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Code · North Carolina · Chapter 58 — Insurance

Article 44A.

314 words·~1 min read·/nc/chapter-58/44a

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Article 44A.
Portable Electronics Insurance.
§ 58-44A-1. Definitions.
As used in this Article, the following definitions apply:
(1)Customer. - A person who purchases portable electronics or services.
(2)Enrolled customer. - A customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics.
(3)Location. - Any physical location in the State of North Carolina or any website, call center site, or similar location directed to residents of the State of North Carolina.
(4)Portable electronics. - Electronic devices that are portable in nature, their accessories, and services related to the use of the device.
(5)Portable electronics insurance. - Insurance providing coverage for the repair or replacement of portable electronics which may provide coverage for portable electronics against any one or more of the following causes of loss:
(i)loss,
(ii)theft, and
(iii)inoperability due to mechanical failure, malfunction, damage, or other similar causes of loss. The term does not include the following:
a. A service contract or extended warranty providing coverage limited to the repair, replacement, or maintenance of property for the operational or structural failure of the property due to a defect in materials, workmanship, accidental damage from handling, power surges, or normal wear and tear.
b. A policy of insurance covering a seller's or a manufacturer's obligations under a warranty.
c. A homeowner's, renter's, private passenger automobile, commercial multiperil, or similar policy.
(6)Portable electronics transaction. - Either of the following:
a. The sale or lease of portable electronics by a vendor to a customer.
b. The sale of a service related to the use of portable electronics by a vendor to a customer.
(7)Supervising entity. - A business entity that is a licensed insurer or insurance producer.
(8)Vendor. - A person in the business of engaging in portable electronics transactions directly or indirectly. (2011-225, s. 1; 2025-25, s. 29(5).)
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