken, or agreement made pursuant to the authority conferred by Article 5.5 (com…
§
Commencing 120 days following January 1, 1974, no title insurer, underwritten title company or contr…
§
All title policies issued by title insurers shall be subscribed by the president or a vice president…
§
The administration and enforcement of Article 5.5 (commencing with Section 12401) and Article 5.7 (c…
§
(a) When constituting an offer to issue an owner’s policy of title insurance, a preliminary report s…
§
(a) (1) Whenever the commissioner takes any formal enforcement or disciplinary action directly again…
§
It is the intent of the Legislature that certificated title insurers and licensed underwritten title…
§
Each certificated title insurer possessing a certificate of authority of indefinite term pursuant to…
§
The annual renewal fee provided by this article is not a tax but a charge for services to be rendere…
§
(a) No person shall be employed as a title marketing representative in this state unless the person …
§
(a) A certificate of registration as a title marketing representative shall be applied for and renew…
§
(a) An applicant or holder of a certificate of registration as a title marketing representative is n…
§
(a) Each certificate of registration issued under this article shall be for a three-year period begi…
§
(a) Sections 1667, 1668, 1669, 1670, 1729, 1729.2, 1738, 1738.5, 1742, 1743, and Article 6 (commenci…
§
This chapter may be cited as the Mortgage Guaranty Insurance Act.
§
The definitions set forth in this article shall govern the construction of the terms used in this ch…
§
An insurer shall not transact the business of mortgage guaranty insurance unless it has paid-in capi…
§
(a) In addition to the paid-in capital and surplus provided in Section 12640.03, each mortgage guara…
§
(a) A mortgage guaranty insurer shall maintain a policyholders surplus in an amount not less than th…
§
A mortgage guaranty insurer shall not declare any dividends except from undivided profits remaining …
§
(a) Mortgage guaranty insurance may be transacted in this state only by a stock or mutual casualty i…
§
A mortgage guaranty insurer shall not insure loans secured by properties in a single housing tract o…
§
(a) A mortgage guaranty insurer shall limit its coverage for the class of insurance defined in parag…
§
(a) An insurer that anywhere transacts any class of insurance other than mortgage guaranty insurance…
§
(a) Nothing in this chapter (commencing with Section 12640.01) shall be construed as limiting the ri…
§
Every mortgage guaranty insurer shall adopt, print and make available a schedule of premium charges …
§
(a) No mortgage guaranty insurer shall pay to any person who is acting as agent, representative, att…
§
No mortgage guaranty insurer shall make any rebate of any portion of the premium charge shown by the…
§
The commissioner may after a hearing suspend or revoke the certificate of authority of any mortgage …
§
(a) The provisions of Article 10 (commencing with Section 900), Chapter 1, Part 2, Division 1, relat…
§
All the applicable provisions of this code and of other statutes of this state, except as the same m…
§
The commissioner may adopt, pursuant to Chapter 3.5 (commencing with Section 11340 ) of Part 1 of Di…
§
No bank, savings and loan association or insurance company, any of whose authorized real estate secu…
§
The commissioner shall collect in advance a fee of four hundred seventy-two dollars ($472) from each…
§
(a) In order to qualify as a segregated trust under subdivision (d) of Section 12640.09, a trust sha…
§
A mortgage guaranty insurer transacting the class of insurance defined in paragraph (2) of subdivisi…
§
No mortgage guaranty insurer shall pay any compensation to any person for transacting insurance for …
§
Any person who in this state engages in the business of guaranteeing or insuring land values, or who…
§
The commissioner may suspend or revoke or may deny any license or certificate issued under any provi…
§
It is the intent of the Legislature to ensure that persons covered by a group policy, who become ine…
§
As used in this part, the following terms have the following meanings: (a) “Group policy” means a gr…
§
(a) Any group policy issued, amended, or renewed in this state on or after January 1, 1983, which pr…
§
Conversion coverage shall be required to be made available to an employee or member unless such cove…
§
A converted policy shall be issued effective on the day following the termination of coverage under …
§
The premium for the conversion coverage shall be determined in accordance with the insurer’s rates a…
§
The conversion coverage shall cover the employee or member and his or her dependents who were covere…
§
The insurer shall not be required to issue a converted policy covering any person if such person is …
§
The insurer shall not be required to issue a converted policy covering any person if any of the foll…
§
A converted policy may provide that the insurer may at any time request information from any person …
§
If conversion coverage is issued and benefits are also provided to a person under Section 12678, the…
§
An insurer shall not be required to issue a converted policy providing benefits in excess of those p…
§
The converted policy shall not exclude, as a preexisting condition, any condition covered by the gro…
§
This section does not apply to a policy that primarily or solely supplements Medicare. The commissio…
§
(a) (1) At least 60 days prior to the policy renewal date, an insurer that does not otherwise issue …
§
Subject to the provisions and conditions of this part, if the group policy from which conversion is …
§
Subject to the provisions and conditions of this part, if the group policy from which conversion is …
§
The insurer may, at its option, offer alternative plans for group health conversion in addition to t…
§
(a) In the event coverage would be continued under a group policy on an employee or member following…
§
Notwithstanding any other provision in this part, whenever an employee or member chooses among two o…
§
Notwithstanding any provision in this part to the contrary, a hospital service corporation or any in…
§
A notification of the conversion coverage shall be included in each certificate of coverage or other…
§
Nothing in this part shall prohibit insurers from establishing one or more pools from which the conv…
§
A converted policy which is delivered in a jurisdiction other than this state may be in a form which…
§
On and after January 1, 1985, every insurer and nonprofit hospital service plan issuing group disabi…
§
Notwithstanding any other provision of this part, Sections 12672, 12673, 12674, 12675, 12676, 12677,…
§
The Legislature declares all of the following: (a) Approximately 1.6 million California children, 17…
§
For purposes of this part, the definitions contained in this chapter shall govern the construction o…
§
(a) “Applicant” means a person over the age of 18 years who is a natural or adoptive parent; a legal…
§
“Board” means the Managed Risk Medical Insurance Board.
