§ 19-215

145 words·~1 min read·/md/insurance/19-215

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

§19–215.

(a)An insurer that issues a policy of homeowner’s insurance in the State that contains an anti–concurrent causation

(ACC)clause shall provide a policyholder each year with a notice that:

(1)is clear and specific;

(2)describes the ACC clause;

(3)informs the insured to read the policy for complete information on the exclusions; and

(4)states that the insured should communicate with the insurance producer or the insurer for additional information regarding the scope of the exclusions.

(b)The notice under subsection

(a)of this section:

(1)is not part of the policy or contract of insurance; and

(2)does not create a private right of action.

(c)A notice required by this section may be delivered by electronic means if the insurer complies with the requirements of § 27–601.2 of this article.

(d)The Commissioner may adopt regulations to implement this section.