13-21-106. Contents of statement.
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/ut/title-13/chapter-21/13-21-106A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
Effective 5/6/2026
13-21-106. Contents of statement.
The information statement required under Section 13-21-105 shall include all of the following:
(1)a complete and accurate statement of the buyer's right to review any file on the buyer a credit reporting agency maintains, as provided under 15 U.S.C. Sec. 1681 et seq., as amended, the Fair Credit Reporting Act;
(2)a statement that the credit reporting agency that issued a report upon which a credit denial was based shall conduct a review of the file on the buyer free of charge, if requested within 30 days after the day on which the buyer receives a notice of a denial of credit;
(3)the approximate price a credit reporting agency will charge the buyer for a copy of the file on the buyer;
(4)a complete and accurate statement of the buyer's right to dispute the completeness or accuracy of any item contained in any file on the buyer that a credit reporting agency maintains;
(5)a complete and detailed description of the services the credit services organization will perform for the buyer and the total amount the buyer will have to pay, or become obligated to pay, for the services;
(6)a statement asserting the buyer's right to proceed against the surety bond or trust account required under Section 13-21-102 ; and
(7)the name and address of the surety company which issued the surety bond, or the name and address of the depository and the trustee and the account number of the trust account.
Renumbered and Amended by Chapter 95 , 2026 General Session