Unknown. Final rules, official interpretations and commentary

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--- schema: federal-register doc_type: fedreg source_file: FR-2017-11-09.xml --- 82 216 Thursday, November 9, 2017 Contents Alcohol Tobacco Firearms Alcohol, Tobacco, Firearms, and Explosives Bureau NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Application and Permit for Permanent Exportation of Firearms (National Firearms Act), 52070-52071 2017-24383 Arson and Explosives Training Registration Request for Non-ATF Employees, 52071-52072 2017-24385 Police Check Inquiry, 52072 2017-24384 Consumer Financial Protection Bureau of Consumer Financial Protection RULES Appraisals for Higher-Priced Mortgage Loans Exemption Threshold, 51973-51975 2017-24443 Consumer Leasing, 51975-51977 2017-24411 Truth in Lending (Regulation Z), 51977-51979 2017-24445 Centers Disease Centers for Disease Control and Prevention NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals, 52045-52051 2017-24418 2017-24404 2017-24416 2017-24417 Agency Information Collection Activities; Proposals, Submissions, and Approvals: Assessments to Inform Program Refinement for HIV, other STD, and Pregnancy Prevention among Middle and High-School Aged Youth, 52049 2017-24388 Children Children and Families Administration NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Prenatal Alcohol and Other Drug Exposures in Child Welfare Study, 52051 2017-24420 Coast Guard Coast Guard RULES Drawbridge Operations:

Hackensack River, Jersey City, NJ, 52004 2017-24376 Hutchinson River, Mount Vernon, NY, 52005 2017-24378 Safety Zones: Atlantic Ocean, Rehoboth Beach, DE, 52005-52007 2017-24377 Port of Ponce Turning Basin, Bahia de Ponce, Ponce, PR, 52007-52009 2017-24375 Commerce Commerce Department See Industry and Security Bureau See National Oceanic and Atmospheric Administration Comptroller Comptroller of the Currency RULES Appraisals for Higher-Priced Mortgage Loans Exemption Threshold, 51973-51975 2017-24443 Defense Department Defense Department See Engineers Corps NOTICES Civilian Acquisition Workforce Personnel Demonstration Project, 52104-52172 2017-24226 Engineers Engineers Corps NOTICES Environmental Assessments;

Availability, etc.: Norfolk Harbor Navigation Improvements Draft General Reevaluation Report, 52041-52042 2017-24395 Environmental Impact Statements; Availability, etc.: Lower Bois d'Arc Creek Reservoir Project, Fannin County, TX, 52042-52043 2017-24396 Environmental Protection Environmental Protection Agency NOTICES Contractor Access to Confidential Business Information, 52044 2017-24427 Environmental Impact Statements; Availability, etc.: Weekly Receipts, 52043 2017-24424 Federal Aviation Federal Aviation Administration RULES Airworthiness Directives:

Engine Alliance Turbofan Engines, 51979-51981 2017-24462 IFR Altitudes; Miscellaneous Amendments, 51981-51983 2017-24414 PROPOSED RULES Airworthiness Directives: Airbus Airplanes, 52022-52024 2017-22556 The Boeing Company Airplanes, 52015-52021 2017-21223 NOTICES Land Use Change from Aeronautical to Non-Aeronautical Use: Laurinburg-Maxton Airport, Maxton, NC, 52094-52095 2017-24413 Petitions for Exemption; Summaries, 52094 2017-24386 Federal Deposit Federal Deposit Insurance Corporation NOTICES Terminations of Receivership:

Highland Community Bank, Chicago, IL, 52044 2017-24428 Federal Election Federal Election Commission NOTICES Meetings; Sunshine Act, 52045 2017-24531 Federal Emergency Federal Emergency Management Agency NOTICES Emergency Declarations: Florida; Amendment No. 2, 52070 2017-24350 Federal Railroad Federal Railroad Administration NOTICES Fiscal Year 2017 Positive Train Control Grant Program Project Selections, 52095-52097 2017-24364 Federal Reserve Federal Reserve System RULES Appraisals for Higher-Priced Mortgage Loans Exemption Threshold, 51973-51975 2017-24443 Consumer Leasing, 51975-51977 2017-24411 Truth in Lending (Regulation Z), 51977-51979 2017-24445 Federal Trade Federal Trade Commission PROPOSED RULES Energy Labeling, 52024-52036 2017-24381 Federal Transit Federal Transit Administration NOTICES Fiscal Year 2017 Positive Train Control Grant Program Project Selections, 52095-52097 2017-24364 Fish Fish and Wildlife Service RULES Effectuating Congressional Nullification of Non-subsistence Take of Wildlife, and Public Participation and Closure Procedures, on National Wildlife Refuges in Alaska under Congressional Review Act, 52009-52011 2017-24324 Food and Drug Food and Drug Administration PROPOSED RULES Color Additive Petitions:

