Maryland
Insurance
1,911 entries
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§1–101. (a) In this article the following words have the meanings indicated. (a–1) “Active duty” has…
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§1–201. A person that engages in or transacts insurance business in the State, or performs an act re…
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§1–202. (a) This article does not apply to: (1) a fraternal benefit society, except as provided in T…
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§1–203. (a) (1) In this section the following words have the meanings indicated. (2) “Certificate of…
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§1–203.1. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Utility …
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§1–204. Except for provisions governing the reporting and investigation of workers’ compensation ins…
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§1–205. (a) A county or municipal corporation of the State may not: (1) require an insurer, insuranc…
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§1–206. The provisions of this article supersede any inconsistent provisions of any other part of th…
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§1–207. A provision of this article that relates to a particular kind of insurance, particular type …
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§1–208. A requirement in this article that a document be under oath means that the document shall be…
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§1–301. In addition to any administrative penalty otherwise applicable, a person that willfully viol…
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§2–101. (a) (1) There is a Maryland Insurance Administration. (2) The Administration is an independe…
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§2–102. (a) (1) The Commissioner shall establish divisions or sections in the Administration, along …
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§2–103. (a) (1) The Governor shall appoint the Commissioner with the advice and consent of the Senat…
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§2–104. (a) (1) Subject to the approval of the Governor, the Commissioner shall appoint a Deputy Com…
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§2–105. (a) In this section, “Secretary” means the Secretary of Budget and Management. (b) All emplo…
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§2–106. Except as otherwise provided by law, all skilled service employees of the Administration sha…
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§2–107. (a) Except as provided in subsection (b) of this section, the Commissioner or a deputy, exam…
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§2–108. IN EFFECT In addition to any powers and duties set forth elsewhere by the laws of the State,…
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§2–109. (a) The Commissioner may adopt regulations to: (1) carry out this article; (2) establish, ma…
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§2–110. (a) No later than December 31 of each year, the Commissioner shall prepare an annual report …
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§2–111. (a) The Commissioner shall keep records of official transactions, examinations, investigatio…
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§2–112. (a) Fees for the following certificates, licenses, permits, and services shall be collected …
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§2–112.2. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mea…
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§2–112.3. (a) In this section, “Fund” means the Health Care Regulatory Fund. (b) There is a Health C…
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§2–113. (a) Subject to the approval of the Treasurer, the Commissioner may provide by regulation for…
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§2–114. (a) The following money shall be considered general funds of the State: (1) except as provid…
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§2–115. (a) The Commissioner shall adopt regulations that may be applied when: (1) the Governor has …
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§2–116. (a) The Commissioner may send a notice or other communication by electronic means if: (1) th…
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§2–201. (a) The Commissioner may bring an action in a court of competent jurisdiction to enforce thi…
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§2–202. (a) (1) Notwithstanding any other law and except as provided in paragraph (2) of this subsec…
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§2–203. (a) With respect to an examination, investigation, or hearing conducted by the Commissioner,…
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§2–204. (a) An order or notice of the Commissioner must be in writing and signed by the Commissioner…
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§2–205. (a) In this section, “analysis” means a process by which the Commissioner collects and analy…
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§2–206. When advisable to determine compliance with this article, the Commissioner may examine the a…
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§2–207. (a) (1) The Commissioner shall conduct an examination of an insurer, health maintenance orga…
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§2–208. IN EFFECT (a) Subject to subsection (b) of this section, the expense incurred in an examinat…
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§2–209. (a) The Commissioner or an examiner shall make a complete report of each examination made un…
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§2–209.1. (a) In this section, “supervisory college” means a forum for cooperation and communication…
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§2–209.2. (a) (1) In this section the following words have the meanings indicated. (2) “Group–wide s…
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§2–210. (a) (1) The Commissioner may hold hearings that the Commissioner considers necessary for any…
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§2–211. (a) (1) At least 10 days before a hearing, the Commissioner shall give notice of the hearing…
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§2–212. (a) (1) Except as provided in paragraph (2) of this subsection, a demand for a hearing stays…
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§2–213. (a) (1) Except as otherwise provided in this subsection, all hearings shall be open to the p…
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§2–214. (a) In holding a hearing under this subtitle the Commissioner sits in a quasi-judicial capac…
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§2–215. (a) An appeal under this subtitle may be taken only from: (1) an order resulting from a hear…
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§2–301. In this subtitle, “Program” means the Consumer Education and Advocacy Program.
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§2–302. (a) There is a Consumer Education and Advocacy Program. (b) The Commissioner may use the Con…
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§2–303. The purposes of the Program include: (1) providing information and helping consumers with th…
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§2–303.1. (a) The Administration shall serve as the single point of entry for consumers to access an…
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§2–303.2. (a) The Administration shall prepare annually a comparison guide of medical professional l…
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§2–304. (a) To carry out the Program, the Commissioner may employ a staff in accordance with the Sta…
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§2–305. (a) The Commissioner may adopt regulations to carry out the Program. (b) Each year, the Comm…
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§2–401. (a) In this subtitle the following words have the meanings indicated. (b) “Fraud Division” m…
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§2–402. There is an Insurance Fraud Division in the Administration.
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§2–403. (a) The head of the Fraud Division is an Associate Commissioner of Insurance. (b) (1) The As…
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§2–404. The Commissioner shall request the Secretary of State Police to assign one or more State Pol…
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§2–405. The Fraud Division: (1) has the authority to investigate each person suspected of engaging i…
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§2–406. (a) Notwithstanding any other provision of law, a criminal prosecution for engaging in insur…
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§2–408. The Office of the Attorney General shall report to the Fraud Division on each case not prose…
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§2–501. (a) In this subtitle the following words have the meanings indicated. (b) “Assessment” means…
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§2–502. (a) The Commissioner shall collect an annual assessment fee from each insurer as provided in…
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§2–503. (a) The Commissioner shall collect the annual assessment fee from each insurer as calculated…
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§2–504. (a) The assessment fee imposed on insurers under this subtitle is in lieu of any life insura…
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§2–505. (a) There is an Insurance Regulation Fund that consists of: (1) all revenue received through…
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§2–506. (a) (1) On or before March 1 of each year, each insurer subject to this subtitle shall file …
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§2–507. The Commissioner may adopt regulations necessary to implement any provision of this subtitle…
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§3–101. This subtitle applies to each stock insurer and each mutual insurer that engages in or propo…
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§3–102. (a) Except as otherwise specifically provided in this article, each domestic insurer shall c…
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§3–103. (a) A domestic insurer may be formed for insurance purposes under Title 2 of the Corporation…
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§3–104. (a) The articles of incorporation of each domestic insurer and any amendment to its charter …
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§3–105. (a) A person proposing to form a mutual insurer may not solicit in the State applications or…
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§3–106. To qualify for a certificate of authority to engage in the insurance business, a mutual insu…
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§3–107. (a) A mutual insurer that proposes to or writes assessable policies must comply with all app…
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§3–108. After being authorized to engage in one kind of insurance business, a mutual insurer may be …
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§3–109. (a) If the minimum surplus of a stock insurer required to be maintained by § 4-105 of this a…
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§3–110. (a) (1) Except as provided in § 3-113 of this subtitle for nonassessable policies, each memb…
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§3–111. (a) The directors of a domestic mutual insurer shall assess its members who, at any time dur…
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§3–112. (a) The determination by the domestic mutual insurer of the total assessment under § 3-111 o…
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§3–113. (a) If a domestic mutual insurer has surplus funds at least equal to the paid-in capital sto…
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§3–114. (a) A domestic stock insurer or domestic mutual insurer may: (1) issue any or all of its pol…
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§3–115. (a) The directors of a domestic mutual insurer periodically may apportion and pay or credit …
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§3–116. (a) (1) A director, officer, or member of a stock insurer or mutual insurer or any other per…
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§3–117. (a) (1) Except as provided in subsection (d) of this section, an authorized insurer or its s…
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§3–118. A domestic stock insurer or domestic mutual insurer may not enter into an agreement in which…
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§3–119. (a) In this section, “equity security” means: (1) stock or a similar security; (2) a securit…
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§3–120. (a) This section does not apply to mutualization under a court order in connection with the …
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§3–121. (a) A domestic mutual insurer may become a stock insurer under a plan and procedure that is …
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§3–121.1. (a) (1) In this section the following words have the meanings indicated. (2) “Mutual insur…
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§3–122. (a) Except as otherwise provided in this section, the provisions of the Corporations and Ass…
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§3–123. (a) (1) One or more mutual insurers organized under the laws of any state may consolidate or…
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§3–123.1. (a) Unless otherwise prohibited under this article and subject to the prior approval of th…
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§3–124. (a) A domestic stock insurer may reinsure with another insurer all or substantially all of i…
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§3–125. (a) After compliance with this section, a domestic mutual insurer may reinsure with a stock …
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§3–126. (a) (1) A foreign insurer authorized to engage in the insurance business in the State may be…
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§3–127. (a) (1) In this section the following words have the meanings indicated. (2) “Offer to sell”…
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§3–128. (a) In this section, “reciprocating state” means a state under the laws of which a prohibiti…
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§3–201. In this subtitle, “subscriber” means a person that exchanges a mutual agreement of indemnity…
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§3–202. Except as expressly provided otherwise in this subtitle, this subtitle applies to foreign re…
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§3–203. (a) A reciprocal insurer may be authorized to engage in the insurance business if the recipr…
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§3–204. (a) Twenty-five or more persons domiciled in the State may organize a domestic reciprocal in…
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§3–205. (a) (1) When filing the declaration required by § 3-204 of this subtitle, the attorney in fa…
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§3–206. After payment of the applicable fee required by § 2-112 of this article, the Commissioner sh…
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§3–207. (a) A certificate of authority authorizes a reciprocal insurer to engage in one kind or a co…
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§3–208. In addition to any other grounds for denial, suspension, or revocation of a certificate of a…
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§3–209. A reciprocal insurer: (1) shall have and use a business name that includes the word “recipro…
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§3–210. The annual statement of a reciprocal insurer shall: (1) be made and filed by the attorney in…
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§3–211. (a) The Commissioner shall determine the financial condition of a reciprocal insurer in acco…
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§3–212. (a) The attorney in fact of a reciprocal insurer may be an individual, firm, or corporation.…
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§3–213. (a) An individual, partnership, or corporation of the State may make application, enter into…
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§3–214. (a) The advisory committee of a domestic reciprocal insurer that exercises the subscribers' …
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§3–215. (a) Modification of the terms of the subscribers' agreement or power of attorney of a domest…
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§3–216. (a) (1) Except as to a nonassessable policy, each subscriber has a contingent assessment lia…
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§3–217. (a) Assessments periodically may be levied on the subscribers of a domestic reciprocal insur…
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§3–218. (a) If a reciprocal insurer has a surplus of assets over all liabilities at least equal to t…
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§3–219. (a) (1) The attorney in fact of a reciprocal insurer: (i) periodically may fix and determine…
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§3–220. (a) This section does not apply to bank loans or to loans for which security is given. (b) T…
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§3–221. (a) A domestic reciprocal insurer may merge with another reciprocal insurer or be converted …
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§3–222. (a) If the assets of a reciprocal insurer at any time are insufficient to maintain the requi…
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§3–301. (a) In this subtitle the following words have the meanings indicated. (b) “Act” means the fe…
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§3–302. (a) This subtitle does not apply to: (1) life insurance; (2) health insurance, except as pro…
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§3–303. Except as provided in § 3-319(b) of this subtitle, this subtitle does not limit the right of…
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§3–304. The Commissioner may adopt reasonable regulations consistent with this subtitle to: (1) carr…
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§3–305. A report, affidavit, or return that must be filed under this subtitle complies with the fili…
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§3–306. (a) Surplus lines insurance may be procured from an unauthorized insurer if: (1) for surplus…
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§3–306.1. (a) (1) A diligent search required by § 3–306 of this subtitle shall be deemed completed i…
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§3–306.2. (a) Subject to subsections (b) through (e) of this section, disability insurance and short…
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§3–307. (a) An affidavit that sets forth the facts referred to in § 3–306 of this subtitle and any o…
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§3–308. Each insurance contract or confirmation procured and delivered under this subtitle shall be:…
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§3–309. (a) An insurance contract procured as surplus lines coverage from an unauthorized insurer in…
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§3–310. (a) Except as provided in subsection (b) of this section, a person must obtain a certificate…
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§3–311. An applicant for a certificate of qualification shall: (1) be qualified as an insurance prod…
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§3–312. An applicant for a certificate of qualification shall: (1) file with the Commissioner an app…
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§3–313. (a) Before the Commissioner issues a certificate of qualification to an applicant, the appli…
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§3–314. The Commissioner shall issue a certificate of qualification to each applicant who meets the …
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§3–315. A qualified surplus lines broker may: (1) accept and place surplus lines insurance business …
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§3–316. (a) Unless a certificate of qualification is renewed for a 2–year term as provided in this s…
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§3–316.1. (a) On or before September 30 of the renewal year, a person whose surplus lines broker’s c…
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§3–317. (a) The Commissioner may suspend or revoke the certificate of qualification of a surplus lin…
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§3–318. (a) The Commissioner may not approve an insurer as a surplus lines insurer unless the insure…
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§3–319. (a) A surplus lines broker may not place surplus lines insurance with an unauthorized insure…
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§3–320. (a) In any question that arises under the coverage between an unauthorized insurer and the i…
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§3–321. (a) (1) On placing surplus lines coverage, a surplus lines broker promptly shall deliver to …
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§3–322. (a) Each surplus lines broker shall keep separate records and accounts of all business trans…
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§3–324. (a) This section does not apply to insurance of risks of the State or a political subdivisio…
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§3–325. (a) On or before March 15 and September 15 of each year, or at another interval that the Com…
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§3–326. (a) A surplus lines broker may not: (1) knowingly or negligently deliver a false binder or c…
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§3–327. This subtitle is the Surplus Lines Insurance Law.
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§4–101. (a) (1) Except as otherwise provided in this article, a person may not act as an insurer and…
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§4–102. (a) To engage in the insurance business in the State, an insurer must: (1) be in compliance …
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§4–103. (a) Capital and surplus requirements for an insurer shall be based on all the kinds of insur…
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§4–104. (a) Except as otherwise provided in this article, to qualify for a certificate of authority …
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§4–104.1. Notwithstanding the provisions of § 4–104 of this subtitle, a title insurer domiciled in t…
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§4–105. (a) In addition to the minimum capital stock required by § 4-104 of this subtitle, to qualif…
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§4–105.1. Notwithstanding the provisions of § 4–105 of this subtitle, a title insurer domiciled in t…
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§4–106. (a) Except as provided in subsections (b) and (c) of this section, to qualify for a certific…
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§4–107. (a) On the form that the Commissioner provides, each insurer applying for a certificate of a…
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§4–108. An applicant for an initial certificate of authority shall: (1) file with the Commissioner a…
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§4–109. (a) Within a reasonable time after the filing of a completed application for an initial cert…
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§4–110. A certificate of authority shall state the kind or combination of kinds of insurance busines…
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§4–111. (a) Except as otherwise provided in this section, a certificate of authority authorizes an i…
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§4–112. (a) A certificate of authority expires on the first June 30 after its effective date unless …
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§4–113. (a) The Commissioner shall deny a certificate of authority to an applicant or refuse to rene…
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§4–114. (a) Without notice and before hearing, the Commissioner may issue and have served on an insu…
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§4–115. (a) (1) In this section the following words have the meanings indicated. (2) “Domestic reins…
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§4–116. (a) (1) On or before March 1 of each year, unless the Commissioner extends the time for good…
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§4–117. (a) At the time of payment, if the payment has been specifically authorized by the claimant’…
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§4–118. (a) The Commissioner may not recognize any person as a qualified independent certified publi…
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§4–201. (a) In this section, “industrial insured” means an insured that: (1) procures the insurance …
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§4–202. (a) The General Assembly finds that: (1) many residents of the State hold policies issued by…
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§4–203. (a) This section does not apply to: (1) acceptance of service of process; (2) surplus lines …
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§4–204. (a) (1) A person may not accept for publication or printing in a newspaper, magazine, or oth…
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§4–205. (a) This section does not apply to: (1) the lawful transaction of surplus lines insurance; (…
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§4–206. (a) An unauthorized foreign insurer or unauthorized alien insurer is deemed to have appointe…
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§4–207. (a) (1) An unauthorized insurer or person that does an act of insurance business listed in §…
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§4–208. (a) This section does not apply to: (1) lawfully procured surplus lines insurance; or (2) in…
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§4–209. (a) This section does not apply to: (1) premiums on lawfully procured surplus lines insuranc…
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§4–210. (a) In this section, “insured” includes an industrial insured who procures insurance of a ri…
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§4–211. (a) This section does not apply to wet marine and transportation insurance. (b) (1) If an in…
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§4–211.1. (a) (1) In this section the following words have the meanings indicated. (2) “Act” has the…
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§4–212. An unauthorized insurer or person that violates this subtitle is subject to a civil penalty …
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§4–301. (a) In this subtitle the following words have the meanings indicated. (b) “Adjusted RBC repo…
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§4–302. It is the public policy of the State that, in order to safeguard the solvency of the insuran…
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§4–303. (a) (1) (i) On or before the filing date, each domestic insurer shall prepare and submit to …
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§4–304. (a) (1) A life insurer’s or fraternal benefit society’s risk based capital shall be determin…
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§4–305. (a) A company action level event occurs: (1) when an insurer files an RBC report that indica…
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§4–306. (a) A regulatory action level event occurs when: (1) an insurer files an RBC report that ind…
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§4–307. (a) An authorized control level event occurs when: (1) an insurer files an RBC report that i…
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§4–308. (a) A mandatory control level event occurs when: (1) an insurer files an RBC report that ind…
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§4–309. (a) An insurer may challenge any of the following determinations made or actions taken by th…
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§4–310. (a) All RBC reports and RBC plans related to any domestic insurer or foreign insurer that ar…
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§4–311. (a) The provisions of this subtitle are supplemental to other laws of the State, and may not…
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§4–312. (a) On written request of the Commissioner, a foreign insurer shall: (1) submit to the Commi…
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§4–313. There is no liability on the part of, and no cause of action arises against, the Commissione…
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§4–314. All notices by the Commissioner to an insurer that may result in regulatory action under thi…
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§4–401. (a) This section applies to: (1) each insurer that provides professional liability insurance…
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§4–402. (a) Medical files on applicants and claimants that are compiled by insurers under policies o…
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§4–403. (a) Except as provided in subsection (b), (c), or (d) of this section, an insurer, or an ins…
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§4–404. If a life insurer denies a policy of life insurance to an applicant, the life insurer shall …
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§4–405. (a) (1) Each insurer providing professional liability insurance to a health care provider in…
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§4–501. (a) In this subtitle the following words have the meanings indicated. (b) “Corporate Governa…
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§4–502. (a) The requirements of this subtitle apply only to insurers domiciled in this State. (b) Su…
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§4–503. (a) (1) Not later than June 1 each calendar year beginning in 2020, an insurer or the insura…
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§4–504. (a) (1) Subject to paragraph (2) of this subsection, an insurer or the insurance group of wh…
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§4–505. (a) Any documents, materials, or other CGAD–related information, including a CGAD, relating …
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§4–506. (a) (1) The Commissioner may retain, at an insurer’s expense, third–party consultants as may…
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§4–507. (a) Subject to § 2–210 of this article, an insurer that fails to timely submit a CGAD to the…
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§4–508. The Commissioner may adopt regulations to carry out this subtitle.
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§4–509. This subtitle may be cited as the Corporate Governance Annual Disclosure Act.
