South Dakota

58-11-1. Premium defined.

58-11-2. Contents of policy.

58-11-3. Statement of basis and rates for determination of premium included in policy.

58-11-4. Contents of policy--Exemption of surety contracts or group insurance policies.

58-11-5. Standard or uniform provisions of insurance contracts--Waiver of required use by director.

58-11-6. Policy not to contain provisions inconsistent with standard or uniform provisions--Substitute provision, approval by director.

58-11-7. Substitute provisions required by law of domicile of foreign or alien insurer, approval by director.

58-11-8. Assessable policies--Special contents.

58-11-9. Motor vehicle insurance--Uninsured motorist and hit-and-run coverage--Amount of coverage--Uninsured motorist coverage not required for government owned vehicles.

58-11-9.1. Motor vehicle insured by insolvent liability insurer defined as uninsured--Rights of insurer making payment under uninsured motorist coverage.

58-11-9.2. Notice required when automobile policy does not include liability insurance.

58-11-9.3. Exclusion of named person or reduction of coverage in motor vehicle policy--Minimum liability coverage.

58-11-9.4. Underinsured motorist coverage to be available with liability policies--Limitation of coverage--Exception.

58-11-9.5. Payment to insured for portion of judgment not collected from underinsured motorist--Coverage limits.

58-11-9.6. Subrogation of insurer--Assignment of judgment--Liability issuer allowed to pay limits under policy.

58-11-9.7. Adding of insured's uninsured and underinsured motorist coverage limits prohibited--Exception.

58-11-9.8. Adding of uninsured motorist coverage limits for multiple vehicles prohibited.

58-11-9.9. Adding of underinsured motorist coverage limits for multiple vehicles prohibited.

58-11-9.10. Increase in automobile insurance premiums due to drug-related offenses prohibited.

58-11-9.11. Increase in automobile insurance premiums due to certain alcohol-related offenses by a minor prohibited.

58-11-10. Additional policy provisions--Approval of director.

58-11-11. Charter and bylaws, inclusion as part of contract of insurance--Subscriber's agreement or power of attorney of a reciprocal insurer as part of contract.

58-11-12. Policy forms--Filing with and approval by director--Group policy certificates filed for informational purposes.

58-11-13. Policies exempt from form provisions.

58-11-14. Continuation of use of prior filings until otherwise prescribed.

58-11-15. Order of director exempting insurance documents from requirements as to form.

58-11-16. Property, marine and transportation, casualty and surety insurance coverages--Filing of forms by rating organizations.

58-11-17. Time for filing of forms--Approval or disapproval by director.

58-11-18. Extension of time for approval or disapproval of filing by director--Notice to insurer--Approval at expiration of extended period.

58-11-19. Withdrawal of approval of form by director--Notice.

58-11-20. Order of director disapproving form or withdrawing previous approval--Detailed statement of grounds.

58-11-21. Grounds for disapproval of form or withdrawal of previous approval.

58-11-22. Identification of contracts issued and forms filed with director--Change in form.

58-11-23. Execution of policy by authorized representative of insurer.

58-11-24. Facsimile signature used on policy.

58-11-25. Unauthorized facsimile signature does not invalidate policy--Estoppel by issuance of surety bond with facsimile signature.

58-11-26. Underwriters' policy--Joint and several liability--True name of insurer.

58-11-27. Combination policy--Contents.

58-11-28. Underwriters' and combination policies provisions do not apply to cosurety obligations.

58-11-29. Binders or other contracts for temporary insurance--Terms--Fraudulent statement as misdemeanor.

58-11-30. Duration of binder.

58-11-31. Extension or renewal of binder--Approval of director.

58-11-32. Binder provisions do not apply to life or health insurance.

58-11-33. Delivery of policy--Payment of premium--Insured not meeting condition required by insurer.

58-11-34. Insurance of motor vehicle sales contracts, copy of policy delivered to vendee, mortgagor, or pledgor, contents--Inapplicable to inland marine floater policies.

58-11-35. Renewal or extension of policy at option of insurer.

58-11-36. Assignment of policies.

58-11-37. Policy not complying with statutory form--Validity--Construction.

58-11-38. Policy, rider, or endorsement containing condition, omission or provision not in compliance with requirements--Validity--Construction.