Colorcon, Inc., 52037 2017-24421 Guidance: Menu Labeling, 52036-52037 2017-24246 NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Class II Special Controls Guidance Document: Labeling Natural Rubber Latex Condoms, 52056-52058 2017-24415 Health and Diet Survey, as Used by Food and Drug Administration, 52053-52055 2017-24409 Infant Formula Recall Regulations, 52055-52056 2017-24410 Guidance: Evaluating Drug Effects on Ability to Operate Motor Vehicle, 52052-52053 2017-24367 Use of Drug Master File for Shared System Risk Evaluation and Mitigation Strategy Submissions, 52058-52060 2017-24353 Meetings:

Blood Products Advisory Committee Advisory Committee, 52060-52061 2017-24408 Tobacco Products Scientific Advisory Committee, 52051-52052 2017-24379 Foreign Assets Foreign Assets Control Office RULES Cuban Assets Control Regulations, 51998-52004 2017-24447 General Services General Services Administration NOTICES Federal Travel Regulations: Requirement to Report Agency Travel, Transportation, and Relocation Data and Costs, 52045 2017-24258 Health and Human Health and Human Services Department See Centers for Disease Control and Prevention See Children and Families Administration See Food and Drug Administration See National Institutes of Health Homeland Homeland Security Department See Coast Guard See Federal Emergency Management Agency See U.S.

Customs and Border Protection Industry Industry and Security Bureau RULES Amendments to Implement United States Policy toward Cuba, 51983-51986 2017-24448 Interior Interior Department See Fish and Wildlife Service Justice Department Justice Department See Alcohol, Tobacco, Firearms, and Explosives Bureau Labor Department Labor Department See Occupational Safety and Health Administration Maritime Maritime Administration NOTICES Requests for Administrative Waivers of the Coastwise Trade Laws:

Vessel ANDIAMO, 52099 2017-24359 Vessel DOS HOMBRES, 52097-52098 2017-24358 Vessel LADY DEENA II, 52098 2017-24357 Vessel PUDDLE, 52100 2017-24356 Vessel SAMADHI, 52099-52100 2017-24355 Vessel VESTA, 52098-52099 2017-24354 NASA National Aeronautics and Space Administration NOTICES Meetings: Advisory Council; Human Exploration and Operations Committee, 52072-52073 2017-24380 National Endowment for the Arts National Endowment for the Arts NOTICES Senior Executive Service Performance Review Board Members, 52073 2017-24374 National Foundation National Foundation on the Arts and the Humanities See National Endowment for the Arts NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals, 52073 2017-24430 National Highway National Highway Traffic Safety Administration NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 52101 2017-24394 National Institute National Institutes of Health NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: CareerTrac, 52062-52063 2017-24362 Generic Clearance for Collection of Qualitative Feedback on Agency Service Delivery, 52067-52068 2017-24398 Generic Clearance to Support Safe to Sleep Campaign (Eunice Kennedy Shriver National Institute of Child Health and Human Development), 52063-52064 2017-24399 Meetings:

Center for Scientific Review, 52061 2017-24372 Draft Report on Carcinogens Monograph on Antimony Trioxide, 52066-52067 2017-24400 National Cancer Institute, 52065-52066 2017-24402 National Eye Institute, 52061-52062 2017-24373 National Toxicology Program Board of Scientific Counselors, 52064-52065 2017-24401 National Oceanic National Oceanic and Atmospheric Administration RULES Fisheries of the Exclusive Economic Zone Off Alaska: Bering Sea and Aleutian Islands Management Area;

