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Code · Washington · Title 31 — Miscellaneous Loan Agencies · Chapter 31.04

RCW 31.04.224

182 words·~1 min read·/wa/title-31/chapter-31-04/31-04-224·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

The following are exempt from licensing as mortgage loan originators under this chapter:
(1)Registered mortgage loan originators, or any individual required to be registered while actively employed by a covered financial institution as defined in regulation G, 12 C.F.R. Part 1007.102;
(2)An attorney licensed in Washington who negotiates the terms of a residential mortgage loan on behalf of a client as an ancillary matter to the attorney's representation of the client, unless the attorney is compensated by a lender, a mortgage broker, or other mortgage loan originator or by any agent of a lender, mortgage broker, or other mortgage loan originator;
(3)Any individual who offers or negotiates terms of a residential mortgage loan with or on behalf of an immediate family member; or
(4)Any individual who offers or negotiates terms of a residential mortgage loan secured by a dwelling that served as the individual's residence.
[ 2015 c 229 s 32 ; 2012 c 17 s 6 ; 2009 c 120 s 11 .]
Notes:
Findings — Declaration — 2009 c 120: See note following RCW 31.04.015 .
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