RCW 48.84.040
165 words·~1 min read·
/wa/title-48/chapter-48-84/48-84-040·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
No long-term care insurance policy or benefit contract may:
(1)Use riders, waivers, endorsements, or any similar method to limit or reduce coverage or benefits;
(2)Indemnify against losses resulting from sickness on a different basis than losses resulting from accidents;
(3)Be canceled, nonrenewed, or segregated at the time of rerating solely on the grounds of the age or the deterioration of the mental or physical health of the covered person;
(4)Exclude or limit coverage for preexisting conditions for a period of more than one year prior to the effective date of the policy or contract or more than six months after the effective date of the policy or contract;
(5)Differentiate benefit amounts on the basis of the type or level of nursing home care provided;
(6)Contain a provision establishing any new waiting period in the event an existing policy or contract is converted to a new or other form within the same company.
[ 1986 c 170 s 4 .]