American Fisheries Act; Bering Sea and Aleutian Islands Crab Rationalization Program, 52011-52014 2017-24403 NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 52038, 52041 2017-24425 2017-24426 Agency Information Collection Activities; Proposals, Submissions, and Approvals: West Coast Region Groundfish Trawl Fishery Monitoring and Catch Accounting Program, 52040-52041 2017-24382 Marine Mammals: Pinniped Removal Authority, 52038-52040 2017-24352 National Science National Science Foundation NOTICES Antarctic Conservation Act Permits, 52073-52074 2017-24423 Nuclear Regulatory Nuclear Regulatory Commission NOTICES Meetings;

Sunshine Act, 52074 2017-24565 Occupational Safety Health Adm Occupational Safety and Health Administration RULES Cranes and Derricks in Construction: Operator Certification Extension, 51986-51998 2017-24349 Postal Regulatory Postal Regulatory Commission NOTICES New Postal Products, 52074-52075 2017-24412 Securities Securities and Exchange Commission NOTICES Self-Regulatory Organizations; Proposed Rule Changes: Nasdaq PHLX, LLC, 52082-52087 2017-24368 2017-24370 NASDAQ Stock Market, LLC, 52075-52079 2017-24371 Options Clearing Corp., 52079-52082 2017-24369 Small Business Small Business Administration NOTICES Major Disaster Declarations:

South Carolina, 52087-52088 2017-24360 Social Social Security Administration NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 52088-52089 2017-24387 State Department State Department NOTICES List of Entities and Subentities Associated with Cuba (Cuba Restricted List), 52089-52091 2017-24449 Surface Transportation Surface Transportation Board NOTICES Acquisitions of Control: National Express, LLC; Queen City Transportation, LLC, 52091-52094 2017-24429 Transportation Department Transportation Department See Federal Aviation Administration See Federal Railroad Administration See Federal Transit Administration See Maritime Administration See National Highway Traffic Safety Administration Treasury Treasury Department See Comptroller of the Currency See Foreign Assets Control Office Customs U.S.

Customs and Border Protection NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Passenger List/Crew List, 52068-52069 2017-24392 Vessel Entrance or Clearance Statement, 52069-52070 2017-24393 Separate Parts In This Issue Part II Defense Department, 52104-52172 2017-24226 Reader Aids Consult the Reader Aids section at the end of this issue for phone numbers, online resources, finding aids, and notice of recently enacted public laws. To subscribe to the Federal Register Table of Contents electronic mailing list, go to https://public.govdelivery.com/accounts/USGPOOFR/subscriber/new, enter your e-mail address, then follow the instructions to join, leave, or manage your subscription. 82 216 Thursday, November 9, 2017 Rules and Regulations DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency 12 CFR Part 34 [Docket No.

OCC-2017-0016] RIN 1557-AE25 FEDERAL RESERVE SYSTEM 12 CFR Part 226 [Docket No. R-1580] RIN 7100 AE-87 BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1026 [Docket No. CFPB-2017-0029] Appraisals for Higher-Priced Mortgage Loans Exemption Threshold AGENCY: Board of Governors of the Federal Reserve System (Board); Bureau of Consumer Financial Protection (Bureau); and Office of the Comptroller of the Currency, Treasury (OCC). ACTION: Final rules, official interpretations and commentary.

SUMMARY: The OCC, the Board, and the Bureau are finalizing amendments to the official interpretations for their regulations that implement section 129H of the Truth in Lending Act (TILA). Section 129H of TILA establishes special appraisal requirements for “higher-risk mortgages,” termed “higher-priced mortgage loans” or “HPMLs” in the agencies' regulations. The OCC, the Board, the Bureau, the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration

(NCUA)and the Federal Housing Finance Agency

(FHFA)(collectively, the Agencies) issued joint final rules implementing these requirements, effective January 18, 2014. The Agencies' rules exempted, among other loan types, transactions of $25,000 or less, and required that this loan amount be adjusted annually based on any annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). If there is no annual percentage increase in the CPI-W, the OCC, the Board, and the Bureau will not adjust this exemption threshold from the prior year. However, in years following a year in which the exemption threshold was not adjusted, the threshold is calculated by applying the annual percentage increase in the CPI-W to the dollar amount that would have resulted, after rounding, if the decreases and any subsequent increases in the CPI-W had been taken into account. Based on the CPI-W in effect as of June 1, 2017, the exemption threshold will increase from $25,500 to $26,000 effective January 1, 2018. DATES: This final rule is effective January 1, 2018. FOR FURTHER INFORMATION CONTACT: *OCC:* MaryAnn Nash, Counsel, Legislative and Regulatory Activities Division,

