Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

Code · Wisconsin · Chapter 409 — Uniform commercial code — secured transactions

409.312 Perfection of security interests in chattel paper, deposit accounts, documents, goods covered by documents, instruments, investment property, letter-of-credit rights, and money; perfection by permissive filing; temporary perfection without filing or transfer of possession.

185 words·~1 min read·/wi/chapter-409/409-312

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

409.312 Perfection of security interests in chattel paper, deposit accounts, documents, goods covered by documents, instruments, investment property, letter-of-credit rights, and money; perfection by permissive filing; temporary perfection without filing or transfer of possession.
(1)Perfection by filing permitted. A security interest in chattel paper, negotiable documents, instruments, or investment property may be perfected by filing.
(2)Control or possession of certain collateral. Except as otherwise provided in s. 409.315
(3)and
(4)for proceeds:
(a)A security interest in a deposit account may be perfected only by control under s. 409.314 ;
(b)And except as otherwise provided in s. 409.308
(4), a security interest in a letter-of-credit right may be perfected only by control under s. 409.314 ; and
(c)A security interest in money may be perfected only by the secured party’s taking possession under s. 409.313 .
(3)Goods covered by negotiable document. While goods are in the possession of a bailee that has issued a negotiable document covering the goods:
(a)A security interest in the goods may be perfected by perfecting a security interest in the document; and
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.