Sec. 2. Legal recourse for consumers
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/bill/115/s/1786/is/section-2A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq.) is amended— in section 616 ( 15 U.S.C. 1681n )— in subsection (a), in the subsection heading, by striking
(a)and inserting In general .—
(a); Damages .— by redesignating subsections
(c)and
(d)as subsections
(d)and (e), respectively; and by inserting after subsection
(b)the following: In addition to any other remedy under this section, a court may award injunctive relief to require compliance with the requirements imposed under this title with respect to any consumer. In the event of any successful action for injunctive relief under this subsection, a court may award to the prevailing party costs and reasonable attorney’s fees (as determined by the court) incurred by the prevailing party during the action. ; and in section 617 ( 15 U.S.C. 1681o )— in subsection (a), in the subsection heading, by striking
(a)and inserting In general .—
(a); Damages .— by redesignating subsection
(b)as subsection (c); and by inserting after subsection
(a)the following: In addition to any other remedy under this section, a court may award injunctive relief to require compliance with the requirements imposed under this title with respect to any consumer. In the event of any successful action for injunctive relief under this subsection, a court may award to the prevailing party costs and reasonable attorney’s fees (as determined by the court) incurred by the prevailing party during the action. . Section 621(a)(2)(A) of the Fair Credit Reporting Act ( 15 U.S.C. 1681s(a)(2)(A) ) is amended— in the subparagraph heading, by striking
(A)and inserting Knowing violations.—
(A); and Negligent, willful, or knowing violations.— in the first sentence, by inserting negligent, willful, or before knowing .
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