(202)649-6287; for persons who are deaf and hard of hearing TTY,

(202)649-5597. *Board:* Lorna M. Neill, Senior Counsel, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System, at

(202)452-3667; for users of Telecommunications Device for the Deaf

(TDD)only, contact

(202)263-4869. *Bureau:* Jaclyn Maier, Counsel, Office of Regulations, Consumer Financial Protection Bureau, at

(202)435-7700. SUPPLEMENTARY INFORMATION: I. Background The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) amended the Truth in Lending Act

(TILA)to add special appraisal requirements for “higher-risk mortgages.” 1 In January 2013, the Agencies issued a joint final rule implementing these requirements and adopted the term “higher-priced mortgage loan”

(HPML)instead of “higher-risk mortgage” (the January 2013 Final Rule). 2 In July 2013, the Agencies proposed additional exemptions from the January 2013 Final Rule (the 2013 Supplemental Proposed Rule). 3 In December 2013, the Agencies issued a supplemental final rule with additional exemptions from the January 2013 Final Rule (the December 2013 Supplemental Final Rule). 4 Among other exemptions, the Agencies adopted an exemption from the new HPML appraisal rules for transactions of $25,000 or less, to be adjusted annually for inflation. 1 Public Law 111-203, section 1471, 124 Stat. 1376, 2185-87 (2010), codified at TILA section 129H, 15 U.S.C. 1639h. 2 78 FR 10368 (Feb. 13, 2013). 3 78 FR 48548 (Aug. 8, 2013). 4 78 FR 78520 (Dec. 26, 2013). The OCC's, the Board's, and the Bureau's versions of the January 2013 Final Rule and December 2013 Supplemental Final Rule and corresponding official interpretations are substantively identical. The FDIC, NCUA, and FHFA adopted the Bureau's version of the regulations under the January 2013 Final Rule and December 2013 Supplemental Final Rule. 5 5 *See* NCUA: 12 CFR 722.3; FHFA: 12 CFR part 1222. Although the FDIC adopted the Bureau's version of the regulation, the FDIC did not issue its own regulation containing a cross-reference to the Bureau's version. *See* 78 FR 10368, 10370 (Feb. 13, 2013). The OCC's, Board's, and Bureau's regulations, 6 and their accompanying interpretations, 7 provide that the exemption threshold for smaller loans will be adjusted effective January 1 of each year based on any annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) that was in effect on the preceding June 1. Any increase in the threshold amount will be rounded to the nearest $100 increment. For example, if the annual percentage increase in the CPI-W would result in a $950 increase in the threshold amount, the threshold amount will be increased by $1,000. However, if the annual percentage increase in the CPI-W would result in a $949 increase in the threshold amount, the threshold amount will be increased by $900. If there is no annual percentage increase in the CPI-W, the OCC, the Board, and the Bureau will not adjust the threshold amounts from the prior year. 8 6 12 CFR 34.203(b)(2) (OCC); 12 CFR 226.43(b)(2) (Board); and 12 CFR 1026.35(c)(2)(ii) (Bureau). 7 *See* 12 CFR part 34, appendix C to subpart G, comment 203(b)(2)-1 (OCC); 12 CFR part 226, supplement I, comment 43(b)(2)-1 (Board); and 12 CFR part 1026, supplement I, comment 35(c)(2)(ii)-1 (Bureau). 8 *See* 78 FR 48548, 48565 (Aug. 8, 2013) (“Thus, under the proposal, if the CPI-W decreases in an annual period, the percentage increase would be zero, and the dollar amount threshold for the exemption would not change.”). On November 30, 2016, the OCC, the Board, and the Bureau published a final rule in the **Federal Register** to memorialize the calculation method used by the agencies each year to adjust the exemption threshold to ensure that the values for the exemption threshold keep pace with the CPI-W as contemplated in the December 2013 Supplemental Final Rule (HPML Small Dollar Adjustment Calculation Rule). 