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§5–101. (a) In determining the financial condition of an insurer, the following assets that the insu…
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§5–102. (a) Notwithstanding § 5-101 of this subtitle, in determining the financial condition of an i…
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§5–103. In determining the financial condition of an insurer, capital stock and liabilities to be ch…
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§5–104. (a) (1) In this section the following words have the meanings indicated. (2) “Backplant” mea…
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§5–201. (a) (1) In this section the following words have the meanings indicated. (2) “Operative date…
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§5–201.1. (a) (1) In this section the following words have the meanings indicated. (2) “Accident and…
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§5–202. (a) If the Commissioner determines that an insurer’s unearned premium reserve is inadequate,…
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§5–203. (a) An insurer shall maintain active life reserves for all health insurance policies. (b) Th…
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§5–205. (a) Except as provided in subsection (e) of this section, each insurer shall maintain unearn…
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§5–206. (a) (1) In this section, “risk premiums” means the amount charged for the assumption of risk…
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§5–301. (a) In this subtitle the following words have the meanings indicated. (b) “Accident and heal…
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§5–301.1. (a) (1) (i) Subject to subparagraph (ii) of this paragraph, the Commissioner annually shal…
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§5–302. Except as otherwise provided in §§ 5-305 and 5-306 of this subtitle, the minimum standard fo…
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§5–303. (a) Except as otherwise provided in §§ 5–305 and 5–306 of this subtitle for group annuity co…
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§5–304. (a) (1) Except as otherwise provided in §§ 5–305 and 5–306 of this subtitle, the minimum sta…
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§5–305. (a) (1) Except as provided in § 5–306 of this subtitle and subject to paragraph (3) of this …
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§5–306. (a) (1) In this section the following words have the meanings indicated. (2) “Change in fund…
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§5–307. (a) (1) In this subsection, “guaranteed benefits” means future guaranteed life insurance and…
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§5–308. (a) (1) Except as provided in paragraph (2) of this subsection, this section applies to all …
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§5–309. (a) This section does not apply to reserves for disability and accidental death benefits and…
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§5–310. (a) Subject to subsection (b) of this section, the Commissioner may establish any category o…
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§5–311. (a) (1) Except as provided in subsection (b) of this section, if in any contract year the gr…
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§5–312. (a) This section applies to: (1) a plan of life insurance that provides for future premiums …
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§5–313. (a) Except as provided in subsection (e) or (g) of this section, for life insurance policies…
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§5–314. (a) For policies and contracts specified in the valuation manual, a company shall establish …
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§5–315. A company shall submit the mortality data, morbidity data, policyholder behavior, expense ex…
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§5–316. (a) In this section, “confidential information” means: (1) a memorandum in support of an opi…
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§5–317. (a) The Commissioner may exempt a specific product form or product line of a domestic compan…
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§5–401. (a) (1) Except for securities subject to amortization and except as otherwise provided in th…
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§5–402. (a) This section applies to a bond or other evidence of indebtedness that: (1) has a fixed t…
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§5–403. Valuations under this subtitle may not be inconsistent with applicable valuations or methods…
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§5–501. Except for § 5-502 of this subtitle, this subtitle applies only to domestic life insurers.
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§5–502. (a) For purposes of this section, the domicile in the United States of an alien insurer, oth…
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§5–503. (a) The eligibility of an investment shall be determined as of the date of the making or acq…
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§5–504. (a) A life insurer may not purchase an investment or security at a price above its market va…
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§5–505. (a) (1) In this section the following words have the meanings indicated. (2) “Board” means t…
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§5–506. (a) In addition to investments otherwise excluded under this article, a life insurer may not…
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§5–507. (a) This section does not apply to: (1) policy loans made under this subtitle; or (2) genera…
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§5–508. (a) A life insurer may lend to its policyholder on the policy as collateral security an amou…
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§5–509. (a) The definitions in § 5-511 of this subtitle apply in this section. (b) This section does…
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§5–510. (a) Before investing in other classes or types of investment, each life insurer shall invest…
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§5–511. (a) (1) In this section and in § 5–509 of this subtitle the following words have the meaning…
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§5–512. (a) A life insurer may allocate to one or more separate investment accounts in accordance wi…
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§5–601. Except for § 5-602 of this subtitle, this subtitle applies to domestic insurers other than l…
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§5–602. (a) For the purposes of this section, the domicile in the United States of an alien insurer,…
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§5–603. (a) The eligibility of an investment shall be determined as of the date of the making or acq…
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§5–604. (a) An insurer may not make an investment or loan unless the investment or loan is authorize…
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§5–605. (a) In addition to investments otherwise excluded under this article, an insurer may not dir…
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§5–606. (a) (1) Except as otherwise specifically provided in this subtitle, an insurer may not have …
§
§5–607. (a) Before investing in other classes of securities or types of investments, each insurer sh…
§
§5–608. (a) (1) In this section the following words have the meanings indicated. (2) “Dollar roll tr…
§
§5–609. (a) Each insurer shall dispose of any investments acquired in violation of the law in force …
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§5–701. (a) When made through the Commissioner by insurers or health maintenance organizations, the …
§
§5–702. (a) (1) With the consent of the Commissioner, the Treasurer may require an insurer to make d…
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§5–703. Deposits made under this subtitle shall be held for the following purposes: (1) deposits req…
§
§5–704. (a) An insurer may deposit cash or government securities eligible for deposit under § 5-701(…
§
§5–705. An insurer shall deposit promptly additional cash or other or additional government securiti…
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§5–706. (a) A judgment creditor or other claimant of an insurer may not levy on any of the cash or g…
§
§5–707. While an insurer is solvent and complies with this article, the insurer may: (1) demand, rec…
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§5–708. (a) A deposit made by an insurer under this subtitle shall be released and returned: (1) to …
§
§5–709. (a) On completion of a merger or consolidation, an insurer that merges or consolidates with …
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§5–801. In this subtitle, “trusteed assets” means assets deposited in trust by an alien insurer in a…
§
§5–802. This subtitle applies to each alien insurer that desires to use Maryland as a state of entry…
§
§5–803. (a) An alien insurer may use Maryland as a state of entry to transact insurance business in …
§
§5–804. (a) (1) A deposit of trusteed assets shall be made under a written trust agreement between t…
§
§5–805. (a) (1) For purposes of the trust deposit, title to the trusteed assets is vested in the tru…
§
§5–806. (a) Except as otherwise provided in subsections (b) through (e) of this section, the trust a…
§
§5–807. Subject to the Commissioner’s approval, a new trustee may be substituted for the original tr…
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§5–901. (a) In this subtitle the following words have the meanings indicated. (b) “Ceding insurer” m…
§
§5–902. (a) This subtitle does not apply to wet marine and transportation insurance. (b) All laws or…
§
§5–903. Credit for reinsurance shall be allowed a domestic ceding insurer as either an asset or a re…
§
§5–904. (a) Except as provided in §§ 3–124 and 3–125 of this article for bulk reinsurance, an insure…
§
§5–905. (a) (1) Credit may not be allowed, as an asset or deduction from liability, to a ceding insu…
§
§5–906. (a) In order for an assuming reinsurer to be eligible for accreditation by the Commissioner,…
§
§5–907. (a) To enable the Commissioner to determine the sufficiency of the trust fund provided for i…
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§5–908. (a) In order to be eligible for certification in accordance with § 5–904(f) of this subtitle…
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§5–909. (a) (1) The Commissioner shall maintain and publish a list of qualified jurisdictions under …
§
§5–910. (a) (1) The Commissioner shall assign a rating to each certified reinsurer based on factors …
§
§5–911. (a) A certified reinsurer shall secure obligations assumed from United States ceding insurer…
§
§5–912. (a) After providing notice and an opportunity for hearing to the reinsurer, the Commissioner…
§
§5–913. (a) If the assuming insurer is not licensed, accredited, or certified to transact insurance …
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§5–914. (a) An asset or a reduction from liability for the reinsurance ceded by a domestic insurer t…
§
§5–915. (a) (1) A ceding insurer shall take steps to manage its reinsurance recoverables proportiona…
§
§5–916. (a) The Commissioner may adopt: (1) regulations to carry out this subtitle; and (2) rules an…
§
§5–917. (a) Credit shall be allowed when reinsurance is ceded to an assuming insurer that: (1) has i…
§
§5–1001. (a) In this subtitle the following words have the meanings indicated. (b) “Subject of insur…
§
§5–1002. (a) This subtitle does not apply to: (1) life insurance; (2) health insurance; (3) annuitie…
§
§5–1003. (a) (1) Subject to § 5-1004 of this subtitle and except as provided under § 5-1005 of this …
§
§5–1004. (a) A surety insurer may execute transportation or warehousing bonds for federal internal r…
§
§5–1005. The Commissioner may establish by regulation limits on the risk retained by an insurer for …
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§6–101. (a) The following persons are subject to taxation under this subtitle: (1) a person engaged …
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§6–102. (a) A tax is imposed on all new and renewal gross direct premiums of each person subject to …
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§6–102.1. IN EFFECT (a) This section applies to: (1) an insurer, a nonprofit health service plan, a …
§
§6–103. The tax rate is: (1) 0% for premiums for annuities; and (2) 2% for all other premiums, inclu…
§
§6–103.1. Notwithstanding § 2–114 of this article, beginning July 1, 2017, from the tax imposed on t…
§
§6–103.2. (a) (1) (i) Notwithstanding § 2–114 of this article, beginning January 1, 2015, from the t…
§
§6–104. (a) Subject to subsection (b) of this section, in computing the tax under this section, the …
§
§6–105. A person that is subject to taxation under this subtitle may claim a tax credit against the …
§
§6–105.2. A person subject to the tax imposed under this subtitle may claim a credit against the tax…
§
§6–105.3. A stand–alone dental plan carrier or a stand–alone vision plan carrier that is subject to …
§
§6–106. (a) Each person subject to taxation under this subtitle shall make a declaration of its esti…
§
§6–107. (a) On or before March 15 of each year, each person subject to taxation under this subtitle …
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§6–108. (a) A tax not paid when a report or declaration is due to be filed is subject to a penalty o…
§
§6–109. (a) The Commissioner shall examine and audit each report as soon as practicable after receip…
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§6–110. (a) A person may appeal to the Maryland Tax Court in accordance with § 13-510 of the Tax - G…
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§6–111. (a) If the person subject to taxation under this subtitle dissolves or voluntarily or involu…
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§6–112. (a) Except for a property tax, a county or municipal corporation of the State may not impose…
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§6–113. A declaration or report that must be filed under this subtitle complies with the filing requ…
§
§6–114. An insurer may claim a credit against the premium tax for wages paid to qualified employees …
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§6–115. An insurer may claim a credit against the premium tax payable under this subtitle for: (1) w…
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§6–116. An insurer may claim a State tax credit against the premium tax payable under this subtitle …
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§6–117. An insurer may claim a credit against the premium tax for employer-provided long-term care i…
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§6–119. An insurer may claim a credit against the premium tax for One Maryland project costs and sta…
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§6–120. An insurer may claim a credit against the premium tax for the cost of providing commuter ben…
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§6–121. (a) (1) In this section the following words have the meanings indicated. (2) “Nonprofit heal…
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§6–122. An insurer may claim a tax credit for an investment of designated capital as provided under …
§
§6–201. (a) The Commissioner shall collect a fraud prevention fee as provided in this subtitle. (b) …
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§6–202. (a) The Commissioner shall collect the fraud prevention fee. (b) The total amount of the fra…
§
§6–203. (a) For each insurer, health maintenance organization, nonprofit health service plan, frater…
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§6–204. The Commissioner may adopt regulations to implement any provision of this subtitle.
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§6–301. (a) This subtitle does not apply to: (1) personal income taxes; (2) ad valorem taxes on real…
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§6–302. For purposes of this subtitle, the domicile of an alien insurer is: (1) for an alien insurer…
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§6–303. (a) When by or pursuant to the laws of any other state or foreign country any taxes, license…
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§6–304. All taxes imposed by this subtitle that are not paid within 30 days after the Commissioner i…
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§6–305. Unless the Administration and the Central Collection Unit of the Department of Budget and Ma…
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§7–101. (a) In this title the following words have the meanings indicated. (b) “Affiliate” means a p…
§
§7–102. (a) The General Assembly finds that the public interest and the interest of policyholders an…
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§7–103. (a) Except as otherwise specifically provided, the provisions of this title are intended to …
§
§7–104. (a) (1) Control is presumed to exist if a person directly or indirectly owns, directs the vo…
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§7–105. (a) For purposes of this title, in determining whether an insurer’s assets and surplus as re…
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§7–106. (a) Except as provided in subsections (b) and (c) of this section or otherwise by law, all i…
§
§7–107. An insurer aggrieved by an order of the Commissioner under this title has the right to a hea…
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§7–108. The powers, remedies, procedures, and penalties provided in this title are in addition to an…
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§7–109. All laws and parts of laws of the State that are inconsistent with this title are superseded…
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§7–201. (a) In addition to any other investment allowed elsewhere in this article, a domestic insure…
§
§7–202. (a) The investments authorized in this section are in addition to investments in common stoc…
§
§7–203. (a) (1) Except as provided in subsection (b) of this section, within 3 years after a domesti…
§
§7–301. (a) Except as otherwise provided in this section, this subtitle applies to any purchase, exc…
§
§7–302. With respect to a transaction subject to this subtitle, a person must comply with all requir…
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§7–303. (a) With respect to a transaction subject to this subtitle, a person seeking to acquire cont…
§
§7–304. (a) A person seeking to acquire control of a domestic insurer must file a statement with the…
§
§7–305. (a) At the time a person files the statement required by § 7-304 of this subtitle, the perso…
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§7–306. (a) A transaction subject to this subtitle may not be made unless, within 60 days after the …
§
§7–307. At the expense of the acquiring person, the Commissioner may retain attorneys, actuaries, ac…
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§7–308. (a) The courts of the State have jurisdiction over: (1) each person that does not reside in,…
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§7–309. A person violates this title if: (1) the person fails to file the statement required by this…
§
§7–401. Except as provided in § 7-402 of this subtitle, this subtitle applies to any acquisition, ag…
§
§7–402. This subtitle does not apply to: (1) an acquisition that is subject to the approval or disap…
§
§7–403. (a) (1) The acquiring person in an acquisition subject to this subtitle must file a pre-acqu…
§
§7–404. (a) The waiting period for an acquisition subject to this subtitle: (1) begins on the day th…
§
§7–405. (a) (1) Except as provided in subsection (b) of this section, the Commissioner may enter an …
§
§7–406. A person required to file a pre-acquisition notification under this subtitle or Subtitle 3 o…
§
§7–501. (a) This section does not apply to: (1) a transaction that is preempted by federal law; or (…
§
§7–502. (a) This section applies to a nonprofit health service plan or insurer that is being merged …
§
§7–601. (a) (1) Except as provided in subsection (b) of this section, each authorized insurer that i…
§
§7–602. (a) Except as provided in subsection (b) of this section, each insurer subject to registrati…
§
§7–603. (a) Each insurer subject to registration shall file the registration statement on the form p…
§
§7–604. The Commissioner shall terminate the registration requirement for each insurer that demonstr…
§
§7–605. (a) (1) To verify the information required in the insurer’s registration statement and in th…
§
§7–606. (a) An insurer, a member of an insurance holding company system, or any other person may fil…
§
§7–607. (a) Failure to file the registration statement, summary, or enterprise risk report required …
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§7–608. Whenever it appears to the Commissioner that a person has committed a violation of § 7–603(h…
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§7–701. (a) This subtitle applies to insurers that are subject to registration under Subtitle 6 of t…
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§7–702. Each transaction within an insurance holding company system to which an insurer subject to r…
§
§7–703. (a) (1) Before a domestic insurer and another member of the same insurance holding company s…
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§7–704. A domestic insurer shall notify the Commissioner within 30 days after making any investment …
§
§7–705. (a) Except as provided in § 7-706 of this subtitle, before an insurer subject to registratio…
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§7–706. (a) (1) In this section, “earned surplus” means the part of surplus that, after deduction of…
§
§7–801. Any person that obtains control of a domestic insurer is subject to the jurisdiction of the …
§
§7–802. (a) In addition to any other penalty provided by law, a person that willfully violates this …
§
§7–802.1. (a) A director or an officer of an insurance holding company system who knowingly particip…
§
§7–803. (a) Any violation of this title is an unfair trade practice in the business of insurance and…
§
§7–804. If the Commissioner finds that a violation of this title impairs the financial condition of …
§
§7–805. (a) If a person acquires or offers to acquire stock of an insurer or of an insurance holding…
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§7–806. (a) (1) Except as provided in paragraph (2) of this subsection, when an order for liquidatio…
§
§7–807. (a) (1) Whenever it appears to the Commissioner that any insurer or any director, officer, e…
§
§8–101. (a) In this subtitle the following words have the meanings indicated. (b) “Control”, “contro…
§
§8–102. This subtitle applies only to authorized insurers that issue policies covered by the Propert…
§
§8–103. (a) This subtitle does not affect the rights of policyholders, claimants, or creditors of a …
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§8–104. (a) (1) Control is presumed to exist if a person directly or indirectly owns, directs the vo…
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§8–105. (a) In this section, “independent casualty actuary” means a casualty actuary who: (1) is a m…
§
§8–106. (a) In this section, “reinsurance intermediary” means a person that acts as an insurance pro…
§
§8–107. (a) (1) With respect to insurance business placed by its controlling insurance producer, the…
§
§8–108. The controlling insurance producer shall keep records sufficient to: (1) demonstrate that th…
§
§8–109. (a) If the Commissioner has reason to believe that a controlling insurance producer has viol…
§
§8–201. (a) In this subtitle the following words have the meanings indicated. (b) “Certificate of qu…
§
§8–202. A person must obtain a certificate of qualification before the person acts as a managing gen…
§
§8–202.1. An applicant for a certificate of qualification must be: (1) licensed as an insurance prod…
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§8–203. An applicant for a certificate of qualification shall: (1) file with the Commissioner an app…
§
§8–204. The Commissioner shall issue a certificate of qualification to each applicant who meets the …
§
§8–205. (a) A certificate of qualification expires on the first June 30 after its effective date unl…
§
§8–206. (a) The Commissioner shall deny or refuse to renew a certificate of qualification if the app…
§
§8–207. (a) By regulation, the Commissioner may require a managing general agent to maintain a bond …
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§8–208. (a) A managing general agent may not place business with an insurer or maintain loss reserve…
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§8–209. (a) A managing general agent may not: (1) commit the insurer to participate in insurance or …
§
§8–210. (a) (1) An insurer shall maintain independent financial examinations, in a form acceptable t…
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§8–211. (a) The acts of a managing general agent are deemed to be the acts of the insurer for whom t…
§
§8–212. (a) Unless the insurer to which a contract relates gives written consent, the contract betwe…
§
§8–213. The Commissioner may require a submanaging general agent appointed by a managing general age…
§
§8–301. (a) In this subtitle the following words have the meanings indicated. (b) (1) “Administrator…
§
§8–302. The Commissioner may adopt regulations necessary to carry out this subtitle.
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§8–303. (a) A person must register with the Commissioner before the person acts as or represents its…
§
§8–304. (a) To register as an administrator, an applicant must present evidence satisfactory to the …
§
§8–305. An applicant for registration shall: (1) file with the Commissioner an application on the fo…
§
§8–306. (a) The bond required for an administrator under this subtitle must: (1) provide protection …
§
§8–307. The Commissioner shall register each applicant who meets the requirements of this subtitle.
§
§8–308. (a) A registration expires 2 years from the date of issuance unless it is renewed as provide…
§
§8–308.1. (a) Within 1 year after the expiration date, a person whose third party administrator’s re…
§
§8–309. (a) Subject to the hearing provisions of Title 2 of this article, the Commissioner may deny …
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§8–310. An administrator shall discharge the administrator’s duties with respect to a plan or a life…
§
§8–311. (a) A person may not act as an administrator without a written agreement between the adminis…
§
§8–312. (a) An administrator shall maintain adequate books and records about each plan administered …
§
§8–313. (a) At least 30 days before the change is effective, an administrator of a plan that provide…
§
§8–314. On request of the Commissioner, an administrator shall submit to the Commissioner a copy of …
§
§8–315. (a) A provision in an agreement or instrument that relates to the administration of a plan t…
§
§8–316. (a) With respect to a plan or the life insurer, an administrator, directly or indirectly: (1…
§
§8–317. A person may not knowingly allow another person to act as an administrator with respect to a…
§
§8–318. (a) A person may not discharge, fine, suspend, expel, discipline, or discriminate against a …
§
§8–319. (a) (1) A person aggrieved by the conduct of a person registered or required to be registere…
§
§8–320. (a) To enforce this subtitle and any regulation adopted under it, the Commissioner may issue…
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§8–321. (a) With respect to a plan or activities on behalf of a life insurer, an administrator who b…
§
§8–321.1. A third party administrator shall comply with § 27–803 of this article.
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§8–321.2. A third–party administrator shall comply with Title 33 of this article.
