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Code · Washington · Title 30A — Washington Commercial Bank Act · Chapter 30A.22

RCW 30A.22.260

276 words·~1 min read·/wa/title-30a/chapter-30a-22/30a-22-260·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(1)If approved by its board of directors, a financial institution may conduct a promotional contest of chance as permitted under RCW 9.46.0356 (1)(b).
(2)A financial institution must not conduct a savings promotional contest of chance, if, in the opinion of the director:
(a)It is likely to or does adversely affect the financial institution's safety and soundness;
(b)It is administered in an unsafe and unsound or imprudent manner, or in a manner that is likely to or does result in actual or potential reputational harm to the financial institution; or
(c)It is likely to or has misled the financial institution's members, depositors, or the general public.
(3)The director may examine the conduct of a promotional contest of chance pursuant to his or her supervisory and examination powers under:
(a)*Title 30 RCW, in regard to a bank;
(b)Title 32 RCW, in regard to a mutual or stock savings bank; or
(c)Chapter 31.12 RCW, in regard to a state credit union.
(4)The director may exercise his or her full enforcement powers under the titles and chapter in subsection
(3)of this section and may issue a cease and desist order for a violation of this section.
(5)A financial institution must maintain records sufficient to facilitate an audit of a promotional contest of chance, and must provide those records to the director upon request.
[ 2011 c 303 s 5 . Formerly RCW 30.22.260 .]
Notes:
*Reviser's note: Title 30 RCW was recodified and/or repealed pursuant to chapter 37, Laws of 2014, effective January 5, 2015.
Findings — Intent — 2011 c 303: See note following RCW 9.46.0356 .
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