Unknown. Final rule; correcting amendments

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--- schema: federal-register doc_type: fedreg source_file: FR-2016-10-12.xml --- 81 197 Wednesday, October 12, 2016 Contents Agriculture Agriculture Department See Animal and Plant Health Inspection Service See Forest Service AIRFORCE Air Force Department NOTICES Meetings: Air University Board of Visitors' Air Force Institute of Technology; Withdrawal, 70398 2016-24532 Alcohol Tobacco Firearms Alcohol, Tobacco, Firearms, and Explosives Bureau NOTICES International Trade Data System Tests:

Voluntary Export Pilot Project, 70441-70442 2016-24639 Animal Animal and Plant Health Inspection Service NOTICES Requests for Nominations: Secretary's Advisory Committee on Animal Health, 70386 2016-24606 Army Army Department NOTICES Meetings: Army Education Advisory Subcommittee, 70398-70399 2016-24591 Consumer Financial Protection Bureau of Consumer Financial Protection RULES Electronic Fund Transfers, 70319-70320 2016-24506 NOTICES Meetings: Bureau of Consumer Financial Protection, 70397-70398 2016-24637 Centers Disease Centers for Disease Control and Prevention NOTICES Statements of Organization, Functions, and Delegations of Authority, 70423-70425 2016-24640 Children Children and Families Administration NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals: Child Care and Development Fund Annual Financial Report for Tribes, 70426 2016-24588 Provision of Child Support Services in IV-D Cases under Hague Child Support Convention; Federally Approved Forms, 70425-70426 2016-24583 Coast Guard Coast Guard RULES Safety Zones: Tennessee River, Knoxville, TN, 70358-70360 2016-24642 NOTICES Charter Renewals: Cook Inlet Regional Citizen's Advisory Council, 70429 2016-24643 Commerce Commerce Department See Economics and Statistics Administration See Industry and Security Bureau See International Trade Administration See National Institute of Standards and Technology See National Oceanic and Atmospheric Administration See Patent and Trademark Office NOTICES Performance Review Board Memberships, 70387 2016-24596 Community Living Administration Community Living Administration NOTICES Strategic Plan for FY 2017-2020, 70426 2016-24531 Defense Department Defense Department See Air Force Department See Army Department NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals: Contract Financing, 70422-70423 2016-24538 Patents, 70423 2016-24537 Meetings: Defense Innovation Board, 70399-70400 2016-24571 Government-Industry Advisory Panel, 70400-70401 2016-24570 Economics Statistics Economics and Statistics Administration NOTICES Meetings: Commerce Data Advisory Council, 70387-70388 2016-24544 Employee Benefits Employee Benefits Security Administration NOTICES Proposed Exemptions from Certain Prohibited Transaction Restrictions, 70562-70583 2016-24595 Energy Department Energy Department See Energy Efficiency and Renewable Energy Office See Federal Energy Regulatory Commission NOTICES Meetings:

Environmental Management Site-Specific Advisory Board, Idaho National Laboratory, 70401-70402 2016-24539 Energy Efficiency Energy Efficiency and Renewable Energy Office NOTICES Meetings: State Energy Advisory Board; Teleconference, 70402 2016-24540 Environmental Protection Environmental Protection Agency RULES Air Quality State Implementation Plans; Approvals and Promulgations: New Hampshire; Regional Haze 5-Year Report, 70360-70362 2016-24495 Wyoming; Revisions to Primary Air Quality Standards, Minor Source Baseline Date, Incorporation by Reference, and 2008 Ozone National Ambient Air Quality Standards Infrastructure Requirements, 70362-70364 2016-24493 PROPOSED RULES Air Quality State Implementation Plans;

Approvals and Promulgations: California; Determination of Attainment of 2008 Ozone National Ambient Air Quality Standards; Eastern San Luis Obispo, 70382-70385 2016-24489 NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 70421-70422 2016-24662 Meetings: Draft Algae Guidance for Preparation of Toxic Substances Control Act Biotechnology Submissions, 70419-70420 2016-24653 Primacy Applications: National Primary Drinking Water Regulations for State of Nebraska, 70420-70421 2016-24660 Federal Aviation Federal Aviation Administration PROPOSED RULES Establishment of Class E Airspace:

Ruston, LA, 70372-70373 2016-24658 NOTICES Airport Property Releases: Des Moines International Airport, Des Moines, IA, 70480-70482 2016-24644 2016-24647 Meetings: Sixty Sixth Radio Technical Commission for Aeronautics SC-186 Automatic Dependent Surveillance—Broadcast Working Group, 70482 2016-24589 Twelfth RTCA SC-231 TAWS Plenary, 70481 2016-24590 Federal Emergency Federal Emergency Management Agency NOTICES Adjustments of Countywide Per Capita Impact Indicator, 70430 2016-24636 Adjustments of Disaster Grant Amounts, 70434-70435 2016-24633 Adjustments of Minimum Project Worksheet Amount, 70433 2016-24631 Adjustments of Statewide Per Capita Impact Indicator, 70433 2016-24634 Agency Information Collection Activities;

Proposals, Submissions, and Approvals: FEMA Preparedness Grants: Transit Security Grant Program, 70434 2016-24621 Grants Reporting Tool, 70432-70433 2016-24622 Preparedness Grants: Port Security Grant Program, 70431-70432 2016-24624 Major Disaster Declarations: Florida; Amendment No. 1, 70430 2016-24629 Iowa; Amendment No. 1, 70435 2016-24627 Major Disasters and Related Determinations: Florida, 70429-70430 2016-24628 Maximum Amount of Assistance under Individuals and Households Program, 70431 2016-24626 Federal Energy Federal Energy Regulatory Commission NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals, 70402-70404 2016-24600 Applications: Appalachian Power Co., 70404-70405 2016-24612 Brown Bear II Hydro, Inc., 70417-70418 2016-24603 Seattle City Light, 70405-70406 2016-24601 Combined Filings, 70406-70413 2016-24545 2016-24546 2016-24547 2016-24548 2016-24550 2016-24556 Complaints: New England Power Generators Association, Inc. v. ISO New England, Inc., 70405 2016-24549 Environmental Assessments; Availability, etc.: Tennessee Gas Pipeline Co., LLC, Southwest Louisiana Supply Project, 70416-70417 2016-24611 Filings:

Jacumba Solar, LLC, 70418-70419 2016-24613 Initial Market-Based Rate Filings Including Requests for Blanket Section 204 Authorizations: Deerfield Wind Energy, LLC, 70404 2016-24551 ESS Lewes Project, LLC, 70408-70409 2016-24554 Frontier Windpower, LLC, 70418 2016-24553 LSC Communications U.S., LLC, 70417 2016-24552 Institutions of Section 206 Proceedings and Refund Effective Dates: GenOn Energy Management, LLC, 70409 2016-24605 License Transfer Applications: Littleville Power Co., Inc., Kelley's Falls, LLC, Somersworth Hydro Co., Inc., et al., 70414-70415 2016-24602 Petitions for Waivers:

Yuma Cogeneration Associates, 70408 2016-24599 Qualifying Conduit Hydropower Facilities: Joseph W. Yeamans, 70415-70416 2016-24614 Records Governing Off-the-Record Communications, 70413-70414 2016-24555 Federal Transit Federal Transit Administration NOTICES Fiscal Year 2016 Grants for Buses and Bus Facilities Competitive Program Project Selections, 70482-70486 2016-24524 Fish Fish and Wildlife Service NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals:

Programmatic Clearance for Social Science Research, 70437-70438 2016-24567 Food and Drug Food and Drug Administration RULES Medical Devices: Custom Devices; Technical Amendment, 70339-70340 2016-24438 Forest Forest Service PROPOSED RULES National Forest System Land Management Planning, 70373-70382 2016-24654 NOTICES Meetings: Forestry Research Advisory Council, 70386-70387 2016-24651 General Services General Services Administration NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals: Contract Financing, 70422-70423 2016-24538 Patents, 70423 2016-24537 Geological Geological Survey NOTICES Meetings: Advisory Committee on Climate Change and Natural Resource Science, 70438-70439 2016-24569 Health and Human Health and Human Services Department See Centers for Disease Control and Prevention See Children and Families Administration See Community Living Administration See Food and Drug Administration See National Institutes of Health Homeland Homeland Security Department See Coast Guard See Federal Emergency Management Agency Housing Housing and Urban Development Department NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals: Housing Finance Agency Risk-Sharing Program, 70435-70436 2016-24527 Management Certifications and Management Entity Profile, 70436 2016-24530 Section 202 Housing for Elderly and Section 811 Housing for the Disabled, 70436-70437 2016-24528 Industry Industry and Security Bureau RULES Export Administration Regulations: Control of Fire Control, Laser, Imaging, and Guidance Equipment President Determines No Longer Warrant Control under United States Munitions List, 70320-70339 2016-24220 Interior Interior Department See Fish and Wildlife Service See Geological Survey See National Park Service See Ocean Energy Management Bureau International Trade Adm International Trade Administration NOTICES Antidumping or Countervailing Duty Investigations, Orders, or Reviews:

Freshwater Crawfish Tail Meat from People's Republic of China, 70389-70391 2016-24656 High Pressure Steel Cylinders from People's Republic of China, 70388 2016-24652 Stainless Steel Butt-Weld Pipe Fittings from Italy, 70393 2016-24646 Export Trade Certificates of Review, 70391-70393 2016-24564 International Trade Com International Trade Commission NOTICES Antidumping or Countervailing Duty Investigations, Orders, or Reviews: Carbon and Alloy Steel Cut-to-Length Plate from Austria, Belgium, Brazil, China, France, Germany, Italy, Japan, Korea, South Africa, Taiwan, and Turkey, 70440-70441 2016-24566 Judicial Conference Judicial Conference of the United States NOTICES Hearings:

Judicial Conference Advisory Committee on Federal Rules of Appellate Procedure, 70441 2016-24541 Meetings: Advisory Committee on Rules of Bankruptcy Procedure, 70441 2016-24542 Justice Department Justice Department See Alcohol, Tobacco, Firearms, and Explosives Bureau NOTICES Proposed Consent Decree under Clean Air Act, 70442-70443 2016-24645 Labor Department Labor Department See Employee Benefits Security Administration See Workers Compensation Programs Office Management Management and Budget Office NOTICES Statistical Policy Directive No. 2 Addendum:

Standards and Guidelines for Statistical Surveys, 70586-70587 2016-24607 Morris K. Morris K. and Stewart L. Udall Foundation NOTICES Meetings; Sunshine Act, 70443-70444 2016-24784 NASA National Aeronautics and Space Administration NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Contract Financing, 70422-70423 2016-24538 Patents, 70423 2016-24537 National Institute National Institute of Standards and Technology NOTICES Meetings: Visiting Committee on Advanced Technology;

Correction, 70394 2016-24543 National Institute National Institutes of Health NOTICES Meetings: Center for Scientific Review, 70427 2016-24514 National Center for Advancing Translational Sciences, 70428 2016-24515 National Human Genome Research Institute, 70427-70428 2016-24516 2016-24517 2016-24518 National Institute of Neurological Disorders and Stroke, 2016-24520 70426-70428 2016-24521 National Institute on Drug Abuse, 70428-70429 2016-24519 National Oceanic National Oceanic and Atmospheric Administration RULES Atlantic Highly Migratory Species:

Atlantic Bluefin Tuna Fisheries, 70369-70371 2016-24623 Fisheries of the Caribbean, Gulf of Mexico, and South Atlantic: Reef Fish Fishery of Gulf of Mexico; Red Grouper Management Measures, 70365-70369 2016-24587 NOTICES Endangered and Threatened Species: Year Review, Draft Recovery Plan for Distinct Population Segment of North Pacific Ocean Loggerhead Sea Turtle, 70394-70395 2016-24676 National Park National Park Service NOTICES Inventory Completions: U.S. Fish and Wildlife Service, Alaska Region, Anchorage, AK, 70439 2016-24593 Nuclear Regulatory Nuclear Regulatory Commission NOTICES Change of Control of Licenses and Conforming Amendments, Approvals:

AREVA Enrichment Services, LLC; AREVA, Inc., 70444-70446 2016-24598 Ocean Energy Management Ocean Energy Management Bureau RULES Oil and Gas Leases: Leasing of Sulfur or Oil and Gas in Outer Continental Shelf, 70357-70358 2016-24586 Patent Patent and Trademark Office NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Secrecy and License to Export, 70395-70397 2016-24592 Postal Service Postal Service NOTICES Product Changes: Priority Mail Express, Priority Mail,and First-Class Package Service Negotiated Service Agreement, 70446 2016-24558 Priority Mail Negotiated Service Agreement, 70446 2016-24560 2016-24561 2016-24562 Presidential Documents Presidential Documents PROCLAMATIONS Special Observances:

National Manufacturing Day (Proc. 9516), 70589-70592 2016-24844 EXECUTIVE ORDERS Burma; Termination of Emergency (EO 13742), 70593-70594 2016-24847 Presidio Presidio Trust NOTICES Charter Renewals: Presidio Institute Advisory Council, 70446-70447 2016-24585 Securities Securities and Exchange Commission NOTICES Applications: Harris Associates Investment Trust, et al., 70467-70468 2016-24568 Meetings; Sunshine Act, 70452, 70460 2016-24731 2016-24732 Self-Regulatory Organizations;

Proposed Rule Changes: Bats BZX Exchange, Inc., 70468-70472 2016-24578 Financial Industry Regulatory Authority, Inc., 70462-70467 2016-24575 Miami International Securities Exchange, LLC, 70453-70455 2016-24573 NASDAQ PHLX, LLC, 70447-70449 2016-24572 Nasdaq Stock Market, LLC, 70452 2016-24574 New York Stock Exchange, LLC, 70449 2016-24576 NYSE Arca, Inc., 70455-70460, 70473-70475 2016-24577 2016-24579 NYSE MKT, LLC, 70449-70452 2016-24608 NYSE MKT, LLC; NYSE Arca, Inc., 70460-70462 2016-24580 Small Business Small Business Administration NOTICES Requests for Nominations:

Advisory Committee on Veterans Business Affairs, 70476 2016-24534 Interagency Task Force on Veterans Small Business Development, 70475-70476 2016-24533 State Department State Department RULES International Traffic in Arms: U.S. Munitions List Category XII, 70340-70357 2016-24225 NOTICES Environmental Assessments; Availability, etc.: Borrego Pipeline, Webb County, TX, 70476-70477 2016-24630 Gifts to Federal Employees from Foreign Government Sources Reported to Employing Agencies in Calendar Year 2015, 70490-70560 2016-24481 Surface Transportation Surface Transportation Board NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals, 70477-70479 2016-24616 2016-24617 Agency Information Collection Activities; Proposals, Submissions, and Approvals: Arbitration Option Notices, 70479 2016-24609 Household Goods Movers' Disclosure Requirements, 70479-70480 2016-24615 Transportation Department Transportation Department See Federal Aviation Administration See Federal Transit Administration Treasury Treasury Department See United States Mint NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals, 2016-24565 70486-70487 2016-24655 Interest Rate Paid on Cash Deposited to Secure U.S. Immigration and Customs Enforcement Immigration Bonds, 70487 2016-24535 U.S. Institute United States Institute of Peace NOTICES Meetings: Board of Directors, 70488 2016-24620 U.S. Mint United States Mint NOTICES Requests for Nominations: Citizens Coinage Advisory Committee, 70487-70488 2016-24635 Workers' Workers Compensation Programs Office NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals, 70443 2016-24632 Separate Parts In This Issue Part II State Department, 70490-70560 2016-24481 Part III Labor Department, Employee Benefits Security Administration, 70562-70583 2016-24595 Part IV Management and Budget Office, 70586-70587 2016-24607 Part V Presidential Documents, 70589-70594 2016-24844 2016-24847 Reader Aids Consult the Reader Aids section at the end of this issue for phone numbers, online resources, finding aids, and notice of recently enacted public laws.

To subscribe to the Federal Register Table of Contents electronic mailing list, go to https://public.govdelivery.com/accounts/USGPOOFR/subscriber/new, enter your e-mail address, then follow the instructions to join, leave, or manage your subscription. 81 197 Wednesday, October 12, 2016 Rules and Regulations BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1005 Electronic Fund Transfers (Regulation E) AGENCY: Bureau of Consumer Financial Protection. ACTION: Final rule; correcting amendments.

