Michigan

445.1 Certificate required to carry on business under assumed name; filing; form; contents; fee; execution and acknowledgment; exceptions; certification and return of dup

445.1a Certificate; use of assumed name authorized for 5 years; renewal certificate; filing, form, fee, and duration; notice; abandonment of assumed name; destruction of

445.1b Repealed.

445.2 Assumed name certificates; filing period; rejection by county clerk.

445.2a Assumed name; change of business location certificate, filing.

445.2b Assumed name; discontinuance of operation certificate, filing.

445.2c Certified copies of original or renewal certificates; request; fee.

445.3 Certificates; alphabetical index; indexing and filing fee; certified copy as evidence; cost of certified copies; certificate as evidence of partnership; service of

445.4 Contents of certificate; applicability of act to corporation or limited partnership.

445.5 Violation of act; penalty; violation of contracts, effect.

***** 445.11 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.12 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.13 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.14 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.15 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.16 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.17 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.18 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.19 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.20 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.21 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.22 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.23 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

***** 445.24 THIS SECTION DOES NOT APPLY AFTER APRIL 27, 1987: See 445.24 *****

445.31 Short title.

445.32 Definitions.

445.33 Taking, holding, concealing, or destroying mail addressed to another person; prohibited conduct; violation as a crime; penalties; applicable whether alive or decea

445.51 Short title.

445.52 Definitions.

445.53 Use of terms “cooperative,”“co-op,” or variation thereof.

445.54 Powers of enforcement.

445.55 Action for declaratory judgment or injunction; action for damages and attorneys' fees.

445.56 Effective date.

445.57 Conditional effective date.

445.61 Short title.

445.63 Definitions.

445.64 Exemption.

445.65 Prohibited acts; violations; defense in civil action or criminal prosecution; burden of proof.

445.65a Definitions; prohibited acts; obtaining confidential telephone records by law enforcement agency or telecommunication provider.

445.67 Additional prohibited acts.

445.67a Prohibited acts; interactive computer service provider not liable for certain actions; civil action by attorney general or interactive computer service provider;

445.69 Certain violations as felony; penalty; consecutive sentences; defense in civil action or criminal prosecution; burden of proof; exception.

445.71 Prohibited acts in conduct of trade or commerce; violation as misdemeanor; penalty; civil liability.

445.72 Notice of security breach; requirements.

445.72a Destruction of data containing personal information required; violation as misdemeanor; fine; compliance; "destroy" defined.

445.72b Misrepresentation by advertisement or solicitation prohibited; violation as misdemeanor; penalty; civil remedy.

445.73 Verification of information; use of vital record.

445.75 Repeal of MCL 750.285.

445.77 Effective date.

445.79 Property subject to forfeiture.

445.79a Seizure of forfeited property; seizure without process; circumstances.

445.79b Seizure without process of property not exceeding $50,000.00; procedure; powers of seizing agency; title; examination of seized money; return of money; burden of

445.79c Forfeited property; powers of local government or state; appointment and authority of receiver; payment of expenses.

445.79d Seizure and forfeiture activities; report by agency to department of state police; audit; "reporting agency" defined.

445.81 Short title.

445.82 Definitions.

445.83 Prohibited use of social security number of employee, student, or other individual; exceptions.

445.84 Privacy policy.

445.85 Exemption from disclosure.

445.86 Violation of MCL 445.83 as misdemeanor; penalty; recovery of damages in civil action.

445.87 Effective date.

445.101 Unlawful trade practices; suppression.

445.102 Unlawful trade practices; definitions.

445.103 Unlawful trade practices; wholesale, use of term.

445.104 Unlawful trade practices; employee, use of term.

445.105 Unlawful trade practices; manufacturer, miller, wholesaler and broker, use of terms.

445.106 Unlawful trade practices; purchase of unrelated business items; automobile seat belts, exemption.

445.106a Unlawful trade practices; sale at reduced price, false representation.

445.106b Unlawful trade practices; United States government, use of terms, exception.

445.106c Unlawful trade practices; unclaimed freight.

445.107 Unlawful trade practices; circuit court injunction; compensatory costs; sales tax, collection.

445.108 Unlawful trade practices; rescission.

445.109 Unlawful trade practices; sale of product by employer to employee.

445.111 Definitions.

445.111a Telephonic solicitation using recorded message prohibited; establishment of state do-not-call list.

445.111b Information to be provided by person making telephone solicitation; interference with caller ID function prohibited.

445.111c Unfair or deceptive act or practice; violation; penalty; damages.

445.111d Do-not-call list; notice of description and enrollment; “telecommunication provider” defined.

445.111e Applicability of MCL 445.111a, 445.111b, 445.111c, and 445.111d.

445.112 Right of buyer to cancel home solicitation sale; time; notice of cancellation; restriction on right to cancel; sale subject to debtor's right to rescind.

445.113 Written agreement or offer to purchase; contents; form; cancellation; exceptions; conditions.

445.114 Tender of payments or goods to buyer; failure to tender goods; effect of noncompliance.

445.115 Demand by seller for return of goods; care and availability of goods; effect of failure to demand return of goods; compensation for services performed.