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§8–322. A person that intentionally violates this subtitle or a regulation adopted under it is guilt…
§
§8–401. (a) In this subtitle the following words have the meanings indicated. (b) “Benefit contract”…
§
§8–402. (a) (1) An incorporated society, order, or supreme lodge without capital stock is deemed to …
§
§8–403. (a) (1) Except as otherwise provided in this section, societies are: (i) governed exclusivel…
§
§8–404. (a) Except as provided in this section, this subtitle and the other insurance laws of the St…
§
§8–405. (a) A society organized or authorized to transact business under this subtitle is deemed to …
§
§8–406. (a) An incorporated society authorized to transact insurance business in the State on Decemb…
§
§8–407. (a) (1) Each society authorized to do business in the State must appoint the Commissioner as…
§
§8–410. (a) Seven or more individuals, acting as incorporators, may form a society under this subtit…
§
§8–411. (a) The incorporators shall sign and acknowledge the articles of incorporation. (b) The arti…
§
§8–412. (a) The incorporators shall file with the Commissioner: (1) the articles of incorporation of…
§
§8–413. (a) Each society that applies on or after July 1, 1968, for an initial certificate of author…
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§8–414. If a society complies with this subtitle, the Commissioner shall: (1) certify, retain, and r…
§
§8–415. (a) (1) After receiving a preliminary certificate of authority from the Commissioner, a soci…
§
§8–416. (a) Except as provided in subsection (b) of this section, unless a society receives a certif…
§
§8–417. (a) Before the Commissioner issues a certificate of authority, the Commissioner may make any…
§
§8–418. (a) A society may adopt and amend laws to: (1) govern the society; (2) admit society members…
§
§8–419. (a) A society may amend the society’s laws, in accordance with the provisions of those laws,…
§
§8–420. (a) (1) The officers, trustees, directors, or other individuals who have general control of …
§
§8–421. (a) (1) A society may admit to membership an individual who: (i) is older than 14 1/2 years …
§
§8–422. (a) The principal office of a domestic society shall be located in the State. (b) Meetings o…
§
§8–423. (a) A certificate of authority of a society expires on the first June 30 after its effective…
§
§8–424. (a) A foreign or alien society may not transact insurance business in the State unless the s…
§
§8–427. (a) A society authorized to do insurance business in the State may provide for the payment o…
§
§8–428. (a) In this section, “eligible children” means children under the minimum age for adult memb…
§
§8–429. (a) For certificates issued before January 1, 1998, the value of every paid-up nonforfeiture…
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§8–430. (a) (1) A member of a society may change the beneficiary in a certificate at any time in acc…
§
§8–431. Benefits to be paid by a society are not subject to attachment, garnishment, or other proces…
§
§8–432. (a) (1) Each society authorized to do business in the State shall issue to each member entit…
§
§8–433. (a) (1) After December 31, 1997, a benefit certificate may not be delivered or issued for de…
§
§8–437. (a) A society may create, maintain, and operate charitable, benevolent, or educational insti…
§
§8–438. (a) A society may consolidate or merge with another society as provided in this section. (b)…
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§8–439. (a) When a consolidation or merger becomes effective, each right, franchise, and interest of…
§
§8–440. (a) A domestic society may convert to and be licensed as a mutual life insurer by complying …
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§8–441. (a) Subject to subsection (b) of this section, a domestic society may cede wholly or partly …
§
§8–442. (a) (1) All assets of a society shall be held, invested, and disbursed for the use and benef…
§
§8–443. For the purpose of compliance with standards set out in this article regarding required rese…
§
§8–444. (a) Each society transacting insurance business in the State shall: (1) file with the Commis…
§
§8–445. (a) Standards of valuation for certificates issued before January 1, 1998, shall be those pr…
§
§8–446. (a) Each society shall provide in its laws that: (1) if the reserves of the society as to al…
§
§8–449. (a) Except as otherwise provided in this section, a person must obtain a license issued unde…
§
§8–461. (a) The Commissioner or a person appointed by the Commissioner shall examine the affairs of …
§
§8–462. (a) The Commissioner or a person appointed by the Commissioner may examine any foreign or al…
§
§8–463. (a) Subject to subsection (b) of this section, during or after an examination or investigati…
§
§8–464. (a) The Commissioner shall take action under subsection (b) of this section if, on investiga…
§
§8–465. A decision or finding of the Commissioner made under this subtitle is subject to judicial re…
§
§8–466. An unincorporated or voluntary association may not transact business in the State as a socie…
§
§8–467. (a) A society doing insurance business in the State may not make or allow unfair discriminat…
§
§8–468. (a) A person may not cause or allow to be made, issued, or circulated in any form: (1) a mis…
§
§8–501. (a) In this subtitle the following words have the meanings indicated. (b) “License” means a …
§
§8–502. The Commissioner may adopt regulations to carry out this subtitle.
§
§8–503. (a) This section does not apply to a lawyer admitted to the bar of the State while acting wi…
§
§8–504. (a) The Commissioner may require a reinsurance manager to: (1) file a bond from an insurer i…
§
§8–505. (a) (1) On the form that the Commissioner provides, each nonresident applicant for a license…
§
§8–506. (a) An applicant for a license shall: (1) file with the Commissioner an application on the f…
§
§8–507. (a) The Commissioner shall issue a license to each applicant that: (1) meets the requirement…
§
§8–508. (a) A license issued to an individual authorizes the individual to act as a reinsurance inte…
§
§8–509. (a) A license expires on the first July 1 after its effective date and in an odd-numbered ye…
§
§8–510. To add a name to or delete a name from a license, the licensee shall: (1) submit to the Comm…
§
§8–511. (a) Subject to the hearing provisions of §§ 2-210 through 2-214 of this article, the Commiss…
§
§8–512. A reinsurance intermediary may be examined under §§ 2-205 through 2-209 of this article.
§
§8–513. (a) A person may not act as a reinsurance broker for an authorized insurer without a written…
§
§8–514. (a) A reinsurance broker shall keep a record of each transaction that relates to a contract …
§
§8–515. (a) (1) A person may not act as a reinsurance manager for a reinsurer without a written cont…
§
§8–516. (a) A reinsurance manager shall keep a record of each transaction that relates to a contract…
§
§8–517. The acts of a reinsurance manager are considered to be the acts of the reinsurer on whose be…
§
§8–518. (a) A reinsurance manager: (1) except as provided in subsection (b) of this section, may not…
§
§8–519. (a) An authorized insurer shall obtain annually a copy of statements of the financial condit…
§
§8–520. (a) (1) In this subsection, “actuary” means an individual who is a member in good standing o…
§
§8–601. (a) In this subtitle the following words have the meanings indicated. (b) “Activities of dai…
§
§8–602. This subtitle applies only to a viatical settlement contract between a viator and a viatical…
§
§8–603. (a) A person must register with the Commissioner before the person acts as or represents its…
§
§8–604. An applicant for registration shall: (1) file with the Commissioner an application on the fo…
§
§8–605. (a) Notwithstanding the manner in which the viatical settlement broker is compensated, a via…
§
§8–605.1. (a) At the time of each application for a viatical settlement, a viatical settlement broke…
§
§8–606. (a) Before an offer to purchase a policy can be made to a viator, a viatical settlement prov…
§
§8–607. (a) A registration expires at the end of every other year on the anniversary of the registra…
§
§8–608. Subject to the hearing provisions of Title 2 of this article, the Commissioner may deny a re…
§
§8–609. Instead of or in addition to suspending or revoking a registration, the Commissioner may: (1…
§
§8–610. (a) It is a violation of this subtitle for a viatical settlement broker or viatical settleme…
§
§8–610.1. (a) An insurer shall respond to a request for verification of coverage submitted by a viat…
§
§8–611. (a) Viatical settlement contracts and applications for viatical settlement contracts shall c…
§
§9–101. The provisions of this subtitle that apply to authorized insurers also apply to nonprofit he…
§
§9–102. (a) In determining whether the continued operation of an authorized insurer engaging in insu…
§
§9–103. If the Commissioner determines that the continued operation of an authorized insurer may be …
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§9–104. An authorized insurer aggrieved by an order of the Commissioner under this subtitle has the …
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§9–201. (a) In this subtitle the following words have the meanings indicated. (b) “Ancillary state” …
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§9–202. (a) Sections 9-201(b), (d), (e), (f), (g), (j), (k), (l), (m), and (n), 9-203, 9-207(a), 9-2…
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§9–203. (a) This subtitle applies to a person that: (1) has done, purports to do, is doing, or is li…
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§9–204. A delinquency proceeding is the exclusive method of liquidating, rehabilitating, reorganizin…
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§9–205. The Commissioner, deputy commissioner, special deputy commissioner, or any person acting as …
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§9–206. (a) (1) This subsection applies even if a paper or instrument: (i) is not executed by the Co…
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§9–207. (a) (1) In a delinquency proceeding in which the Commissioner has been appointed receiver, t…
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§9–208. A delinquency proceeding may be brought against: (1) an insurer that is doing or has done in…
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§9–209. (a) The Circuit Court of Baltimore City: (1) has exclusive original jurisdiction over delinq…
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§9–210. (a) The Commissioner shall commence a delinquency proceeding against an insurer by applying …
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§9–211. (a) The Commissioner may apply to the court for an order that directs the Commissioner to co…
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§9–212. (a) (1) An order to rehabilitate a domestic insurer, or an alien insurer domiciled in the St…
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§9–213. (a) In this section, “appointed receiver” means a person, other than the Commissioner, that …
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§9–214. Within 15 days after appointment as receiver or conservator for an insurer against which a d…
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§9–215. (a) On application of the Commissioner at any time, the court may issue ex parte an order th…
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§9–216. An appeal may be taken to the Appellate Court of Maryland from: (1) an order that grants or …
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§9–217. (a) To facilitate the rehabilitation, liquidation, conservation, or dissolution of an insure…
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§9–218. (a) Whenever under this subtitle a receiver is to be appointed in a delinquency proceeding f…
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§9–219. (a) (1) Whenever under this subtitle an ancillary receiver is to be appointed in a delinquen…
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§9–220. (a) During pendency of a delinquency proceeding in this State or a reciprocal state, an atta…
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§9–221. (a) A transfer of or lien on the property of an insurer is voidable if the transfer or lien …
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§9–222. (a) (1) The Commissioner shall deposit money collected in a delinquency proceeding in a Stat…
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§9–223. Unless an insurer has repaid to all guaranty associations all payments of or on account of t…
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§9–224. (a) In this section, “association” means: (1) the Property and Casualty Insurance Guaranty C…
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§9–225. (a) Within 3 years after the date of the issuance of an order of rehabilitation or liquidati…
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§9–226. (a) (1) If on issuance of an order of liquidation under this subtitle or at any time during …
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§9–227. (a) In this section, “preferred claim” means a claim that is given priority of payment from …
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§9–228. (a) (1) Subject to paragraph (2) of this subsection, contingent and unliquidated claims may …
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§9–229. (a) Except as provided in subsection (b) of this section, in all cases of mutual debts and c…
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§9–229.1. (a) (1) In this section the following words have the meanings indicated. (2) “Commodity co…
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§9–230. (a) This section may not be construed to abridge otherwise existing legal rights, including …
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§9–231. (a) In this section, “chief executive officer” means a person charged by the board of direct…
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§9–232. A director or officer of an insurer, association, or fraternal benefit society that receives…
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§9–301. (a) In this subtitle the following words have the meanings indicated. (b) “Account” means: (…
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§9–302. The purposes of this subtitle are: (1) to provide a mechanism for the prompt payment of cove…
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§9–303. This subtitle applies to all kinds of direct insurance, except: (1) life insurance; (2) heal…
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§9–304. (a) (1) There is a Property and Casualty Insurance Guaranty Corporation. (2) The Corporation…
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§9–305. (a) (1) The Board of Directors of the Corporation consists of at least five members but not …
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§9–306. (a) (1) Except as to surety bonds, the Corporation shall be obligated to the extent of the c…
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§9–307. (a) (1) (i) The Corporation shall submit to the Commissioner a plan of operation and any ame…
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§9–308. (a) The Commissioner: (1) shall notify the Corporation of the existence of an insolvent insu…
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§9–309. (a) (1) A person recovering from the Corporation under this subtitle is deemed to have assig…
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§9–310. (a) (1) A person with a claim against an insurer under a policy or surety bond that is also …
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§9–310.1. (a) Any obligation of the Corporation to defend an insured shall cease on payment by the C…
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§9–311. (a) The Corporation is subject to examination and regulation by the Commissioner. (b) By Mar…
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§9–312. Except for taxes on real or personal property, the Corporation is exempt from the payment of…
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§9–313. The rate and premium charged for a policy or surety bond to which this subtitle applies: (1)…
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§9–314. (a) A member insurer, the Corporation or its agents or employees, the Board of Directors, an…
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§9–315. (a) To allow proper defense by the Corporation of pending causes of action, each proceeding …
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§9–316. (a) The Commissioner shall terminate by order the operation of the Corporation as to a kind …
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§9–401. (a) In this subtitle the following words have the meanings indicated. (b) “Account” means: (…
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§9–402. Subject to certain limitations, the purpose of this subtitle is to protect persons specified…
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§9–403. (a) This subtitle is intended to provide coverage to a person who is a resident of this Stat…
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§9–404. (a) (1) This subtitle shall be liberally construed to carry out its purpose as specified in …
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§9–405. (a) (1) There is a Life and Health Insurance Guaranty Corporation. (2) The Corporation is a …
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§9–406. (a) (1) The Board of Directors of the Corporation consists of at least 7 members but not mor…
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§9–407. (a) For a member insurer that is an impaired insurer, the Corporation, subject to any condit…
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§9–407.1. (a) At any time within 180 days after the date of an order of liquidation, the Corporation…
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§9–408. The Corporation may: (1) enter into contracts that are necessary or proper to carry out the …
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§9–409. (a) Members of the Corporation are subject to assessment as provided in this section. (b) (1…
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§9–410. (a) (1) (i) The Corporation shall submit to the Commissioner a plan of operation and any ame…
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§9–411. (a) (1) The Commissioner: (i) shall notify the Board of Directors of the existence of an imp…
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§9–412. (a) (1) The Commissioner and Board of Directors have the powers and duties described in this…
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§9–413. The Corporation may recommend an individual to serve as a special deputy to act for the Comm…
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§9–414. (a) This subtitle may not be construed to reduce the liability for unpaid assessments of the…
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§9–415. (a) The Corporation is subject to examination and regulation by the Commissioner. (b) By May…
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§9–416. Except for taxes on real property, the Corporation is exempt from the payment of all fees an…
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§9–417. (a) A member insurer or its agents or employees, the Corporation or its agents or employees,…
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§9–418. (a) To allow proper legal action by the Corporation on any matter germane to its powers or d…
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§9–419. This subtitle is the Life and Health Insurance Guaranty Corporation Act.
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§ 10-6A-01
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§ 10-6A-02
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§ 10-6A-03
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§ 10-6A-04
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§ 10-6A-05
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§ 10-6A-06
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§ 10-6A-07
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§10–101. (a) In this subtitle the following words have the meanings indicated. (b) “Authorized repre…
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§10–102. (a) This subtitle applies to insurance producers, all kinds of insurance and annuities, and…
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§10–103. (a) In this section, the term “insurer” does not include an insurer’s officers, directors, …
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§10–104. (a) This section applies to: (1) a license to act as an insurance producer for insurance ot…
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§10–105. (a) To qualify for a license as an insurance producer for life insurance, health insurance,…
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§10–106. (a) This section does not apply to a motor vehicle rental company that applies for a limite…
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§10–107. (a) An individual applicant may not be required to take an examination that relates to any …
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§10–108. (a) An individual applicant who otherwise qualifies for a license for insurance other than …
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§10–109. (a) An individual applicant who otherwise qualifies for a license for life insurance, healt…
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§10–110. (a) The Commissioner may appoint an advisory board for life and health insurance and an adv…
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§10–111. (a) A person who applies for a license as a resident insurance producer shall: (1) in the c…
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§10–112. (a) (1) The Commissioner shall issue a license in a kind or subdivision of insurance or a c…
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§10–113. (a) A license authorizes the holder of the license to act as an insurance producer for the …
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§10–114. Insurance producers may conduct insurance business as a business entity if each individual …
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§10–115. (a) (1) Licenses expire every other year on the date stated on the license unless renewed a…
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§10–116. (a) (1) Subject to subsections (b) and (c) of this section, the Commissioner shall require …
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§10–116.1. (a) For up to 1 year after the expiration date, a person whose license has expired may re…
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§10–117. (a) To change, add to, or delete from a license, the insurance producer shall file with the…
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§10–118. (a) In this section, “producer register” means a register of appointed insurance producers …
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§10–119. (a) Except as otherwise provided in this section, the Commissioner shall waive any license …
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§10–120. (a) Without regard to the examination requirements of this subtitle, the Commissioner may i…
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§10–121. (a) (1) In this section the following words have the meanings indicated. (2) “Controlling p…
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§10–121.1. (a) A title insurance producer may not use or accept the services of a title insurance pr…
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§10–122. (a) Without regard to the examination requirements of this subtitle, the Commissioner may i…
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§10–123. On application, the Commissioner shall issue to an individual qualified in accordance with …
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§10–124. (a) Without regard to the examination requirements of this subtitle, the Commissioner may i…
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§10–125. (a) (1) In this section the following words have the meanings indicated. (2) “Attorney” mea…
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§10–126. (a) The Commissioner may deny a license to an applicant under §§ 2–210 through 2–214 of thi…
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§10–127. An insurer may not cancel a policy for nonpayment of premiums if the premium due on the pol…
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§10–128. (a) This section does not apply to: (1) reinsurance; (2) life insurance, health insurance, …
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§10–128.1. The Commissioner shall adopt regulations establishing the minimum length of time for whic…
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§10–129. A person other than an independent insurance producer may not be represented to the public …
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§10–130. (a) Except as otherwise provided in §§ 10–102, 10–119, and 10–122 of this subtitle and § 10…
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§10–131. A person that violates § 10-103(b) or (c), § 10-130, or § 10-133 of this subtitle is guilty…
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§10–132. A title insurance producer that willfully or knowingly violates § 10-121 of this subtitle i…
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§10–133. (a) In this section, “medical professional liability insurance” means insurance providing c…
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§10–201. (a) In this subtitle the following words have the meanings indicated. (b) “Adviser” means a…
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§10–202. (a) (1) In this section the following words have the meanings indicated. (2) “Guaranteed in…
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§10–203. (a) Except as otherwise provided in this subtitle, a person must obtain a license before th…
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§10–204. (a) To qualify for a license, an applicant must be an individual who meets the requirements…
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§10–205. An applicant for a license shall file with the Commissioner an application on the form that…
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§10–206. An applicant for a license shall file with the Commissioner a bond that: (1) is approved by…
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§10–207. The Commissioner shall issue a license to each applicant who meets the requirements of this…
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§10–208. A license does not authorize the licensee to: (1) adjust losses; or (2) receive compensatio…
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§10–210. A licensee may conduct an insurance advisory business as a sole proprietorship, partnership…
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§10–211. (a) A license expires every other year on the date stated on the license unless renewed as …
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§10–211.1. (a) On or before September 30 of the renewal year, a person whose insurance adviser’s lic…
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§10–212. (a) Subject to the hearing provisions of Title 2 of this article, the Commissioner may susp…
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§10–213. If an application for a license is denied or a license is suspended or revoked, the Commiss…
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§10–214. (a) The Commissioner at any time may require a licensee to provide information that the Com…
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§10–215. (a) An agreement between an adviser and another person that relates to the giving of advice…
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§10–301. (a) In this subtitle the following words have the meanings indicated. (b) “Bail bond” means…
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§10–302. Except as provided in § 10–309 of this subtitle, this subtitle does not apply to bail bonds…
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§10–303. The Commissioner shall adopt regulations to carry out this subtitle.