SUMMARY: The Bureau of Consumer Financial Protection (Bureau) is making certain clerical and non-substantive corrections to errors it has identified in Regulation E, which implements the Electronic Fund Transfer Act. DATES: This correction is effective on November 14, 2016. FOR FURTHER INFORMATION CONTACT: Jane Raso, Counsel; Kristine M. Andreassen and Eric Goldberg, Senior Counsels, Office of Regulations, at

(202)435-7700. SUPPLEMENTARY INFORMATION: I. Overview Regulation E, which implements the Electronic Fund Transfer Act, 1 and the official interpretations to the regulation are codified in 12 CFR part 1005. 2 Regulation E provides comprehensive consumer protections for consumers using electronic fund transfer and remittance transfer systems. Current Regulation E inadvertently contains several errors, as described below. The Bureau is publishing this final rule to correct these errors. No substantive change is intended by the corrections herein. 1 15 U.S.C. 1693 *et seq.* 2 Subpart A of Regulation E was originally adopted as 12 CFR part 205 by the Board of Governors of the Federal Reserve System but, upon transfer of authority in the Dodd-Frank Act to implement Regulation E to the Bureau, was renumbered as 12 CFR part 1005. 76 FR 81020 (Dec. 27, 2011). Subpart A *Section 1005.7 Initial Disclosures.* Section 1005.7(b)(11) in 12 CFR part 1005 cross-references the definition of an “automated teller machine operator” as defined in “§ 1005.16(a)(1).” This is a clerical error, as there is no such paragraph in § 1005.16. The definition of “automated teller machine operator” is set forth in § 1005.16(a). Accordingly, this final rule corrects the erroneous cross reference in § 1005.7(b)(11) by changing it from § 1005.16(a)(1) to § 1005.16(a). Subpart B *Model form for error resolution and cancellation disclosures (short).* Model Form A-37 in appendix A to part 1005 sets forth language about the rights of a remittance transfer sender regarding error resolution and cancellation. Pursuant to § 1005.31(b)(2)(vi), it should contain language that informs a sender that the sender can contact the State agency that licenses or charters a remittance transfer provider and the Bureau for questions or complaints about the remittance transfer provider. 3 However, the model form that was adopted only included this language in part. To correct this clerical error, Model Form A-37 is amended so that it now contains the disclosure required by § 1005.31(b)(2)(vi) in its entirety. The Bureau notes that other model forms in subpart B that contain the statement required by § 1005.31(b)(2)(vi) accurately reflect the statement. 3 *See* 77 FR 6193, 6228 (Feb. 12, 2012) (explaining the contents of Model Form A-37). *Official interpretation to § 1005.33(a) and (g).* Section 1005.33(a)(1)(iv) provides that a remittance transfer provider's failure to make funds available to a designated recipient by the date of availability disclosed to the sender is an error unless an exception applies. One such exception, set forth in § 1005.33(a)(1)(iv)(D), is if the failure to make funds available is due to the sender having provided the remittance transfer provider with an incorrect account number for the designated recipient's account and the remittance transfer provider has met the conditions set forth in § 1005.33(h). Comment 33(a)-9 explains the application of § 1005.33(a)(1)(iv)(D). However, it erroneously cross-references § 1005.30(h)(2) when it should have crossed-referenced § 1005.33(a)(1)(iv)(D). This final rule corrects this error by removing the erroneous cross reference to § 1005.30(h)(2) and replacing it with the correct cross reference to § 1005.33(a)(1)(iv)(D). Additionally, comment 33(g)-1 contains a cross reference to the requirement set forth in the regulation that remittance transfer providers are subject to § 1005.13's record retention requirements. However, instead of cross-referencing § 1005.33(g)(2), where this requirement resides, the comment cross-references § 1005.31(g)(2). This final rule corrects the erroneous cross reference in comment 33(g)-1 by changing it from § 1005.31(g)(2) to § 1005.33(g)(2). *Official interpretation to § 1005.36.* Currently, there are two section headings in the commentary to § 1005.36 (Transfers Scheduled before the Date of Transfer). The existence of two separate headings for the commentary to § 1005.36 is a clerical error. Further, one of the headings is different from the heading of § 1005.36 in the regulatory text. This final rule removes the erroneous heading so that the heading that remains in the commentary to § 1005.36 has the same heading as the heading of § 1005.36 in the regulatory text. Additionally, this final rule moves the commentary set forth under the erroneous heading and places it under the remaining heading. II. Basis for the Corrections The Bureau is publishing this technical correction as a final rule that will be effective 30 days after the date of publication in the **Federal Register** . The Bureau finds that there is good cause to publish this final rule without seeking public comment. *See* 5 U.S.C. 553(b)(3)(B). Public comment is unnecessary because the rule corrects inadvertent, clerical errors about which there is minimal, if any, basis for substantive disagreement. List of Subjects in 12 CFR Part 1005 Automated teller machines, Banks, Banking, Consumer protection, Credit unions, Electronic fund transfers, National banks, Remittances, Reporting and recordkeeping requirements, Savings associations. Authority and Issuance Accordingly, 12 CFR part 1005 is corrected by making the following correcting amendments: PART 1005—ELECTRONIC FUND TRANSFERS (REGULATION E) 1. The authority citation for part 1005 is revised to read as follows: Authority: 12 U.S.C. 5512, 5581; 15 U.S.C. 1693b. Subpart B is also issued under 12 U.S.C. 5601 and 15 U.S.C. 1693o-1. Subpart A—General 2. Section 1005.7 is amended by revising paragraph (b)(11) to read as follows: § 1005.7 Initial disclosures.

