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Code · BILL · 116th Congress · S. 4818 (Introduced in Senate) — To provide assistance to small businesses affected by COVID–19, and for other purposes. · Sec. 102

Sec. 102. Funding for the Paycheck Protection Program

581 words·~3 min read·/bill/116/s/4818/is/section-102

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There is appropriated, out of amounts in the Treasury not otherwise appropriated, to remain available until September 30, 2021, such sums as may be necessary under the heading Small Business Administration—Business Loans Program Account, CARES Act for the cost of guaranteed loans as authorized under section 7(a)(36) of the Small Business Act ( 15 U.S.C. 636(a)(36) ). Subject to subsection (d), the unobligated balances for the cost of guaranteed loans as authorized under section 7(a)(36) of the Small Business Act ( 15 U.S.C. 636(a)(36) ) in the appropriations account under the heading Small Business Administration—Business Loans Program Account, CARES Act as of the day before the date of enactment of this Act shall remain available until September 30, 2021, for the cost of guaranteed loans as authorized under section 7(a)(36) of the Small Business Act ( 15 U.S.C. 636(a)(36) ).
Section 7(a)(36)(S) of the Small Business Act ( 15 U.S.C. 636(a)(36)(S) ) is amended to read as follows: Of the amounts available on or after the date of enactment of the Heroes Small Business Lifeline Act (including amounts that were made available before such date of enactment) to guarantee covered loans under this paragraph, the Administrator shall provide— a set aside of not less than 10 percent of such amounts for covered loans under subparagraph (B)(i) that are— made to eligible recipients with 10 or fewer employees, including individuals who operate under a sole proprietorship or as an independent contractor and eligible self-employed individuals; or of not more than $250,000 and made to an eligible recipient that is located in neighborhood that is a low-income neighborhood or moderate-income neighborhood, for purposes of the Community Reinvestment Act of 1977 ( 12 U.S.C. 2901 et seq.); a set aside of not more than 30 percent of such amounts for covered loans under subparagraph (B)(i) that are made to covered nonprofit organizations, covered organizations, organizations described in subparagraph (D)(viii), or housing cooperatives; and a set aside of not more than 50 percent of such amounts for supplemental covered loans that are made under subparagraph (B)(ii), of which not less than 10 percent shall be for such supplemental covered loans that are made to eligible recipients with 10 or fewer employees, including individuals who operate under a sole proprietorship or as an independent contractor and eligible self-employed individuals. .
Of the amounts available on or after the date of enactment of this Act (including amounts that were made available before such date of enactment) in the appropriations account under the heading Small Business Administration—Business Loans Program Account, CARES Act , the lesser of 25 percent of such amounts or $15,000,000,000 shall be set aside for the cost to guarantee loans made under section 7(a)(36) of the Small Business Act ( 15 U.S.C. 636(a)(36) ) by community financial institutions (as such term is defined in subparagraph (A)(xi) of such section).
Section 7(a)(36) of the Small Business Act ( 15 U.S.C. 636(a)(36) ), as amended by subsection (c), is amended by adding at the end the following: Any amounts returned to the Secretary of the Treasury due to the cancellation of a covered loan shall be solely used for the cost to guarantee covered loans made to eligible recipients with 10 or fewer employees or covered loans of less than or equal to $250,000 made to an eligible recipient that is located in a low- or moderate-income neighborhoods (as that term is used in the Community Reinvestment Act of 1977 ( 12 U.S.C. 2901 et seq.)). .
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Sec. 102
Funding for the Paycheck Protection Program
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