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Michigan
Chapter 492 — Installment Sales of Motor Vehicles
49 entries
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492.21 Short title.
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492.23 Definitions.
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492.25 Offering, selling, or providing guaranteed asset protection waiver; requirements; contractual liability or other insurance policy.
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492.27 Disclosure; contents.
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492.29 Cancellation.
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492.31 Commissioner; enforcement of act; notice and hearing; actions.
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492.33 Applicability; exceptions.
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492.101 Motor vehicle sales finance act; short title.
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492.102 Definitions.
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492.103 Installment seller of motor vehicles; sales finance company; license required.
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492.104 License; application; form; contents; appointment of statutory agent; service of process; separate application for each place of business; renewal.
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492.105 Bond to accompany first license application; bond applicable to principal place of business; form; penal sum; execution; condition; action on bond; filing new bon
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492.106 License; application; fee; abatement in amount of license fee; expiration of license; examination fee; hourly rate and per contract rate; invoice; payment; dispos
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492.106a Receipt of completed application for new or renewal license; issuance of license within certain time period; report.
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492.107 License certificate; issuance; posting; license nontransferable and nonassignable; change in business location; notice; amendment of license certificate; fee; ope
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492.108 License; application, rejection, grounds, notice; retention of fee.
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492.109 License; revocation or suspension; grounds; appeal.
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492.110 Investigation and examination of records; access to place of business; required witness attendance; subpoena; forms, rules and regulations.
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492.111 Books, accounts and records; maintenance.
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492.112 Installment sale contract; contents; signatures; buyer's copy; notice; form; delivery acknowledgment; payments; applicability.
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492.113 Installment sale contract; contents; collateral security; notice of legal rights; liability.
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492.113a Installment sale transaction; certain payments by seller on behalf of buyer.
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492.114 Installment sale contract; condition of signing; acceleration clause; right of repossession; prohibited provisions.
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492.114a Evidence of obligation; holder subject to claims and defenses of buyer; limitation on buyer's recovery; mandatory provision in installment sale contract; sales t
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492.115 Installment sale contract; sale, transfer, assignment; notice to buyer; exception; assignment contracts.
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492.116 Installment sale contract; insurance of vehicle, limitation, coercion prohibited; premium cost, buyer's certificate, terms of contract, cancellation.
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492.116a Unexpired insurance premiums; crediting.
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492.117 Installment sale contract; costs; fees.
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492.118 Finance charge on installment sale contract; maximum rate; computation.
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492.119 Installment sale contract; extension; refinance charges; maximum rate; cash loans.
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492.120 Installment sale contract; default charge; maximum rate; computation; collection.
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492.121 Installment sale contract; prepayment of unpaid time balance; rebate of unearned finance charge.
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492.122 Installment sale contract; payments.
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492.122a Truth in lending act; effect of compliance.
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492.123-492.127 Repealed.
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492.128 Installment sale contract; buyer furnished statement of account, contents; fee for additional statement.
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492.129 Installment sale contract; receipt, contents; payment by mail.
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492.130 Installment sale contract; payment in full, release, discharge, instruments delivered to buyer.
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492.131 Installment sale contract; limitation on charges; charges prohibited; equity transfer.
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492.132 Installment sale contract; waiver.
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492.133 Installment sale contract; prior contracts.
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492.134 Installment sale contract; expiration, surrender or revocation of license.
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492.135 Installment sale contract; sales outside state.
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492.136 Businesses not affected or impaired by acts.
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492.137 Violation of act; penalty.
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492.138 Repealed.
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492.139, 492.140 Repealed.
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492.141 Optional method of computing finance charge.
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492.151 Installment sale contract; prepayment of time balance prior to insurance coverage expiration; notice to insurer; payment of unearned insurance premiums.