(b)* * *

(11)*ATM fees.* A notice that a fee may be imposed by an automated teller machine operator as defined in § 1005.16(a), when the consumer initiates an electronic fund transfer or makes a balance inquiry, and by any network used to complete the transaction. 3. Appendix A to part 1005 is amended by revising Model Form A-37 to read as follows: Appendix A to Part 1005—Model Disclosure Clauses and Forms A-37—Model Form for Error Resolution and Cancellation Disclosures (Short) (§ 1005.31(b)(2)(iv) and (b)(2)(vi)) You have a right to dispute errors in your transaction. If you think there is an error, contact us within 180 days at [insert telephone number] or [insert website]. You can also contact us for a written explanation of your rights. You can cancel for a full refund within 30 minutes of payment, unless the funds have been picked up or deposited. For questions or complaints about [insert name of remittance transfer provider], contact: State Regulatory Agency, 800-111-2222, *www.stateregulatoryagency.gov* Consumer Financial Protection Bureau, 855-411-2372, 855-729-2372 (TTY/TDD), *www.consumerfinance.gov* 4. In *Supplement I to Part 1005* — *Official Interpretations:* a. Under *Section 1005.33—Procedures for Resolving Errors:* i. In subsection *33(a)—Definition of Error,* paragraph 9 is revised. ii. In subsection *33(g)—Error Resolution Standards and Recordkeeping Requirements,* paragraph 1 is revised. b. The heading *Section 1005.36—Transfers Scheduled in Advance* and paragraph 1 underneath said heading are removed. c. Under *Section 1005.36—Transfers Scheduled before the Date of Transfer,* paragraph 1 is added. The revisions and additions read as follows: Supplement I to Part 1005—Official Interpretations Section 1005.33—Procedures for Resolving Errors 33(a) Definition of Error 9. *Account number or recipient institution identifier.* For purposes of the exception in § 1005.33(a)(1)(iv)(D), the terms account number and recipient institution identifier refer to alphanumerical account or institution identifiers other than names or addresses, such as account numbers, routing numbers, Canadian transit numbers, International Bank Account Numbers (IBANs), Business Identifier Codes

(BICs)and other similar account or institution identifiers used to route a transaction. In addition and for purposes of this exception, the term designated recipient's account in § 1005.33(a)(1)(iv)(D) refers to an asset account, regardless of whether it is a consumer asset account, established for any purpose and held by a bank, savings association, credit union, or equivalent institution. A designated recipient's account does not, however, include a credit card, prepaid card, or a virtual account held by an Internet-based or mobile telephone company that is not a bank, savings association, credit union or equivalent institution. 33(g) Error Resolution Standards and Recordkeeping Requirements 1. *Record retention requirements.* As noted in § 1005.33(g)(2), remittance transfer providers are subject to the record retention requirements under § 1005.13. Therefore, remittance transfer providers must retain documentation, including documentation related to error investigations, for a period of not less than two years from the date a notice of error was submitted to the provider or action was required to be taken by the provider. A remittance transfer provider need not maintain records of individual disclosures that it has provided to each sender; it need only retain evidence demonstrating that its procedures reasonably ensure the sender's receipt of required disclosures and documentation. Section 1005.36—Transfers Scheduled Before the Date of Transfer 1. *Applicability of subpart B.* The requirements set forth in subpart B apply to remittance transfers subject to § 1005.36, to the extent that § 1005.36 does not modify those requirements. For example, the foreign language disclosure requirements in § 1005.31(g) and related commentary continue to apply to disclosures provided in accordance with § 1005.36(a)(2). Dated: October 3, 2016. Richard Cordray, Director, Bureau of Consumer Financial Protection. [FR Doc. 2016-24506 Filed 10-11-16; 8:45 am]

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