§
“Child” means a person who is under 19 years of age who is eligible for the program pursuant to Chap…
§
“County organized health system” means a health care organization that contracts with the State Depa…
§
“Family contribution” means the cost to an applicant to enable herself or himself or an eligible chi…
§
“Fund” means the Healthy Families Fund.
§
“Local initiative” means a prepaid health plan that is organized by, or designated by, a county gove…
§
“Participating dental plan” means any of the following plans that is lawfully engaged in providing, …
§
“Participating health plan” means any of the following plans that is lawfully engaged in providing, …
§
“Participating vision care plan” means any of the following plans that is lawfully engaged in provid…
§
“Program” means the Healthy Families Program, which includes a purchasing pool providing health cove…
§
“Purchasing credit member” means an applicant 18 years of age or a child who is eligible for and par…
§
“Subscriber” means an applicant 18 years of age or a child who is eligible for and participates in t…
§
“Supplemental coverage” means coverage purchased by the program from (a) a private health insurer ho…
§
“Geographic managed care plan” means an entity that is operating pursuant to a contract entered into…
§
“Family contribution sponsor” means a person or entity that pays the family contribution on behalf o…
§
The Healthy Families Program is hereby created and shall be administered by the Managed Risk Medical…
§
The board may do all of the following consistent with the standards in this part: (a) Determine elig…
§
During the 2009–10 and 2010–11 fiscal years, the adoption and readoption of regulations to modify he…
§
Until July 1, 2012, the adoption and readoption of regulations to implement subdivision (q) of Secti…
§
The board may use a purchasing pool model, issuance of purchasing credits, supplemental coverage, or…
§
(a) The board shall establish a purchasing pool for coverage of program subscribers to enable applic…
§
(a) The board shall develop a purchasing credit mechanism to enable applicants with access to afford…
§
The program shall be administered without regard to gender, gender identity, gender expression, race…
§
(a) The board shall use appropriate and efficient means to notify families of the availability of he…
§
(a) The board shall assure that written enrollment information issued or provided by the program is …
§
No participating health, dental, or vision plan shall, in an area served by the program, directly, o…
§
(a) The board may pay designated individuals or organizations an application assistance fee, if the …
§
To the extent feasible and permissible under federal law and with receipt of necessary federal appro…
§
(a) The board may establish geographic areas within which participating health, dental, and vision p…
§
Participating health, dental, and vision plans shall have, but need not be limited to, all of the fo…
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(a) Notwithstanding any other provision of law, the board shall not be subject to licensure or regul…
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(a) The board shall contract with a broad range of health plans in an area, if available, to ensure …
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(a) The board shall contract with a sufficient number of dental and vision plans to assure that dent…
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The board shall establish a process for determining which employer-sponsored health plans are eligib…
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The board shall contract with health plans to provide coverage supplemental to that provided by an a…
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(a) The board shall consult and coordinate with the State Department of Health Services in implement…
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Any purchasing credit issued by the board, or a contractor acting on behalf of the board, pursuant t…
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(a) Applicants applying to the purchasing pool shall agree to pay family contributions, unless the a…
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(a) The board shall establish family contribution amounts for purchasing credit members that are equ…
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(a) After two consecutive months of nonpayment of family contributions by an applicant, and a reason…
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“Community provider plan” means that participating health plan in each geographic area that has been…
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The board may prohibit applicants who drop coverage after enrolling in the pool from reenrollment in…
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The program may place a lien on compensation or benefits, recovered or recoverable by a subscriber o…
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The board may adjust payments made to a participating health plan if the board finds that the plan h…
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(a) When an applicant is dissatisfied with any action or inaction of a participating plan in which a…
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(a) The board shall consult and coordinate with the State Department of Health Services to implement…
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(a) A transfer of enrollment from one participating health plan to another may be made by a subscrib…
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The board may negotiate or arrange for stop-loss insurance coverage that limits the program’s fiscal…
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The board shall develop and utilize appropriate cost containment measures to maximize the coverage o…
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A contract entered pursuant to this part shall be exempt from any provision of law relating to compe…
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(a) A health care provider who is furnished documentation of a person’s enrollment in the program sh…
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(a) Coverage provided to subscribers shall meet the federal coverage requirements in Section 2103 of…
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The following provisions apply for subscribers who have been identified by the participating health …
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Notwithstanding any other provision of law, for a subscriber who is determined by the California Chi…
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(a) The board shall determine the dental benefits to be provided to subscribers by the program. Thes…
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Notwithstanding any other provision of law, for a subscriber who is determined by the California Chi…
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(a) Vision benefits shall be provided to subscribers and shall meet the federal coverage requirement…
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“Family value package” means the combination of participating health, dental, and vision plans avail…
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Notwithstanding any other provision of law, for a subscriber who is determined by the California Chi…
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The board shall encourage all plans, including those receiving purchasing credits, that provide serv…
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A child enrolled in the Healthy Families Program who has a medical condition that is eligible for se…
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To be eligible to participate in the program, an applicant shall meet all of the following requireme…
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(a) The board shall monitor applications to determine whether employers and employees have dropped e…
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(a) The board may disapprove an application if it is determined that the children to be covered unde…
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Notwithstanding any other provision of law, children excluded from coverage under Title XXI of the S…
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(a) To the extent federal financial participation is available, and subject to subdivision (e), the …
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(a) The program shall make use of a simple and easy to understand mail-in application process. (b) F…
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(a) Notwithstanding any other provision of law, a child who meets the definition of the term defined…
