§ 1681o. Civil liability for negligent noncompliance

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(a)In general Any person who is negligent in failing to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of—

(1)any actual damages sustained by the consumer as a result of the failure; and

(2)in the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorney’s fees as determined by the court.

(b)Attorney’s fees On a finding by the court that an unsuccessful pleading, motion, or other paper filed in connection with an action under this section was filed in bad faith or for purposes of harassment, the court shall award to the prevailing party attorney’s fees reasonable in relation to the work expended in responding to the pleading, motion, or other paper.

(Pub. L. 90–321, title VI, § 617, as added Pub. L. 91–508, title VI, § 601, Oct. 26, 1970, 84 Stat. 1134; amended Pub. L. 104–208, div. A, title II, § 2412(d), (e)(2), Sept. 30, 1996, 110 Stat. 3009–446, 3009–447; Pub. L. 108–159, title VIII, § 811(e), Dec. 4, 2003, 117 Stat. 2012.)

Connections11 cite this · traces to 2

Cited by 11 sections

statutes-at-large

Public Law 108–159
To amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes

statute-compilations

Sec. 617
Civil liability for negligent noncompliance

bill

Traces to 2 documents

U.S. Code

15 references not yet in our index

Pub. L. 90–321, title VI, § 617
Pub. L. 91–508, title VI, § 601
84 Stat. 1134
Pub. L. 104–208, div. A, title II, § 2412(d)
110 Stat. 3009–446
Pub. L. 108–159, title VIII, § 811(e)
117 Stat. 2012
Pub. L. 108–159
Pub. L. 104–208, § 2412(d)
Pub. L. 104–208, § 2412(e)(2)
section 3 of Pub. L. 108–159
Pub. L. 104–208
section 2420 of Pub. L. 104–208
section 504(d) of Pub. L. 90–321
Pub. L. 91–508

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cites case law

§ 1681o

Civil liability for negligent noncompliance

Bills×6

Fed. Reg.×3

Stat. Comp.×1

Stat.×1

U.S.C.§ 1681

U.S.C.§ 1681a

Pub. L.Pub. L. 90–321, title VI, § 617

Pub. L.Pub. L. 91–508, title VI, § 601

Stat.84 Stat. 1134

Pub. L.Pub. L. 104–208, div. A, title II, § 2412(d)

Stat.110 Stat. 3009–446

Cites 17 · showing 7Cited by 11 across 4 sources