445.116 Refunds or penalties as set off or defense.

445.117 Action for collection of home solicitation sale contract.

445.131 Unsolicited merchandise; rights of recipients.

445.141 Vendor's rescission of sale of goods; refund; goods, possession.

445.142 Violation of act; penalty.

445.161 Clinical laboratory work; billing patient or third party in excess of amount billed licensed person.

445.162 Physicians not to receive fee from laboratory.

445.163 Violation; penalty.

445.251 Definitions.

445.252 Prohibited acts.

445.253 Cease and desist order; hearing; failure to comply with order; action in circuit court; fine.

445.254 Action to restrain act or practice; injunction and other equitable orders or judgments.

445.255 Assurance of discontinuance; contents; filing; record; opening closed matter for further proceedings.

445.256 Wilful violation of act or engaging in recurring course of wilful conduct in violation of act; penalties.

445.257 Action for damages or equitable relief; amount of recovery; civil fine; attorney's fees and court costs.

445.258 Communications with person other than debtor for purpose of acquiring location information; required statements.

445.271 Definitions.

445.272 Reporting adverse information about cosigner; notice; response; prohibition.

445.273 Action by cosigner; notice; statement; resolution.

445.301 Purchasing poultry for resale; record.

445.302 Duty of seller; statement, signature.

445.303 Blanks for record; furnished by secretary of state.

445.304 Blanks for record; custody, inspection.

445.305 Violation of act; penalty.

445.311 Short title.

445.312 Definitions.

445.313 Director of department of agriculture and rural development; duties.

445.314 Advertisements; requirements; guarantee; notification of availability of items; applicability of section to certain goods.

445.315 Untrue, deceptive, or misleading advertisement; "not first class" defined.

445.316 Exceptions to MCL 445.314 and 445.315.

445.317 Display of total price of consumer item offered for sale; exceptions.

445.318 Charging higher price than price displayed on item; violation.

445.319 Applicability of section to certain sales; conditions; loss suffered by buyer; notification; recovery; action brought by buyer; section inapplicable to seller int

445.320 Injunction; proceeding; assurance of discontinuance of act or practice; forwarding of notice of violation; civil fine; rules.

445.321 Public consumer education program; purpose; appropriation; internet website.

445.322 Individual or class action.

445.323 Investigation by prosecuting attorney; action.

445.324 Remedies; enactment of inconsistent ordinances or regulations.

445.371 Definitions.

445.372 Transient merchants; license required.

445.373 Application for license; contents; attachment; service of process; deposit or surety bond; fee; issuance and expiration of license; copies to state treasurer; dis

445.374 License; deposit; subjection to claims; balance, deposit.

445.375 License; invalidation, exhaustion of deposit; revocation.

445.376 Transient merchants; evidence.

445.377 Violation as misdemeanor; penalty; impounding goods; recovery or sale of impounded goods; notice; conduct of sale; disposition of proceeds; liability.

445.378 Effect of act as to local license or regulation.

445.401 Second hand or junk dealer; license required; automated recycling kiosk; internet drop-off store exempt from licensure; articles of scrap metal; compliance requir

445.402 Second hand or junk dealer; license, issuance; terms; transferability; fee; inspection.

445.403 Definitions.

445.404 Second hand or junk dealer; sign; prerequisites; record; inspection.

445.405 Second hand or junk dealer; articles purchased or exchanged; retention; retention automated recycling kiosk; tagging; record; requirements; exceptions.

445.406 Second hand or junk dealer; person without business place; retention of goods, record for police.

445.407 Second hand or junk dealer; unlawful purchases.

445.408 Violation of act; penalties; remedies.

445.421 Short title.

445.423 Definitions.

445.425 Scrap metal dealer; seller; duties.

445.426 Payment methods for certain purchase transactions; electronic database; requirements; single shared electronic database; determination or selection by department

445.427 Record of purchase transaction; preparation and maintenance; duration; location; availability for inspection; contents; exception; use of electronic record-keepin

445.429 Article containing nonferrous metal; tagging and holding by dealer required; circumstances; creation and maintenance of records; certain sales prohibited.

445.430 Sale or purchase of certain property prohibited.

445.431 Database; registration with or subscription to be required.

445.433 Violation of MCL 445.427 or 445.429 as misdemeanor; malfunction as affirmative defense; conduct as felony; penalties; report by department of state police.

445.435 Violation of act as state civil infraction; violation of MCL 445.426 as state civil infraction; penalties.

445.437 Private cause of action; damages; "value of the property stolen" defined; costs and attorney fees.

445.439 Remedies.

445.441 Effective date.

445.443 Conditional effective date.

445.451 Junk yards; township licenses, fees, regulations, state of purchases.

445.452 Junk yards; regulations, publication.

445.453 Violation of act; penalty.

445.481 Short title.

445.482 Definitions.

445.483 Dealer; certificate of registration required; internet drop-off store exempt from registration; application; fee; disclosures; dealer, agent, or employee convicte

445.484 Permanent record of each transaction; forms; copies; information required; numbering; sending copy of record of transaction form to police agency or sheriff's dep

445.485 Retaining precious item for 9 calendar days; alteration.

445.486 Prohibited conduct.

445.487 Failure to make entry in records as misdemeanor or felony; penalty.

445.488 Violation of MCL 445.483(7) or (8) or 445.484(1)(e), (3), (4), or (5) as misdemeanor or felony; penalty.

445.489 Conduct constituting felony; penalty.

445.490 Violation of MCL 445.483(1) or 445.485 as felony; penalty.

445.491 Action against dealer; grounds; damages, costs, and attorneys' fees.

445.492 Effective date.

445.501 Used car lot; definition.

445.502 Township used car lot; resolution; license, fee, application; rules; licensee, sworn statement, mailing.

445.503 Resolution, rules and regulations; posting, affidavit; township clerk, filing.

445.504 Violation of act; penalty.

445.541 Meanings of words and phrases.

445.542 Definitions.

445.543 Dealer agreement and compliance required for sale or purchase of new watercraft or new outboard motor.

445.544 Contents of dealer agreement.

445.545 Sale, transfer, or exchange of dealership; consent; criteria; prohibited conduct.

445.546 Inability of designated successor to succeed new watercraft dealer.

445.547 Designated successor of deceased or incapacitated new watercraft dealer; notice of intent; existing dealer agreement; personal and financial data; notice of refus