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(a) The board shall develop safeguards to assure the fiscal integrity of the program. (b) The progra…
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The board shall use due diligence in the creation of participation standards for the program that mi…
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(a) It shall constitute unfair competition for purposes of Chapter 5 (commencing with Section 17200)…
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It shall constitute an unfair labor practice contrary to public policy, and enforceable under Sectio…
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(a) It shall constitute an unfair labor practice contrary to public policy and enforceable under Sec…
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For purposes of Sections 12693.82 and 12693.83, group health coverage includes any group disability …
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Program decisions described in this section may be appealed to the board. If an applicant believes t…
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(a) An appeal shall be filed in writing with the executive director within 60 calendar days of the d…
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(a) Any appellant who files an appeal pursuant to Section 12693.85 shall receive an initial administ…
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In addition to the appeal process established above, the board shall establish a program review proc…
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(a) Administrative hearings of appeals shall be conducted according to the appeal procedures, includ…
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(a) The State Department of Health Services, in conjunction with the Managed Risk Medical Insurance …
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(a) The program shall prepare an annual report in conformance with the requirements of Section 2108 …
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The board shall prepare an evaluation of the program and other state efforts to expand coverage to c…
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(a) The board in consultation with the Department of Alcohol and Drug Programs shall provide the Leg…
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(a) There is hereby created in the State Treasury the Healthy Families Fund which is, notwithstandin…
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The State Department of Health Services and the board may explore and utilize any options available …
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(a) (1) The Medi-Cal-to-Healthy Families Bridge Benefits Program is hereby established to provide an…
§
§ 12693.98a
§
A health care service plan, as defined in subdivision (b) of Section 12693.10, shall include a plan …
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(a) The Legislature finds and declares that the state faces a fiscal crisis that requires unpreceden…
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(a) (1) Notwithstanding any provision of this chapter, a participating health, dental, or vision pla…
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Notwithstanding any other provision of this part, a new subscriber in the program shall be allowed t…
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(a) Effective July 1, 2004, any subscriber who affirmatively selects, or is assigned by default to, …
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(a) The board shall establish the required subscriber copayment levels for specific benefits consist…
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(a) Subject to subdivision (b), commencing four months after the initial federal approval is obtaine…
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(a) Notwithstanding any other provision of law and subject to subdivision (b), a child described in …
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(a) It is the intent of the Legislature to utilize fiscal resources in the most prudent and cost-eff…
§
(a) The Managed Risk Medical Insurance Board shall report to the Legislature on or before January 30…
§
(a) (1) The Healthy Families-to-Medi-Cal Bridge Benefits Program is hereby established to provide an…
§
For purposes of this chapter, “Medi-Cal” means the state health care program established pursuant to…
§
(a) The board and the department, in collaboration with program offices for the California Special S…
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(a) Pursuant to Sections 14005.26 and 14005.27 of the Welfare and Institutions Code, subscribers enr…
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All civil service employees who are currently employed by the Managed Risk Medical Insurance Board, …
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For the purposes of this part, the following terms have the following meanings: (a) “Board” means th…
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(a) (1) If any statute dissolves or terminates the board, any employee of the board who, immediately…
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Any permanent or probationary civil service employee who is employed by the board and assigned to th…
§
The definitions used in this section govern the construction and terms used in this part but shall n…
§
This part shall not apply to: (a) Performance guarantees or service contracts given by either the bu…
§
Home protection contracts and home protection companies, and all matters incident to or concerned wi…
§
The following provisions of this code shall be applicable to home protection contracts and home prot…
§
(a) No person shall issue or offer to issue home protection contracts in this state unless the perso…
§
(a) Any insurance holding company subject to Article 4.7 (commencing with Section 1215) of Chapter 2…
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(a) A home protection company which has issued or renewed an aggregate number of 1,000 or less contr…
§
Any home protection company which has issued and in force, prior to January 1, 1979, any contracts f…
§
(a) A home protection company shall file an annual statement exhibiting its conditions and affairs i…
§
(a) A home protection company shall maintain a reserve for unearned premiums in an amount not less t…
§
A home protection company shall be deemed insolvent whenever its net worth is reduced below 50 perce…
§
A home protection company shall invest only in those assets defined in Article 3 (commencing with Se…
§
The provisions of Article 14.2 (commencing with Section 1063) of Chapter 1 of Part 2 of Division 1, …
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No home protection company shall pay a commission to any person as an inducement or compensation for…
§
(a) The furnishing of a home protection contract without charge to any person shall constitute a vio…
§
(a) A home protection company which was licensed as such on December 31, 1988, and as of that date w…
§
(a) A home protection contract shall specify, in clear and conspicuous terms, the following informat…
§
No home protection contract shall be issued or delivered until a copy of the form thereof is filed w…
§
(a) Any home protection contract shall be noncancellable during the initial term for which it was is…
§
The following definitions apply for purposes of this part: (a) “Motor vehicle” means a self-propelle…
§
(a) Notwithstanding Sections 103 and 116, the following types of agreements covering watercraft or m…
§
(a) No person, other than a seller, shall sell or offer for sale a vehicle service contract to a pur…
§
(a) An obligor who is not a seller shall possess a vehicle service contract provider license. A vehi…
§
(a) Prior to offering a vehicle service contract form to a purchaser or providing a vehicle service …
§
(a) In addition to any other right of rescission an obligor or purchaser may have, an obligor may in…
§
(a) Prior to incurring an obligation under a vehicle service contract, an obligor shall file with th…
§
(a) In the event an insurer cancels a policy that it has filed with the commissioner pursuant to Sec…
§
In lieu of complying with Section 12830, an obligor or its parent company may establish to the commi…
§
(a) Every obligor or its administrator shall maintain at its principal office complete and accurate …
§
Any vehicle service contract obligor or administrator that provides vehicle service contract forms t…
§
(a) An obligor has the burden of proving that a claim is not covered by a service contract. An oblig…
§
The commissioner may adopt regulations necessary or desirable to implement this chapter.