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§10–304. (a) An individual must obtain a license before the individual provides bail bondsman servic…
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§10–305. An applicant for a license must be an individual who meets the requirements for acting as a…
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§10–306. The Commissioner shall set licensing fees that are sufficient to cover the expenses of lice…
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§10–307. Each bail bondsman must comply with any continuing education requirements that the Commissi…
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§10–308. Each year, each bail bondsman must certify to the Commissioner, on a form that the Commissi…
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§10–309. (a) This section applies to bail bondsmen licensed under this subtitle and to bail bondsmen…
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§10–401. (a) In this subtitle the following words have the meanings indicated. (b) “Business entity”…
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§10–402. This subtitle does not apply to: (1) an adjuster for or an insurance producer or employee o…
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§10–403. (a) Except as otherwise provided in this subtitle, a person must obtain a license before th…
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§10–404. (a) To qualify for a license, an applicant must be: (1) an individual who meets the require…
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§10–405. (a) An applicant for an initial license shall file with the Commissioner an application on …
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§10–406. The Commissioner shall issue a license to each applicant who meets the requirements of this…
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§10–407. The Commissioner may adopt regulations that specify: (1) the scope, type, conduct, and grad…
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§10–408. (a) A license expires every other year on the date stated on the license unless renewed as …
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§10–408.1. (a) For up to 1 year after the expiration date, a person whose public adjuster’s license …
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§10–409. (a) (1) Except as otherwise provided in this section, the Commissioner shall waive the lice…
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§10–409.1. (a) Except as otherwise expressly provided by law, a person may not pay, allow, or give, …
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§10–410. (a) The Commissioner may deny a license to an applicant or suspend, revoke, or refuse to re…
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§10–411. (a) A contract for public adjuster services shall: (1) be in writing; (2) be titled “Public…
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§10–412. A public adjuster who receives, accepts, or holds any funds on behalf of an insured toward …
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§10–413. (a) (1) A public adjuster shall maintain a complete record of each transaction entered into…
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§10–414. (a) A public adjuster is obligated to: (1) serve with objectivity and complete loyalty the …
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§10–415. (a) A public adjuster shall adhere to the following general ethical requirements: (1) a pub…
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§10–416. (a) (1) A public adjuster shall report to the Commissioner, within 30 days after the final …
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§10–501. In this subtitle, “adjuster” or “appraiser” means a person that: (1) is employed by an insu…
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§10–502. This subtitle does not: (1) require an insurer to pay an amount for motor vehicle repair se…
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§10–503. (a) An adjuster, appraiser, or insurance producer or employee of an insurer may not: (1) re…
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§10–504. A person that intentionally violates this subtitle is subject to: (1) a civil penalty not e…
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§10–601. (a) In this subtitle the following words have the meanings indicated. (b) “Authorized repre…
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§10–602. (a) A motor vehicle rental company shall hold a limited lines license to sell insurance in …
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§10–603. (a) The Commissioner shall issue to a motor vehicle rental company, or a franchisee of a mo…
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§10–604. (a) A limited lines license to sell insurance in connection with, and incidental to, the re…
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§10–605. (a) Except as provided in subsection (b) of this section, an insurance policy sold in conne…
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§10–606. (a) The Commissioner may suspend, revoke, or refuse to renew a limited lines license to sel…
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§10–607. The Commissioner may adopt regulations to carry out the provisions of this subtitle, includ…
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§10–701. (a) In this subtitle the following words have the meanings indicated. (b) “Covered customer…
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§10–702. This subtitle does not apply to: (1) a service contract governed by Title 14, Subtitle 4 of…
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§10–703. (a) A vendor shall hold a limited lines license to sell coverage under a policy of portable…
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§10–704. (a) The Commissioner shall issue to a vendor a limited lines license authorizing the vendor…
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§10–705. (a) A limited lines license to offer or sell coverage under a policy of portable electronic…
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§10–706. Coverage under a policy of portable electronics insurance sold under this subtitle is prima…
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§10–707. (a) The Commissioner may suspend, revoke, or refuse to renew a limited lines license issued…
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§10–708. The Commissioner may adopt regulations to carry out this subtitle, including regulations co…
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§10–801. (a) In this subtitle the following words have the meanings indicated. (b) “Authorized repre…
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§10–802. (a) The Commissioner shall issue a limited lines license as a self–service storage producer…
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§10–803. (a) An applicant for a limited lines license as a self–service storage producer shall file …
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§10–804. (a) A self–service storage producer is not required to have a separate limited lines licens…
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§10–805. A self–service storage producer is not required to meet the continuing education requiremen…
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§10–806. A self–service storage producer may not offer or sell insurance under this subtitle unless:…
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§10–807. (a) An employee or authorized representative of a self–service storage producer may act on …
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§10–808. (a) Each self–service storage producer shall provide a training program approved by the Com…
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§10–809. A self–service storage producer or any of its employees or authorized representatives may n…
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§10–810. (a) The Commissioner may suspend, revoke, or refuse to renew a limited lines license issued…
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§10–811. This subtitle may not be construed to prohibit: (1) an insurer from paying and a self–servi…
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§10–812. The Commissioner may adopt regulations to carry out this subtitle, including regulations co…
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§11–101. (a) In this title the following words have the meanings indicated. (b) “Advisory organizati…
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§11–201. (a) The purposes of this subtitle are: (1) to promote the public welfare by regulating insu…
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§11–202. (a) (1) This subtitle applies to all types of insurers. (2) Except as provided in subsectio…
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§11–205. (a) All rates shall be made in accordance with the principles set forth in this section. (b…
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§11–206. (a) (1) Except as otherwise provided in this section, each insurer shall file with the Comm…
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§11–207. (a) (1) By written order, the Commissioner may suspend or modify the filing requirement for…
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§11–208. (a) Unless the filer demonstrates that a proposed rate is not excessive, inadequate, or unf…
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§11–209. (a) (1) Notwithstanding any other provision of this subtitle, an insurer may reduce its rat…
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§11–210. On written application of the insured that states its reasons for requesting the rate, file…
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§11–211. (a) Within a reasonable time after a filer receives a written request for information about…
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§11–212. (a) Each filer shall provide reasonable means within the State by which a person aggrieved …
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§11–213. (a) All homeowner’s insurance rates shall be made in accordance with the principles set for…
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§11–214. (a) Each insurer that provides a private passenger automobile insurance policy shall provid…
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§11–215. (a) All automobile insurance rates shall be made in accordance with the principles set fort…
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§11–216. An insurer that uses territory as a factor in establishing automobile insurance rates shall…
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§11–218. (a) (1) Any person, whether located within or outside the State, may apply to the Commissio…
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§11–219. (a) An insurer may deviate from the rates filed by a rating organization if: (1) the insure…
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§11–220. (a) (1) A member of or subscriber to a rating organization may appeal to the Commissioner f…
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§11–221. (a) Each advisory organization shall file with the Commissioner: (1) a copy of its constitu…
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§11–222. (a) Each group, association, or other organization of insurers that engages in joint underw…
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§11–225. (a) (1) At least once every 5 years, the Commissioner shall make an examination of each rat…
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§11–226. (a) (1) (i) So that the experience of all insurers may be made available at least annually …
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§11–227. The Commissioner may adopt reasonable rules and regulations necessary to carry out the purp…
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§11–230. (a) An insurer or officer, insurance producer, or representative of an insurer may not know…
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§11–231. A person may not willfully withhold information from or knowingly give false or misleading …
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§11–232. (a) (1) If the Commissioner finds that a person has violated a provision of this subtitle, …
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§11–301. (a) In this subtitle the following words have the meanings indicated. (b) “Competitive mark…
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§11–302. (a) The purposes of this subtitle are: (1) to protect policyholders and the public against …
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§11–303. (a) Notwithstanding Subtitle 2 of this title, this subtitle applies to the establishment of…
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§11–306. (a) The standards set forth in this section apply to the making and use of rates under this…
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§11–307. (a) (1) Except as otherwise provided in this subsection, each authorized insurer and each r…
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§11–308. (a) (1) If, after a hearing, the Commissioner finds that a rate is not in compliance with §…
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§11–309. (a) If, after a hearing, the Commissioner finds that the protection of the interests of the…
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§11–310. (a) (1) The Commissioner may adopt a rule that requires that subsequent changes in the rate…
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§11–311. On written application of an insurer that states its reasons for requesting the rate, accom…
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§11–312. (a) (1) The Commissioner may require the filing of supporting data as to any or all kinds o…
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§11–313. For a kind or line of insurance as to which the Commissioner has issued an order in which t…
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§11–314. (a) Each rating organization and each insurer subject to this subtitle that makes its own r…
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§11–315. (a) All homeowner’s insurance rates shall be made in accordance with the principles set for…
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§11–317. (a) In this section, “increase in a policy premium” includes an increase in premium due to:…
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§11–318. (a) All automobile insurance rates shall be made in accordance with the principles set fort…
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§11–319. An insurer that uses territory as a factor in establishing automobile insurance rates shall…
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§11–321. (a) In Part IV of this subtitle the following words have the meanings indicated. (b) “Affil…
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§11–322. (a) Part IV of this subtitle applies to each authorized insurer that writes private passeng…
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§11–323. (a) On or before July 1 of each year, each insurer and the Maryland Automobile Insurance Fu…
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§11–324. On or before August 15 of each year, the Commissioner shall: (1) prepare a list of insurers…
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§11–325. (a) On or before October 1 of each year, each insurer that has been designated a major insu…
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§11–326. (a) Notwithstanding any other provision of law, any data, documents, or other information f…
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§11–329. (a) Each workers’ compensation insurer shall: (1) be a member of a workers’ compensation ra…
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§11–330. (a) In this section, “provision for claim payment” means an estimate, expressed on a per un…
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§11–332. NOT IN EFFECT ** TAKES EFFECT JANUARY 1, 2022 PER CHAPTER 36 OF 2015 ** The rating organiza…
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§11–333. (a) A rating organization may not provide a service that relates to the rates of insurance …
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§11–334. (a) Cooperation among rating organizations or among rating organizations and insurers in ra…
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§11–337. (a) (1) Each insurer shall file with the Commissioner, and the Commissioner shall review, r…
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§11–341. An insurer may not make or issue an insurance contract or policy of insurance of a kind to …
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§11–342. (a) In this section, “insurer” includes two or more affiliated insurers under common manage…
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§11–343. (a) A person may not willfully withhold information from or knowingly give false or mislead…
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§11–344. (a) If, after notice and a hearing, the Commissioner finds that a person has violated a pro…
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§11–401. (a) This subtitle applies to all kinds and classes of insurance that: (1) insure or guarant…
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§11–402. (a) All title insurance rates shall be made in accordance with this section. (b) Rates shal…
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§11–403. (a) (1) Except as otherwise provided in this subsection, each title insurer shall file with…
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§11–404. (a) (1) Unless the Commissioner finds that a filing does not meet the requirements of this …
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§11–405. (a) The Commissioner shall require that each title insurer subject to this subtitle provide…
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§11–406. To further more equitable establishment and adjustment of rates and premiums and forms of c…
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§11–407. (a) A title insurer may not make or issue a contract, policy, or guarantee of insurance exc…
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§11–408. A person may not knowingly give false or misleading information to the Commissioner, an ins…
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§11–409. (a) (1) If the Commissioner finds that a person has violated a provision of this subtitle, …
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§11–501. (a) (1) This subtitle governs hearings, orders, and appeals in matters arising under this t…
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§11–502. (a) Within 30 days after notice of an order or decision of the Commissioner under this titl…
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§11–503. (a) An order or decision of the Commissioner under this title is subject to judicial review…
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§11–601. (a) In this subtitle the following words have the meanings indicated. (b) “Carrier” means a…
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§11–602. This subtitle applies to a carrier that issues or delivers a health benefit plan in the Sta…
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§11–603. (a) A carrier subject to this subtitle may not charge a premium to a contract holder or to …
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§11–604. A carrier shall provide notice annually to its insureds and enrollees, and post a notice on…
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§11–701. (a) In this subtitle the following words have the meanings indicated. (b) “Carrier” means a…
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§11–702. The Commissioner shall provide information on the Administration’s Web site describing: (1)…
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§11–703. (a) A carrier may not charge a premium to an insured under a policy or contract of long–ter…
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§11–704. (a) A carrier shall provide a one–time written notice to its insureds that an insured may a…
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§11–801. (a) In this section, “travel insurance” has the meaning stated in § 10–101 of this article.…
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§12–101. This title does not apply to reinsurance and wet marine and transportation insurance.
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§12–102. (a) Except as provided in subsection (b)(1) of this section, an insurance contract or annui…
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§12–103. An otherwise valid insurance policy, rider, or endorsement issued after December 31, 1963, …
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§12–104. (a) A provision in an insurance contract or surety contract that sets a shorter time to bri…
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§12–105. Without limitation of any right or defense of an insurer, the following acts by or on behal…
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§12–106. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Material …
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§12–107. (a) Notwithstanding any provision of this article or other law that specifies the content o…
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§12–201. (a) (1) An individual of competent legal capacity may procure or effect an insurance contra…
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§12–202. (a) (1) This subsection does not apply to a contract of group life insurance or group or bl…
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§12–203. (a) (1) This section applies to a form for a life insurance or health insurance policy, an …
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§12–204. (a) The Commissioner may hold hearings to determine if accident, disability, and health ins…
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§12–205. (a) (1) The Commissioner shall disapprove a form or withdraw the previous approval of a for…
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§12–206. (a) (1) This subsection does not apply to industrial life insurance policies. (2) Unless a …
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§12–207. (a) Each statement by or on behalf of the insured or annuitant in an application for the is…
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§12–208. (a) Whenever the proceeds of or payments under a life insurance or health insurance policy …
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§12–209. A life insurance or health insurance policy or annuity contract may not be delivered or iss…
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§12–210. (a) On advance written notice to an insurer, the Commissioner may extend by a maximum of 60…
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§12–211. (a) In this section, “carrier” means: (1) an insurer; (2) a nonprofit health service plan; …
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§12–301. (a) In this section, “insurable interest” means an actual, lawful, and substantial economic…
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§12–302. (a) A guardian of a minor may insure for the minor property that the minor owns. (b) A prop…
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§12–303. A change of interest on the death of the insured does not void property insurance and the p…
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§12–304. (a) If an insurer issues and delivers a policy to a lender on property of a borrower that h…
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§12–305. (a) A claim for damage to property resulting from a motor vehicle accident may not be denie…
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§12–306. A settlement made by an insurer or a self-insurer approved under § 17-103(a) of the Transpo…
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§13–101. (a) In this title the following words have the meanings indicated. (b) “Credit health insur…
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§13–102. (a) The purpose of this title is to promote the public welfare by regulating credit life in…
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§13–103. (a) Except as provided in subsection (b) of this section, all credit life insurance, all cr…
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§13–104. Each policy of credit life insurance, credit health insurance, or credit involuntary unempl…
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§13–105. Credit life insurance, credit health insurance, and credit involuntary unemployment benefit…
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§13–106. (a) (1) The initial amount of credit life insurance may not exceed the total amount repayab…
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§13–107. (a) (1) Except as provided in paragraph (2) of this subsection, the term of credit life ins…
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§13–108. (a) Credit life insurance, credit health insurance, and credit involuntary unemployment ben…
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§13–109. (a) Except as otherwise provided in this section, the individual policy or group certificat…
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§13–110. (a) Each form for a policy, certificate of insurance, notice of proposed insurance, applica…
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§13–111. (a) (1) In this section the following words have the meanings indicated. (2) “Account” mean…
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§13–112. (a) (1) Subject to paragraph (3) of this subsection, each individual policy or group certif…
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§13–113. (a) (1) A claimant shall report a claim promptly to the insurer or its designated claim rep…
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§13–114. (a) (1) If a creditor requires credit life insurance, credit health insurance, or credit in…
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§13–115. A creditor may not require that both a husband and wife be insured unless the debtor expres…
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§13–116. (a) An authorized insurer that issues coverage under this title may not engage in fronting …
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§13–117. (a) After notice and hearing, the Commissioner may adopt regulations to carry out this titl…
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§14–101. (a) In this subtitle the following words have the meanings indicated. (b) “Health care prov…
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§14–102. (a) The purpose of this subtitle is: (1) to regulate the formation and operation of nonprof…
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§14–103. Each nonprofit health service plan shall disclose on each document, statement, announcement…
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§14–104. (a) Each nonprofit health service plan that provides hospital benefits shall furnish a stat…
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§14–105. (a) If a nonprofit health service plan is successful in an action against a person authoriz…
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§14–106. (a) It is the public policy of this State that the exemption from taxation for nonprofit he…
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§14–106.1. Beginning in fiscal year 2006, a nonprofit health service plan shall transfer funds in th…
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§14–107. (a) By November 1 of each year, the Commissioner shall issue an order notifying each nonpro…
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§14–108. A corporation subject to this subtitle may not issue contracts for the rendering of health …
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§14–109. An applicant for a certificate of authority shall: (1) file with the Commissioner an applic…
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§14–110. (a) The Commissioner shall issue a certificate of authority to an applicant if: (1) the app…
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§14–111. Subject to the authority of the Commissioner to regulate nonprofit health service plans und…
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§14–112. The Commissioner may revoke a certificate of authority issued to a corporation subject to t…
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§14–115. (a) (1) In this section the following words have the meanings indicated. (2) “Board” means …
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§14–115.1. (a) In this section, “officer” means any officer that a Maryland corporation is required …
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§14–116. (a) (1) In this section, “unsound or unsafe business practice” means a business practice th…
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§14–117. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Assets” m…
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§14–118. (a) If the minimum surplus of a corporation authorized under this subtitle required to be m…
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§14–119. (a) In addition to the requirements of § 9-231 of this article, if a chief executive office…
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§14–120. (a) In this section, “group health care” means a practice by which an affiliate or subsidia…
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§14–121. (a) (1) On or before March 1 of each year, unless the Commissioner extends the time for goo…
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§14–124. (a) (1) The Commissioner may conduct any investigation or hearing that the Commissioner con…
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§14–125. (a) The Commissioner or an examiner of the Administration may inspect and examine the affai…
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§14–126. (a) (1) A corporation subject to this subtitle may not amend its certificate of incorporati…
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§14–127. (a) Each decision or finding of the Commissioner about rates and forms made under § 14-126 …
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§14–130. In Part V of this subtitle, “health insurer” means an insurer authorized to write health in…
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§14–133. (a) (1) In this section the following words have the meanings indicated. (2) “Affiliate” me…
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§14–136. (a) Nonprofit health service plans are subject to Title 27 of this article. (b) A corporati…
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§14–137. A nonprofit health service plan may not issue, renew, or deliver an individual or group con…
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§14–138. (a) Except as provided in subsection (b), (c), or (d) of this section, a nonprofit health s…
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§14–139. (a) An officer, director, or employee of a corporation operating under this subtitle may no…
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§14–140. (a) (1) A person may not engage in the business of operating a nonprofit health service pla…
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§14–201. (a) In this subtitle the following words have the meanings indicated. (b) “Allowed amount” …
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§14–202. (a) (1) This subtitle applies to insurers that issue or deliver individual or group health …
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§14–203. The Commissioner may adopt regulations to enforce this subtitle.
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§14–204. Subject to the approval of the Commissioner, an insurer may: (1) offer or administer a heal…
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§14–205. (a) If a preferred provider insurance policy offered by an insurer provides benefits for a …
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§14–205.1. (a) The Commissioner may authorize an insurer or nonprofit health service plan to offer a…
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§14–205.2. (a) Except as otherwise provided, this section applies to both on–call physicians and hos…
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§14–205.3. (a) This section does not apply to on–call physicians or hospital–based physicians. (b) A…
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§14–206. (a) This section applies to an employee benefit plan whose benefit provisions are governed …
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§14–401. (a) In this subtitle the following words have the meanings indicated. (b) “Dental plan” mea…
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§14–402. (a) This subtitle does not apply to: (1) a dentist or professional dental corporation that …
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§14–403. A person may not establish, operate, or administer a dental plan organization or sell, offe…
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§14–404. (a) Except as provided in subsection (d) of this section, in accordance with this section, …
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§14–405. (a) An applicant for a certificate of authority shall: (1) file with the Commissioner an ap…
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§14–406. Within 10 days after a significant modification of information submitted with the applicati…
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§14–407. (a) If the Commissioner is satisfied that the individuals who are responsible for conductin…
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§14–408. (a) A certificate of authority expires on the first June 30 after its effective date unless…
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§14–409. (a) The Commissioner may suspend or revoke a certificate of authority issued to a dental pl…
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§14–410. (a) Each enrollee shall receive evidence of coverage that indicates specifically the nature…
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§14–411. (a) The Commissioner may investigate the business and examine the books, accounts, records,…
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§14–412. (a) (1) A dental plan organization shall establish and maintain a complaint system to provi…
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§14–413. (a) On or before March 1 of each year, each dental plan organization shall file with the Co…
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§14–414. A dental plan organization may not use more than 50% of its gross contract and certificate …
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§14–415. (a) A dental plan organization or its representative may not cause or knowingly allow: (1) …
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§14–416. (a) The Commissioner may issue an order that directs a dental plan organization or its repr…
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§14–417. (a) The Commissioner may bring an action in a court of competent jurisdiction of the State …
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§14–418. (a) Except for contracts referred to in § 14-405(b)(5) of this subtitle and complaints file…
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§14–601. (a) In this subtitle the following words have the meanings indicated. (b) (1) “Discount dru…
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§14–602. (a) Except as provided in subsection (b) of this section, this subtitle does not apply to a…
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§14–603. (a) (1) An entity shall register with the Commissioner as a discount medical plan organizat…
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§14–604. (a) A registration expires on the second June 30 following the registration unless it is re…
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§14–605. (a) Subject to the hearing provisions of Title 2 of this article, the Commissioner may deny…
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§14–606. A discount medical plan organization and a discount drug plan organization may not: (1) use…
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§14–607. (a) The following disclosures shall be made in writing printed in 12 point type to any pros…
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§14–608. (a) (1) If membership in a discount medical plan or a discount drug plan is canceled within…
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§14–609. (a) Each discount medical plan organization and each discount drug plan organization shall …
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§14–610. (a) Whenever the Commissioner considers it advisable, the Commissioner may examine the affa…
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§14–611. (a) To enforce this subtitle and any regulation adopted under it, the Commissioner may issu…
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§14–612. The Commissioner shall adopt regulations to carry out the provisions of this subtitle.
