§ 2805. Relation to State laws
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/usc/title-12/section-2805A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
(a)In general This chapter does not annul, alter, or affect, or exempt any State chartered depository institution subject to the provisions of this chapter from complying with the laws of any State or subdivision thereof with respect to public disclosure and recordkeeping by depositor institutions, except to the extent that those laws are inconsistent with any provision of this chapter, and then only to the extent of the inconsistency. The Bureau is authorized to determine whether such inconsistencies exist. The Bureau may not determine that any such law is inconsistent with any provision of this chapter if the Bureau determines that such law requires the maintenance of records with greater geographic or other detail than is required under this chapter, or that such law otherwise provides greater disclosure than is required under this chapter.
(b)Exemption authority The Bureau may, by regulation, exempt from the requirements of this chapter any State-chartered depository institution within any State or subdivision thereof, if the agency determines that, under the law of such State or subdivision, that institution is subject to requirements that are substantially similar to those imposed under this chapter, and that such law contains adequate provisions for enforcement. Notwithstanding any other provision of this subsection, compliance with the requirements imposed under this subsection shall be enforced by the Office of the Comptroller of the Currency under section 1818 of this title, in the case of national banks and Federal savings associations, the deposits of which are insured by the Federal Deposit Insurance Corporation.
(Pub. L. 94–200, title III, § 306, Dec. 31, 1975, 89 Stat. 1127; Pub. L. 100–628, title X, § 1087(b), Nov. 7, 1988, 102 Stat. 3280; Pub. L. 101–73, title VII, § 744(p)(2), Aug. 9, 1989, 103 Stat. 440; Pub. L. 111–203, title X, § 1094(1), (5), July 21, 2010, 124 Stat. 2097, 2100.)
Connections13 cite this · traces to 3
Cited by 13 sections · top 10
U.S. Code
statutes-at-large
- Public Law 101–73To reform, recapitalize, and consolidate the Federal deposit insurance system, to enhance the regulatory and enforcement powers of Federal financial institutions regulatory agencies, and for other purposes
- Public Law 100–628To amend the Stewart B
- Public Law 96–399To amend and extend certain Federal laws relating to housing, community and neighborhood development and preservation, and related programs, and for other purposes
- Public Law 94–200To extend the authority for the flexible regulation of interest rates on deposits and share accounts in depository institutions, to extend the National Commission on Electronic Fund Transfers, and to provide for home mortgage disclosure
- Public Law 111–203To promote the financial stability of the United States by improving accountability and transparency in the financial system, to end “too big to fail”, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes
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statute-compilations
14 references not yet in our index
- Pub. L. 94–200, title III, § 306
- 89 Stat. 1127
- Pub. L. 100–628, title X, § 1087(b)
- 102 Stat. 3280
- Pub. L. 101–73, title VII, § 744(p)(2)
- 103 Stat. 440
- Pub. L. 111–203, title X, § 1094(1)
- 124 Stat. 2097
- Pub. L. 111–203, § 1094(1)
- Pub. L. 111–203, § 1094(5)
- Pub. L. 101–73
- Pub. L. 100–628
- Pub. L. 111–203
- section 1100H of Pub. L. 111–203
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cites case law
§ 2805
Relation to State laws
Stat.×7
U.S.C.×4
Fed. Reg.×1
Stat. Comp.×1
Pub. L.Pub. L. 94–200, title III, § 306
Stat.89 Stat. 1127
Pub. L.Pub. L. 100–628, title X, § 1087(b)
Stat.102 Stat. 3280
Pub. L.Pub. L. 101–73, title VII, § 744(p)(2)
Cites 17 · showing 8Cited by 13 across 4 sources