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Code · Utah · Title 31A — Insurance Code · Chapter 20

31A-20-101. Underwriting limitations.

91 words·~1 min read·/ut/title-31a/chapter-20/31a-20-101

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Effective 5/6/2026
31A-20-101. Underwriting limitations.
(1)No insurer may insure or attempt to insure against:
(a)a wager or gaming risk;
(b)loss of an election;
(c)the penal consequences of a crime; or
(d)punitive damages.
(2)An insurer may not consider, use, or rely upon the existence, likelihood, possibility, or exposure to punitive damages when engaging in any of the following under this title:
(a)underwriting;
(b)rating;
(c)risk classification; or
(d)determining premiums or other charges for a policy.
Amended by Chapter 139 , 2026 General Session
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