§
The provisions of this part are severable. If any provision of this part or its application is held …
§
A promise to refund some or all of the purchase price of a service contract if the purchaser does no…
§
For purposes of this part, the following definitions shall apply: (a) “Chronic condition” means a co…
§
A policy of pet insurance that is marketed, issued, amended, renewed, or delivered, whether or not i…
§
(a) An insurer transacting pet insurance in California shall disclose all of the following to consum…
§
(a) A person who violates a provision of this part is liable to the state for a civil penalty to be …
§
(a) Whenever the commissioner shall have reason to believe that a person has engaged or is engaging …
§
The commissioner may adopt reasonable rules and regulations, as are necessary to administer this par…
§
At the time a pet insurance policy is issued or delivered to a policyholder, the insurer shall inclu…
§
(a) After disclosure to the consumer, a pet insurer may issue policies that exclude coverage on the …
§
(a) A pet insurer or producer shall not market a wellness program as pet insurance. Marketing materi…
§
(a) The commissioner shall be elected by the people in the same time, place, and manner as the Gover…
§
The commissioner shall be a person competent and fully qualified to perform the duties of the office…
§
The annual salary of the commissioner is provided for by Chapter 6 of Part 1 of Division 3 of Title …
§
The commissioner may employ actuarial, technical, and administrative assistants and clerks, as the c…
§
(a) The commissioner may not accept, use, or in any manner benefit from payments or reimbursements m…
§
On the recommendation of the commissioner the Personnel Board may establish rates of compensation fo…
§
In the administration of the provisions of this code and other insurance laws, the commissioner may …
§
The commissioner shall maintain offices in Sacramento, Los Angeles, San Diego, and the San Francisco…
§
The governmental agency unit heretofore known as the Department of Insurance in the Business, Transp…
§
The following existing positions in the Department of Insurance shall be appointed by the Governor a…
§
Communications to the commissioner or any person in the commissioner’s office in respect to any fact…
§
The commissioner shall determine the sufficiency and validity of all securities required to be given…
§
In addition to and independent of any and all other proper causes for refusal by the commissioner to…
§
(a) The commissioner shall perform all duties imposed upon the commissioner by the provisions of thi…
§
(a) The commissioner shall establish a program on or before July 1, 1991, to investigate complaints …
§
All public records of the department and the commissioner subject to disclosure under Division 10 (c…
§
(a) The commissioner, in person or through employees of the department, shall receive complaints and…
§
(a) The commissioner shall, upon receipt of a written complaint with respect to the handling of an i…
§
The commissioner may in person or through employees of the division meet with persons, organizations…
§
(a) (1) If no fee is designated in this code for the review of filings required to be made pursuant …
§
Notwithstanding any other provision of law, the following shall apply to the adoption by the commiss…
§
(a) The commissioner may do the following: (1) Issue a cease and desist order to a person who has ac…
§
(a) A letter or legal opinion signed by the Commissioner or the Chief Counsel of the Department of I…
§
(a) On or before July 1, 1999, the commissioner shall prepare a written report, to be made available…
§
The commissioner shall, on or before the first day of August in each year, make a report to the Gove…
§
(a) The commissioner shall convene a working group to identify, assess, and recommend risk transfer …
§
(a) With respect to all classes of insurance (1) to (20), inclusive, as defined in Sections 101 to 1…
§
(a) The Department of Managed Health Care and the Department of Insurance shall maintain a joint sen…
§
(a) The commissioner may issue subpoenas and subpoenas duces tecum for witnesses to attend, testify,…
§
The commissioner shall keep and preserve in a permanent form a full record of the commissioner’s pro…
§
The commissioner shall require from every insurer a full compliance with all the provisions of this …
§
(a) In any matter involving compliance with or enforcement of any of the provisions of this code or …
§
(a) As used in this section, “extraordinary circumstances” means circumstances outside of the contro…
§
All statements, estimates, percentages, payments, and calculations, required by this code to be made…
§
Whenever the commissioner ascertains that any insurer or any of its agents, officers or employees or…
§
Whenever facts exist by reason of which, under any provision of this code, or other laws the commiss…
§
(a) Whenever the commissioner believes, from evidence satisfactory to the commissioner, that a perso…
§
(a) The commissioner may order a respondent to provide restitution for a loss arising from the respo…
§
Irrespective of any provision in any law of this state the commissioner, pursuant to this code, has …
§
Offenses under this code, or under other laws relating to insurers, shall be prosecuted and tried in…
§
(a) Service of legal process, notices, or other papers described in or referred to by Section 1452, …
§
(a) The commissioner, by January 1, 1997, shall develop and make available to the general public, in…
§
(a) (1) Escheated funds deposited in the Insurance Fund pursuant to subdivision (a) of Section 1523 …
§
(a) Escheated funds deposited in the Insurance Fund pursuant to subdivision (b) of Section 1517 of t…
§
Notwithstanding any other provision of law, the department shall make available for public inspectio…
§
The Legislature finds and declares all of the following: (a) There are specialized financial institu…