445.551 Definitions.

445.552 Sale; tag, size, wording.

445.553 Invoice; contents.

445.554 Advertisement.

445.555 Violation of act; penalty.

445.591 Definitions.

445.592 Prohibition, restriction, or regulation of auxiliary containers by local government; prohibitions.

445.593 Scope of MCL 445.592.

445.601 Abandonment of business by municipally aided company without restoration of benefits and interest unlawful.

445.602 Abandonment of business; application of act; benefit to company officer or agent or to predecessor company.

445.603 Violation of act; misdemeanor.

445.604 Violation of act; penalty.

445.605 Restoration of benefits; payment.

445.606 Forfeitures and injunctions; rights of municipality upon failure of company.

445.611 Definitions.

445.612 Transfer of rights, title, and interest in die, mold, or form to molder; purpose.

445.613 Notice of intention to terminate customer's rights, title, and interest in die, mold, or form.

445.614 Effect of customer's failure to claim possession of die, mold, or form or to make storage arrangements; construction of section.

445.615 Retroactive application of 3-year waiting period.

445.616 Applicability and construction of MCL 445.612 to 445.615.

445.617 Effective date.

445.618 Molder's lien.

445.618a Enforcement of lien; notice.

445.618b Sale of die, mold, or form; conditions.

445.618c Sale of die, mold, or form; notice; dispute.

445.618d Sale for sum greater than amount of lien; disposition of proceeds; prohibited sales.

445.619 Moldbuilder; lien; requirements.

445.620 Moldbuilder; lien; enforcement; notice.

445.620a Moldbuilder; right to possession of die, mold, or form.

445.620b Sale of die, mold, or form; notice of intent.

445.620c Sale; proceeds; prohibition.

445.621 “Direct molding process” defined.

445.622 Prohibited conduct.

445.623 Civil action for injunctive relief; damages, attorney's fees, and costs.

445.624 Applicability of act.

445.631 Short title.

445.633 Definitions.

445.635 Retrofit of reverse vending machines; payment to reverse vending machine manufacturers; application for payment; acceptance as full payment; proof of completion;

445.636 Establishment of new retail store in county bordering another state or in Lower Peninsula contiguous with county bordering another state; installation of vision t

445.637 Beverage container redemption antifraud fund; creation; payments; allocations; report.

445.639 Payment amount; purchase or lease.

445.641 Distribution of money left in fund.

445.643 Report.

445.651 Short title.

445.653 Definitions.

445.655 Installation of vision technology.

445.657 Reverse vending machine used in county that borders another state or county in Lower Peninsula contiguous with county that borders another state; processing metal

445.659 Reverse vending machine used in county that borders another state or county in Lower Peninsula contiguous with county that borders another state; processing glass

445.661 Change, alteration, or modification; prohibitions.

445.663 Fraudulent change, alteration, or modification; data; retention; availability for inspection.

445.665 Inspection; investigation of complaint; notice of violation; installation or update to comply with requirements.

445.667 Violations; penalties; restitution.

445.669 Report.

445.771 Definitions.

445.772 Unlawful contract, combination, or conspiracy.

445.773 Unlawful monopoly.

445.774 Labor as commodity or article of commerce; organizations for mutual help; acts or conduct of governmental unit; authorized transactions or conduct; unlawful trans

445.774a Agreement or covenant protecting business interests of employer; applicability of section.

445.775 Venue.

445.776 Written demand by attorney general or prosecuting attorney; contents; noncompliance; action to enforce demand; service of notice and pleadings; orders; confidenti

445.777 Action by attorney general or prosecuting attorney for injunctive or other equitable relief and civil penalties; assessment of penalty.

445.778 Action by state, political subdivision, public agency, or other person for injunctive or other equitable relief, actual damages, interest, costs and attorney's fe

445.779 Violation as misdemeanor; penalty; criminal prosecution.

445.780 Final judgment or decree as prima facie evidence; application of collateral estoppel or issue preclusion.

445.781 Limitations.

445.782 Remedies cumulative.

445.783 Order requiring witness to give testimony or other information; immunity.

445.784 Incorporation of provisions similar to uniform state antitrust act; application and construction; interpretations by federal court.

