Oklahoma

§14A-2-105. Definitions: "Goods"; "Merchandise certificate";

§14A-2-106. Definition: "Consumer lease".

§14A-2-107. Definition: "Seller".

§14A-2-108. Definition: "Revolving charge account".

§14A-2-109. Definition: "Credit service charge".

§14A-2-110. Definition: "Cash price".

§14A-2-111. Definition: "Amount financed".

§14A-2-112. Sale of motor vehicles - Taking security in other

§14A-2-201. Credit service charge for consumer credit sales other

§14A-2-202. Additional charges.

§14A-2-202.1. Return of dishonored check, negotiable order of

§14A-2-202.2. Over-the-limit charge.

§14A-2-203. Delinquency charges.

§14A-2-204. Deferral charges.

§14A-2-205. Credit service charge on refinancing.

§14A-2-206. Credit service charge on consolidation.

§14A-2-207. Credit service charge for revolving charge accounts.

§14A-2-208. Advances to perform covenants of buyer.

§14A-2-209. Right to prepay.

§14A-2-210. Rebate upon prepayment.

§14A-2-211. Discounts inducing payment by cash, check or similar

§14A-2-301. Applicability - Information required.

§14A-2-301.1. Federal Consumer Credit Protection Act disclosure.

§14A-2-302. Repealed by Laws 2014, c. 159, § 4, eff. July 1, 2014.

§14A-2-303. Overstatement.

§14A-2-304. Calculation of rate to be disclosed.

§14A-2-305. Sales made by telephone or mail.

§14A-2-306. Consumer credit sales not pursuant to revolving charge

§14A-2-307. Refinancing.

§14A-2-308. Assumption.

§14A-2-309. Estimates of disclosures.

§14A-2-310. Revolving charge accounts.

§14A-2-310.1. Disclosure in credit and charge card applications and

§14A-2-310.2. Disclosure requirements for revolving charge account

§14A-2-310.3. Index or rate of interest on revolving loan account

§14A-2-311. Consumer leases.

§14A-2-312. Repealed by Laws 1982, c. 335, § 59, operative Oct. 1,

§14A-2-313. Advertising.

§14A-2-401. Scope.

§14A-2-402. Use of multiple agreements.

§14A-2-403. Certain negotiable instruments prohibited.

§14A-2-404. When assignee not subject to defense.

§14A-2-405. Balloon payments.

§14A-2-406. Restriction on liability in consumer lease.

§14A-2-407. Security in sales or leases.

§14A-2-408. Cross-collateral.

§14A-2-409. Debt secured by cross-collateral.

§14A-2-410. No assignment of earnings.

§14A-2-411. Referral sales.

§14A-2-412. Notice of assignment.

§14A-2-413. Attorney's fees.

§14A-2-414. Limitation on default charges.

§14A-2-415. Authorization to confess judgment prohibited.

§14A-2-416. Change in terms of revolving charge accounts.

§14A-2-417. Repealed by Laws 2025, c. 410, § 2, eff. Nov. 1, 2025.

§14A-2-501. Definition: "Home solicitation sale".

§14A-2-502. Buyer's right to cancel.

§14A-2-503. Form of agreement or offer - Statement of buyer's

§14A-2-504. Restoration of down payment - Retention of cancellation

§14A-2-505. Duty of buyer - No compensation for services prior to

§14A-2-601. Sales subject to act by agreement of parties.

§14A-2-602. Repealed by Laws 1982, c. 335, § 58, operative June 1,

§14A-2-603. Repealed by Laws 1982, c. 335, § 58, operative June 1,

§14A-2-604. Repealed by Laws 1982, c. 335, § 58, operative June 1,

§14A-2-605. Credit service charge for other sales.

§14A-3-101. Short title.

§14A-3-102. Scope.

§14A-3-102a. Restrictions on political subdivision orders,

§14A-3-103. Definitions in artlcle.

§14A-3-104. Definition: "Consumer Loan".

§14A-3-105. Definition: "Loan primarily secured by an interest in

§14A-3-106. Definition: "Loan".

§14A-3-107. Definitions: "Lender"; "Precomputed"; "Principal".

§14A-3-108. Definition: "Revolving loan account".

§14A-3-109. Definition: "Loan finance charge".

§14A-3-201. Loan finance charge for consumer loans other than

§14A-3-202. Additional charges.

§14A-3-202.1. Return of dishonored check, negotiable order of

§14A-3-202.2. Repealed by Laws 1998, c. 352, § 6, emerg. eff. June

§14A-3-203. Delinquency charges.