9 The HPML Small Dollar Adjustment Calculation Rule memorialized the policy that if there is no annual percentage increase in the CPI-W, the OCC, the Board, and Bureau will not adjust the exemption threshold from the prior year. The HPML Small Dollar Adjustment Calculation Rule also provided that in years following a year in which the exemption threshold was not adjusted because there was a decrease in the CPI-W from the previous year, the threshold is calculated by applying the annual percentage change in the CPI-W to the dollar amount that would have resulted, after rounding, if the decreases and any subsequent increases in the CPI-W had been taken into account. If the resulting amount calculated, after rounding, is greater than the current threshold, then the threshold effective January 1 the following year will increase accordingly; if the resulting amount calculated, after rounding, is equal to or less than the current threshold, then the threshold effective January 1 the following year will not change, but future increases will be calculated based on the amount that would have resulted, after rounding. 9 *See* 81 FR 86250 (Nov. 30, 2016). II. 2018 Adjustment and Commentary Revision Effective January 1, 2018, the exemption threshold amount is increased from $25,500 to $26,000. This is based on the CPI-W in effect on June 1, 2017, which was reported on May 12, 2017. The Bureau of Labor Statistics publishes consumer-based indices monthly, but does not report a CPI change on June 1; adjustments are reported in the middle of the prior month. The CPI-W is a subset of the CPI-U index (based on all urban consumers) and represents approximately 28 percent of the U.S. population. The CPI-W reported on May 12, 2017, reflects a 2.1 percent increase in the CPI-W from April 2016 to April 2017. Accordingly, the 2.1 percent increase in the CPI-W from April 2016 to April 2017 results in an exemption threshold amount of $26,000. The OCC, the Board, and the Bureau are revising the commentaries to their respective regulations to add new comments as follows: • Comment 203(b)(2)-3.v to 12 CFR part 34, appendix C to subpart G (OCC); • Comment 43(b)(2)-3.v to supplement I of 12 CFR part 226 (Board); and • Comment 35(c)(2)(ii)-3.v to supplement I of 12 CFR part 1026 (Bureau). These new comments state that, from January 1, 2018, through December 31, 2018, the threshold amount is $26,000. These revisions are effective January 1, 2018. III. Regulatory Analysis Administrative Procedure Act Under the Administrative Procedure Act, notice and opportunity for public comment are not required if an agency finds that notice and public comment are impracticable, unnecessary, or contrary to the public interest. 10 The amendments in this rule are technical and apply the method previously set forth in the 2013 Supplemental Proposed Rule 11 and the HPML Small Dollar Adjustment Calculation Rule. For these reasons, the OCC, the Board and the Bureau have determined that publishing a notice of proposed rulemaking and providing opportunity for public comment are unnecessary. Therefore, the amendments are adopted in final form. 10 5 U.S.C. 553(b)(B). 11 *See* 78 FR 48548, 48565 (Aug. 8, 2013) (“Thus, under the proposal, if the CPI-W decreases in an annual period, the percentage increase would be zero, and the dollar amount threshold for the exemption would not change.”). Regulatory Flexibility Act The Regulatory Flexibility Act

