§ 20-520
275 words·~1 min read·
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§20–520.
(a)Except as provided in subsection
(b)of this section, an insurer that issues, sells, or delivers private passenger motor vehicle insurance in the State may not refuse to issue a policy of private passenger motor vehicle insurance to any person who, for the immediately preceding 3 continuous years:
(1)has been insured by the Fund;
(2)has not had a moving traffic violation; and
(3)has not had a chargeable traffic accident.
(b)Subject to § 27-501 of this article, an insurer may refuse to issue a policy under subsection
(a)of this section if the person does not satisfy the insurer’s eligibility or underwriting standards.
(c)A person who is entitled to insurance under subsection
(a)of this section:
(1)shall be rated by the insurer in the same manner as any other policyholder not previously insured by the Fund having the same risk characteristics; and
(2)may not be surcharged or rated by the insurer solely because the person was insured by the Fund.
(1)At least 60 days before expiration or renewal of a policy of private passenger motor vehicle insurance, the Fund shall provide written notice to each person entitled to insurance under subsection
(a)of this section.
(2)The notice shall:
(i)inform the person of the person’s right to insurance under subsection
(a)of this section;
(ii)advise the person to contact the fund producer that bound the person’s coverage with the Fund during the most recent coverage period;
(iii)include a copy of a sample rate guide produced by the Administration; and
(iv)provide the toll-free telephone number established under § 2-109 of this article.