445.2522 Placement of security freeze on consumer's credit report; duties of consumer reporting agency.
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445.2522 Placement of security freeze on consumer's credit report; duties of consumer reporting agency.
Sec. 12.
Within 5 business days after placing a security freeze on a consumer's credit report under section 11, the consumer reporting agency shall do all of the following:
(a)Send a written confirmation of the security freeze to the consumer.
(b)Provide the consumer with a unique personal identification number or password to be used by the consumer when authorizing the release of the consumer's credit report to a specific person or for a specific period of time.
(c)Provide the consumer with a written statement of the procedures for requesting the consumer reporting agency to remove or temporarily lift a security freeze.
History: 2013, Act 229 , Eff. Jan. 1, 2014