§
(a) The department, California Organized Investment Network (COIN), or any successor thereof, shall …
§
(a) The commissioner may establish and appoint a California Organized Investment Network Advisory Bo…
§
The acts and orders of the commissioner are subject to such review, or other action by a court of co…
§
Any person interested as owner, assignee, pledgee or payee, of any policy and desiring any informati…
§
If the records of his office show the facts or information desired, the commissioner shall prepare h…
§
In such affidavit the insurer shall make a full, true and correct statement of all the desired facts…
§
If such insurer neglects or refuses to make and deliver such affidavit to the commissioner within ni…
§
Immediately after receiving such affidavit from an insurer the commissioner shall certify such affid…
§
If a loss is sustained under a policy of insurance and such policy has been lost or destroyed, all r…
§
Forms of policies filed with the commissioner and writings in respect thereto shall be open to publi…
§
The commissioner shall not withdraw approval of a previously approved policy, except upon those grou…
§
(a) On January 1, 1990, and on every January 1, thereafter, the commissioner shall publish and distr…
§
The commissioner shall, by February 1, 2023, distribute a bulletin soliciting rate applications from…
§
The commissioner shall report to the Governor, the Legislature, and to the committees of the Senate …
§
Each insurer transacting insurance, as defined in Sections 108 and 116, covering liability for any p…
§
The data and other information required to be filed or reported under this article may be transmitte…
§
(a) (1) The department shall develop and implement a coordinated approach to gather, review, and ana…
§
(a) Every pleading issued by the commissioner to initiate a formal enforcement action under this cod…
§
An order or pleading posted on the department’s internet website that is related to a disciplinary p…
§
The commissioner shall require the payment in advance of a fee for copying microfilm records in the …
§
In addition to all other fees required for furnishing copies of instruments or documents filed in hi…
§
The commissioner shall require the payment of one dollar ($1), in advance, as a fee for attaching th…
§
The commissioner shall require, in advance, as a fee for issuing certificates when the fee is not ot…
§
The commissioner shall charge and collect, in advance, the following fees: (a) For filing any applic…
§
If a check in payment of a tax, fee, or penalty is not paid by the bank on which it is drawn on its …
§
Where provision for fees or charges for documents, transcripts, or other materials which may be furn…
§
Whenever by the provisions of this code a form of policy or certificate and any endorsement, rider, …
§
Whenever, by the provisions of this code a duty, right, privilege, or power is imposed or conferred …
§
All examination expense moneys collected by the Department of Insurance under the provisions of Sect…
§
The commissioner may, in any investigation or hearing the commissioner conducts, take or cause to be…
§
(a) All moneys received by the commissioner in payment of lawful fees or reimbursements pursuant to …
§
(a) The Insurance Fund shall, in addition to the funds specified in Section 12975.7, consist of all …
§
(a) The Seismic Safety Account is hereby created as a special account within the Insurance Fund. Mon…
§
All fines, forfeitures, taxes, assessments, restitution, and penalties provided for in this code sha…
§
(a) On and after January 1, 1994, and before January 1, 1995, every insurer whose annual taxes excee…
§
The commissioner may authorize the refund of money received or collected by the department in paymen…
§
(a) Notwithstanding any other law, the commissioner may increase or decrease the fees set forth in t…
§
Notwithstanding the provisions of Section 12978, the commissioner shall establish a schedule of fili…
§
The Financial Responsibility Penalty Account is hereby created in the General Fund. Moneys in the ac…
§
The department shall adopt an accounting system, as recommended by the State Auditor in Report No. 9…
§
On and after October 1, 1995, the department may not levy any fee or fees under Section 736 or 12979…
§
(a) The department shall determine the actual cost of providing each examination as authorized under…
§
The department shall provide the schedule of fees created under Section 12992, as well as the justif…
§
On or before October 1, 1995, the department shall publish a schedule of all fees levied under Secti…
§
(a) Notwithstanding any other provision of this code, all uncontested departmental billings for serv…
§
The commissioner may deny, temporarily or permanently, the privilege of appearing or practicing befo…
§
Any person whose license to practice as an accountant, actuary, or other expert has been revoked or …
§
(a) An application for reinstatement of a person permanently suspended or disqualified under Section…
§
Any person appearing or practicing before the commissioner who has been the subject of an order, jud…
§
Any proceeding brought under any section of this article shall not preclude a proceeding under any o…
§
All hearings held under this article shall be closed to the public, unless the commissioner on the c…
§
(a) An insurer shall cooperate with the Department of Child Support Services to identify claimants w…
§
Notwithstanding any other law, an insurer or insurance company, its directors, agents, and employees…
§
(a) Data obtained pursuant to this article shall only be used for the purpose of identifying claiman…
§
(a) An insurer may satisfy its obligation to identify and report a claimant who owes past-due child …
§
For the purposes of this article, “central reporting organization” means a third-party service that …
§
This article shall become operative on January 1, 2020.
