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Code · Iowa · Chapter 537 — Consumer Credit Code

537.3210 Prohibited statements relating to rates.

86 words·~1 min read·/ia/chapter-537-consumer-credit-code/537-3210

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

A creditor shall not state the rate of a finance charge to a consumer, in response to any inquiry, or in any advertisement, in the form of an add-on or discount rate, or in any form other than the rate calculated according to the actuarial method as a percent per year on the unpaid balances of the amount financed, or the annual percentage rate required to be disclosed under the Truth in Lending Act.
[C75, 77, 79, 81, §537.3210]
Referred to in §536A.23, 536A.31, 537.1201, 537.5201
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