445.785 Short title.

445.786 Severability.

445.787 Repeal of acts and parts of acts.

445.788 Effect of repeals.

445.811 Definitions.

445.812 Street address in advertisement.

445.813 Applicability of act.

445.814 Injunction; assurance of discontinuance; notice of violation; penalty; rules.

445.815 Individual or class action; damages; attorneys' fees.

445.816 Investigation by prosecuting attorney; instituting and prosecuting action.

445.817 Other cause of action; liberal construction; ordinance or other regulation.

445.818 Effective date.

445.821 Legislative citizens committee on consumer affairs; members, appointment, terms.

445.822 Executive committee on consumer affairs; members.

445.823 Governor's citizens committee on consumer affairs; members, appointment, terms.

445.824 Special Michigan consumer's council; conducting business at public meeting; notice of meeting.

445.825 Legislative and governor's citizens committees; expenses, payment.

445.826 Duties of council.

445.827 Consumers council; powers.

445.828 Consumers council; general control of legislative council.

445.829 Consumers council; appropriation.

445.831 Short title.

445.832 Definitions.

445.833 Appliance repair; written estimate; fee; service call charge; combination of written estimate with final bill.

445.834 Removed parts; return; retention.

445.835 Final bill.

445.836 Warranty.

445.837 False statement; noncompliance; remedies; action pursuant to Michigan consumer protection act; other remedies.

445.851 Retail installment sales act; short title.

445.851a Truth in lending act; effect of compliance.

445.852 Definitions.

445.853 Retail installment contract; requirements; size; notice to buyer; delivery of copy; nondelivery; provisions; contents of contract; transaction involving vehicle;

445.854 Retail installment contracts; single document not required; sales slip, account book, other written statements.

445.855 Transactions negotiated and entered into by mail or telephone; applicable provisions of act; memorandum.

445.856 Retail installment contracts; blank space; filling.

445.857 Time price differential; limitation; computation; minimum time price differential.

445.858 Prepayment of unpaid balance; amount of refund credit.

445.859 Installment contract or retail charge agreement; delinquency and collection charge.

445.860 Retail installment contracts; statement of dates, payments and unpaid balances; receipt.

445.861 Retail installment transactions; subsequent purchases; previous contracts; inclusion and consolidation; new schedule of installment payments.

445.862 Retail charge agreement; delivery of copy to buyer; acknowledgment; blank spaces; statement of time price differential; notice to buyer; periodic statement; compu

445.862a Submission of invoice evidencing credit card sale.

445.863 Retail installment contracts or charge agreements; insurance included in cost; requirements; minimum charges; refunds.

445.864 Retail installment contracts or charge agreements; prohibited provisions; denial of application based on geographic location of residence prohibited; permissible

445.865 Purchase or acquisition of retail installment contract or retail charge agreement by assignee; terms, conditions, and price; evidence of obligation; validity of w

445.865a Contracts, agreements, or other transactions considered made in state; offer or agreement to sell in state; acceptance or offer to buy in state.

445.866 Waiver of act as to buyers' protection prohibited.

445.867 Violation of act; misdemeanor.

445.868 Violation of act; effect as to recovery rights of seller.

445.869 Violation of act; actions; penalties.

445.870 Violation of act; assurance of discontinuance; acceptance by attorney general, approval of circuit court.

445.871 Violation of order of circuit court; civil penalty.

445.871a Compliance with federal truth-in-lending act; violation as unintentional and bona fide error; burden of proof.

445.872 Effect of act as to prior contracts.

445.873 Time price differential consisting of interest on amount of unpaid principal balance of contract; modifications.

445.881 Short title.

445.883 Definitions.

445.885 Owner-builder residing in residential structure; duties upon completion of construction and issuance of occupancy permit; sale or transfer of ownership; limitatio

445.887 Owner-builder notice; requirements.

445.889 Failure to disclose; liability; remedies.

445.891 Effective date.

445.901 Short title.

445.902 Definitions.

445.903 Unfair, unconscionable, or deceptive methods, acts, or practices in conduct of trade or commerce; rules; applicability of subsection (1)(hh).

445.903a Home appliance; contents of service contract.

445.903b Failure of seller to file notice unlawful; form and contents of notice; notice of change in information; reference to MCL 445.903 includes reference to this sect

445.903c Advertising or listing in telephone directory; misrepresenting name or location prohibited; violation; penalty; applicability to telephone service provider, publ

445.903d Advertising or listing in telephone directory; misrepresenting name or location prohibited; violation; penalty; applicability to telephone service provider, publ

445.903e Issuance of gift certificate; prohibited conduct; definitions.

445.903f Possession or use of gift certificate; charging service fee prohibited; "service fee" defined.

445.903g Expiration of gift certificate; limitation.

445.903h Vehicle rental transaction; inclusion of vehicle license cost recovery fee; amount; fee in excess of costs; duties of car rental company; definitions.

445.903i Ownership or operation of clothing donation box; definitions.

445.903k Providing, offering, or receiving compensation for providing or offering of veterans' benefit service; advertising or promoting event regarding veterans' pension

445.903l Third-party delivery service; prohibition on use of likeness, trademark, or other property of restaurant; written agreement; definitions.

445.903m Online state services by unaffiliated third party; requirements.

445.903n Definitions for MCL 445.903o.

445.903o Regulation and verification of online marketplace and third-party sellers; information for consumers; requirements; failure to comply; suspension; enforcement.

445.904 Exemptions; burden of proof.

445.905 Action to restrain defendant by temporary or permanent injunction; venue; costs; civil penalty; notice to defendant; notice to attorney general; violation of inju

445.906 Assurance of discontinuance of method, act, or practice.

445.907 Subpoena; notice; confidentiality; penalty.

445.908 Compliance with notice; conduct requiring assessment of civil penalty; petition for order to enforce compliance; violation of final order; injunction.

445.909 Publication, public inspection and copying, and distribution of rules, final judgments, assurance of discontinuance, and other matters; request; fee.

445.909a List of consumer complaints.

445.910 Class action by attorney general for actual damages; order; hearing; receiver; sequestration of assets; cost of notice; limitations.

