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Code · STATUTE-COMPILATIONS · Home Mortgage Disclosure Act of 1975 · Sec. 306

Sec. 306. relation to state laws

266 words·~1 min read·/statute-compilations/comps-273/sec-306

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

## Sec. 306 relation to state laws **[**[12 U.S.C. 2805](/us/usc/t12/s2805)**]** ###
(a)This title does not annul, alter, or affect, or exempt any State chartered depository institution subject to the provisions of this title from complying with the laws of any State or subdivision thereof with respect to public disclosure and recordkeeping by depositor institutions, except to the extent that those laws are inconsistent with any provision of this title, and then only to the extent of the inconsistency. The Bureau is authorized to determine whether such inconsistencies exist. The Bureau may not determine that any such law is inconsistent with any provision of this title if the Bureau determines that such law requires the maintenance of records with greater geographic or other detail than is required under this title, or that such law otherwise provides greater disclosure than is required under this title. ###
(b)Exemption Authority The Bureau may, by regulation, exempt from the requirements of this title any State-chartered depository institution within any State or subdivision thereof, if the agency determines that, under the law of such State or subdivision, that institution is subject to requirements that are substantially similar to those imposed under this title, and that such law contains adequate provisions for enforcement. Notwithstanding any other provision of this subsection, compliance with the requirements imposed under this subsection shall be enforced by the Office of the Comptroller of the Currency under section 8 of the Federal Deposit Insurance Act, in the case of national banks and Federal savings associations, the deposits of which are insured by the Federal Deposit Insurance Corporation.
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