§ 1693. Congressional findings and declaration of purpose
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/usc/title-15/section-1693A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
(a)Rights and liabilities undefined The Congress finds that the use of electronic systems to transfer funds provides the potential for substantial benefits to consumers. However, due to the unique characteristics of such systems, the application of existing consumer protection legislation is unclear, leaving the rights and liabilities of consumers, financial institutions, and intermediaries in electronic fund transfers undefined.
(b)Purposes It is the purpose of this subchapter to provide a basic framework establishing the rights, liabilities, and responsibilities of participants in electronic fund and remittance transfer systems. The primary objective of this subchapter, however, is the provision of individual consumer rights.
(Pub. L. 90–321, title IX, § 902, as added Pub. L. 95–630, title XX, § 2001, Nov. 10, 1978, 92 Stat. 3728; amended Pub. L. 111–203, title X, § 1073(a)(1), July 21, 2010, 124 Stat. 2060.)
Connections353 cite this · traces to 2
Cited by 353 sections · top 60
U.S. Code
- § 5481Definitions
- § 5601Remittance transfers
- § 5301Nonassignability and exempt status of benefits
- § 1693cTerms and conditions of transfers
- § 1693qRelation to State laws
- § 8402Prohibitions against certain unfair and deceptive Internet sales practices
- § 1693rExemption for State regulation
- § 1693pReports to Congress
- § 1693l–1General-use prepaid cards, gift certificates, and store gift cards
- § 513Securities of the States and private entities
- § 4475Imposition of tax
CFR
statutes-at-large
- Public Law 98–472
- Public Law 111–345To protect consumers from certain aggressive sales tactics on the Internet
- Public Law 111–24To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes
- Public Law 95–630To extend the authority for the flexible regulation of Interest rates on deposits and accounts in depository institutions
IRM
register
- Proposed RulesRequest for information
- NoticesNotice
- NoticesNotice of new information collection and request for comments
- Rules and RegulationsProposed rule; official staff interpretation
- NoticesNotice; final guidance
- NoticesProposed rule with request for public comment
- NoticesNotice and request for comment
- UnknownConsumer financial protection circular
- NoticesFinal rule; official interpretations
- NoticesNotice and request for comment
- Presidential DocumentsNotice of proposed rulemaking
- NoticesFinal rule
- NoticesSupervisory highlights
- NoticesNotice and request for comment
- Proposed RulesProposed rule
- NoticesNotice and request for comment
- NoticesProposed guidance with request for comment
- UnknownFinal rule; correcting amendments
- NoticesSupervisory highlights
- NoticesProposed Guidance with request for comment
- NoticesFinal rule; official interpretation
- Rules and RegulationsInterim Rule; request for comments
- NoticesNotice, request for comment
- NoticesNotice
- Rules and RegulationsFinal rule
- NoticesDEPARTMENT OF JUSTICE
- NoticesProposed rule; official staff interpretation
- Rules and RegulationsProposed rule with request for public comment
- NoticesFinal rule
- Rules and RegulationsClarification
- Proposed RulesNotice of intent to make preemption determination
- NoticesNotice and request for comment
- Rules and RegulationsFinal rule
- NoticesNotice and request for comment
- NoticesNotice
- NoticesFinal rule; official interpretations
- Proposed RulesFinal rule; official staff interpretation
statute-compilations
Traces to 2 documents
16 references not yet in our index
- Pub. L. 90–321, title IX, § 902
- Pub. L. 95–630, title XX, § 2001
- 92 Stat. 3728
- Pub. L. 111–203, title X, § 1073(a)(1)
- 124 Stat. 2060
- Pub. L. 111–203
- section 4 of Pub. L. 111–203
- Pub. L. 90–321, title IX, § 923
- 92 Stat. 3741
- Pub. L. 111–24, title IV, § 401(1)
- 123 Stat. 1751
- Pub. L. 111–203, title X, § 1073(a)(3)
- Pub. L. 111–203, § 1073(a)(3)
- section 922 of Pub. L. 90–321
- section 921 of Pub. L. 90–321
- Pub. L. 111–24, § 401(1)
Citation graph
cites case law
§ 1693
Congressional findings and declaration of purpose
Fed. Reg.×264
Bills×39
Stat.×19
U.S.C.×17
C.F.R.×6
Stat. Comp.×4
IRM×2
Pub. L.Pub. L. 90–321, title IX, § 902
Pub. L.Pub. L. 95–630, title XX, § 2001
Stat.92 Stat. 3728
Pub. L.Pub. L. 111–203, title X, § 1073(a)(1)
Stat.124 Stat. 2060
Cites 18 · showing 7Cited by 353 across 9 sources