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Code · Wisconsin · Chapter 404 — Uniform commercial code — bank deposits and collections

404.209 Encoding and retention warranties.

113 words·~1 min read·/wi/chapter-404/404-209

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404.209 Encoding and retention warranties.
(1)A person who encodes information on or with respect to an item after issue warrants to any subsequent collecting bank and to the payer bank or other payer that the information is correctly encoded. If the customer of a depositary bank encodes, that bank also makes the warranty.
(2)A person who undertakes to retain an item pursuant to an agreement for electronic presentment warrants to any subsequent collecting bank and to the payer bank or other payer that retention and presentment of the item comply with the agreement. If a customer of a depositary bank undertakes to retain an item, that bank also makes this warranty.
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