13-45-505. Removal of security freeze for protected consumer.

292 words·~1 min read·/ut/title-13/chapter-45/13-45-505

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Effective 1/1/2016

(1)To remove a security freeze that is placed under this part, the protected consumer's representative or the consumer who is subject to a protected consumer security freeze shall:

(a)submit a request for the removal of the security freeze to the consumer reporting agency:

(i)at the address or other point of contact provided by the consumer reporting agency; and

(ii)in the manner specified by the consumer reporting agency;

(b)provide to the consumer reporting agency:

(i)in the case of a request by a protected consumer's representative:

(A)sufficient proof of identification of the protected consumer;

(B)sufficient proof of identification of the protected consumer's representative; and

(C)sufficient proof of authority to act on behalf of the protected consumer; or

(ii)in the case of a request by the consumer who is subject to a protected consumer security freeze:

(A)sufficient proof of identification of the consumer who is subject to a protected consumer security freeze; and

(B)proof that the consumer who is subject to a protected consumer security freeze is not a protected consumer; and

(c)if applicable, pay the consumer reporting agency a fee described in Subsection 13-45-506(2) .

(2)Within 30 days after the day on which a consumer reporting agency receives a request under Subsection

(1), the consumer reporting agency shall remove the security freeze.

(3)A consumer reporting agency may remove a security freeze for a protected consumer or delete a record of a protected consumer if the security freeze was placed or the record was created based on a material misrepresentation of fact by the protected consumer or the protected consumer's representative.

Enacted by Chapter 191 , 2015 General Session