§
The department shall provide any person who files a complaint pursuant to Section 678.5, with the op…
§
Nothing in this chapter shall preclude an insured or other aggrieved party from pursuing any availab…
§
This chapter shall be known and may be cited as the Holocaust Victim Insurance Relief Act of 1999.
§
The Legislature finds and declares the following: (a) During World War II, untold millions of lives …
§
For purposes of this chapter, the following definitions shall apply: (a) “Holocaust victim” means an…
§
The commissioner shall establish and maintain within the department a central registry containing re…
§
(a) Any insurer currently doing business in the state that sold life, property, liability, health, a…
§
Any insurer that knowingly files information about a policy required by this chapter that is false s…
§
The commissioner shall suspend the certificate of authority to conduct insurance business in the sta…
§
The commissioner shall adopt rules to implement this chapter within 90 days of its effective date. T…
§
The commissioner shall request and obtain information from insurers licensed and doing business in t…
§
The commissioner shall obtain the names of any slaveholders or slaves described in those insurance r…
§
Each insurer licensed and doing business in this state shall research and report to the commissioner…
§
Descendants of slaves, whose ancestors were defined as private property, dehumanized, divided from t…
§
The Legislature finds and declares all of the following: (a) Hundreds of thousands of affordable hom…
§
(a) (1) The Department of Insurance shall conduct a study of the property, liability, and builders’ …
§
In conducting the study described in subdivision (a) of Section 13851, the department shall do all o…
§
(a) The department shall submit a report on the study described in subdivision (a) of Section 13851 …
§
Implementation of this chapter is contingent upon an appropriation by the Legislature for purposes o…
§
This chapter shall remain in effect only until January 1, 2031, and as of that date is repealed.
§
An affordable housing entity may join with one or more other affordable housing entities in an arran…
§
(a) The pooling arrangement established pursuant to this division shall not be considered insurance,…
§
(a) An insurance pool that is established pursuant to this division may be organized as a nonprofit …
§
All participating affordable housing entities in any insurance pool, established pursuant to this di…
§
Any insurance pool, established pursuant to this division, shall not insure against any liability th…
§
Nothing in this division shall be construed to authorize an affordable housing entity to pay for, to…
§
For the purpose of this division, “affordable housing” means housing developments in which some of t…
§
For the purpose of this division, an “affordable housing entity” means any of the following: (a) A h…
§
This chapter may be cited as the Insurance Adjuster Act.
§
As used in this chapter: (a) “Commissioner” means the Insurance Commissioner. (b) “Department” means…
§
Nothing in this chapter shall be construed as entitling any person to practice law in this state, un…
§
The department succeeds to and is vested with all the duties, powers, purposes, responsibilities, an…
§
The commissioner may, in accordance with the State Civil Service Act, appoint such inspectors, inves…
§
Every power and duty granted to or imposed upon the commissioner may be exercised by any other offic…
§
The commissioner may adopt and enforce reasonable rules: (a) Fixing the qualifications of licensees …
§
(a) A person shall not engage in a business regulated by this chapter, or act or assume to act as, o…
§
An insurance adjuster within the meaning of this chapter is a person other than a private investigat…
§
This chapter does not apply to: (a) (1) A person employed exclusively and regularly by one employer …
§
(a) In the event of an emergency situation as declared by the commissioner, claims arising out of th…
§
An application for a license under this chapter shall be on a form prescribed by the commissioner an…
§
An application shall be verified and shall include: (a) The full name and business address of the ap…
§
Before an application for a license is granted, the applicant, or his or her manager, shall meet all…
§
The commissioner may require an applicant, or his or her manager, to demonstrate his or her qualific…
§
Where a person who is or has been licensed under this chapter has been found by the commissioner to …
§
Payment of the application fee prescribed by this chapter entitles an applicant, or his or her manag…
§
After a hearing the commissioner may deny a license unless the application makes a showing satisfact…
§
The commissioner may, without hearing, deny a license if the applicant has committed any act or crim…
§
(a) The business of each licensee shall be operated under the active direction, control, charge, or …
§
Whenever the individual on the basis of whose qualifications a license under this chapter has been o…
§
Whenever a hearing is held under this chapter to determine whether an application for a license shou…
§
The form and content of the license shall be determined by the commissioner in accordance with Secti…
§
The license shall at all times be posted in a conspicuous place in the principal place of business o…
§
Upon the issuance of a license, a pocket card of such size, design, and content as may be determined…
§
A licensee shall, within 30 days after such change, notify the department of any change of his or he…
§
A license issued under this chapter is not assignable.