§14A-3-203.1. Credit to finance medical goods and services -

§14A-3-203.2. Revolving loan credit card accounts - Additional

§14A-3-204. Deferral charges.

§14A-3-205. Loan finance charge on refinancing.

§14A-3-206. Loan finance charge on consolidation.

§14A-3-207. Conversion to revolving loan account.

§14A-3-208. Advances to perform covenants of debtor.

§14A-3-209. Right to prepay.

§14A-3-210. Revolving charge accounts.

§14A-3-211. Fee for small loans – Payments to Consumer Credit

§14A-3-301. Applicability - Information required.

§14A-3-301.1. Federal Consumer Credit Protection Act disclosure.

§14A-3-302. Repealed by Laws 2014, c. 159, § 4, eff. July 1, 2014.

§14A-3-302.1. Disclosure of fee for dishonored check, negotiable

§14A-3-302.2. Disclosure of over-the-limit fees.

§14A-3-303. Overstatement.

§14A-3-304. Calculation of rate to be disclosed.

§14A-3-305. Loans made by telephone or mail.

§14A-3-306. Consumer loans not pursuant to revolving loan account.

§14A-3-307. Refinancing.

§14A-3-308. Assumption.

§14A-3-309. Revolving loan accounts.

§14A-3-309.1. Disclosure in credit and charge card applications and

§14A-3-309.2. Disclosure requirements for revolving loan account

§14A-3-309.3. Index or rate of interest on revolving loan account

§14A-3-309.4. Additional disclosures for subsection 10 mortgages.

§14A-3-309.5. Additional disclosures for reverse mortgages.

§14A-3-310. Estimates of disclosures.

§14A-3-311. Repealed by Laws 1982, c. 335, § 59, operative Oct. 1,

§14A-3-312. Advertising.

§14A-3-313. Notification to borrower of transfer of residential

§14A-3-401. Scope.

§14A-3-402. Balloon payments.

§14A-3-403. No assignment of earnings.

§14A-3-404. Attorney's fees.

§14A-3-405. Limitation on default charges.

§14A-3-406. Notice of assignment.

§14A-3-407. Authorization to confess judgment prohibited.

§14A-3-408. Change in terms of revolving loan accounts.

§14A-3-409. Use of multiple agreements.

§14A-3-410. Subsection 10 mortgages – Limitations and restrictions

§14A-3-411. Refinancing loan to subsection 10 mortgage – Borrower’s

§14A-3-501. Definitions: "Supervised loan"; "Supervised lender".

§14A-3-502. Authority to make supervised loans - Administrative

§14A-3-503. Application for license – Annual fee - Appointment of

§14A-3-504. Issuance or denial of license to make supervised loans.

§14A-3-505. Hearing examiner - Powers - Reinstatement - Certain

§14A-3-506. Examination of licensees - Access to records -

§14A-3-507. Application of Administrative Procedure Act to Part.

§14A-3-508A. Loan finance charge for supervised loans.

§14A-3-508B. Loan finance charge for loans with principal of Three

§14A-3-508C. Electronic payment processing convenience fee.

§14A-3-509. Use of multiple agreements or split loans.

§14A-3-510. Restrictions on interest in land as security.

§14A-3-511. Regular schedule of payments - Maximum loan term.

§14A-3-512. Conduct of business other than making loans.

§14A-3-513. Application of other provisions.

§14A-3-514. Attorney's fees.

§14A-3-515. Restrictions on interest in motor vehicles as security.

§14A-3-601. Loans subject to act by agreement of parties.

§14A-3-602. Repealed by Laws 1982, c. 335, § 58, operative June 1,

§14A-3-603. Repealed by Laws 1982, c. 335, § 58, operative June 1,

§14A-3-604. Repealed by Laws 1982, c. 335, § 58, operative June 1,

§14A-3-605. Loan finance charge for other loans.

§14A-3-701. Short title – Oklahoma Private Student Loan

§14A-3-702. Definitions.

§14A-3-703. Prohibition on gifts – Revenue sharing.

§14A-3-704. Restrictions on private educational lenders.

§14A-3-705. Private educational loan application disclosures –

§14A-3-801. Definitions.

§14A-3-802. Nonapplicability of act.

§14A-3-803. Agreement required.

§14A-3-804. Duty of attorney.

§14A-3-805. Form of agreement - Requirement of existing legal

§14A-3-806. Right of rescission.

§14A-3-807. Disclosures.

§14A-3-808. Repealed by Laws 2014, c. 252, § 2, eff. July 1, 2014.

§14A-3-809. License required - Application.