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§ 15-1A-01
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§15–101. This title does not apply to: (1) a policy of liability or workers’ compensation and employ…
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§15–102. In this title, the word “insured” may not be construed to prevent a person other than the i…
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§15–103. (a) An insurer or nonprofit health service plan may not issue or deliver in the State an in…
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§15–104. (a) (1) In this section the following words have the meanings indicated. (2) “Intensive car…
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§15–105. (a) (1) In this section the following words have the meanings indicated. (2) “Breast implan…
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§15–106. (a) (1) An insurer under a contract that provides an individual with home medical equipment…
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§15–107. (a) This section applies to insurers and nonprofit health service plans that issue or deliv…
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§15–108. Each insurer that issues or delivers individual, group, or blanket health insurance policie…
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§15–109. (a) (1) In this section the following words have the meanings indicated. (2) “Loss ratio” m…
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§15–110. (a) (1) In this section the following words have the meanings indicated. (2) “Health care p…
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§15–111. (a) Each payor shall cooperate fully in submitting reports and claims data and providing an…
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§15–112. (a) (1) In this section the following words have the meanings indicated. (2) “Accredited ho…
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§15–112.1. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Carrier…
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§15–112.2. (a) (1) In this section the following words have the meanings indicated. (2) “Capitated d…
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§15–112.3. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Carrier…
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§15–113. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–114. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–115. (a) (1) In this section, “carrier” means: (i) an insurer; (ii) a nonprofit health service p…
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§15–116. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–117. (a) This section applies to insurers and nonprofit health service plans that issue or deliv…
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§15–118. (a) (1) In this section the following words have the meanings indicated. (2) “Health care s…
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§15–118.1. NOT IN EFFECT ** TAKES EFFECT JANUARY 1, 2026 PER CHAPTER 692 OF 2025 ** // EFFECTIVE UNT…
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§15–119. (a) This section applies to insurers and nonprofit health service plans that issue or deliv…
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§15–120. (a) Subject to subsection (b) of this section, the Commissioner shall adopt by regulation a…
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§15–121. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–122. (a) In this section, “carrier” means: (1) an insurer; (2) a nonprofit health service plan; …
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§15–122.1. (a) (1) In this section the following words have the meanings indicated. (2) “Advance dir…
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§15–123. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–124. (a) In this section, “group health insurance” has the meaning stated in § 15–301 of this ti…
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§15–125. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Carrier” …
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§15–126. (a) In this section, “emergency medical condition” means a medical condition that manifests…
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§15–127. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Behaviora…
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§15–129. (a) (1) In this section the following words have the meanings indicated. (2) “Aggregate att…
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§15–130. (a) (1) This section applies to: (i) insurers and nonprofit health service plans that provi…
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§15–130.1. (a) This section applies to: (1) each health insurer; (2) each nonprofit health service p…
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§15–131. (a) This section applies to: (1) insurers and nonprofit health service plans that provide, …
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§15–132. (a) In this section, “carrier” has the meaning stated in § 19–142 of the Health – General A…
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§15–133. On or before December 1 of each year, the Commissioner shall report to the General Assembly…
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§15–134. (a) In this section, “grandfathered health plan” has the meaning stated in the federal Pati…
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§15–135. (a) (1) In this section, “annual preventive care” means an annual preventive visit, screeni…
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§15–135.1. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” me…
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§15–136. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–138. (a) (1) In this section the following words have the meanings indicated. (2) “Ambulance” me…
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§15–139. (a) (1) In this section, “telehealth” means, as it relates to the delivery of health care s…
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§15–140. (a) (1) In this section the following words have the meanings indicated. (2) “Acute conditi…
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§15–141. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–142. (a) (1) In this section the following words have the meanings indicated. (2) “Step therapy …
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§15–143. (a) In this section, “participation agreement” means a contract that: (1) is executed by a …
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§15–144. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–145. (a) (1) In this section the following words having the meanings indicated. (2) “Health savi…
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§15–146. (a) (1) In this section the following words have the meanings indicated. (2) “Blanket healt…
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§15–147. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–201. (a) A policy of health insurance may not be delivered or issued for delivery in the State u…
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§15–202. (a) Except as otherwise provided in this section, each policy of health insurance that is d…
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§15–203. Other than a policy of accident only insurance, each policy of health insurance in which th…
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§15–204. (a) If a policy of health insurance establishes, as an age limit or otherwise, a date after…
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§15–205. (a) A policy of a foreign insurer or alien insurer that is delivered or issued for delivery…
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§15–206. (a) A policy provision that is not subject to this subtitle may not make the policy or any …
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§15–207. Each policy of health insurance shall contain the following provision: “Entire contract; ch…
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§15–208. (a) Except as provided in subsection (c) of this section, each policy of health insurance s…
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§15–209. (a) (1) Subject to subsection (b) of this section, each policy of health insurance shall co…
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§15–210. (a) Each policy of health insurance shall contain the following provision: “Reinstatement: …
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§15–211. (a) Each policy of health insurance shall contain the following provision: “Notice of claim…
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§15–212. Each policy of health insurance shall contain the following provision: “Claim forms: The in…
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§15–213. Except as provided in § 12–102(c) of this article, each policy of health insurance shall co…
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§15–214. (a) Each policy of health insurance shall contain the following provision: “Time of payment…
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§15–215. (a) Each policy of health insurance shall contain the following provision: “Payment of clai…
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§15–216. Each policy of health insurance shall contain the following provision: “Physical examinatio…
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§15–217. Each policy of health insurance shall contain the following provision: “Legal actions: No a…
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§15–218. (a) Subject to subsection (b) of this section, each policy of health insurance shall contai…
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§15–219. A policy of health insurance may contain the following provision: “Change of occupation: If…
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§15–220. A policy of health insurance may contain the following provision: “Misstatement of age: If …
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§15–221. (a) A policy of health insurance may contain the following provision: “Other insurance in t…
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§15–222. (a) A policy of health insurance may contain the following provision: “Insurance with other…
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§15–223. (a) A policy of health insurance may contain the following provision: “Insurance with other…
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§15–224. (a) A policy of health insurance may contain the following provision: “Relation of earnings…
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§15–225. A policy of health insurance may contain the following provision: “Unpaid premiums: Upon th…
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§15–226. A policy of health insurance may contain the following provision: “Conformity with state st…
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§15–301. (a) In this subtitle the following words have the meanings indicated. (b) “Blanket health i…
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§15–302. (a) Group health insurance is health insurance issued to persons specified in this section …
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§15–304. (a) Except as provided in §§ 14–205.2 and 14–205.3 of this article, and subject to subsecti…
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§15–305. (a) (1) Blanket health insurance is health insurance issued to or in the name of persons sp…
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§15–306. (a) An insurer that is authorized to issue policies of health insurance in the State may is…
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§15–308. (a) An individual who is covered under a policy or contract of blanket health insurance may…
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§15–309. (a) Except as provided in subsections (b) through (d) of this section, benefits under a pol…
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§15–310. A person may not solicit coverage in the State under a policy of group health insurance or …
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§15–401. (a) In this section, “date of adoption” means the earlier of: (1) a judicial decree of adop…
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§15–402. (a) This section applies to: (1) each individual or group health insurance policy that is i…
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§15–403. (a) This section applies to: (1) each individual health insurance policy that: (i) provides…
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§15–403.1. (a) This section applies to: (1) each individual health insurance policy that: (i) provid…
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§15–403.2. (a) In this section, “child dependent of the domestic partner” means an individual who: (…
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§15–404. (a) This section applies to: (1) each group or blanket health insurance policy that is issu…
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§15–405. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–406. (a) In this section, “health insurance coverage” means health care coverage under which med…
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§15–407. (a) (1) In this section the following words have the meanings indicated. (2) “Dependent chi…
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§15–408. (a) (1) In this section the following words have the meanings indicated. (2) “Change in sta…
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§15–409. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Change in…
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§15–409.1. (a) (1) In this section the following words have the meanings indicated. (2) “Act” means …
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§15–411. (a) Each group health insurance contract or policy that is issued by an insurer or nonprofi…
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§15–413. (a) (1) Except as provided in paragraph (2) of this subsection, this section applies to eac…
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§15–416. (a) This section applies to insurers, nonprofit health service plans, and health maintenanc…
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§15–417. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–418. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–501. An individual, group, or blanket health insurance contract may not contain a provision that…
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§15–502. (a) This section applies to each individual or group policy or certificate of health insura…
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§15–503. An insurer or nonprofit health service plan may not deny, cancel, or refuse to renew an ind…
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§15–505. (a) This section applies to each individual, group, or blanket health insurance policy or c…
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§15–506. (a) Each insurer and nonprofit health service plan that provides maternity benefits in a po…
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§15–508.1. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” me…
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§15–509. (a) (1) In this section the following words have the meanings indicated. (2) “Activity–only…
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§15–510. No individual, group, or blanket insurance policy or contract issued or delivered in the St…
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§15–601. (a) This section applies to insurers and nonprofit health service plans that provide hospit…
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§15–602. (a) This section applies to each individual, group, or blanket health insurance policy or c…
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§15–603. (a) If the Maryland Department of Health notifies an insurer or nonprofit health service pl…
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§15–604. Each authorized insurer, nonprofit health service plan, and fraternal benefit society, and …
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§15–605. (a) (1) On or before March 1 of each year, an annual report that meets the specifications o…
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§15–701. (a) (1) This subsection applies to each individual or group health insurance policy, contra…
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§15–702. (a) This section applies to each self-funded group insurance plan that: (1) (i) is formed b…
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§15–703. (a) In this section, “certified nurse practitioner” means a licensed registered nurse who h…
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§15–704. (a) This section applies to each individual, group, or blanket health insurance policy, con…
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§15–705. For the purposes of a policy of health insurance or other insurance, a chiropractor is enti…
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§15–706. (a) (1) Subject to subsection (c) of this section, a policy, contract, or certificate descr…
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§15–707. (a) This section applies to each individual, group, or blanket health insurance policy of a…
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§15–708. (a) In this section, “nurse anesthetist” means a registered nurse who is certified as a nur…
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§15–709. (a) In this section, “nurse midwife” means a licensed registered nurse who is certified as …
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§15–710. (a) This section applies to each individual or group health insurance policy or certificate…
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§15–711. (a) This section applies to each individual or group health insurance policy or contract th…
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§15–712. Notwithstanding § 15-701(a) of this subtitle, unless a policy, contract, or certificate des…
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§15–713. (a) This section applies to individual, group, or blanket health insurance policies and con…
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§15–714. (a) This section applies to each individual or group health insurance policy, contract, or …
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§15–715. (a) This section applies to each individual or group health insurance policy or contract th…
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§15–716. (a) This section applies to individual, group, or blanket health insurance policies and con…
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§15–801. (a) This section applies to: (1) insurers that propose to issue or deliver in the State gro…
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§15–802. (a) (1) In this section the following words have the meanings indicated. (2) “Alcohol misus…
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§15–803. (a) An insurer or nonprofit health service plan that issues or delivers an individual, grou…
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§15–804. (a) (1) In this section the following words have the meanings indicated. (2) “Medical liter…
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§15–805. (a) (1) In this section the following words have the meanings indicated. (2) “Authorized pr…
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§15–806. A nonprofit health service plan that provides pharmaceutical services shall allow a subscri…
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§15–807. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Inherited…
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§15–808. (a) In this section, “home health care” means the continued care and treatment of a covered…
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§15–809. (a) (1) Each insurer that issues or delivers individual health insurance policies in the St…
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§15–810. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–810.1. (a) (1) In this section the following words have the meanings indicated. (2) “Iatrogenic …
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§15–811. (a) Each insurer and nonprofit health service plan that issues or delivers an individual, g…
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§15–812. (a) (1) In this section the following words have the meanings indicated. (2) “Attending pro…
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§15–813. (a) This section applies to each group or blanket health insurance policy that: (1) is issu…
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§15–814. (a) In this section, “digital tomosynthesis” means a radiologic procedure that involves the…
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§15–814.1. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Diagnos…
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§15–815. (a) (1) In this section the following words have the meanings indicated. (2) “Mastectomy” m…
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§15–816. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–817. (a) In this section, “child wellness services” means preventive activities designed to prot…
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§15–818. (a) This section applies to: (1) each individual or group hospital or major medical insuran…
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§15–819. (a) This section applies to: (1) each individual, group, or blanket health insurance policy…
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§15–820. (a) In this section, “orthopedic brace” means a rigid or semi–rigid device that is used to:…
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§15–821. (a) This section applies to each policy or contract that is issued or delivered in the Stat…
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§15–822. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–822.1. (a) (1) This section applies to: (i) insurers and nonprofit health service plans that pro…
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§15–823. (a) (1) In this section the following words have the meanings indicated. (2) “Bone mass mea…
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§15–824. (a) (1) In this section the following words have the meanings indicated. (2) “Authorized pr…
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§15–825. (a) This section applies to: (1) insurers and nonprofit health service plans that provide i…
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§15–826. (a) This section applies to: (1) insurers and nonprofit health service plans that provide c…
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§15–826.1. (a) In this section, “authorized prescriber” has the meaning stated in § 12–101 of the He…
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§15–826.2. (a) (1) In this subsection, “group” means a group that is not a group covered under a hea…
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§15–826.3. (a) In this section, “fertility awareness–based methods” means methods of identifying tim…
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§15–827. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Cooperati…
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§15–828. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–829. (a) (1) In this section the following words have the meanings indicated. (2) “Chlamydia scr…
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§15–830. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
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§15–831. (a) (1) In this section the following words have the meanings indicated. (2) “Authorized pr…
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§15–832. (a) This section applies to: (1) insurers and nonprofit health service plans that provide i…
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§15–832.1. (a) In this section, “mastectomy” means the surgical removal of all or part of a breast a…
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§15–833. (a) A policy will be considered to provide benefits on an expense-incurred basis if benefit…
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§15–834. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–835. (a) (1) In this section the following words have the meanings indicated. (2) “Habilitative …
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§15–836. (a) This section applies to: (1) insurers and nonprofit health service plans that provide i…
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§15–837. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–838. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–838.1. (a) In this section, “hearing aid” means a device that: (1) is of a design and circuitry …
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§15–839. (a) (1) In this section the following words have the meanings indicated. (2) “Body mass ind…
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§15–840. (a) In this section, “residential crisis services” means intensive mental health and suppor…
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§15–841. (a) (1) In this section the following words have the meanings indicated. (2) “Authorized pr…
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§15–842. (a) (1) This section applies to: (i) insurers and nonprofit health service plans that provi…
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§15–843. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–844. (a) (1) In this section, “prosthesis” means an artificial device to replace, in whole or in…
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§15–845. (a) This section applies to: (1) insurers and nonprofit health service plans that provide c…
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§15–846. (a) In this section, “cancer chemotherapy” means medication that is prescribed by a license…
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§15–847. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Complex o…
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§15–847.1. (a) This section applies to: (1) insurers and nonprofit health service plans that provide…
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§15–847.2. (a) In this section, “specialty drug” has the meaning stated in § 15–847 of this subtitle…
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§15–848. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–849. (a) (1) In this section the following words have the meanings indicated. (2) “Abuse–deterre…
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§15–850. (a) In this section, “opioid antagonist” means: (1) naloxone hydrochloride; or (2) any othe…
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§15–851. (a) (1) This section applies to: (i) insurers and nonprofit health service plans that provi…
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§15–852. (a) (1) In this section the following words have the meanings indicated. (2) “In–network ph…
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§15–853. (a) (1) In this section, “gradient compression garment” means a garment that: (i) is used f…
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§15–854. (a) (1) This section applies to: (i) insurers and nonprofit health service plans that provi…
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§15–854.1. (a) (1) In this section the following words have the meanings indicated. (2) “Active cour…
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§15–855. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–856. IN EFFECT // EFFECTIVE UNTIL DECEMBER 31, 2022 PER CHAPTERS 29 AND 31 OF 2021 SPECIAL SESSI…
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§15–857. (a) (1) This section applies to: (i) insurers and nonprofit health service plans that provi…
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§15–858. (a) (1) This section applies to: (i) insurers and nonprofit health service plans that provi…
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§15–859. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Biomarker…
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§15–860. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–861. (a) In this section, “special pediatric hospital” has the meaning stated in § 15–101 of the…
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§15–862. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–863. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
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§15–901. (a) In this subtitle the following words have the meanings indicated. (b) “Applicant” means…
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§15–902. This subtitle is not intended to prohibit or apply to policies, including group conversion …
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§15–903. (a) Notwithstanding any other provision to the contrary, this subtitle applies to: (1) Medi…
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§15–904. (a) A carrier may not issue, deliver, or renew a Medicare supplement policy in the State un…
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§15–905. A carrier shall restore any benefit that was eliminated from a Medicare supplement policy b…
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§15–906. (a) A Medicare supplement policy shall provide the minimum benefits required by federal law…
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§15–907. (a) In this section, “low-dose mammography” means an x-ray examination of the breast using …
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§15–908. The Commissioner shall approve Medicare supplement policies that include benefits in additi…
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§15–909. (a) This section does not extend the number of days of hospitalization offered under § 15–9…
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§15–910. (a) Each Medicare supplement policy or certificate shall have prominently printed on the fi…
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§15–911. (a) In this section, “loss ratio” means the ratio of losses incurred to premiums earned on …
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§15–912. (a) The Commissioner shall adopt reasonable regulations to establish specific standards for…
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§15–913. The Commissioner shall adopt reasonable regulations that specify prohibited policy provisio…
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§15–914. The Commissioner shall adopt reasonable regulations to establish minimum standards for bene…
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§15–915. (a) The Commissioner shall adopt reasonable regulations as necessary to conform Medicare su…
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§15–916. (a) The Commissioner shall prepare in clear, plain English the text of a Medicare supplemen…
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§15–917. (a) In order to provide for full and fair disclosure in the sale of Medicare supplement pol…
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§15–918. (a) The Commissioner may prescribe by regulation a standard form and the contents of an inf…
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§15–919. (a) (1) Under any circumstance stated in this section, a carrier or insurance producer of a…
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§15–920. The Commissioner may adopt regulations for captions or notice requirements, determined to b…
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§15–921. The Commissioner may adopt reasonable regulations to govern the full and fair disclosure of…
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§15–922. (a) (1) In this section, “compensation” means any pecuniary or nonpecuniary remuneration re…
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§15–922.1. (a) This section applies to a Medicare supplement policy issued: (1) under § 15–909(b)(6)…
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§15–923. Each carrier that offers a Medicare supplement policy in the State shall provide a copy of …
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§15–924. (a) Solicitation of the sale of a health insurance policy proposed to be issued to an indiv…
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§15–925. (a) When soliciting the sale of a health insurance policy, a carrier or insurance producer …
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§15–926. (a) Each carrier that issues Medicare supplement policies shall provide to CMS any data, st…
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§15–927. In addition to any other applicable penalties for violations of this article, the Commissio…
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§15–928. This subtitle is the Medicare Supplement Act.
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§15–1001. (a) This section applies to entities that propose to issue or deliver individual, group, o…
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§15–1002. To provide a standard system of payment for medical services, each claim form for use unde…
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§15–1003. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Health c…
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§15–1004. (a) For services rendered by a person entitled to reimbursement under § 15–701(a) of this …
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§15–1005. (a) In this section, “clean claim” means a claim for reimbursement, as defined in regulati…
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§15–1006. (a) On written request of the claimant, an insurer that denies a claim made on an individu…
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§15–1007. (a) This section applies to insurers and nonprofit health service plans that propose to is…
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§15–1008. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mea…
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§15–1009. (a) In this section, “carrier” means: (1) an insurer; (2) a nonprofit health service plan;…
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§15–1010. (a) (1) In this section the following words have the meanings indicated. (2) “Adverse bene…
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§15–1011. (a) (1) This section applies to: (i) insurers and nonprofit health service plans that prov…
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§15–1102. (a) In this section, “employee” includes: (1) an officer, manager, or retired employee of …
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§15–1103. (a) In this section, “transportation ticket policy” means a ticket policy of health insura…
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§15–1104. (a) (1) In this section the following words have the meanings indicated. (2) “Employer spo…
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§15–1106. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mea…
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§15–1201. (a) In this subtitle the following words have the meanings indicated. (b) “Board” means th…
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§15–1202. (a) This subtitle applies only to a health benefit plan that: (1) covers eligible employee…
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§15–1204. (a) This section applies to a carrier with respect to any health benefit plan that is a gr…
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§15–1204.1. (a) This section applies to a carrier with respect to any health benefit plan that: (1) …
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§15–1205. (a) (1) This subsection applies to a carrier with respect to any health benefit plan that …
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§15–1206. (a) (1) A carrier may not arbitrarily transfer a small employer involuntarily into or out …
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§15–1207. (a) In accordance with Title 19, Subtitle 1 of the Health – General Article, the Commissio…
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§15–1208. The provisions of § 15–508 of this title apply to a policy or certificate issued to a smal…
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§15–1208.1. (a) A carrier shall provide the special enrollment periods described in this section in …
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§15–1208.2. (a) (1) In this section the following words have the meanings indicated. (2) “Dependent”…
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§15–1209. (a) This section does not apply to any insurance enumerated in § 15–1201(i)(3)(i) through …
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§15–1210. (a) A carrier that offers coverage to a small employer shall: (1) offer coverage to all of…
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§15–1211. (a) To sell health benefit plans to small employers in the State, a carrier shall file its…
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§15–1212. (a) (1) In this section the following words have the meanings indicated. (2) “Plan” means,…
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§15–1213. (a) This section does not apply to any insurance enumerated in § 15–1201(i)(3)(i) through …
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§15–1214. Notwithstanding any other provision of this subtitle, health benefit plans shall reimburse…
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§15–1215. (a) (1) Each carrier shall elect to become either a risk-assuming carrier or reinsuring ca…
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§15–1216. (a) The Commissioner shall establish the Maryland Small Employer Health Reinsurance Pool. …
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§15–1217. (a) At a minimum, the plan of operation shall: (1) establish procedures for the handling a…
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§15–1218. (a) A reinsuring carrier may reinsure with the Pool as provided in this section. (b) At a …
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§15–1219. (a) (1) (i) As part of the plan of operation, the Board shall establish a methodology to d…
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§15–1220. (a) The Pool shall manage and invest all money collected by or on behalf of the Pool throu…
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§15–1221. (a) On or before the last day of February of each year, the Board shall determine and repo…
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§15–1222. (a) (1) The Board shall report to the Commissioner on or before June 1 of each year. (2) A…
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§15–1223. Participation in the Pool as reinsuring carriers, establishment of rates, forms, or proced…
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§15–1224. The Commissioner may order the dissolution of the Pool if the Commissioner determines that…
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§15–1225. This subtitle is the Maryland Health Insurance Reform Act.
