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Code · BILL · 116th Congress · S. 3452 (Introduced in Senate) — To make housing affordable, and for other purposes. · Sec. 103

Sec. 103. Positive rental history credit enhancement

74 words·~1 min read·/bill/116/s/3452/is/section-103

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Not later than 180 days after the date of enactment of this Act, the Director of the Federal Housing Finance Agency shall issue supervisory guidance requiring, to the greatest extent practicable, that not less than 5 percent of mortgages securitized by the Federal Home Loan Mortgage Corporation or the Federal National Mortgage Association by 2024 factor borrower opt-in positive rental payment history in the credit rating and underwriting process with respect to those mortgages.
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