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Code · U.S. Code · Title 12 - BANKS AND BANKING · CHAPTER 30— COMMUNITY REINVESTMENT · § 2901

§ 2901. Congressional findings and statement of purpose

479 words·~2 min read·/usc/title-12/section-2901

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(a)The Congress finds that—
(1)regulated financial institutions are required by law to demonstrate that their deposit facilities serve the convenience and needs of the communities in which they are chartered to do business;
(2)the convenience and needs of communities include the need for credit services as well as deposit services; and
(3)regulated financial institutions have continuing and affirmative obligation to help meet the credit needs of the local communities in which they are chartered.
(b)It is the purpose of this chapter to require each appropriate Federal financial supervisory agency to use its authority when examining financial institutions, to encourage such institutions to help meet the credit needs of the local communities in which they are chartered consistent with the safe and sound operation of such institutions.
(Pub. L. 95–128, title VIII, § 802, Oct. 12, 1977, 91 Stat. 1147.)
Connections441 cite this · traces to 2
Cited by 441 sections · top 60
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7 references not yet in our index
  • Pub. L. 95–128, title VIII, § 802
  • 91 Stat. 1147
  • Pub. L. 95–128, title VIII, § 801
  • Pub. L. 106–102, title VII, § 715
  • 113 Stat. 1470
  • Pub. L. 102–550, title IX, § 910
  • 106 Stat. 3874
Citation graph
cites case law
§ 2901
Congressional findings and statement of purpose
Fed. Reg.×278
Bills×94
C.F.R.×26
U.S.C.×22
Stat.×13
Stat. Comp.×6
Pub. L.×2
Pub. L.Pub. L. 95–128, title VIII, § 802
Stat.91 Stat. 1147
Pub. L.Pub. L. 95–128, title VIII, § 801
Pub. L.Pub. L. 106–102, title VII, § 715
Stat.113 Stat. 1470
Cites 9 · showing 7Cited by 441 across 7 sources
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