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§15–1301. (a) In this subtitle the following words have the meanings indicated. (b) “Affiliation per…
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§15–1302. (a) This subtitle applies to all carriers that offer health benefit plans to individuals i…
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§15–1303. (a) In addition to any other requirements under this article, a carrier that offers indivi…
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§15–1307. (a) The actuarial value of benefits provided under individual health insurance coverage sh…
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§15–1308. (a) In this section, “affiliate” means a person that directly or indirectly, through one o…
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§15–1309. (a) (1) In this section the following words have the meanings indicated. (2) “Plan” means,…
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§15–1313. The Administration shall provide on its Web site and in printed form on request a list of …
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§15–1314. (a) Except as provided in subsection (c) of this section, a carrier may not increase an in…
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§15–1315. (a) (1) In this section the following words have the meanings indicated. (2) “Individual E…
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§15–1316. (a) (1) In this section the following words have the meanings indicated. (2) “Dependent” m…
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§15–1317. (a) A carrier that sells health benefit plans to individuals in the State shall establish …
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§15–1318. (a) (1) In this section the following words have the meanings indicated. (2) “Institution …
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§15–1401. (a) In this subtitle the following words have the meanings indicated. (b) “Association” or…
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§15–1402. (a) Subject to subsection (b) of this section, this subtitle applies to all carriers in co…
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§15–1406. (a) A carrier may not establish rules for eligibility of an individual to enroll under a g…
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§15–1406.1. (a) In this section, “eligible employee” means: (1) a participant under the group health…
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§15–1407. A carrier may not require an individual member of a group to pay a premium or contribution…
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§15–1408. A carrier shall renew group health benefit plans at the option of the policyholder or plan…
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§15–1409. (a) In this section, “product” means a discrete package of health benefits that are offere…
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§15–1410. (a) In this section, “plan year” has the meaning stated in § 15–1201 of this title. (b) Th…
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§15–1411. (a) (1) In this section the following words have the meanings indicated. (2) “Aggregate in…
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§15–1501. (a) (1) In this subtitle the following words have the meanings indicated. (2) “Commission”…
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§15–1502. (a) (1) The Commission shall conduct an evaluation of existing mandated health insurance s…
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§15–1601. (a) In this subtitle the following words have the meanings indicated. (b) “Agent” means a …
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§15–1604. (a) A pharmacy benefits manager shall register with the Commissioner as a pharmacy benefit…
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§15–1605. (a) A pharmacy benefits manager registration expires on the second September 30 after its …
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§15–1606. A carrier may not enter into an agreement with a pharmacy benefits manager that has not re…
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§15–1607. (a) Subject to the applicable hearing provisions of Title 2 of this article, the Commissio…
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§15–1608. A pharmacy benefits manager shall maintain adequate books and records about each purchaser…
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§15–1609. (a) Whenever the Commissioner considers it advisable, the Commissioner may examine the aff…
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§15–1610. A pharmacy benefits manager may not ship, mail, or deliver prescription drugs or devices t…
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§15–1611. (a) This section applies only to a pharmacy benefits manager that provides pharmacy benefi…
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§15–1611.1. (a) This section applies only to a pharmacy benefits manager that provides pharmacy bene…
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§15–1611.2. (a) (1) In this section the following words have the meanings indicated. (2) “Covered en…
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§15–1612. (a) This section applies only to a pharmacy benefits manager that provides pharmacy benefi…
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§15–1613. A pharmacy and therapeutics committee established by a pharmacy benefits manager performin…
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§15–1614. (a) (1) A pharmacy and therapeutics committee shall: (i) include clinical specialists that…
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§15–1615. A pharmacy benefits manager may not require a pharmacist to participate on its pharmacy an…
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§15–1616. On request of a purchaser for which the pharmacy and therapeutics committee makes recommen…
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§15–1617. A pharmacy benefits manager shall ensure that its pharmacy and therapeutics committee has:…
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§15–1618. The Commissioner may consider a pharmacy and therapeutics committee of a pharmacy benefits…
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§15–1619. The Commissioner may adopt regulations to implement this part.
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§15–1622. (a) Except as provided for in subsection (b) of this section, the provisions of §§ 15–1623…
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§15–1623. (a) Before entering into a contract with a purchaser, a pharmacy benefits manager: (1) as …
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§15–1624. (a) If a purchaser has a rebate sharing contract, a pharmacy benefits manager shall offer …
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§15–1625. This part does not diminish the authority of the Office of the Attorney General or the Com…
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§15–1628. (a) (1) At the time of entering into a contract with a pharmacy or a pharmacist, and at le…
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§15–1628.1. (a) (1) In this section the following words have the meanings indicated. (2) “Drug short…
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§15–1628.2 (a) For disputes regarding cost pricing and reimbursement under a participating pharmacy …
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§15–1628.3. (a) A pharmacy benefits manager or a carrier may not directly or indirectly charge a con…
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§15–1629. (a) This section applies only to a pharmacy benefits manager that provides pharmacy benefi…
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§15–1630. (a) This section applies only to a pharmacy benefits manager that provides pharmacy benefi…
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§15–1631. Except for an overpayment as defined in § 15–1629(h) of this subtitle, if a claim has been…
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§15–1633. The provisions of §§ 15–1633.1 through 15–1639 of this subtitle apply only to a pharmacy b…
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§15–1633.1 A pharmacy benefits manager or its agent may not request a therapeutic interchange unless…
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§15–1634. (a) Before making a therapeutic interchange, a pharmacy benefits manager or its agent shal…
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§15–1635. If a therapeutic interchange occurs, the pharmacy benefits manager or its agent shall: (1)…
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§15–1636. (a) A pharmacy benefits manager or its agent shall cancel and reverse a therapeutic interc…
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§15–1637. (a) A pharmacy benefits manager shall maintain a toll–free telephone number Monday through…
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§15–1638. All disclosures made under this part shall comply with the privacy standards set forth in …
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§15–1639. A pharmacy benefits manager shall establish appropriate policies and procedures to impleme…
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§15–1642. (a) It is a violation of this subtitle for a pharmacy benefits manager to: (1) misrepresen…
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§15–1701. (a) In this subtitle the following words have the meanings indicated. (b) “Carrier” has th…
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§15–1702. (a) A carrier may not use a physician rating system unless the physician rating system is …
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§15–1703. (a) A carrier that uses a physician rating system shall: (1) establish an appeals process …
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§15–1704. (a) A carrier shall notify the Commissioner of the results of any final review conducted b…
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§15–1901. (a) In this subtitle the following words have the meanings indicated. (b) “Carrier” means:…
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§15–1902. (a) Notwithstanding any other provision of this article or the Health – General Article, a…
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§15–1903. Notwithstanding any other provision of this article or the Health – General Article, a car…
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§15–2001. (a) In this subtitle the following words have the meanings indicated. (b) “Independent pha…
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§15–2002. (a) On or after July 1, 2021, a pharmacy services administrative organization shall regist…
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§15–2003. (a) A pharmacy services administrative organization registration expires on the second Sep…
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§15–2004. A pharmacy services administrative organization that has not registered with the Commissio…
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§15–2005. Subject to the applicable hearing provisions of Title 2 of this article, the Commissioner …
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§15–2006. A pharmacy services administrative organization shall maintain adequate books and records …
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§15–2007. (a) Whenever the Commissioner considers it advisable, the Commissioner may examine the aff…
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§15–2008. The Commissioner may adopt regulations to implement this subtitle.
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§15–2009. This subtitle may not be construed to diminish the authority of the Office of the Attorney…
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§15–2010. (a) A pharmacy services administrative contract or an amendment to a pharmacy services adm…
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§15–2011. (a) A pharmacy services administrative contract shall include a provision that requires th…
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§15–2012. (a) Each pharmacy services administrative organization shall disclose to the Commissioner …
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§15–2013. (a) Before entering into a pharmacy services administrative contract, a pharmacy services …
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§15–2014. (a) Before entering into a contract with a purchaser or pharmacy benefits manager, a pharm…
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§15–2015. A pharmacy services administrative contract shall: (1) require all remittances for claims …
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§15–2016. (a) A pharmacy services administrative organization that owns or is owned by, in whole or …
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§15–2017. (a) All disclosures made under this subtitle shall comply with the privacy standards estab…
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§15–2018. A pharmacy services administrative organization shall establish appropriate policies and p…
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§15–2019. (a) A pharmacy services administrative organization may not: (1) misrepresent pertinent fa…
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§15–2101. (a) In this subtitle the following words have the meanings indicated. (b) “Administrator” …
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§15–2102. (a) This section applies to arrangements under a health benefit plan offered by a carrier …
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§16–101. Except as otherwise provided in this title, this title applies to contracts of life insuran…
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§16–102. An insurer that is authorized to issue ordinary life insurance in the State may issue whole…
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§16–103. A life insurer may not: (1) issue or deliver in the State a policy of life insurance or an …
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§16–104. (a) An insurer may not knowingly deliver or issue for delivery in the State a policy of lif…
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§16–105. (a) This section does not apply to policies or contracts issued to an employee in connectio…
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§16–106. (a) On request of a policyholder, a life insurer may exchange, alter, or convert a policy o…
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§16–107. (a) A reinstated policy of life insurance or reinstated annuity contract may be contested o…
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§16–108. (a) A life insurer may hold under agreement the proceeds of a policy issued by it on the te…
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§16–109. (a) Except as provided in subsection (b) of this section, interest on benefits payable unde…
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§16–110. (a) If a resident of the State dies intestate and leaves an estate that consists of assets,…
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§16–111. (a) The proceeds of a policy of life insurance or under an annuity contract on the life of …
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§16–112. A life insurer may not deliver in the State, as part of or in combination with an insurance…
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§16–113. (a) Subject to the approval of the Commissioner, an insurer authorized to deliver or issue …
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§16–114. (a) In this section, “community foundation” means a nonprofit organization that is: (1) for…
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§16–115. (a) A person who engages in the business of burial insurance is subject to and shall comply…
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§16–116. (a) In this section, “public entity” means: (1) a political subdivision of the State; (2) a…
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§16–117. (a) In this section, “retained asset account” means any mechanism whereby the settlement of…
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§16–118. (a) (1) In this section the following words have the meanings indicated. (2) “Credit life i…
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§16–119. (a) (1) A life insurer may refuse an application for a policy of life insurance on the life…
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§16–120. Except as otherwise provided in this title, an insurer shall maintain records of insurance …
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§16–201. (a) Except as otherwise provided in this section, a policy of life insurance may not be del…
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§16–202. (a) (1) Each policy of life insurance shall contain a provision that a grace period shall b…
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§16–203. (a) Each policy of life insurance shall contain a provision that the policy is incontestabl…
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§16–204. (a) Each policy of life insurance shall contain a provision that the policy, or the policy …
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§16–205. (a) Each policy of life insurance shall contain a provision that if the age of the insured …
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§16–206. (a) (1) Each participating ordinary life insurance policy shall contain a provision that: (…
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§16–207. (a) This section does not apply to: (1) term policies; (2) term insurance benefits provided…
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§16–208. (a) (1) In this section the following words have the meanings indicated. (2) “Policy” inclu…
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§16–209. If a policy of life insurance provides that the proceeds may be paid in installments or as …
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§16–210. (a) Each policy of life insurance shall contain a provision that, subject to subsection (b)…
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§16–211. (a) Each policy of life insurance shall contain a provision that when benefits become payab…
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§16–212. (a) (1) Each policy of life insurance shall have the name of the beneficiary designated on …
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§16–213. (a) A policy of life insurance other than a policy of group life insurance may not be deliv…
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§16–214. A policy of life insurance may include a rider or supplemental policy provision that offers…
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§16–215. (a) Except as otherwise provided in this section, a policy of life insurance may not be del…
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§16–216. (a) Subject to subsection (b) of this section, a policy of life insurance may not contain: …
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§16–217. A policy of wholesale life insurance may not be delivered or issued for delivery in the Sta…
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§16–218. A policy of life insurance may include a rider or supplemental policy provision that operat…
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§16–219. (a) (1) If a policy of universal or variable life insurance contains a provision that allow…
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§16–301. (a) This subtitle does not apply to: (1) reinsurance; (2) group life insurance; (3) a pure …
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§16–302. The operative date of this subtitle is: (1) a date from June 2, 1947, to April 29, 1949, bo…
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§16–303. (a) Subject to § 16-304(a) of this subtitle, a policy of life insurance may not be delivere…
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§16–304. (a) Any provision required under § 16-303(b) through (g) of this subtitle may be omitted fr…
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§16–305. (a) On default of a premium payment due on a policy anniversary, any cash surrender value a…
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§16–306. On default of a premium payment due on a policy anniversary, the present value of any paid-…
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§16–307. (a) This section does not apply to a policy of life insurance issued on or after the operat…
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§16–308. (a) This section does not apply to a policy of life insurance issued on or after the operat…
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§16–309. (a) (1) In this section the following words have the meanings indicated. (2) “Operative dat…
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§16–310. (a) This section applies to a plan of life insurance: (1) that provides that the insurer wi…
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§16–311. (a) On default of a premium payment due on a policy of life insurance at a time other than …
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§16–312. (a) This section applies to policies of life insurance issued on or after January 1, 1986, …
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§16–313. This subtitle is the Maryland Standard Nonforfeiture Law for Life Insurance.
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§16–401. (a) Except as otherwise provided in this section, an annuity contract or pure endowment con…
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§16–402. (a) Each annuity contract and each pure endowment contract shall contain a provision that a…
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§16–403. (a) Subject to § 16-405 of this subtitle, if a statement, other than a statement about age,…
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§16–404. Each annuity contract and each pure endowment contract shall contain a provision that the c…
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§16–405. (a) Each annuity contract and each pure endowment contract shall contain a provision that, …
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§16–406. (a) (1) Each participating annuity contract and each participating pure endowment contract …
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§16–407. (a) Each annuity contract and each pure endowment contract shall contain a provision that, …
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§16–408. (a) A contract for a reversionary or survivorship annuity may not be delivered or issued fo…
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§16–409. An annuity contract may include a rider or supplemental contract provision that offers a co…
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§16–501. This subtitle does not apply to: (1) reinsurance; (2) a group annuity purchased under a ret…
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§16–502. The operative date of this subtitle is: (1) a date from July 2, 1980, to June 30, 1982, bot…
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§16–503. (a) An annuity contract may not be delivered or issued for delivery in the State on or afte…
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§16–504. (a) The minimum values specified under §§ 16–505 through 16–509 of this subtitle of any pai…
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§16–505. (a) Any paid-up annuity benefit available under an annuity contract shall be: (1) the prese…
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§16–506. (a) This section applies only to annuity contracts that provide cash surrender benefits. (b…
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§16–507. (a) This section applies only to annuity contracts that do not provide cash surrender benef…
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§16–508. (a) This section applies to a determination of the benefits calculated under § 16-506 or § …
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§16–509. (a) Any paid-up annuity, cash surrender, or death benefits available at any time other than…
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§16–510. This subtitle is the Maryland Standard Nonforfeiture Law for Individual Deferred Annuities …
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§16–601. (a) (1) A stock insurer or mutual insurer may issue individual and group variable life insu…
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§16–602. (a) (1) A segregated asset account may invest in any investments contractually permitted fo…
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§16–603. (a) A variable life insurance policy or variable annuity contract may not be delivered or i…
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§17–101. (a) Unless approved by the Commissioner, a group life insurance policy may not be offered t…
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§17–102. (a) Subject to subsection (b) of this section, interest on benefits payable under a policy …
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§17–103. An insurer that issues a policy to a creditor to insure debtors of the creditor shall provi…
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§17–104. (a) An insured under a policy of group life insurance, in accordance with an arrangement am…
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§17–201. (a) Subject to the requirements of this section, a policy may be issued to an employer, or …
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§17–202. (a) Subject to the requirements of this section, a policy may be issued to a labor union, o…
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§17–203. (a) Subject to the requirements of this section, a policy may be issued to a trust or to th…
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§17–204. (a) (1) Subject to the requirements of this section, a policy may be issued to an associati…
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§17–205. (a) (1) In this section the following words have the meanings indicated. (2) “Public employ…
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§17–206. (a) Subject to the requirements of this section, a policy may be issued to a creditor or it…
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§17–207. (a) (1) Subject to the requirements of this section, the lives of a group of individuals ma…
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§17–208. (a) (1) Subject to the requirements of this section, the lives of a group of individuals ma…
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§17–209. (a) (1) Insurance under a policy of group life insurance issued in accordance with §§ 17–20…
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§17–301. (a) Except as provided in subsection (b) of this section, a policy of group life insurance …
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§17–302. (a) Each policy of group life insurance shall contain a provision that the policyholder is …
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§17–303. Each policy of group life insurance shall contain a provision that: (1) the policy is incon…
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§17–304. Each policy of group life insurance shall contain a provision that: (1) requires a copy of …
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§17–305. Each policy of group life insurance shall contain a provision that sets forth any condition…
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§17–306. Each policy of group life insurance shall contain a provision that: (1) specifies that an e…
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§17–307. Each policy of group life insurance shall contain a provision that any sum due because of t…
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§17–308. Each policy of group life insurance shall contain a provision that requires the insurer to …
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§17–309. (a) Each policy of group life insurance shall contain a provision that if the insurance or …
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§17–310. (a) Subject to subsection (b) of this section, each policy of group life insurance shall co…
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§17–311. Each policy of group life insurance shall contain a provision that if an insured under the …
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§18–101. (a) In this title the following words have the meanings indicated. (b) “Alzheimer’s disease…
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§18–102. The Commissioner may adopt regulations about long-term care insurance with respect to: (1) …
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§18–103. (a) A carrier may not advertise, market, or offer a policy, contract, or certificate in the…
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§18–104. (a) Each application for long-term care insurance, except applications that are for long-te…
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§18–105. Before issuing a policy of long-term care insurance to an applicant who is at least 80 year…
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§18–106. (a) (1) A carrier shall provide to each applicant an outline of coverage and buyer’s guide.…
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§18–107. A certificate that is issued under group long–term care insurance shall include: (1) a desc…
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§18–108. (a) If long-term care benefits are part of a life insurance policy or rider, the carrier sh…
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§18–109. (a) Except as provided in subsection (b) of this section, a policy or certificate of long-t…
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§18–110. (a) (1) In this section, “home health care services” means medical or nonmedical services p…
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§18–111. Except for coverage excluded under a preexisting condition provision, long-term care insura…
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§18–112. (a) Each group policy of long-term care insurance shall provide covered individuals with a …
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§18–113. (a) If a group policy of long-term care insurance is replaced by another group policy of lo…
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§18–114. (a) The requirements of this section: (1) apply to individual and group policies of long-te…
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§18–115. In evaluating the expected and actual loss ratios, the Commissioner shall consider: (1) the…
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§18–116. (a) Except as provided in subsection (b) of this section, a premium increase under long-ter…
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§18–116.1. (a) This section applies only to policies or contracts of long–term care insurance issued…
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§18–117. (a) Whenever a long-term care benefit that is funded through a life insurance vehicle by th…
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§18–117.1. Each carrier shall provide to each insured under a policy or contract of long–term care i…
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§18–118. (a) (1) A carrier may cancel, refuse to renew, or otherwise terminate long-term care insura…
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§18–119. (a) This section does not apply to plans under § 125 of the Internal Revenue Code. (b) (1) …
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§18–120. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Genetic i…
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§19–101. (a) In addition to any requirement of this article and to the extent not inconsistent with …
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§19–102. (a) A liability insurance policy issued in the State may not require the insured to pay for…
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§19–103. Each policy issued to cover the liability of a charitable institution for negligence or any…
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§19–104. (a) Each policy that insures a health care provider against damages due to medical injury a…
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§19–104.1. On request, an insurer that issues or delivers medical professional liability insurance p…
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§19–105. An insurer that provides a general liability insurance policy to a fire department, fire co…
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§19–106. An insurer that issues or delivers a policy or contract of motor vehicle liability insuranc…
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§19–107. (a) An insurer may not refuse to issue or renew a contract of motor vehicle insurance, prop…
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§19–108. An insurer may not issue a vehicle liability insurance policy on an assessable basis.
