§ 15-924

300 words·~1 min read·/md/insurance/15-924

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

§15–924.

(a)Solicitation of the sale of a health insurance policy proposed to be issued to an individual eligible for Medicare may be made only in accordance with this section and § 15-925 of this subtitle.

(1)When soliciting the sale of a health insurance policy to an individual eligible for Medicare, a carrier or insurance producer shall ask the individual whether the individual:

(i)is already covered by an existing Medicare supplement policy; and

(ii)is entitled to Medicaid benefits.

(2)The carrier or insurance producer shall obtain a written statement from the individual that verifies the individual’s information provided under paragraph

(1)of this subsection.

(c)When soliciting or advertising the sale of a health insurance policy to an individual eligible for Medicare, a carrier or insurance producer may not:

(1)represent or imply that the carrier or insurance producer represents, works for, or is compensated by a federal, State, or local government agency;

(2)falsely represent or imply that the carrier or insurance producer is offering insurance to supplement Medicare that is approved or recommended by a federal, State, or local government agency;

(3)use terms such as “Medicare consultant”, “Medicare advisor”, “Medicare bureau”, or “disability insurance consultant” when describing the carrier or insurance producer in a letter, envelope, reply card, or any other writing or advertisement or in any oral representation; or

(4)knowingly make a misrepresentation or incomplete or fraudulent comparison by commission or omission of a policy or carrier to induce or attempt to induce the individual to:

(i)purchase, amend, lapse, surrender, forfeit, change, duplicate, or not renew coverage already in force;

(ii)replace a policy that is only technically at variance with the policy being offered by the carrier or insurance producer; or

(iii)take out a policy with another carrier.