54-4-44.3. Consumer default--Fees incident to extension of credit.
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/sd/title-54/chapter-54-4/54-4-44-3·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
For the purposes of § 54-4-44 for all loans, late fees, return check fees, and attorney's fees incurred upon consumer default are not fees "incident to the extension of credit."