58-11-39. Construction of insurance contract--Terms and conditions--Modification by rider, endorsement, or application made part of policy.

58-11-40. Application for life or health insurance as evidence--Annuity contract--Copy made a part of policy--Inapplicable to industrial life policy.

58-11-41. Application for reinstatement or renewal of life or health insurance--Copy requested by insured--Effect of noncompliance by insurer.

58-11-42. Alteration of application for life or health insurance--Written consent of applicant--Insertions by insurer.

58-11-43. Application for insurance other than life or health--Use as evidence--Failure to furnish copy to insured.

58-11-44. Application for insurance or annuity--Statements by insured deemed representations--Omissions, concealment, and incorrect statements preventing recovery.

58-11-44.1. Unanswered questions no basis for denial of recovery unless insurer demanded answers.

58-11-44.2. Requests for information and actions based on applicant's failure to meet insurer's underwriting requirements permissible.

58-11-45. Cancellation and nonrenewal of automobile policy or coverage--Definition of terms.

58-11-45.1. Reporting agencies and persons listed with director.

58-11-45.2. Applicant for liability insurance not to be prejudiced by false reports.

58-11-45.3. Informant to be identified if insurance refused--Violation as misdemeanor.

58-11-46. Notice of cancellation of automobile policy--Reasons for cancellation.

58-11-47. Reasons for cancellation not applicable to automobile policy in effect less than sixty days--Application of notice provisions to policies.

58-11-48. Modification of automobile physical damage coverage not deemed cancellation.

58-11-49. Time for mailing or delivery of notice of cancellation of automobile policy--Provision for statement of reason for cancellation.

58-11-50. Request of insured for reason for cancellation.

58-11-51. Notice of nonrenewal of automobile policy--Time for notice--Exceptions to requirement for notice--Renewal not waiver of grounds for cancellation.

58-11-52. Proof of notice of cancellation or nonrenewal of automobile policy or coverage.

58-11-53. Notice of eligibility for assigned risk plan on cancellation or nonrenewal of automobile liability insurance.

58-11-54. Director or insurer not liable for statements as to reasons for cancellation or refusal of automobile coverage.

58-11-55. Discrimination in issuance or renewal of automobile insurance policy as misdemeanor--Exceptions.

58-11-55.1. Use of age or occupation in determining issuance or renewal of policies.

58-11-55.2. Applicability of § 58-11-55.

58-11-55.3. Promulgation of rules to prevent unfair discrimination.

58-11-56. 58-11-56. Repealed by SL 1974, ch 312

58-11-57. Assigned risk plan for automobile liability insurance.

58-11-58. 58-11-58 to 58-11-61. Repealed by SL 2011, ch 215, §§ 1 to 4.

58-11-62. Notice of intent to cease marketing block of business--What constitutes cessation of marketing block of business.

58-11-63. Regulation of form and content of policies, policy forms, standards, and procedures for filings, cancellation, and nonrenewal of policies.

58-11-64. Definition of terms.

58-11-65. Carriers subject to filing requirements.

58-11-66. Filing and director approval required.

58-11-67. Filing requirements--Availability on internet.

58-11-68. Filer to indicate location of each requirement on policy form filing.

58-11-69. Approval or disapproval of filing--Review period.

58-11-70. Correction of deficiencies.

58-11-71. Review of resubmitted filing--Review period.

58-11-72. Resubmitted form not to be disapproved for reasons other than in initial disapproval--Exceptions.

58-11-73. Grossly inadequate filings.

58-11-74. Limitations on director's authority.

58-11-75. Application to existing approved policy forms.

58-11-76. Construction with other time periods.

58-11-77. Appeal of disapproval of rate or policy form filing.

58-11A-1. Definitions.

58-11A-2. Policies subject to chapter.

58-11A-3. Reading ease--Printing--Style--Index or table of contents.

58-11A-4. Alternate reading ease tests.

58-11A-5. Certificate concerning reading ease--Additional information--Evaluation of attachments to policy.

58-11A-6. Variation of reading ease requirement--Grounds.

58-11A-7. Other laws governing policy contents.

58-11A-8. Dates after which policies must comply with this chapter--Extension.

58-11A-9. Law permitting issuance of policies after form on file for specified period.