Sec. 11. Ensuring availability of homeowners insurance for homes not connected to electricity grid
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/bill/116/hr/8021/ih/section-11A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
The Congress intends that— consumers shall not be denied homeowners insurance for a dwelling (as such term is defined in subsection (c)) based solely on the fact that the dwelling is not connected to or able to receive electricity service from any wholesale or retail electric power provider; States should ensure that consumers are able to obtain homeowners insurance for such dwellings; States should support insurers that develop voluntary incentives to provide such insurance; and States may not prohibit insurers from offering a homeowners insurance product specifically designed for such dwellings.
Notwithstanding any other provision of law, dwellings located in Indian areas (as such term is defined in section 4 of the Native American Housing Assistance and Self-Determination Act of 1996 ( 25 U.S.C. 4103 )) and constructed or maintained using assistance, loan guarantees, or other authority under the Native American Housing Assistance and Self-Determination Act of 1996 may be insured by any tribally owned self-insurance risk pool approved by the Secretary of Housing and Urban Development.
For purposes of this section, the term dwelling means a residential structure that— consists of one to four dwelling units; is provided electricity from renewable energy sources; and is not connected to any wholesale or retail electrical power grid.
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Sec. 11
Ensuring availability of homeowners insurance for homes not connected to electricity grid
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