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Code · Iowa · Chapter 537 — Consumer Credit Code

537.2307 Restrictions on interest in land as security.

79 words·~1 min read·/ia/chapter-537-consumer-credit-code/537-2307

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

With respect to a supervised loan in which the rate of finance charge is in excess of fifteen percent computed according to the actuarial method, and the amount financed is two thousand dollars or less, a lender shall not contract for a security interest in real property used as a residence for the consumer or the consumer’s dependents. A security interest taken in violation of this section is void.
[C75, 77, 79, 81, §537.2307]
Referred to in §535.10, 537.5201
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