South Dakota

54-4-1. 54-4-1. Repealed by SL 1998, ch 280, § 30.

54-4-2. 54-4-2. Repealed by SL 1998, ch 280, § 29.

54-4-3. 54-4-3 to 54-4-35. Repealed by SL 1998, ch 280, § 30.

54-4-36. Definition of terms.

54-4-37. Entities exempt from chapter provisions.

54-4-37.1. Exemption for originating, selling, servicing, or acquiring five or fewer loans in twelve-month period where total of outstanding loans under certain amount--Annual report.

54-4-38. Promulgation of rules.

54-4-39. Compliance with Title 53.

54-4-40. Application for license--Licensure through nationwide mortgage licensing system--Public records--Exemptions.

54-4-41. Rejection or acceptance of application by director.

54-4-42. Bond to be filed with application.

54-4-43. Investigation of facts concerning license application--Requirements for grant of license.

54-4-44. Engaging in business after procurement of license--Maximum finance charge--Violation as misdemeanor--Loan void.

54-4-44.1. Device, subterfuge, or pretense to evade maximum finance charge prohibited--Penalties.

54-4-44.2. Motor vehicle purchase loan--Fees incident to extension of credit.

54-4-44.3. Consumer default--Fees incident to extension of credit.

54-4-44.4. Business-to-business lending exempt.

54-4-45. Duration of license--Renewal.

54-4-46. Transfer of license--Approval required for name change.

54-4-47. Location to be licensed--Change of location.

54-4-47.1. Remote work--Requirements.

54-4-48. Cease and desist order for practice not in conformity to requirements--Appeal.

54-4-49. Conditions, denial, nonrenewal, suspension, or revocation of license.

54-4-50. Injunction against licensee for violation.

54-4-51. Court-appointed receivership.

54-4-52. License required.

54-4-53. Deposit of funds.

54-4-54. Payment of annual tax--Exemption.

54-4-55. Exemption from other taxes.

54-4-56. Renewal of application--Tax information--Forms.

54-4-57. Examination of records--Costs--Information--Forms--Application of other provisions.

54-4-58. Information required in contract.

54-4-59. Property insurance required.

54-4-60. Purchase of insurance not condition to receive loan.

54-4-61. Copy provided to debtor.

54-4-62. Satisfaction of loan--Release of assignments.

54-4-63. Advertising.

54-4-64. Application of chapter.

54-4-65. Limitation on renewal, rollover, or flip of short-term consumer loan--Fee.

54-4-66. Maximum amount of payday loan--Violation as misdemeanor.

54-4-67. Production of records located outside state--Alternate procedures--Designated record inspectors.

54-4-68. Appointment of resident agent for service of process--Notice.

54-4-69. Consent to be sued--Form.

54-4-70. Title loans to be evidenced by written agreement--Possession of certification of title--Application of statutes on secured transactions.

54-4-71. Term of title loan--Renewal--Payment amounts--Deferred principal amount.

54-4-72. Default in repayment of title loan--Remedy--Exception--Sale of reposed vehicle--Refund of surplus less expenses.

54-4-73. Debt cancellation contract defined.

54-4-74. Debt suspension contract defined.

54-4-75. Debt cancellation contracts and debt suspension contracts permitted.

54-4-76. Loans by unlicensed lenders uncollectible except for principal.

54-4-77. Debt collection--Prohibitions.

54-4-77.1. Exemptions not applicable to prohibited debt-collection tactics.

54-4-78. Use of nationwide mortgage licensing system and registry for requesting and distributing information.

54-4-79. Contracts for collection and maintenance of records and processing of fees.

54-4-80. Sharing of information collected by director.

54-4-81. Attorney's fees recoverable if provided for in evidence of debt.