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Code · Maryland · Insurance

§ 16-601

212 words·~1 min read·/md/insurance/16-601

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

§16–601.
(1)A stock insurer or mutual insurer may issue individual and group variable life insurance contracts that provide for payment varying directly with the investment experience of a segregated asset account if the stock insurer or mutual insurer:
(i)is authorized to issue life insurance contracts in the State; and
(ii)is authorized by the Commissioner to issue individual and group variable life insurance contracts.
(2)A stock insurer or mutual insurer may issue individual and group variable annuity contracts that provide for payment varying directly with the investment experience of a segregated asset account if the stock insurer or mutual insurer:
(i)is authorized to issue annuity contracts in the State; and
(ii)is authorized by the Commissioner to issue individual and group variable annuity contracts.
(b)To be authorized to issue variable contracts, a stock insurer or mutual insurer shall comply with regulations adopted by the Commissioner.
(c)The regulations of the Commissioner may include:
(1)requirements for a minimum capital and surplus in excess of the amount otherwise required for the issuance of life insurance contracts and annuity contracts that are not variable contracts; and
(2)other requirements that the Commissioner considers appropriate to safeguard the interests of variable contract holders, other policyholders, insurers, and the public.
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