445.911 Action by person for declaratory judgment, injunction, or actual damages; class action by person for actual damages; order; hearing; receiver; sequestration of as

445.912 Mailing copy of complaint, judgment, decree, or order to attorney general; violation of injunction as evidence.

445.913 Filing fees for commencing action or filing voluntary assurance.

445.914 Investigation by law enforcement officer.

445.915 Investigation and prosecution by prosecuting attorney.

445.916 Other causes of action not affected; inconsistent ordinance or regulation prohibited.

445.917 Investigation of financial institutions; subpoena; report.

445.918 Investigation of public utilities; subpoena; report.

445.919 Investigation of certain persons by cemetery commission; subpoena; report.

445.920 Investigation of certain persons by director of department of energy, labor, and economic growth; subpoena; report.

445.921 Investigation of certain persons by commissioner of insurance; subpoena; report.

445.922 Effective date.

445.931 Cancellation of certain sales contracts by buyer.

445.951 Short title.

445.952 Definitions.

445.953 Rental-purchase agreement; form; contents; information requirements; separate form; disclosure of additional information.

445.954 Amount necessary to acquire ownership; amount applied toward purchase price.

445.955 Advertising requirements; requirements as to items displayed or offered under rental-purchase agreement.

445.956 Prohibited provisions in rental-purchase agreement.

445.957 Prohibited requirements.

445.958 Failure to make timely periodic payment; rights of lessee; reinstatement; late or delivery fee; same or substitute item provided on reinstatement.

445.959 Temporary or permanent injunction; venue; costs; civil penalty; notice of intended action; opportunity to cease and desist or to confer with attorney general; not

445.960 Assurance of discontinuance.

445.961 Subpoena; service and contents of notice; extension of reporting date; modification or setting aside of notice and subpoena; confidentiality; disclosures; disclos

445.962 Compliance with terms of notice; prohibited conduct; civil penalty; petition for order to enforce compliance; violation of final order as civil contempt; enjoinin

445.963 Class action for actual damages; order; appointment of receiver; sequestration of assets; cost of notice; effect of bona fide error; limitations.

445.964 Action for declaratory judgment or injunction; action for actual damages and attorneys' fees; class action for actual damages; order; appointment of receiver; seq

445.965 Mailing copy of complaint, judgment, decree, or order to attorney general.

445.966 Payment of filing fees.

445.967 Aid and assistance of law enforcement officer.

445.968 Investigation and prosecution by prosecuting attorney.

445.969 Other causes of action not affected; inconsistent ordinance or regulation prohibited.

445.970 Example of form satisfying requirements of act.

445.991 Definitions.

445.992 Lease contract for motor vehicle; statement required; signature or initials of lessee.

445.993 Failure of lessor to provide notice or obtain lessee's signature or initials; civil action; damages; attorney's fees; limitation.

445.994 Refusal to sign lease contract.

445.995 Effective date.

445.1011 Short title.

445.1012 Definitions.

445.1013 Termination of motor lease by service member or spouse; requirements.

445.1014 Termination of motor vehicle lease; effectiveness.

445.1015 Termination of motor vehicle lease; payments; charges; refund of advance payments.

445.1016 Civil action; equitable relief; civil fine.

445.1031 Short title.

445.1032 Definitions.

445.1033 Soliciting fee for providing copy of deed; statement on document required; contents; form; rules; fee; limitation; furnishing copy of document to county office o

445.1034 Exceptions.

445.1035 Investigation; violation; penalty.

445.1036 Action by attorney general; remedies; notice; violation of terms of injunction, order, decree, or judgment.

445.1037 Subpoena; contents; service; notice; actions by court; confidential records; disclosure; violation as misdemeanor.

445.1081 Definitions.

445.1082 Sale or lease of wheelchair; express warranty; duration; failure to furnish.

445.1083 Nonconformity; repair by manufacturer; reimbursement to authorized dealer; duty of manufacturer.

445.1084 Receipt by consumer of comparable wheelchair or refund; transfer of wheelchair to manufacturer.

445.1085 Leased wheelchair; refund.

445.1086 Sale or lease of returned wheelchair.

445.1087 Rights and remedies of consumer.

445.1091 Short title.

445.1092 Homeowner protection fund; administration; receipt, deposit, and investment of money and assets; money remaining in fund at close of fiscal year; expenditures.

445.1101 Home improvement finance act; short title.

445.1102 Definitions.

445.1111 Effect of compliance with truth in lending act.

445.1201 Home improvement installment contract; date, form.

445.1202 Home improvement installment contract; contents required.

445.1203 Home improvement installment contract; additional required contents.

445.1204 Home improvement installment contract; delivery of copy to buyer; acknowledgment, form.

445.1204a Home improvement charge agreement generally.

445.1204b Home improvement charge agreement; time price differential; lien on buyer's principal residence prohibited; attorney's fee.

445.1205 Home improvement installment contract; statement as to insurance.

445.1206 Home improvement installment contract and home improvement charge agreement; prohibited provisions.

445.1207 Evidence of obligation; holder subject to claims and defenses of buyer; limitation on buyer's recovery.

445.1208 Repealed.

445.1209 Home improvement installment contract; provisions as to delinquency and collection charges, court costs and attorney fees.

445.1301 Finance charges.

445.1302 Division of transaction prohibited.

445.1303 Payment of contract in full before maturity; refund credit.

445.1304 Scheduled payments; extension of due date; deferral charge.

445.1305 Refinancing payment of unpaid balance; refinance charge, computation; refinancing agreement, consolidation of contracts.

