344.33 “Motor vehicle liability policy” defined.

403 words·~2 min read·/wi/chapter-344/344-33

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(1)Certification. In this chapter, “motor vehicle liability policy” means a motor vehicle policy of liability insurance, certified as provided in s. 344.31 as proof of financial responsibility for the future, and issued by an insurer authorized to do an automobile liability business in this state to or for the benefit of the person named in the policy as the insured.

(2)Motor vehicle liability policy. A motor vehicle policy of liability insurance shall insure the person named therein using any motor vehicle with the express or implied permission of the owner, or shall insure any motor vehicle owned by the named insured and any person using such motor vehicle with the express or implied permission of the named insured, against loss from the liability imposed by law for damages arising out of the maintenance or use of the motor vehicle within the United States of America or the Dominion of Canada, subject to the following limits with respect to each such motor vehicle:

(a)Twenty-five thousand dollars because of bodily injury to or death of one person in any one accident.

(b)Subject to the limit under par.

(a)for one person, $50,000 because of bodily injury to or death of 2 or more persons in any one accident.

(c)Ten thousand dollars because of injury to or destruction of property of others in any one accident.

(3)Required statements in policy. Such motor vehicle liability policy shall state the name and address of the named insured, the coverage afforded by the policy, the premium charged therefor, the policy period and the limits of liability, and shall contain an agreement or be endorsed that insurance is provided thereunder in accordance with the coverage defined in this chapter with respect to bodily injury and death or property damage, or both, and is subject to all the provisions of this chapter.

(4)Certain types of coverage excluded. Such motor vehicle liability policy shall not insure any liability under any worker’s compensation law as provided in ch. 102 nor any liability on account of bodily injury to or death of any employee of the insured while engaged in the employment, other than domestic, of the insured, or while engaged in the operation, maintenance or repair of any such motor vehicle or any liability for damage to property owned by, rented to, in charge of or transported by the insured.