Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

Code · BILL · 115th Congress · S. 1786 (Introduced in Senate) — To amend the Fair Credit Reporting Act to enhance the accuracy of credit reporting and provide greater rights to cons... · Sec. 2

Sec. 2. Legal recourse for consumers

289 words·~1 min read·/bill/115/s/1786/is/section-2

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq.) is amended— in section 616 ( 15 U.S.C. 1681n )— in subsection (a), in the subsection heading, by striking
(a)and inserting In general .—
(a); Damages .— by redesignating subsections
(c)and
(d)as subsections
(d)and (e), respectively; and by inserting after subsection
(b)the following: In addition to any other remedy under this section, a court may award injunctive relief to require compliance with the requirements imposed under this title with respect to any consumer. In the event of any successful action for injunctive relief under this subsection, a court may award to the prevailing party costs and reasonable attorney’s fees (as determined by the court) incurred by the prevailing party during the action. ; and in section 617 ( 15 U.S.C. 1681o )— in subsection (a), in the subsection heading, by striking
(a)and inserting In general .—
(a); Damages .— by redesignating subsection
(b)as subsection (c); and by inserting after subsection
(a)the following: In addition to any other remedy under this section, a court may award injunctive relief to require compliance with the requirements imposed under this title with respect to any consumer. In the event of any successful action for injunctive relief under this subsection, a court may award to the prevailing party costs and reasonable attorney’s fees (as determined by the court) incurred by the prevailing party during the action. . Section 621(a)(2)(A) of the Fair Credit Reporting Act ( 15 U.S.C. 1681s(a)(2)(A) ) is amended— in the subparagraph heading, by striking
(A)and inserting Knowing violations.—
(A); and Negligent, willful, or knowing violations.— in the first sentence, by inserting negligent, willful, or before knowing .
Connectionstraces to 4
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.