§ 19-518
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/md/insurance/19-518A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
§19–518.
(a)In this section, “volunteer driver” means an individual who provides driving services, including transportation of individuals or goods, without compensation other than for expenses to:
(1)a charitable organization, as defined in § 6–101 of the Business Regulation Article, in the State; or
(2)a not–for–profit organization in the State that is exempt from taxation under § 501(c)(3), (4), or
(6)of the Internal Revenue Code.
(b)An insurer that issues, sells, or delivers a motor vehicle liability insurance policy in the State may not:
(1)cancel the policy of a named insured or refuse to issue the policy to an applicant solely because the named insured or applicant is a volunteer driver; or
(2)impose a surcharge on or otherwise increase the rate for the policy solely because the named insured or applicant, a member of the named insured’s or applicant’s household, or an individual who customarily operates the named insured’s or applicant’s motor vehicle is a volunteer driver.
(c)This section does not prohibit an insurer from canceling, refusing to renew, imposing a surcharge on, or otherwise increasing the rate for a motor vehicle liability insurance policy based on factors other than the status of a driver under the policy as a volunteer driver.