428.2095 Property exempt from debt collection.

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A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

428.2095 Property exempt from debt collection. Except to the extent that the lender has a valid security interest permitted under this subchapter or has a lien under ch. 779 in the property, all of the following personal property of the customer is exempt from levy, execution, sale, and other similar process in satisfaction of a judgment for an obligation arising from a covered loan:

(1)Clothing of the customer or his or her dependents.

(2)Dining table and chairs, refrigerator, heating stove, cooking stove, radio, beds and bedding, couch and chairs, cooking utensils, and kitchenware.

(3)Household goods, as defined in 12 CFR 227.13

(d), 12 CFR 535.1

(g), or 16 CFR 444.1

(i), consisting of furniture, appliances, one television, linens, china, crockery, and personal effects including wedding rings, except works of art, electronic entertainment equipment, antiques, and jewelry, to the extent that a nonpossessory security interest in these household goods is prohibited under 12 CFR 227.13

(d), 12 CFR 535.2

(4), or 16 CFR 444.2

(4).