§ 15-404
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/md/insurance/15-404A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
§15–404.
(a)This section applies to:
(1)each group or blanket health insurance policy that is issued or delivered in the State and provides coverage on an expense-incurred basis; and
(2)each group medical or major medical contract or certificate that is issued or delivered in the State by a nonprofit health service plan.
(b)Each policy, contract, or certificate subject to this section shall provide a benefit that allows the addition of a certificate holder’s or subscriber’s dependent children to the certificate holder’s or subscriber’s policy or contract at any time and without evidence of insurability if:
(1)the dependent children previously were covered under the policy or contract of the certificate holder’s or subscriber’s spouse; and
(2)the certificate holder’s or subscriber’s spouse has died.
(c)This section applies regardless of whether a certificate holder’s or subscriber’s dependent children are eligible for any continuation or conversion privileges under the policy or contract of the certificate holder’s or subscriber’s spouse.
(d)Within 6 months after the death of the spouse, the certificate holder or subscriber must exercise the benefit provided under this section.