445.1306 Add-on sales; optional contract provisions; finance charges, insurance.

445.1307 Finance charge; computation, maximum sale.

445.1308 Subsequent sale; memorandum, contents.

445.1309 Optional method of computing finance charge.

445.1401 Notice of assignment of contract or agreement.

445.1402 Statement of payments; furnished by holder, fee.

445.1403 Payment in full; acknowledgment, release of collateral.

445.1404 Compensation or reward for procurement of contract or agreement prohibited; giving tangible items for advertising or sales promotion purposes.

445.1405 Criminal violation of act by personnel deemed violation by contractor; exception.

445.1406 Unauthorized charges.

445.1407 Cash loans.

445.1409 Waiver.

445.1410 Effect of act as to prior contracts.

445.1421 Violation of act; misdemeanor, penalty.

445.1422 Violation of act; injunction; violation of injunction, civil penalty.

445.1431 Effective date of act.

445.1451 Short title.

445.1452 Definitions.

445.1453 Repurchase of inventory on termination of agreement; election to keep inventory.

445.1454 Repurchase amount; handling, packing, and loading; effect of payment; subtraction of debts; shipment; undeliverable or unaccepted goods; notice of intent to retu

445.1455 Provisions supplemental; election of remedies; effect of electing contract remedy; charge back.

445.1456 Exceptions to repurchase requirement.

445.1457 Liability of supplier or manufacturer failing or refusing to pay or credit account of dealer; right of dealer to bring action.

445.1457a Notice of termination, cancellation, nonrenewal, or substantial change in competitive circumstances.

445.1458 Death of dealer or majority stockholder or partner; options of heirs; time limitation; new franchise agreement.

445.1459 Security interest in inventory not affected.

445.1460 Applicability of act.

445.1501 Short title; construction.

445.1502 Definitions.

445.1503 Additional definitions; burden of proof.

445.1504 Arrangements between franchisor and franchisee to which act applicable; making offer or sale of franchise in state; accepting offer to sell in state; communicati

445.1504a Applicability of act.

445.1504b Franchisee as sole employer.

445.1505 Prohibited conduct in connection with offer, sale, or purchase of franchise.

445.1505a Franchise opportunities handbook.

445.1506 Exemption of offer and sale of franchise from MCL 445.1507a and 445.1508; circumstances; compliance with MCL 445.1508.

445.1507 Repealed.

445.1507a Notice required prior to offering for sale or selling franchise; fee; form and contents of notice; indorsement, return, and duration of notice; effect of compli

445.1508 Prospective franchisee to be provided copy of disclosure statement, notice, and proposed agreements; form and contents of disclosure statement; location and cont

445.1509-445.1511 Repealed.

445.1512 Escrow of initial investment and other funds; time; surety bond; financial institution as escrow agent; release of escrowed funds; affidavit.

445.1513 Conditions prohibiting offering for sale or selling franchise.

445.1514-445.1518 Repealed.

445.1519 Filing change in information contained in notice.

445.1520 Accounts of franchise sales; reports; examination of records.

445.1521 Certain facts not to constitute finding or approval; representation inconsistent with section prohibited.

445.1522 Service of process.

445.1523 Untrue statement, omission, or failure to give notice of change.

445.1524 Filing of advertisement or sales literature; exemption from liability.

445.1525 Publication of false or misleading advertisement prohibited.

445.1526 Repealed.

445.1527 Void and unenforceable provisions.

445.1528 Pyramid.

445.1529, 445.1530 Repealed.

445.1531 Liability for damages or rescission; basis of damages.

445.1532 Joint and several liability.

445.1533 Statute of limitations.

445.1534 Civil liability; liability under other statute or common law.

445.1535 Action by department for injunction, restitution, or compliance; restraining order; writ of mandamus; appointment of receiver or conservator; bond not required;

445.1536 Investigations; statements under oath; administration of oaths and affirmations; subpoena; evidence; order requiring appearance; self-incrimination; perjury; con

445.1537 Repealed.

445.1538 Violation; penalty; punishing crime under other statute.

445.1539 Prohibited conduct equivalent to appointment of corporations and securities bureau as attorney for service of process; procedure for service of process.

445.1540 Collection and disposition of fees and fines; detailed statement; fee for filing notice under MCL 445.1507a.

445.1541 Rules.

445.1542 Documents subject to MCL 15.231 to 15.246; publication of information; disclosure of information withheld from public inspection; evidence sought under subpoena.

445.1543-445.1545 Repealed.

445.1546 Prior acts, offenses, rights, liabilities, penalties, forfeiture, or punishments not impaired or affected; transfer of records, personnel, and funds.

445.1561 Short title; Meanings of words and phrases.

445.1562 Definitions; C, D.

445.1563 Definitions; D to F.

445.1564 Definitions; G to M.

445.1565 Definitions; N to P.

445.1566 Definitions; R to U.

445.1567 Cancellation, termination, nonrenewal, or discontinuance of dealer agreement; conditions; existence of good cause; failure to comply with agreement; notification

445.1568 Acts not constituting good cause for termination, cancellation, nonrenewal, or discontinuance of dealer agreement.