§14A-3-810. Bond - Letter of credit.

§14A-3-811. Issuance of license.

§14A-3-812. Hearing.

§14A-3-813. Renewal of license.

§14A-3-814. Prohibited activities or conduct.

§14A-3-815. Violation of act.

§14A-3-816. Implementation.

§14A-3-817. Application of act.

§14A-4-101. Short title.

§14A-4-102. Scope - Applicability to parties.

§14A-4-103. Definition: "Consumer credit insurance".

§14A-4-104. Creditor's provision of and charge for insurance -

§14A-4-105. Conditions applying to insurance to be provided by

§14A-4-106. Unconscionability.

§14A-4-107. Maximum charge by creditor for insurance.

§14A-4-108. Refund or credit required - Amount.

§14A-4-109. Existing insurance - Choice of insurer.

§14A-4-110. Charge for insurance in connection with a deferral,

§14A-4-111. Cooperation between Administrator and Insurance

§14A-4-112. Administrative action of Insurance Department.

§14A-4-113. Sale of insurance product in conjunction with

§14A-4-201. Term of insurance.

§14A-4-202. Amount of insurance.

§14A-4-203. Filing and approval of rates and forms.

§14A-4-301. Property insurance.

§14A-4-302. Insurance on creditor's interest only.

§14A-4-303. Liability insurance.

§14A-4-304. Cancellation by creditor.

§14A-5-101. Short title.

§14A-5-102. Scope.

§14A-5-103. Restrictions on deficiency judgments in consumer credit

§14A-5-104. No garnishment before judgment.

§14A-5-105. Limitation on garnishment.

§14A-5-106. No discharge from employment for garnishment.

§14A-5-107. Extortionate extensions of credit.

§14A-5-108. Unconscionability.

§14A-5-201. Consumer credit sales and consumer loans.

§14A-5-202. Effect of violations on rights of parties.

§14A-5-203. Civil liability for violation of disclosure provisions.

§14A-5-204. Right to rescind certain transactions.

§14A-5-205. Refunds and penalties as set-off to obligation.

§14A-5-206. Closed-end consumer credit transaction secured by real

§14A-5-301. Willful violations.

§14A-5-302. Disclosure violations.

§14A-6-101. Short title.

§14A-6-102. Applicability.

§14A-6-103. Administrator.

§14A-6-104. Powers and duties of Administrator.

§14A-6-105. Administrative enforcement powers with respect to

§14A-6-106. Investigatory powers.

§14A-6-106A. Repealed by Laws 2010, c. 415, § 37, eff. July 1,

§14A-6-107. Application of Administrative Procedure Act.

§14A-6-108. Administrative enforcement orders - Review.

§14A-6-109. Assurance of discontinuance.

§14A-6-110. Injunctions against violations of act.

§14A-6-111. Injunctions against unconscionable agreements and

§14A-6-112. Temporary relief.

§14A-6-113. Civil actions by Administrator.

§14A-6-114. Jury trial.

§14A-6-115. Debtors' remedies not affected.

§14A-6-116. Report on conclusion of examination – Preservation of

§14A-6-117. Designation as public records – Other records

§14A-6-117.1. Availability of data to agencies with direct

§14A-6-201. Applicability.

§14A-6-202. Notification.

§14A-6-203. Fees.

§14A-6-301. Consumer Credit Administrative Expenses Revolving Fund.

§14A-6-302. Commission on Consumer Credit - Prescription of fees.

§14A-6-303. Deposit of fees in Consumer Credit Administrative

§14A-6-501. Department of Consumer Credit - Commission on Consumer

§14A-6-502. Members of Commission.

§14A-6-503. Appointment of Commission members - Terms of office -

§14A-6-504. Chairman - Meetings - Quorum - Minutes - Reports -

§14A-6-505. Repealed by Laws 1985, c. 178, § 81, operative July 1,

§14A-6-506. Qualifications and remuneration of administrator.

§14A-6-507. Deputy Administrator.

§14A-6-508. Bond.

§14A-6-509. Internal organization.

§14A-6-510. Employees - Duties - Compensation.

§14A-6-511. Repealed by Laws 1979, c. 101, § 4, emerg. eff. April

§14A-6-512. Repealed by Laws 2010, c. 415, § 37, eff. July 1, 2010.

§14A-9-101. Time of taking effect - Provisions for transition.

§14A-9-102. Repealed by Laws 1980, c. 68, § 1, emerg. eff. April

§14A-9-103. Repealed by Laws 1980, c. 68, § 1, emerg. eff. April