§
A licensee shall at all times be legally responsible for the good conduct in the business of each of…
§
(a) Any licensee or officer, director, partner, or manager of a licensee may divulge to any law enfo…
§
No person licensed as an insurance adjuster shall do any of the following: (a) Fail to disclose his …
§
Any badge or cap insignia worn by a person who is a licensee, officer, director, partner, manager, o…
§
Each licensee shall maintain a record containing such information relative to his or her employees a…
§
A licensee shall not conduct a business under a fictitious or other business name unless and until h…
§
Each licensee shall file with the commissioner the complete address of his or her principal place of…
§
Every advertisement by a licensee soliciting or advertising business shall contain his or her name, …
§
A licensee shall not advertise or conduct business from any location other than that shown on the re…
§
(a) (1) The department shall annually prepare and deliver to every person licensed under this chapte…
§
(a) For a claim under a policy of residential property insurance arising as a result of a state of e…
§
(a) A license shall not be issued under this chapter unless the applicant files with the commissione…
§
The bond required by this article shall be taken in the name of the people of this state and every p…
§
(a) Every licensee who is required by this article to file a surety bond or a certificate of insuran…
§
In lieu of the surety bond required by this article there may be deposited with the State of Califor…
§
Bonds executed and filed with the commissioner pursuant to this article shall remain in force and ef…
§
Except as otherwise required to comply with the provisions of Article 6 (commencing with Section 140…
§
The commissioner may suspend or revoke a license issued under this chapter or may issue a restricted…
§
The commissioner may, without hearing, suspend or revoke a license issued under this chapter, or may…
§
The record of conviction, or a certified copy thereof, shall be conclusive evidence of the convictio…
§
The commissioner may suspend or revoke a license issued under this chapter or may issue a restricted…
§
The commissioner may suspend or revoke a license issued under this chapter or may issue a restricted…
§
(a) The commissioner may, at any time, deny, suspend, or revoke a nonlicensed adjuster’s registratio…
§
The commissioner, in lieu of suspending or revoking a license issued under this chapter for violatio…
§
As used in this article, “presiding officer” means the executive officer of the Office of Administra…
§
The acceptance by a nonresident licensee of any of the rights and privileges conferred upon him or h…
§
The acceptance of such rights and privileges as evidenced by such act shall signify the agreement of…
§
Service shall be made by leaving a copy of the accusation, together with a notice of defense and sta…
§
A notice of such service and a copy of the accusation, together with the notice of defense and state…
§
Proof of compliance with Section 14074 shall be made in the event of service by mail by affidavit of…
§
The commissioner, or if the proceeding is heard before a hearing officer of the Office of Administra…
§
The presiding officer shall keep a record of all process served upon him or her pursuant to this art…
§
As used in this article, “nonresident” means a person who is not a resident of this state at the tim…
§
Any person who knowingly falsifies the fingerprints or photographs submitted under subdivision (f) o…
§
(a) Upon application, the commissioner shall issue a crop insurance adjuster license to a person who…
§
Every license, branch office certificate, and pocket card issued pursuant to this chapter shall expi…
§
(a) An individual who holds an insurance adjuster license and who is not exempt under subdivision (b…
§
Notwithstanding Section 14090, the commissioner may establish license periods and renewal dates for …
§
Except as otherwise provided in this article, an expired license or branch office certificate may be…
§
A suspended license or branch office certificate is subject to expiration and shall be renewed as pr…
§
A revoked license or branch office certificate is subject to expiration as provided in this article,…
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A license or branch office certificate which is not renewed within one year after its expiration may…
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The amount of fees prescribed by this chapter, unless otherwise fixed, is that fixed in the followin…
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The department shall receive and account for all money derived from the operation of this chapter an…
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Application or license fee shall not be refunded except in accordance with Section 158 of the Busine…
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This chapter may be cited as the Public Insurance Adjusters Act.
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As used in this chapter, the following terms have the following meanings: (a) “Apprentice public ins…
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Nothing in this chapter shall be construed as entitling any person to practice law in this state, un…
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The commissioner may, in accordance with the State Civil Service Act, appoint those inspectors, inve…
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Every power and duty granted to or imposed upon the commissioner may be exercised by any other offic…
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The commissioner may adopt and enforce reasonable rules: (a) Fixing the qualifications of licensees …
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(a) No person shall engage in a business regulated by this chapter, or act or assume to act as, or r…
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A public insurance adjuster within the meaning of this chapter is a person who, for compensation, ac…
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This chapter does not apply to any of the following: (a) An attorney at law admitted to practice in …
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An application for a license under this chapter shall be on a form prescribed by the commissioner an…
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(a) The applicant shall complete a 20-hour prelicensing course of study for the lines of authority f…
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An application shall be verified and shall include all of the following: (a) The full name and busin…
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Before an application for a license is granted, the applicant shall meet all of the following requir…
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The license issued by the commissioner shall include, but not be limited to, adjusting claims for fi…
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Each applicant for a license as a public insurance adjuster shall, prior to issuance of the license,…
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(a) The apprentice public insurance adjuster license is a license to facilitate the training necessa…
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(a) A nonresident license shall be issued by the commissioner to qualified persons who meet the requ…
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After a hearing, the commissioner may deny a license unless the applicant makes a showing satisfacto…
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The commissioner may, without hearing, deny an application if the applicant has committed any act or…
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Whenever a hearing is held under this chapter to determine whether an applicant for a license should…
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The form and content of the license shall be determined by the commissioner.