445.1569 Burden of proof.

445.1570 Notice of termination, cancellation, nonrenewal, or discontinuance of dealer agreement.

445.1571 Compensation of dealer generally.

445.1572 Payment of compensation; time; determination of amount; interest; definitions.

445.1573 Requiring dealer to perform certain duties prohibited; definitions.

445.1574 Prohibited conduct by manufacturer.

445.1574a Property use agreement not required as condition; exception; termination of agreement between manufacturer and new motor vehicle dealer; effect of inconsistent

445.1574b Right of first refusal; conditions; liability; definitions.

445.1575 Succession to dealership by designated family member of deceased or incapacitated dealer or executive manager of dealership; conditions; refusal to honor existin

445.1576 Establishment or relocation of additional dealer; notice; declaratory judgment action; exception; judicial determination of good cause.

445.1577 Dealer's obligations for preparation, delivery, and warranty service; written specifications; compensating dealer for required warranty service; schedule of comp

445.1577a Reasonable compensation for parts reimbursement and labor rates; factors.

445.1577b Compensation to perform recall repairs; conditions; application of section; prohibited conduct; stop-sale order; exclusive remedy.

445.1578 Liability for damage to new motor vehicles; rejection of new motor vehicle by dealer; credit.

445.1579 Indemnification of dealer against certain judgments; payment of costs, fees, and judgments; notice.

445.1580 Action for damages or declaratory judgment; liability.

445.1581 Injunctive relief.

445.1582 Act inapplicable to dealer outside Michigan.

445.1582a Existing agreements and agreements entered into or renewed after effective date.

445.1583 Repeal of MCL 445.521 to 445.534.

445.1591 Short title.

445.1592 Definitions.

445.1593 Post closing solvency covenant; prohibited use.

445.1594 Loan documents not containing nonrecourse loan provisions; use.

445.1595 Enforcement and interpretation of existing nonrecourse loan documents.

445.1601 Definitions.

445.1602 Denying loan application or varying terms or conditions of loan contract; uniform application of policy or criteria; basis for consideration of loan application;

445.1602a Property/casualty insurance as condition to loan; limitation on amount required; amount as condition of sale, transfer, or assignment.

445.1603 Lending policies and criteria; loan application procedures and contract terms.

445.1604 Advantageous loan terms.

445.1605 Notice to loan inquirers or applicants; posting; contents.

445.1606 Repealed.

445.1607 Retention of records and documents.

445.1608 Violation; investigation; progress report; hearing; report; availability of information.

445.1609 Voluntary mortgage review boards; mandatory mortgage review boards.

445.1610 Rules.

445.1611 Injunction; damages; commissioner as party plaintiff; class actions prohibited.

445.1612 Violation; fine; costs of investigation; proceedings.

445.1613 Commencement of action; limitation.

445.1614 Effective date.

445.1621 Definitions.

445.1622 Enforcement of due-on-sale clause generally.

445.1623 Procedure before sale or transfer of property securing residential window period loan containing due-on-sale clause; fees; grounds for enforcement of due-on-sale

445.1624 Amendment of loan contract; rate of interest; monthly payments of principal and interest; execution, delivery, and effective date of amendment; lien priority; ex

445.1625 Limitations on enforcement of due-on-sale clause during term of land contracts or second mortgages.

445.1626 Circumstances under which enforcement prohibited.

445.1626a Consent to sale or transfer of real property subject to residential window period loan containing due-on-sale clause.

445.1627 Contract for sale or transfer of residential property subject to mortgage; provisions in boldface type.

445.1628 Violation by lender; liability; action to recover civil fine; prohibited conduct by licensee; liability for civil fine; revocation of license; action for declara

445.1629 Effective date.

445.1631 Short title.

445.1632 Definitions.

445.1633 Compliance with state and federal laws.

445.1634 Person making mortgage loan; prohibited conduct.

445.1635 Mortgage loan with term less than 5 years; payment schedule.

445.1636 Federal special information booklet; document to be prepared by department.

445.1637 Repealed.

445.1638 Examinations and investigations by commissioner.

445.1639 Violation of act.

445.1640 Action by attorney general or prosecuting attorney.

445.1641 Unintentional and bona fide error.

445.1642 Enforcement not limited.

445.1643 Model programs for financial education.

445.1644 Municipal actions; statutory conflict; preemption; severability.

445.1645 Standards; uniformity; preemption.

445.1651 Short title.

445.1651a Definitions.

445.1652 Mortgage broker, mortgage lender, or mortgage servicer; license or registration required; exemption; application; compensation or other remuneration; words conta

445.1652a-445.1652c Repealed.

445.1653 License or renewal; application; form; investigation; determination; issuance; indemnification.

445.1654 Proof of financial responsibility.

445.1655 Minimum net worth.

445.1656 Registration required; applicability of certain provisions; licensing or registration of real estate broker or salesperson; improper use of business name.

445.1657 Expiration of registration or license; renewal; application; fee; limitation; financial statement.

445.1658 Payment for investigation and annual operating fees; establishment of annual fee schedule; limitation; fees nonrefundable; action for delinquent payment; license

445.1659 Transfer or assignment of license or registration.

445.1660 Surrender, revocation, or suspension of license or registration; loss or destruction; affidavit.

445.1661 Powers of commissioner generally.

445.1662 Notice of intention to enter order of license or registration, suspension or revocation, or refusal to issue license; hearing; final order.

445.1663 Complaint; investigation; federal regulatory authority.

445.1664 Provisions applicable to investigation.

445.1665 Summary suspension of license or registration; order; affidavit; dissolution of summary suspension order; record.

