Iowa

537.1101 Short title.

537.1102 Purposes — rules of construction.

537.1103 Law applicable.

537.1104 Construction.

537.1105 Reserved.

537.1106 Reserved.

537.1107 Waiver — agreement — settlement.

537.1108 Effect on organizations.

537.1109 Reserved.

537.1110 Obligation of good faith.

537.1201 Territorial application.

537.1202 Exclusions.

537.1203 Jurisdiction — service of process.

537.1301 General definitions.

537.1302 Definition — Truth in Lending Act.

537.1303 Other defined terms.

537.2101 Short title.

537.2102 Scope.

537.2201 Finance charge for consumer credit sales not pursuant to open-end credit.

537.2202 Finance charge for consumer credit sales pursuant to open-end credit.

537.2301 Authority to make supervised loans.

537.2302 Reserved.

537.2303 Revocation or suspension of license.

537.2304 Records — annual reports.

537.2305 Examinations and investigations.

537.2306 Reserved.

537.2307 Restrictions on interest in land as security.

537.2308 Regular schedule of payments — maximum loan term.

537.2309 No other business for purpose of evasion.

537.2310 Conduct of business other than making loans.

537.2401 Finance charge for consumer loans not pursuant to open-end credit.

537.2402 Finance charge for consumer loans pursuant to open-end credit.

537.2403 Finance charge for consumer loans secured by a motor vehicle.

537.2501 Additional charges.

537.2502 Delinquency charges.

537.2503 Deferral charges.

537.2504 Finance charge on refinancing.

537.2505 Finance charge on consolidation.

537.2506 Advances to perform covenants of consumer.

537.2507 Attorney fees.

537.2508 Conversion to open-end credit.

537.2509 Right to prepay.

537.2510 Rebate or refund upon prepayment.

537.2601 Charges for other credit transactions.

537.3101 Short title.

537.3102 Scope.

537.3201 Compliance with Truth in Lending Act.

537.3202 Consumer leases.

537.3203 Notice to consumer.

537.3204 Notice of assignment.

537.3205 Change in terms of open-end credit accounts.

537.3206 Receipt — statements of account — evidence of payment — credits.

537.3207 Form of insurance premium loan agreement.

537.3208 Notice to cosigners and similar parties.

537.3209 Advertising.

537.3210 Prohibited statements relating to rates.

537.3211 Notice of consumer paper.

537.3212 Notice of methods of financing and rates.

537.3301 Security in consumer credit transactions.

537.3302 Cross-collateral.

537.3303 Debt secured by cross-collateral.

537.3304 Use of multiple agreements.

537.3305 No assignment of earnings.

537.3306 Authorization to confess judgment prohibited.

537.3307 Certain negotiable instruments prohibited.

537.3308 Balloon payments.

537.3309 Referral sales and leases.

537.3310 Limitations on executory transactions.

537.3311 Discrimination prohibited.

537.3401 Restriction on liability in consumer lease.

537.3402 Limitation on default charges.

537.3403 Card issuer subject to claims and defenses.

537.3404 Assignee subject to claims and defenses.

537.3405 Lender subject to defenses arising from sales and leases.

537.3501 Door-to-door sales.

537.3601 Short title.

537.3602 Purposes — rules of construction.

537.3603 Exclusions.

537.3604 General definitions.

537.3605 Disclosures.

537.3606 Form requirements.

537.3607 Receipts.

537.3608 Acquiring ownership.

537.3609 Renegotiation.

537.3610 Balloon payments prohibited.

537.3611 Prohibited charges.

537.3612 Additional charges.

537.3613 Reinstatement fees.

537.3614 Taxes and official fees.

537.3615 Advertising.

537.3616 Lessee’s reinstatement rights.

537.3617 Unconscionability.

537.3618 Default.

537.3619 Cure of default.

537.3620 Willful and intentional violations.

537.3621 Damages.

537.3622 Effect of correction.

537.3623 Statute of limitations.

537.3624 Enforcement.

537.4101 Scope — excess charges.

537.5101 Short title.

537.5102 Scope.

537.5103 Creditor’s obligations on repossession — restriction on deficiency judgments.

537.5104 No garnishment before judgment.

537.5105 Limitation on garnishment.

537.5106 Garnishment.

537.5107 Extortionate or unlawful extensions of credit.

537.5108 Unconscionability — inducement by unconscionable conduct — unconscionable debt collection.

537.5109 Default.

537.5110 Cure of default.

537.5111 Notice of right to cure.

537.5112 Reserved.

537.5113 Venue.

537.5114 Complaint — proof.

537.5115 Reserved.

537.5201 Effect of violations on rights of parties.

537.5202 Damages or penalties as setoff to obligation.

537.5203 Civil liability for violation of disclosure provisions.

537.5301 Willful violations.

537.5302 Disclosure violations.

537.6101 Short title.

537.6102 Applicability.

537.6103 Administrator.

537.6104 Powers of administrator — reliance on rules — duty to report.

537.6105 Administrative powers with respect to supervised financial organizations and supervised loan licensees.

537.6106 Investigatory powers.

537.6107 Reserved.

537.6108 Administrative enforcement orders.

537.6109 Assurance of discontinuance.

537.6110 Injunctions and other proceedings in equity.

537.6111 Injunctions against unconscionable agreements and fraudulent or unconscionable conduct.

537.6112 Temporary relief.

537.6113 Civil actions by administrator.

537.6114 Reserved.

537.6115 Consumer’s remedies not affected.

537.6116 Venue.

537.6117 Administrative rules.

537.6201 Applicability.

537.6202 Notification.

537.6203 Fees.

537.6204 Reserved.

537.7101 Short title.

537.7102 Definitions.

537.7103 Prohibited practices.

537.8101 Provision of credit card number as condition of check cashing or acceptance prohibited.