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The license shall at all times be posted in a conspicuous place in the principal place of business o…
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Upon the issuance of a license, a pocket card of that size, design, and content as may be determined…
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A license issued under this chapter is not assignable.
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Each licensee shall file with the commissioner the complete address of his or her principal place of…
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A licensee shall within 30 days of the change notify the department of any change of his or her addr…
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A licensee shall not advertise or conduct business from any location other than that shown on the re…
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(a) A licensee shall not, directly or indirectly, act within this state as a public insurance adjust…
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(a) In addition to the restrictions in subdivision (e) of Section 15027, a licensee shall not solici…
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Any person acting as a public adjuster who has executed a contract as described in Section 15027 is …
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No person licensed as a public insurance adjuster shall do any of the following: (a) Use any misrepr…
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(a) A public insurance adjuster shall maintain a complete record of each of his or her transactions …
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All funds received as claim proceeds by any person acting as a public insurance adjuster are receive…
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(a) A public adjuster who receives, accepts, or holds any funds on behalf of an insured towards the …
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No person shall concurrently hold a license under the provisions of this chapter and the provisions …
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Each licensee shall maintain a record containing that information relative to his or her employees a…
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(a) A licensee shall not conduct a business under a fictitious or other business name unless and unt…
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Every advertisement by a licensee soliciting or advertising business shall contain his or her name, …
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No license shall be issued under this chapter unless the applicant files with the commissioner a sur…
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The bond required by this chapter shall be taken in the name of the people in the state and every pe…
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Every licensee shall at all times maintain on file the surety bond required by this chapter in full …
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In lieu of the surety bond required by this chapter there may be deposited with the State of Califor…
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Bonds executed and filed with the commissioner pursuant to this chapter shall remain in force and ef…
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Except as otherwise required to comply with the provisions of Article 6 (commencing with Section 150…
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The commissioner may suspend or revoke a license issued under this chapter if he or she determines t…
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The commissioner may, without hearing, suspend or revoke a license issued under this chapter if he o…
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The record or conviction, or a certified copy thereof, shall be conclusive evidence of the convictio…
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The commissioner shall suspend or revoke a license issued under this chapter if the commissioner det…
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The commissioner may suspend or revoke a license issued under this chapter if the commissioner deter…
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The commissioner, in lieu of suspending or revoking a license issued under this chapter for violatio…
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As used in this article, “presiding officer” means the Executive Officer of the Office of Administra…
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The acceptance of a nonresident licensee of any of the rights and privileges conferred upon him or h…
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The acceptance of such rights and privileges as evidenced by such act shall signify the agreement of…
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Service shall be made by leaving a copy of the accusation, together with notice of defense and state…
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A notice of that service and a copy of the accusation, together with the notice of defense and state…
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Proof of compliance with Section 15048 shall be made in the event of service by mail by affidavit of…
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The commissioner, or if the proceeding is heard before a hearing officer of the Office of Administra…
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The presiding officer shall keep a record of all process served upon him or her pursuant to this art…
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As used in this article, “nonresident” means a person who is not a resident of this state at the tim…
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A person who knowingly falsifies the fingerprints or photographs submitted under subdivision (f) of …
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Every license, branch office certificate, and pocket card issued pursuant to this chapter shall expi…
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Notwithstanding Section 15054, the commissioner may establish license periods and renewal dates for …
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(a) Except as otherwise provided in this article, an expired license or branch office certificate ma…
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A suspended license or branch office certificate is subject to expiration and shall be renewed as pr…
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A revoked license or branch officer certificate is subject to expiration as provided in this article…
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A license or branch office certificate which is not renewed within one year after its expiration may…
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(a) An individual who holds a public insurance adjuster license and who is not exempt under subdivis…
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A person who fails to meet the requirements imposed by Section 15059.1, and who has not been granted…
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The amount of fees prescribed by this chapter is that in the following schedule: (a) The fee for the…
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The department shall receive and account for all moneys derived from the operation of this chapter a…
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Application or license fees shall not be refunded pursuant to Section 1751.5.
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As used in this chapter, “state of emergency” means a state of emergency or local emergency as defin…
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This chapter shall apply to all insurers insuring real or personal property in the state, and any ot…
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The purpose and function of the disaster assessment teams is solely to determine the staffing and su…
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In order to ensure an adequate response to disasters, the Legislature finds it necessary and appropr…
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The commissioner shall establish insurance disaster assessment teams in accordance with the provisio…
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(a) Each team shall consist of not more than seven insurance representatives. Insurers doing busines…
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Upon the occurrence of any state of emergency involving property damage, the commissioner may requir…
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State and local law enforcement officials shall permit an insurance disaster assessment team to have…
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The insurance disaster assessment team may use any of the following techniques to assess the amount …
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The insurance disaster assessment team shall make a general assessment of the amount and types of da…
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The insurance disaster assessment team shall compile its findings into a report and submit the repor…
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The commissioner, in consultation with the Office of Emergency Services and other emergency service …
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(a) In accordance with the methods established under Section 16020, the commissioner shall issue ide…
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The commissioner shall distribute identification badges to insurance adjusters for the purpose of id…
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(a) The commissioner, in cooperation with insurers, the Office of Emergency Services, and other emer…
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Any privately owned or operated resources hired by an insurer for the purpose of protecting structur…