31A-2-215. Consumer education.
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Effective 5/1/2024
31A-2-215. Consumer education.
(1)In furtherance of the purposes in Section 31A-1-102 , the commissioner may educate consumers about insurance and provide consumer assistance.
(2)Consumer education may include:
(a)outreach activities; and
(b)the production or collection and dissemination of educational materials.
(3)Consumer assistance may include:
(a)explaining:
(i)the terms of a policy;
(ii)a policy's complaint, grievance, or adverse benefit determination procedure; and
(iii)the fundamentals of self-advocacy; and
(b)informal efforts to negotiate a resolution of a dispute between a consumer and a licensee.
(a)Notwithstanding Subsection
(3)and Section 31A-2-216 , consumer assistance may not include:
(i)commencing an administrative, judicial, or other proceeding against a licensee to obtain specific relief from the licensee for a specific consumer; or
(ii)otherwise representing a consumer in any administrative, judicial, or other proceeding.
(5)Nothing in this section prohibits the commissioner from taking enforcement action for violations under Section 31A-2-308 .
(6)The commissioner may adopt rules necessary to implement the requirements of this section.
Amended by Chapter 120 , 2024 General Session