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§19–109. On or after January 1, 1972, an authorized insurer may not issue or deliver a policy or con…
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§19–110. An insurer may disclaim coverage on a liability insurance policy on the ground that the ins…
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§19–111. (a) This section only applies if an insurer, through its insurance producer, adjuster, or r…
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§19–112. (a) The Commissioner may request by bulletin from a property and casualty insurer data that…
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§19–113. (a) A parent of a minor or person in loco parentis of the minor may settle a claim under a …
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§19–114. (a) Each insurer that issues or delivers a medical professional liability insurance policy …
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§19–115. (a) (1) In this section the following words have the meanings indicated. (2) “Health care p…
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§19–116. (a) (1) In this section the following words have the meanings indicated. (2) “Certificate h…
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§19–117. (a) (1) In this section, “adverse action” includes: (i) refusing to renew or execute a cont…
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§19–201. (a) In this subtitle the following words have the meanings indicated. (b) “Additional optio…
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§19–202. (a) An insurer that issues, sells, or delivers a homeowner’s insurance policy shall at time…
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§19–203. An insurer that issues or delivers a policy or contract of homeowner’s liability insurance …
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§19–204. A policy or contract of homeowner’s liability insurance that contains a representation that…
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§19–205. (a) (1) An insurer shall provide a policyholder with an annual statement that summarizes th…
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§19–206. (a) (1) An insurer that sells or negotiates homeowner’s insurance in the State shall provid…
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§19–206.1. (a) This section applies to an insurer that offers a homeowner’s insurance or renter’s in…
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§19–207. (a) (1) An insurer that sells or negotiates homeowner’s insurance in the State shall provid…
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§19–208. (a) A policy of homeowner’s, fire, farmowner’s, or dwelling insurance that provides coverag…
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§19–209. (a) (1) Subject to subsections (b), (c), and (d) of this section, an insurer may issue a po…
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§19–209.1. (a) An insurer that issues a policy of homeowner’s insurance that includes a deductible t…
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§19–210. (a) An insurer shall offer at least one actuarially justified premium discount on a policy …
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§19–211. (a) (1) If an insurer uses a catastrophic risk planning model or other model in setting hom…
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§19–212. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Material …
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§19–213. (a) Each policy of homeowner’s, farmowner’s, or dwelling insurance issued, sold, or deliver…
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§19–214. (a) An insurer that offers homeowner’s insurance in the State shall provide a written notic…
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§19–215. (a) An insurer that issues a policy of homeowner’s insurance in the State that contains an …
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§19–216. (a) The Commissioner shall adopt by regulation a notice to be provided to insureds or polic…
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§19–301. In this subtitle, “antiarson application” means an application for property insurance cover…
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§19–302. (a) The purpose of this subtitle is to promote the public welfare by reducing fire damage t…
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§19–303. The Commissioner may adopt regulations to carry out this subtitle.
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§19–304. (a) If, after a public hearing, the Commissioner finds that there is an abnormally high inc…
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§19–305. (a) (1) The Commissioner shall adopt a two-tier antiarson application form that requires an…
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§19–306. (a) The Commissioner may require the use of an alternative antiarson application if, after …
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§19–307. (a) (1) An antiarson application required under this subtitle is a material part of the pol…
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§19–308. (a) (1) This subsection does not apply to a contract to insure an owner-occupied dwelling f…
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§19–309. (a) Notwithstanding any other law to the contrary, an insurer, for any reason not prohibite…
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§19–402. (a) An insurer may not issue a workers’ compensation insurance policy unless the State Work…
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§19–403. (a) The Commissioner may: (1) determine whether the premium rates of an insurer adequately …
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§19–404. (a) A workers’ compensation insurance policy issued or delivered in the State may provide f…
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§19–405. When a workers’ compensation insurance policy is renewed, the insurer shall give the employ…
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§19–406. (a) This section does not apply to the cancellation of a policy or binder of workers’ compe…
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§19–501. (a) In this subtitle the following words have the meanings indicated. (b) (1) “Motor vehicl…
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§19–502. (a) This subtitle does not affect Title 17 of the Transportation Article. (b) Neither this …
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§19–503. (a) The Commissioner may adopt regulations to carry out this subtitle. (b) The Commissioner…
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§19–503.1. (a) In this section, “insurance identification card” means a card issued by or on behalf …
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§19–504. Each motor vehicle liability insurance policy issued, sold, or delivered in the State shall…
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§19–504.1. (a) This section applies only when the liability coverage under a policy or binder of pri…
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§19–505. (a) Unless waived in accordance with § 19–506 of this subtitle or rejected in accordance wi…
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§19–506. (a) (1) If the first named insured does not wish to obtain the benefits described in § 19-5…
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§19–506.1. (a) (1) Notwithstanding §§ 19–505 and 19–506 of this subtitle, a first named insured is n…
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§19–507. (a) The benefits described in § 19–505 of this subtitle shall be payable without regard to:…
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§19–508. (a) (1) Subject to paragraphs (2) and (3) of this subsection, an insurer shall make all pay…
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§19–509. IN EFFECT (a) In this section, “uninsured motor vehicle” means a motor vehicle: (1) the own…
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§19–509.1. IN EFFECT (a) In this section, “underinsured motor vehicle” means a motor vehicle that ha…
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§19–509.2. (a) A final judgment in an action for personal injury protection coverage under a motor v…
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§19–510. IN EFFECT (a) This section applies only when: (1) the liability coverage under a policy or …
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§19–511. IN EFFECT (a) This section does not apply when the first named insured under a policy or bi…
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§19–511.1. IN EFFECT (a) This section applies only when the first named insured under a policy or bi…
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§19–512. (a) (1) Each insurer that issues, sells, or delivers a motor vehicle insurance policy in th…
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§19–513. (a) This section does not prohibit a nonprofit health service plan or an authorized insurer…
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§19–514. Authorized insurers that issue, sell, or deliver motor vehicle liability or physical damage…
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§19–515. An insurer may not refuse to issue or renew a motor vehicle liability insurance policy unde…
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§19–516. (a) This section applies to a motor vehicle insurance policy issued, sold, or delivered in …
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§19–517. (a) (1) In this section the following words have the meanings indicated. (2) “Transportatio…
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§19–517.1. (a) Beginning July 1, 2017, and annually thereafter through July 1, 2021, the Commissione…
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§19–518. (a) In this section, “volunteer driver” means an individual who provides driving services, …
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§19–519. (a) Notwithstanding any other provision of law, an authorized motor vehicle insurer and the…
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§19–520. (a) (1) In this section the following words have the meanings indicated. (2) “Car sharing d…
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§19–601. The following may pool together to purchase property insurance or casualty insurance: (1) a…
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§19–602. (a) In this section, “public entity” means: (1) a political subdivision of the State; (2) a…
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§19–603. (a) In this section, “local government” means a county or municipal corporation in the Stat…
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§19–701. (a) In this subtitle the following words have the meanings indicated. (b) (1) “Affected pro…
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§19–702. This subtitle applies only to authorized insurers that deliver or issue for delivery in the…
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§19–703. (a) The Commissioner may adopt regulations to carry out this subtitle. (b) The Commissioner…
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§19–704. (a) This section applies only to lead hazard coverage for affected properties. (b) This sec…
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§19–705. An authorized insurer that provides lead hazard coverage for an affected property under thi…
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§19–706. (a) Subject to reasonable notice provisions contained in a policy or insurance contract, th…
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§19–901. (a) In this subtitle the following words have the meanings indicated. (b) “Covered customer…
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§19–902. (a) Portable electronics insurance may be offered on a month–to–month or other periodic bas…
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§19–903. (a) Notwithstanding any other provision of law and except as otherwise provided in this sec…
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§19–1001. (a) In this subtitle the following words have the meanings indicated. (b) “Affiliated insu…
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§19–1002. (a) The purpose of this subtitle is to promote the public welfare by creating a comprehens…
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§19–1003. Notwithstanding § 27–214 of this article, travel protection plans may be offered for one p…
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§19–1004. (a) Except as otherwise provided in this section, a person offering travel insurance to re…
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§19–1005. The Commissioner may adopt regulations to carry out this subtitle.
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§19–1101. (a) In this subtitle the following words have the meanings indicated. (b) “Chronic conditi…
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§19–1102. It is the intent of the General Assembly to promote the public welfare by creating a compr…
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§19–1103. (a) This subtitle applies only to pet insurance policies or certificates that are: (1) iss…
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§19–1104. (a) A pet insurer transacting pet insurance shall disclose the following to consumers: (1)…
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§19–1105. (a) (1) A pet insurer may issue policies that exclude coverage on the basis of one or more…
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§19–1106. (a) A pet insurer or pet insurance producer may not, except as provided in subsection (c) …
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§19–1107. If a wellness program contracts to indemnify or to pay or provide a specified determinable…
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§20–101. (a) In this title the following words have the meanings indicated. (b) “Association” means …
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§20–201. (a) There is a Maryland Automobile Insurance Fund. (b) The Fund is independent of all State…
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§20–202. (a) There is a Board of Trustees of the Fund. (b) (1) The Board of Trustees consists of nin…
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§20–203. (a) (1) The Board of Trustees shall: (i) appoint the Executive Director of the Fund; and (i…
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§20–204. (a) (1) Except as provided in paragraph (2) of this subsection, employees of the Fund are n…
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§20–301. (a) The purpose of the Fund is to provide the financial security required under § 17–103 of…
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§20–302. (a) The account of the Fund is a special fund account and is not a part of the State Treasu…
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§20–303. (a) (1) A financial management committee of the Fund shall manage and invest all money coll…
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§20–304. (a) (1) An audit committee, composed of members of the Board of Trustees, shall require the…
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§20–305. (a) The Fund shall provide each commercial policyholder with a notice stating the expiratio…
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§20–306. (a) In this section, “company action level RBC” has the meaning stated in § 4–301(n)(1) of …
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§20–401. There is an Industry Automobile Insurance Association.
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§20–402. (a) The Association consists of all insurers except for the Fund that are licensed to write…
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§20–403. (a) There is a Board of Directors to administer the Association. (b) (1) The Board of Direc…
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§20–404. (a) On or before March 15 of each year, the Fund shall determine and the Board of Trustees …
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§20–405. (a) In this section, “net direct written premiums” means direct gross premiums written on a…
§
§20–406. (a) (1) The Commissioner promptly shall review the assessment allocation percentages calcul…
§
§20–407. (a) On or before June 30 of each year, each Association member shall elect whether to recou…
§
§20–408. (a) (1) Each Association member shall apply and collect any assessment surcharge that the A…
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§20–409. (a) If the aggregate amount of assessment surcharges received by an Association member duri…
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§20–410. (a) There is an Insufficiency Assessment Reserve Fund. (b) The Insufficiency Assessment Res…
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§20–411. (a) All money that the Fund receives from the Association to pay an assessment during the c…
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§20–501. (a) In this subtitle, “covered vehicle” means a vehicle for which the Fund is required to p…
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§20–502. (a) On payment of the premium set by the Fund, the Fund is authorized to and shall sell, is…
§
§20–503. (a) Each policy issued by the Fund shall contain the minimum coverages required under Title…
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§20–504. (a) (1) In this section, “add–on coverage” means coverages or services sold in connection w…
§
§20–505. (a) The Executive Director shall settle, compromise, or defend claims against the Fund. (b)…
§
§20–506. (a) The Executive Director shall: (1) establish and maintain reasonable and adequate reserv…
§
§20–507. (a) Subject to the authority of the Commissioner to determine whether rates are excessive, …
§
§20–508. (a) A policyholder is entitled to continuation of coverage from the Fund at rates that are …
§
§20–509. (a) (1) Subject to this section and the policies adopted by the Board of Trustees that rela…
§
§20–510. (a) Each fund producer is a fiduciary as to all premiums, return premiums, or other money t…
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§20–511. (a) (1) On application to the Fund for appointment as a fund producer, an applicant shall f…
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§20–512. (a) Except as provided in subsection (b) of this section, the Fund shall pay to a fund prod…
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§20–513. The Fund may refuse to accept further applications from a fund producer or may terminate th…
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§20–514. (a) Except as provided in subsection (b) of this section, the Fund shall give prior written…
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§20–515. (a) The Fund may use the Maryland Tax Refund Intercept Program to recover money owed to the…
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§20–516. (a) Subject to § 20-517 of this subtitle, the Fund: (1) may reject an application of insura…
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§20–517. (a) An applicant whose application for insurance has been rejected or a policyholder whose …
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§20–518. (a) (1) The Executive Director shall refer the status of an insured’s driver’s license to t…
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§20–519. If a policy covers a spouse or other household member of the family of the policyholder: (1…
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§20–520. (a) Except as provided in subsection (b) of this section, an insurer that issues, sells, or…
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§20–601. (a) (1) In this section, “qualified person” means: (i) a resident of the State; (ii) the ow…
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§20–602. (a) The maximum amount payable from the Fund, exclusive of interest and costs, for claims f…
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§20–603. (a) (1) Except as provided in paragraph (2) of this subsection, notice of a claim for damag…
§
§20–604. (a) (1) The Executive Director shall adopt regulations and the Supreme Court of Maryland sh…
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§20–605. (a) (1) After the Fund negotiates with a plaintiff or claimant a settlement offer that the …
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§20–606. (a) When a claim subject to this subtitle results in a default judgment that is entered for…
§
§20–607. An appeal to the appropriate court may be taken from a final order, decree, or judgment of …
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§20–608. (a) All money paid out by the Fund under this subtitle may be recovered by the Fund from th…
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§20–609. (a) Whenever the Fund makes payment in an action brought or claim made under this subtitle,…
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§20–610. The General Assembly finds and declares that: (1) there is an unacceptably large number of …
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§20–611. (a) In this section, “Uninsured Motorist Fund” means the Uninsured Motorist Education and E…
§
§20–612. (a) (1) In this section the following words have the meanings indicated. (2) “Central Colle…
§
§20–613. An applicant for a policy from the Fund who is participating in the Program under § 20–612 …
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§20–614. (a) If the Uninsured Division receives information from the Motor Vehicle Administration as…
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§20–701. (a) A person may not knowingly file with the Fund a notice or document required under this …
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§21–101. (a) A surety insurer qualified to act as surety or guarantor under this article may execute…
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§21–102. A certificate of authority, or certified copy of a certificate of authority, issued by the …
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§21–103. (a) A surety insurer that is removed by the District Court from the list of surety insurers…
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§22–101. (a) In this subtitle the following words have the meanings indicated. (b) (1) “Abstract of …
§
§22–102. Premiums for title insurance shall be set out clearly and subject to the approval of the Co…
§
§22–103. (a) Except as provided in subsection (d) of this section, when, in connection with a real e…
§
§22–104. (a) A title insurance commitment or sample of the form of policy into which the contingenci…
§
§22–105. (a) (1) In this section the following words have the meanings indicated. (2) “Beneficial ow…
§
§23–101. (a) In this title the following words have the meanings indicated. (b) “Actuarial method” h…
§
§23–102. No bank, savings bank, trust company, savings and loan association, credit union, industria…
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§23–103. (a) The Commissioner may conduct investigations and examine the books, records, and account…
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§23–201. (a) A premium finance company must register with the Commissioner before engaging in busine…
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§23–202. (a) To engage in business as a premium finance company in the State, each premium finance c…
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§23–203. (a) An applicant for initial registration shall: (1) file with the Commissioner: (i) an app…
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§23–204. (a) When an applicant complies with the filing requirements and pays the registration fee t…
§
§23–205. (a) A registration expires on the first July 1 after its effective date unless it is renewe…
§
§23–206. (a) The Commissioner shall require a premium finance company to report, on forms provided b…
§
§23–207. Each premium finance company: (1) shall maintain records of its premium finance transaction…
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§23–208. (a) Subject to the hearing provisions of Title 2 of this article, the Commissioner may deny…
§
§23–209. (a) A registrant may surrender a registration by delivering to the Commissioner written not…
§
§23–210. Suspension, revocation, or surrender of a registration does not affect the obligation of an…
§
§23–301. (a) (1) A premium finance agreement shall be dated and signed by or on behalf of the insure…
§
§23–301.1. In addition to financing the premium of a surplus lines insurance contract, a premium fin…
§
§23–301.2. (a) (1) With respect to private passenger motor vehicle insurance and personal insurance,…
§
§23–302. (a) A copy of each premium finance agreement or other notice of a premium finance agreement…
§
§23–302.1. (a) An insured may finance an additional premium if: (1) the insured has paid the down pa…
§
§23–302.2. If an insurer receives notice of a financed insurance premium, the insurer shall, within …
§
§23–303. (a) The maximum charges stated in §§ 23-304 and 23-305 of this subtitle shall include all i…
§
§23–304. (a) The finance charge shall be computed: (1) on the amount of the entire premium loan adva…
§
§23–305. (a) A premium finance company may charge an initial service fee, which may not exceed $20, …
§
§23–306. (a) A premium finance agreement may require the insured to pay a delinquency and collection…
§
§23–307. (a) Except as provided in subsection (d) of this section, a premium finance agreement may r…
§
§23–307.1. (a) (1) In this section the following words have the meanings indicated. (2) (i) “Electro…
§
§23–308. A premium finance company may charge a dishonored check fee, which may not exceed $25, for …
§
§23–309. A premium finance company may not charge an insured or a prospective insured any fee for th…
§
§23–310. Filing of a premium finance agreement is not needed to perfect the validity of the premium …
§
§23–311. A premium finance company is not required to reinstate a policy if: (1) the insurer require…
§
§23–401. When in connection with a premium finance agreement a power of attorney or other authority …
§
§23–401.1. (a) Subject to subsection (b) of this section, at the option of the insured a premium fin…
§
§23–402. (a) At least 10 days before canceling an insurance contract, a premium finance company shal…
§
§23–403. (a) (1) After the end of the notice period under § 23–402(a) of this subtitle, the premium …
§
§23–403.1. If, within 15 business days after the date of written notice from a financial institution…
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§23–404. (a) All statutory, regulatory, and contractual restrictions that provide that the insured m…
§
§23–405. (a) (1) Notwithstanding any other provision of this article, when an insurance contract is …
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§23–406. Whenever an insurance contract is canceled in accordance with this subtitle, the premium fi…
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§23–501. A premium finance company, or an insurance producer, if applicable, may not require an insu…
§
§23–501.1. (a) A premium finance company may not impose any finance charge or other charge on any pa…
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§23–502. (a) A person may not pay any part of an initial service fee or any other fee or charge to a…
§
§23–503. A premium finance company may not induce an insured to enter into more than one premium fin…
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§23–504. Unless otherwise authorized by law, a person may not charge, take, receive from, reserve, o…
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§23–505. The holder of a power of attorney may not cancel an insurance contract because a delinquenc…
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§23–505.1. An insurer that markets through independent insurance producers as defined in this articl…
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§23–505.2. (a) An insurer that markets through independent insurance producers as defined in this ar…
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§23–506. In addition to any other applicable administrative or civil penalty, a premium finance comp…
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§24–201. (a) In this subtitle the following words have the meanings indicated. (b) “Health care faci…
§
§24–202. Subject to the limitations and immunities of this subtitle, the purpose of this subtitle is…
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§24–203. (a) (1) There is a Medical Mutual Liability Insurance Society of Maryland. (2) The Society …
§
§24–204. (a) There is a Board of Directors of the Society. (b) (1) There shall be at least 11 direct…
§
§24–205. (a) (1) If the Board of Directors determines that the affairs of the Society may be adminis…
§
§24–206. On approval of the application for a certificate of authority, the Commissioner shall issue…
§
§24–207. (a) Each policyholder is subject to assessment as provided in §§ 3-110, 3-111, and 3-112 of…
§
§24–208. (a) The directors of the Society may establish membership fees in amounts they consider rea…
§
§24–209. (a) Policies that the Society issues to each class of physicians and other health care prov…
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§24–210. (a) Notwithstanding any other provision of this subtitle, the Society may establish, own, o…
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§24–211. (a) (1) Not later than June 30 of each year, the Society shall report to the Commissioner a…
§
§24–212. (a) If the Society requests a rate increase of more than 7.5% and, at the time of the rate …
§
§24–213. (a) The Legislative Auditor shall conduct a fiscal and compliance audit of the accounts and…
§
§24–214. For policies that take effect on or after January 11, 2005 and through December 31, 2009, t…
§
§24–301. (a) In this subtitle the following words have the meanings indicated. (b) “Board” means the…
§
§24–302. The General Assembly finds and determines that: (1) employers’ access to affordable workers…
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§24–303. (a) There is a Chesapeake Employers’ Insurance Company. (b) The Company shall be: (1) a pri…
§
§24–304. (a) Before October 1, 2013, the Company shall: (1) file an application for a certificate of…
§
§24–306. (a) The Company: (1) shall be an authorized insurer; and (2) on and after October 1, 2013, …
§
§24–307. (a) (1) There is a Board for the Chesapeake Employers’ Insurance Company. (2) The Board sha…
§
§24–308. (a) Subject to subsection (b) of this section, the Board may declare a policyholder dividen…
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§24–309. (a) The Company is not and may not be deemed to be a department, unit, agency, or instrumen…
§
§24–310. (a) Consistent with minority business purchasing standards applicable to units of State gov…
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§24–311. (a) Except as provided in subsections (b) and (c) of this section, on October 1, 2013, all …
§
§24–312. The Company may not: (1) be converted to a mutual or stock company; (2) be sold; or (3) be …
§
§25–101. (a) In this subtitle the following words have the meanings indicated. (b) “Board of directo…
§
§25–102. (a) A risk retention group that seeks to be chartered in the State: (1) shall be chartered …
§
§25–103. (a) A risk retention group that is chartered and licensed in a state other than this State …
§
§25–104. (a) (1) A risk retention group may not join or contribute financially to an insurance insol…
§
§25–105. A policy issued to a risk retention group or a member of that risk retention group may not …
§
§25–106. (a) (1) Except as otherwise provided in paragraphs (2) and (3) of this subsection, a purcha…
§
§25–107. (a) A person must obtain a license from the Commissioner before the person acts or offers t…
§
§25–108. (a) The Commissioner may exercise any powers granted by this article to enforce the laws of…
§
§25–109. On a finding that a risk retention group is in a hazardous financial condition or is financ…
§
§25–110. A risk retention group that violates any provision of this subtitle is subject to fines and…
§
§25–111. This subtitle is the Maryland Risk Retention Act.
