13-2-111. Social credit score reporting system -- Rulemaking -- Referral to other agencies.
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Effective 5/6/2026
13-2-111. Social credit score reporting system -- Rulemaking -- Referral to other agencies.
(1)As used in this section:
(a)"Financial institution" means the same as that term is defined in Section 7-1-103 .
(b)"Social credit score" means the same as that term is defined in Section 63G-29-101 .
(2)The division shall:
(a)establish and operate a system to receive consumer reports regarding a financial institution's or company's use or creation of a social credit score; and
(b)before November 1 of each year, submit a written report to the Business and Labor Interim Committee that summarizes the reports received during the immediately preceding year that indicate a financial institution or company used a social credit score to discriminate against, advocate for, or cause adverse or preferential treatment of a person.
(3)The division may:
(a)make rules in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act , to establish and operate the system described in Subsection
(2); and
(b)as appropriate, refer a consumer who provides a report through the system described in Subsection
(2)to the Department of Financial Institutions or another agency for investigation of the report or other action.
Renumbered and Amended by Chapter 95 , 2026 General Session