58-11-44.2. Requests for information and actions based on applicant's failure to meet insurer's underwriting requirements permissible.
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/sd/title-58/chapter-58-11/58-11-44-2·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
Nothing in § 58-11-44 prohibits an insurer or an insurer's representative from:
(1)Requesting information from an applicant for the purpose of determining that applicant's insurability; or
(2)Underwriting an application or declining coverage based upon that applicant's failure to meet the insurer's underwriting requirements.