445.1666 Cease and desist order; hearing; violation; injunction.

445.1667 Remedies cumulative.

445.1668 Notice of hearing on complaint; service; informal conference; settlement; compliance; hearing.

445.1668a Fraud; prohibition; notice; hearing; order.

445.1668b Hearing; final decision; judicial review; effect of review on order.

445.1668c Enforcement of order; jurisdiction.

445.1668d Violation as misdemeanor; penalty.

445.1668e Violation of order; exceptions.

445.1669 Continuing to service mortgage loan or making mortgage after suspension or revocation of license or registration; termination of commitment; refund.

445.1670 Powers of commissioner in conducting examination or investigation; conduct of person subpoenaed as misdemeanor; conduct of investigation.

445.1671 Books, accounts, records, and documents; preservation and examination; reports; false statement as felony; penalty.

445.1672 Violations generally.

445.1672a Mortgage loans; prohibited advertising.

445.1672b Repealed.

445.1673 Reasonable and necessary charges; terms and conditions of guarantee.

445.1674 Annual statement and ledger history of borrower's account; fee prohibited.

445.1675 Applicability of act.

445.1675a Exemptions; filing affidavit; failure to meet qualifications.

445.1676 Laws to which mortgage loan subject.

445.1677 Period within which to file application for license and proof of financial responsibility, to pay fees, or to register.

445.1678 Civil or criminal liability.

445.1679 Prohibited conduct; misdemeanor; penalty; violation of act or rules; civil fine; suspension or revocation of license or registration; refusal to issue or renew l

445.1680 Effect of noncompliance on validity or enforceability of mortgage loan.

445.1681 Action to obtain declaratory judgment, injunction, or actual damages; limitation.

445.1682 Conservatorship.

445.1683 Mortgage industry advisory board; creation; requirements; communication of issues to commissioner; recommendations.

445.1684 Claims filed against proof of financial responsibility.

445.1711 Definitions.

445.1712 Record or information concerning purchase, lease, rental, or borrowing of books or other written materials, sound recordings, or video recordings; disclosure of

445.1713 Exceptions.

445.1714 Violation as misdemeanor.

445.1715 Civil action; damages.

445.1721 Short title.

445.1722 Definitions.

445.1723 Duties of roller skating center operator.

445.1724 Duties of roller skater.

445.1725 Acceptance of dangers inherent in roller skating.

445.1726 Violation; civil action for damages.

445.1751 Definitions.

445.1753 Cleaning or repair services; loss of ownership rights.

445.1755 Storage; loss of ownership rights.

445.1757 Regaining of ownership rights; circumstances.

445.1759 Termination of owner's rights to article; circumstances; business as owner of article; disposition of article.

445.1761 Display of notices.

445.1763 Repeal of MCL 570.211 to 570.217.

445.1771 Definitions.

445.1772 Sending advertisement by facsimile machine; consent.

445.1773 Notice of violation; cease and desist order; opportunity to confer; service.

445.1774 Assurance of discontinuance.

445.1775 Injunction, order, decree, or judgment; civil fine; jurisdiction.

445.1776 Civil suit.

445.2101 Short title.

445.2102 Definitions.

445.2103 Performing rights society; duties.

445.2104 Performing rights society; contract for payment of royalties; conditions.

445.2105 Contract for payment of royalties; requirements.

445.2106 Performing rights society; prohibited acts.

445.2107 Civil action.

445.2108 Applicability of act.

445.2121 Short title.

445.2123 Definitions.

445.2125 Prohibited use of bot.

445.2131 Applicability of definitions under the event online ticket sales act.

445.2133 Investigations.

445.2135 Violations; civil fine.

445.2137 Civil action to restrain, enjoin, or prevent; restitution; civil fine.

445.2139 Costs and attorney fees.

445.2501 Short title.

445.2502 Definitions.

445.2503 Unsolicited commercial e-mail; requirements.

445.2504 Unsolicited commercial e-mail; prohibited conduct; policies and records.

445.2505 Selling, giving, or distributing software; restrictions.

445.2506 Notice of requirements; dispute resolution process.

445.2507 Violation; penalty; separate violations; evidence; defense.

445.2508 Civil action; recovery; costs and attorney fees.

445.2511 Short title.

445.2512 Definitions.

445.2513 Inapplicability of Article 2 to certain entities or uses.

445.2514 Inapplicability of Article 3 to certain entities or uses.

445.2521 Placement of security freeze on consumer's credit report; conditions; days.

445.2522 Placement of security freeze on consumer's credit report; duties of consumer reporting agency.

445.2523 Release of credit report or information; express prior authorization required.

445.2524 Temporary lifting of security freeze.

445.2525 Incomplete credit application.

445.2526 Duration of security freeze.

445.2527 Removal of security freeze.

445.2531 Placement of security freeze on protected consumer's credit report; requirements; record; days.

445.2532 Release of protected consumer's credit report, information, or record; duration of security freeze.

445.2533 Removal of security freeze for protected consumer.

445.2534 Removal of security freeze for protected consumer; time requirement.

445.2535 Removal of security freeze for protected consumer; material misrepresentation of fact.

445.2541 Fee; prohibition.

445.2542 Injunctive or judicial relief.

445.2581 Short title.

445.2582 Definitions.

445.2583 Promotion or participation in pyramid promotional scheme; prohibition; penalties.

445.2584 Reasonable cause; attorney general duties; cease and desist requirements; circuit court review.

445.2585 Rebuttable presumption.

445.2586 Attorney general investigation; written demand to appear; failure to comply; hearing; confidentiality.