(RFA)does not apply to a rulemaking where a general notice of proposed rulemaking is not required. 12 As noted previously, the agencies have determined that it is unnecessary to publish a general notice of proposed rulemaking for this joint final rule. Accordingly, the RFA's requirements relating to an initial and final regulatory flexibility analysis do not apply. 12 5 U.S.C. 603 and 604. Paperwork Reduction Act In accordance with the Paperwork Reduction Act of 1995, 13 the agencies reviewed this final rule. No collections of information pursuant to the Paperwork Reduction Act are contained in the final rule. 13 44 U.S.C. 3506; 5 CFR part 1320. Unfunded Mandates Reform Act The OCC analyzes proposed rules for the factors listed in Section 202 of the Unfunded Mandates Reform Act of 1995, before promulgating a final rule for which a general notice of proposed rulemaking was published. 14 As discussed above, the OCC has determined that the publication of a general notice of proposed rulemaking is unnecessary. 14 2 U.S.C. 1532. List of Subjects 12 CFR Part 34 Appraisal, Appraiser, Banks, Banking, Consumer protection, Credit, Mortgages, National banks, Reporting and recordkeeping requirements, Savings associations, Truth in lending. 12 CFR Part 226 Advertising, Appraisal, Appraiser, Consumer protection, Credit, Federal Reserve System, Mortgages, Reporting and recordkeeping requirements, Truth in lending. 12 CFR Part 1026 Advertising, Appraisal, Appraiser, Banking, Banks, Consumer protection, Credit, Credit unions, Mortgages, National banks, Reporting and recordkeeping requirements, Savings associations, Truth in lending. DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Authority and Issuance For the reasons set forth in the preamble, the OCC amends 12 CFR part 34 as set forth below: PART 34—REAL ESTATE LENDING AND APPRAISALS 1. The authority citation for part 34 continues to read as follows: Authority: 12 U.S.C. 1 *et seq.,* 25b, 29, 93a, 371, 1463, 1464, 1465, 1701j-3, 1828(o), 3331 *et seq.,* 5101 *et seq.,* 5412(b)(2)(B) and 15 U.S.C. 1639h. Subpart G—Appraisals for Higher-Priced Mortgage Loans 2. In appendix C to subpart G, under *Section 34.203—Appraisals for Higher-Priced Mortgage Loans,* under *Paragraph 34.203(b)(2),* paragraph 3.v is added to read as follows: Appendix C to Subpart G—OCC Interpretations Section 34.203—Appraisals for Higher-Priced Mortgage Loans 34.203(b) Exemptions. Paragraph 34.203(b)(2) 3. * * * v. From January 1, 2018, through December 31, 2018, the threshold amount is $26,000. BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM Authority and Issuance For the reasons set forth in the preamble, the Board amends Regulation Z, 12 CFR part 226, as set forth below: PART 226—TRUTH IN LENDING (REGULATION Z) 3. The authority citation for part 226 continues to read as follows: Authority: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), 1639(l), and 1639h; Pub. L. 111-24, section 2, 123 Stat. 1734; Pub. L. 111-203, 124 Stat. 1376. 4. In supplement I to part 226, under *Section 226.43—Appraisals for Higher-Risk Mortgage Loans,* under *Paragraph 43(b)(2),* paragraph 3.v is added to read as follows: Supplement I to Part 226—Official Staff Interpretations Subpart E—Special Rules for Certain Home Mortgage Transactions Section 226.43—Appraisals for Higher-Risk Mortgage Loans 43(b) Exemptions. Paragraph 43(b)(2) 3. * * * v. From January 1, 2018, through December 31, 2018, the threshold amount is $26,000. BUREAU OF CONSUMER FINANCIAL PROTECTION Authority and Issuance For the reasons set forth in the preamble, the Bureau amends Regulation Z, 12 CFR part 1026, as set forth below: PART 1026—TRUTH IN LENDING (REGULATION Z) 5. The authority citation for part 1026 continues to read as follows: Authority: 12 U.S.C. 2601, 2603-2605, 2607, 2609, 2617, 3353, 5511, 5512, 5532, 5581; 15 U.S.C. 1601 *et seq.* 6. In supplement I to part 1026, under *Section 1026.35—Requirements for Higher-Priced Mortgage Loans,* under *Paragraph 35(c)(2)(ii),* paragraph 3.v is added to read as follows: Supplement I to Part 1026—Official Interpretations Subpart E—Special Rules for Certain Home Mortgage Transactions Section 1026.35—Requirements for Higher-Priced Mortgage Loans 35(c)—Appraisals 35(c)(2) Exemptions Paragraph 35(c)(2)(ii) 3. * * * v. From January 1, 2018, through December 31, 2018, the threshold amount is $26,000. Dated: September 26, 2017. Keith A. Noreika, Acting Comptroller of the Currency. By order of the Board of Governors of the Federal Reserve System, acting through the Secretary of the Board under delegated authority, November 2, 2017. Ann E. Misback, Secretary of the Board. Dated: September 7, 2017. Richard Cordray, Director, Bureau of Consumer Financial Protection. [FR Doc. 2017-24443 Filed 11-8-17; 8:45 am]

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