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Code · BILL · 117th Congress · H.R. 4521 (EAS) — 112 HR 4521 EAS: United States Innovation and Competition Act of 2021 · Sec. 5306

Sec. 5306. Report on economic and national security implications of changes to cross-border payment and financial messaging systems

326 words·~1 min read·/bill/117/hr/4521/eas/section-5306

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Not later than 180 days after the date of the enactment of this Act, the Secretary of the Treasury, in collaboration with the Secretary of State and the Board of Governors of the Federal Reserve System, shall submit to the appropriate congressional committees a report on the economic and national security implications of material changes to the infrastructure or ecosystem of cross-border payment and financial messaging systems, including alternative systems being developed by other countries. The report required by subsection
(a)shall include— an assessment of the impact of— how changes to the infrastructure or ecosystem of cross-border payment and financial messaging systems, including emerging systems that enable cross-border payments, will affect United States national security interests, including enforcement of United States and international anti-money laundering, countering the financing of terrorism, and sanctions standards designed to safeguard the international financial system; and other relevant national security implications of such changes; an assessment of the implications of any ongoing collaborations of international financial messaging systems with emerging cross-border payment or financial messaging systems; an assessment of the economic and national security implications for the United States of changes in participation by banks and state actors in alternative cross-border payment and financial messaging systems; and recommendations for actions— to bolster and protect the status of existing strong and reliable financial messaging systems for cross-border payments; and to ensure that the national security interests of the United States, including those related to enforcement of international anti-money laundering, countering the financing of terrorism, and sanctions standards, are protected. The report required by subsection
(a)shall be submitted in unclassified form but may include a classified annex. In this section, the term appropriate congressional committees means— the Committee on Banking, Housing, and Urban Affairs, the Committee on Foreign Relations, and the Select Committee on Intelligence of the Senate; and the Committee on Financial Services, the Committee on Foreign Affairs, and the Permanent Select Committee on Intelligence of the House of Representatives.
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