§
§25–201. The purpose of this subtitle is to allow employees of small farms to be entitled to protect…
§
§25–202. This subtitle applies to the following employers of agricultural labor, some or all of whom…
§
§25–203. Employers subject to this subtitle may be insured under a group workers’ compensation insur…
§
§25–204. The nonprofit agricultural association or nonprofit cooperative agricultural marketing asso…
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§25–301. (a) In this subtitle the following words have the meanings indicated. (b) “Administrator” m…
§
§25–302. An employer may satisfy the requirements of § 9-402 of the Labor and Employment Article by …
§
§25–303. (a) In this section, “service company” means a person that provides services that are not p…
§
§25–304. (a) Before a self-insurance group may operate, the self-insurance group must obtain the app…
§
§25–305. (a) A self-insurance group is not liable for payments to the Property and Casualty Insuranc…
§
§25–306. (a) The Commissioner may not grant the request of a self-insurance group to terminate its s…
§
§25–307. The Commissioner may: (1) require actuarial studies and audits to determine the financial s…
§
§25–308. (a) (1) After notice and opportunity for a hearing, the Commissioner may impose a monetary …
§
§25–401. (a) In this subtitle the following words have the meanings indicated. (b) “Association” mea…
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§25–402. The purposes of this subtitle are: (1) to authorize and establish: (i) the Joint Insurance …
§
§25–403. (a) (1) There is a Joint Insurance Association. (2) The Association is an unincorporated as…
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§25–404. (a) (1) The Association is not and may not be deemed a department, unit, agency, or instrum…
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§25–405. (a) The Governing Committee shall adopt a program of operation in accordance with this subt…
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§25–406. A person with an insurable interest in real or tangible personal property at a fixed locati…
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§25–407. (a) The Association may inspect the property of an applicant for essential property insuran…
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§25–408. (a) The Commissioner shall have the same powers over the Association as are granted under t…
§
§25–409. (a) (1) An applicant for essential property insurance or homeowner’s insurance or an affect…
§
§25–410. This subtitle is the Maryland Property Insurance Availability Act.
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§26–101. (a) In this title the following words have the meanings indicated. (b) “Emergency road serv…
§
§26–102. (a) (1) The offering of motor club service is regulated under this title but is not engagin…
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§26–103. (a) The Commissioner may conduct investigations and examine the books, records, and account…
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§26–201. A person may not provide motor club service or engage in the business of a motor club in th…
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§26–202. (a) To qualify for a license to engage in the business of a motor club, a motor club with c…
§
§26–203. (a) An applicant for an initial license shall: (1) file with the Commissioner an applicatio…
§
§26–204. (a) An applicant for a license shall deposit with the Treasurer, who shall maintain in trus…
§
§26–205. (a) Within a reasonable time after an application for a license is filed, the Commissioner …
§
§26–206. (a) A license expires on the first December 31 after its effective date unless it is renewe…
§
§26–207. (a) (1) Each licensee must appoint the Commissioner as attorney for service of process issu…
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§26–208. After notice and opportunity for a hearing, the Commissioner may suspend or revoke a licens…
§
§26–209. (a) An applicant for a license or a licensee is entitled to a hearing before the Commission…
§
§26–301. (a) Through its proper officer or agent, each licensee promptly shall notify the Commission…
§
§26–302. The Commissioner shall issue a registration certificate to an appointee if it appears to th…
§
§26–303. A registration certificate shall state in substance that the individual named in the regist…
§
§26–304. While a representative’s registration remains in effect, a licensee is bound by the acts of…
§
§26–305. (a) A registration expires on the first August 31 after its effective date unless it is ren…
§
§26–306. If a licensee cancels a representative’s authority to act for the licensee, the licensee im…
§
§26–307. (a) Subject to subsection (c) of this section, the Commissioner shall deny a registration t…
§
§26–308. A representative or appointee that is adversely affected by an order of the Commissioner ma…
§
§26–401. A motor club may not: (1) refer to its license or approval from the Commissioner or the Sta…
§
§26–402. (a) Each motor club shall provide to its members: (1) a service contract; (2) a membership …
§
§26–501. (a) A person may not act as a representative of a licensee unless the person is registered …
§
§26–501.1. (a) This title does not apply to: (1) an authorized property and casualty insurer that pr…
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§26–502. (a) A person that willfully violates this title is guilty of a misdemeanor and on convictio…
§
§27–101. The purpose of this title is to regulate trade practices in the business of insurance in ac…
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§27–102. A person may not engage in the State in a trade practice that is defined in this title as, …
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§27–103. (a) (1) If the Commissioner finds that a person in the State has engaged or is engaging in …
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§27–104. (a) If the Commissioner believes that a person engaged in the insurance business is engagin…
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§27–105. If an order issued by the Commissioner under § 27-103 of this subtitle or a report of the C…
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§27–201. The commission of an act prohibited under this subtitle is defined as an unfair method of c…
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§27–202. A person may not: (1) make, issue, circulate, or cause to be made, issued, or circulated an…
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§27–203. A person may not make, publish, disseminate, circulate, place before the public, or cause d…
§
§27–204. A person may not make, publish, disseminate, or circulate, directly or indirectly, or aid, …
§
§27–205. (a) A person may not knowingly file with a supervisory or other public official, make, publ…
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§27–206. A person may not enter into an agreement to commit, or by concerted action commit, an act o…
§
§27–207. A person may not issue, deliver, or allow an agent, officer, or employee of the person to i…
§
§27–208. (a) (1) A person may not make or allow unfair discrimination between individuals of the sam…
§
§27–209. (a) Except as otherwise expressly provided by law, a person, including a health maintenance…
§
§27–210. (a) Sections 27–208 and 27–209 of this subtitle may not be construed to include within the …
§
§27–211. (a) This section does not apply to: (1) insurance on the life of a debtor in connection wit…
§
§27–212. (a) This section does not apply to life insurance, health insurance, and annuities. (b) Exc…
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§27–213. A person may not make, issue, or cause to be made or issued an oral or written statement th…
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§27–214. (a) (1) A person may not require another person to buy insurance through a particular insur…
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§27–215. (a) An insurer may retain, invest in, or acquire all or part of the capital stock of anothe…
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§27–216. (a) A person may not willfully collect a premium or charge for insurance if the insurance i…
§
§27–217. (a) This section does not apply to: (1) life insurance; (2) health insurance; (3) annuity c…
§
§27–218. (a) All burial insurance benefits shall be paid in cash to the beneficiary. (b) A person en…
§
§27–219. A person that is not an insurer may not assume or use a name that deceptively implies or su…
§
§27–220. An insurance producer or insurer may not refer an individual employee or dependent of an em…
§
§27–221. (a) (1) In this section the following words have the meanings indicated. (2) “Carrier” mean…
§
§27–222. A person may not violate § 15–112(h) of this article.
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§27–223. (a) It is unlawful for any insurance producer to use a senior or retiree credential or desi…
§
§27–224. When soliciting or advertising the sale of a Medicare Advantage Plan, Medicare Advantage Pr…
§
§27–225. (a) In this section “bail bond” has the meaning stated in § 10–301 of this article. (b) A c…
§
§27–301. (a) The intent of this subtitle is to provide an additional administrative remedy to a clai…
§
§27–302. (a) This subtitle applies to each individual or group policy, contract, or certificate of a…
§
§27–303. It is an unfair claim settlement practice and a violation of this subtitle for an insurer, …
§
§27–304. It is an unfair claim settlement practice and a violation of this subtitle for an insurer, …
§
§27–304.1. The Commissioner shall adopt regulations that establish standards and procedures for: (1)…
§
§27–305. (a) The Commissioner may impose a penalty: (1) not exceeding $2,500 for each violation of §…
§
§27–306. An appeal from an order issued by the Commissioner under this subtitle shall be taken in ac…
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§27–401. (a) In this subtitle the following words have the meanings indicated. (b) (1) “Claim” means…
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§27–402. The provisions of this subtitle that apply to insurers also apply to: (1) a corporation tha…
§
§27–403. It is a fraudulent insurance act for a person: (1) knowingly to fail to return any money or…
§
§27–404. It is a fraudulent insurance act for an insurer doing business in the State knowingly to wr…
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§27–405. (a) It is a fraudulent insurance act for a person to act as or represent to the public that…
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§27–406. It is a fraudulent insurance act for a person: (1) knowingly or willfully to make a false o…
§
§27–406.1. (a) In this section, “individual surety” means a person that: (1) issues surety bonds or …
§
§27–407. (a) It is a fraudulent insurance act for: (1) a person, for personal gain, to solicit an in…
§
§27–407.1. It is a fraudulent insurance act for a person, with the purpose of submitting a claim und…
§
§27–407.2. It is a fraudulent insurance act for a contractor offering home repair or remodeling serv…
§
§27–408. (a) (1) A person that violates § 27–407 of this subtitle, or another provision of this subt…
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§27–501. (a) (1) An insurer or insurance producer may not cancel or refuse to underwrite or renew a …
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§27–502. (a) A surety insurer may not cancel or refuse to issue or renew a surety bond for a reason …
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§27–503. (a) An insurer may not cancel a written agreement with an insurance producer about insuranc…
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§27–504. (a) (1) In this section the following words have the meanings indicated. (2) “Abuse” has th…
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§27–504.1. (a) (1) In this section the following words have the meanings indicated. (2) “Crime of vi…
§
§27–505. (a) (1) If the Commissioner finds that an insurer has violated § 27–501, § 27–503, § 27–504…
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§27–601. (a) In this subtitle the following words have the meanings indicated. (b) (1) “Commercial i…
§
§27–601.1. (a) For purposes of this subtitle, with respect to policies of personal insurance, privat…
§
§27–601.2. (a) (1) In this section the following words have the meanings indicated. (2) “Delivered b…
§
§27–602. (a) (1) This section applies only to policies of: (i) personal insurance; and (ii) homeowne…
§
§27–603. (a) (1) This section applies only to policies of commercial insurance. (2) This section doe…
§
§27–604. (a) (1) This section applies only to policies of personal insurance and insurance issued un…
§
§27–605. (a) (1) This section applies only to policies of commercial insurance. (2) This section doe…
§
§27–606. (a) (1) Except for life insurance, health insurance, and annuities, an insurer that intends…
§
§27–607. (a) This section applies only to policies of personal insurance and insurance issued under …
§
§27–608. (a) (1) This section applies to: (i) policies of commercial insurance; and (ii) policies of…
§
§27–608.1. (a) This section applies to policies of commercial insurance and policies of workers’ com…
§
§27–609. (a) This section does not apply to a premium increase for a driver or vehicle due to a prog…
§
§27–610. (a) (1) This section applies only to policies of personal insurance and private passenger m…
§
§27–611. Before the actual expiration of a policy of motor vehicle insurance that results from nonpa…
§
§27–612. (a) (1) If an insurer fails to comply with any provision of § 27-602, § 27-603, § 27-604, §…
§
§27–613. (a) (1) This section applies only to private passenger motor vehicle liability insurance. (…
§
§27–614. (a) In this section, “increase in premium” and “premium increase” include an increase in to…
§
§27–701. In this subtitle, “resident” includes a domestic, alien, or foreign person, partnership, or…
§
§27–702. (a) (1) The General Assembly declares that it is in the interest of citizens of the State w…
§
§27–703. An unauthorized foreign insurer or unauthorized alien insurer may not make, issue, circulat…
§
§27–704. (a) (1) If the Commissioner has reason to believe that an unauthorized foreign insurer or u…
§
§27–705. (a) An unauthorized foreign insurer or unauthorized alien insurer is deemed to have appoint…
§
§27–706. This subtitle is the Unauthorized Insurers False Advertising Process Act.
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§27–801. (a) In this subtitle the following words have the meanings indicated. (b) “Fraud Division” …
§
§27–802. (a) (1) An authorized insurer, its employees, fund producers, insurance producers, a viatic…
§
§27–803. (a) (1) Each authorized insurer that has in force policies or certificates of insurance in …
§
§27–804. (a) Each viatical settlement provider shall have in place an antifraud plan reasonably calc…
§
§27–805. (a) In this section, “claim form” means any document supplied by an insurer to a claimant t…
§
§27–806. The penalty for a violation of this subtitle is as provided in §§ 4–113 and 4–114 of this a…
§
§27–901. (a) (1) In this section the following words have the meanings indicated. (2) “Credit life o…
§
§27–902. (a) A policy or contract of motor vehicle insurance may not be canceled or nonrenewed solel…
§
§27–903. An insurer that submits to its policyholder a notice of initial or renewal premium due shal…
§
§27–904. An annuity contract may not contain a provision that reduces payments to an individual enti…
§
§27–905. (a) An insurer may not send a billing statement to a policyholder under a policy or contrac…
§
§27–906. An insurer that issues or delivers in the State a policy of motor vehicle liability insuran…
§
§27–907. An insurer that issues or renews a private passenger motor vehicle insurance policy in the …
§
§27–909. (a) (1) In this section the following words have the meanings indicated. (2) “Gene product”…
§
§27–909.1. (a) (1) In this section the following words have the meanings indicated. (2) “Genetic tes…
§
§27–910. (a) (1) In this section the following words have the meanings indicated. (2) “Enrollee” mea…
§
§27–911. (a) Each authorized insurer doing business in the State shall accept and honor each request…
§
§27–912. An insurer that accepts a transfer of the insurance business of a group of policyholders fr…
§
§27–913. (a) This section applies to: (1) insurers and nonprofit health service plans that provide h…
§
§27–914. (a) This section does not apply to life insurance policies, annuity contracts, long–term ca…
§
§27–915. (a) In this section, “organ transplantation” means the transplantation or transfusion of a …
§
§27–1001. (a) In this section, “good faith” means an informed judgment based on honesty and diligenc…
§
§28–101. (a) In this title the following words have the meanings indicated. (b) “Areas under Nazi in…
§
§28–102. The Commissioner shall arrange for a toll-free telephone number, available in English as we…
§
§28–103. (a) Notwithstanding any inconsistent provision of this title, any insurer authorized to do …
§
§28–104. (a) Notwithstanding any law or agreement among the parties to an insurance policy to the co…
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§28–105. (a) (1) If directed to do so by the Commissioner, an insurer authorized to do insurance bus…
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§28–106. (a) On or before December 1, 1999, and then on December 1 for each of the succeeding 10 yea…
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§28–107. (a) In addition to any other penalty authorized by this title, any insurer or person that v…
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§28–108. An insurer may not be considered to be in violation of any provision of Title 27 of this ar…
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§28–109. The Commissioner shall adopt regulations to carry out this title and to facilitate, monitor…
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§28–110. This title is the Holocaust Victims Insurance Act.
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§29–101. The State of Maryland hereby enters the Interstate Insurance Product Regulation Compact as …
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§29–102. The Insurance Commissioner of the Maryland Insurance Administration is hereby appointed as …
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§30–101. (a) In this title the following words have the meanings indicated. (b) “Reporting insurer” …
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§30–102. (a) On or before October 1, 2011, an insurer authorized to do business in the State shall p…
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§30–103. (a) (1) On or before April 1, 2012, the Commissioner shall issue a report on the informatio…
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§31–101. (a) In this subtitle the following words have the meanings indicated. (a–1) “Application co…
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§31–102. (a) There is a Maryland Health Benefit Exchange. (b) (1) The Exchange is a body politic and…
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§31–103. (a) The Exchange is subject to: (1) the following provisions of the General Provisions Arti…
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§31–104. (a) There is a Board of Trustees of the Exchange. (b) The Board consists of the following m…
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§31–105. (a) (1) With the approval of the Governor, the Board shall appoint an Executive Director of…
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§31–106. (a) Subject to any limitations under this subtitle or other applicable law, the Board shall…
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§31–107. ** CONTINGENCY – IN EFFECT – CHAPTER 468 OF 2025 ** (a) There is a Maryland Health Benefit …
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§31–107.1. (a) The Board shall establish a trust account to hold premium payments accepted from qual…
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§31–107.2. (a) (1) For State fiscal year 2015 and for each State fiscal year thereafter, from the fu…
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§31–108. (a) On or before January 1, 2014, the functions and operations of the Exchange shall includ…
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§31–109. (a) Subject to subsection (b) of this section, the Exchange may enter into agreements or me…
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§31–110. (a) In making qualified plans available to individuals and employers through contracts with…
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§31–111. (a) The SHOP Exchange: (1) shall be a separate insurance market within the Exchange for sma…
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§31–112. (a) There is a navigator program for the SHOP Exchange. (b) The navigator program for the S…
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§31–113. (a) (1) There is a navigator program for the Individual Exchange. (2) The navigator program…
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§31–113.1. (a) In accordance with the requirement to operate a toll–free hotline under § 1311(d)(4) …
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§31–114. (a) Nothing in this subtitle requires the Maryland Medical Assistance Program or the Maryla…
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§31–115. (a) The Exchange shall certify: (1) health benefit plans as qualified health plans; (2) den…
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§31–116. (a) The essential health benefits required under § 1302(a) of the Affordable Care Act: (1) …
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§31–117. (a) The Exchange, in consultation with the Commissioner and as approved by the Board, shall…
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§31–117.1. (a) As soon as practicable but not later than July 1, 2018, the Exchange, in consultation…
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§31–118. (a) Beginning January 1, 2014, subject to subsections (b) and (c) of this section, the Exch…
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§31–119. (a) The Exchange shall be administered in a manner designed to: (1) prevent discrimination …
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§31–120. (a) (1) In this section the following words have the meanings indicated. (2) “Central Repos…
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§31–121. (a) The Exchange, in consultation with the Commissioner and as approved by the Board, may s…
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§31–122. (a) In this section, “Program” means the State–Based Young Adult Health Insurance Subsidies…
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§31–123. (a) On or before July 1, 2025, the Exchange, in consultation with the Commissioner and as a…
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§31–124. (a) The Exchange, in consultation with the Commissioner and as approved by the Board, shall…
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§31–125. ** CONTINGENCY – IN EFFECT – CHAPTER 468 OF 2025 ** (a) In this section, “Program” means th…
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§31–126. The Maryland Health Benefit Exchange shall promote access to health insurance for child car…
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§31–201. (a) In this subtitle the following words have the meanings indicated. (b) “Advisory Workgro…
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§31–202. (a) There is a Maryland Easy Enrollment Health Insurance Program. (b) The purposes of the P…
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§31–203. (a) The Exchange shall establish a Maryland Easy Enrollment Health Insurance Program Adviso…
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§31–204. (a) The Exchange or the Department, as applicable, shall determine eligibility for insuranc…
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§31–205. (a) The Exchange or the Department, as applicable, shall make a determination of eligibilit…
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§31–206. (a) If an uninsured individual is not determined to be eligible for the Maryland Medical As…
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§31–207. (a) The Exchange shall develop a detailed set of data privacy and data security safeguards …
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§32–101. (a) In this title the following words have the meanings indicated. (b) “Carrier” means: (1)…
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§32–102. (a) The purposes of this title are to: (1) require a carrier or insurance group to maintain…
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§32–103. (a) Each carrier subject to this title shall maintain a risk management framework for ident…
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§32–104. (a) Subject to § 32–106 of this title, a carrier, or the insurance group of which the carri…
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§32–105. (a) On request of the Commissioner, but not more than once each year, a carrier shall submi…
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§32–106. (a) A carrier is exempt from the requirements of this title if: (1) the carrier has annual …
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§32–107. (a) The ORSA Summary Report shall be prepared consistent with the ORSA Guidance Manual. (b)…
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§32–108. (a) (1) ORSA–related information, including the ORSA Summary Report, in the possession or c…
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§32–109. (a) Subject to § 2–210 of this article, a carrier that, without just cause, fails to timely…
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§32–110. The Commissioner may adopt regulations consistent with this title.
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§33–101. (a) In this title the following words have the meanings indicated. (b) “Authorized individu…
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§33–102. (a) The purpose of this title is to establish standards for: (1) data security; and (2) the…
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§33–103. (a) (1) Each carrier shall develop, implement, and maintain a comprehensive written informa…
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§33–104. (a) If a carrier learns that a cybersecurity event has or may have occurred, the carrier or…
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§33–105. (a) A carrier shall notify the Commissioner as promptly as possible but in no event later t…
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§33–106. (a) A carrier that is subject to, governed by, and compliant with the privacy, security, an…
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§33–107. (a) (1) Documents, materials, and other information in the control or possession of the Com…
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§33–108. In addition to any other sanction to which a carrier may be subject, a carrier that violate…
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§33–109. The Commissioner may adopt regulations consistent with this title.