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Code · Maryland · Insurance

§ 16-202

112 words·~1 min read·/md/insurance/16-202

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

§16–202.
(1)Each policy of life insurance shall contain a provision that a grace period shall be allowed within which the payment of any premium after the first may be made.
(2)The grace period shall be:
(i)30 days;
(ii)at the option of the insurer, 1 month of not less than 30 days; or
(iii)4 weeks, for a policy of industrial life insurance with premiums payable more frequently than monthly.
(b)The policy continues in full force during the grace period.
(c)If a claim arises under the policy during the grace period, the amount of any premium due or overdue may be deducted from the policy proceeds.
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