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Code · U.S. Code · Title 26 - INTERNAL REVENUE CODE · CHAPTER 1— NORMAL TAXES AND SURTAXES · Subchapter B— Computation of Taxable Income · § 166

§ 166. Bad debts

1,820 words·~8 min read·/usc/title-26/section-166

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(a)General rule
(1)Wholly worthless debts There shall be allowed as a deduction any debt which becomes worthless within the taxable year.
(2)Partially worthless debts When satisfied that a debt is recoverable only in part, the Secretary may allow such debt, in an amount not in excess of the part charged off within the taxable year, as a deduction.
(b)Amount of deduction For purposes of subsection (a), the basis for determining the amount of the deduction for any bad debt shall be the adjusted basis provided in section 1011 for determining the loss from the sale or other disposition of property.
[(c) Repealed. Pub. L. 99–514, title VIII, § 805(a), Oct. 22, 1986, 100 Stat. 2361]
(d)Nonbusiness debts
(1)General rule In the case of a taxpayer other than a corporation—
(A)subsection
(a)shall not apply to any nonbusiness debt; and
(B)where any nonbusiness debt becomes worthless within the taxable year, the loss resulting therefrom shall be considered a loss from the sale or exchange, during the taxable year, of a capital asset held for not more than 1 year.
(2)Nonbusiness debt defined For purposes of paragraph (1), the term “nonbusiness debt” means a debt other than—
(A)a debt created or acquired (as the case may be) in connection with a trade or business of the taxpayer; or
(B)a debt the loss from the worthlessness of which is incurred in the taxpayer’s trade or business.
(e)Worthless securities This section shall not apply to a debt which is evidenced by a security as defined in section 165(g)(2)(C).
(f)Cross references
(1)For disallowance of deduction for worthlessness of debts owed by political parties and similar organizations, see section 271.
(2)For special rule for banks with respect to worthless securities, see section 582.
(Aug. 16, 1954, ch. 736, 68A Stat. 50; Pub. L. 85–866, title I, § 8, Sept. 2, 1958, 72 Stat. 1608; Pub. L. 89–722, § 1(a), Nov. 2, 1966, 80 Stat. 1151; Pub. L. 91–172, title IV, § 431(c)(1), Dec. 30, 1969, 83 Stat. 619; Pub. L. 94–455, title VI, § 605(a), title XIV, § 1402(b)(1)(A), (2), title XIX, § 1906(b)(13)(A), Oct. 4, 1976, 90 Stat. 1575, 1731, 1732, 1834; Pub. L. 98–369, div. A, title X, § 1001(b)(1), (e), July 18, 1984, 98 Stat. 1011, 1012; Pub. L. 99–514, title VIII, § 805(a), (b), title IX, § 901(d)(4)(A), Oct. 22, 1986, 100 Stat. 2361, 2379; Pub. L. 100–647, title I, § 1008(d)(1), (2), Nov. 10, 1988, 102 Stat. 3439.)
Connections52 cite this · traces to 5
Cited by 52 sections · top 41
U.S. Code
50 references not yet in our index
  • Aug. 16, 1954, ch. 736
  • 68A Stat. 50
  • Pub. L. 85–866, title I, § 8
  • 72 Stat. 1608
  • Pub. L. 89–722, § 1(a)
  • 80 Stat. 1151
  • Pub. L. 91–172, title IV, § 431(c)(1)
  • 83 Stat. 619
  • Pub. L. 94–455, title VI, § 605(a)
  • 90 Stat. 1575
  • Pub. L. 98–369, div. A, title X, § 1001(b)(1)
  • 98 Stat. 1011
  • Pub. L. 99–514, title VIII, § 805(a)
  • 100 Stat. 2361
  • Pub. L. 100–647, title I, § 1008(d)(1)
  • 102 Stat. 3439
  • Pub. L. 100–647, § 1008(d)(1)
  • Pub. L. 100–647, § 1008(d)(2)
  • Pub. L. 99–514, § 805(b)
  • Pub. L. 99–514, § 805(a)
  • Pub. L. 99–514, § 901(d)(4)(A)
  • Pub. L. 98–369
  • Pub. L. 94–455, § 1906(b)(13)(A)
  • Pub. L. 94–455, § 1401(b)(1)(A)
  • Pub. L. 94–455
  • Pub. L. 94–455, § 605(a)
  • Pub. L. 91–172
  • Pub. L. 89–722
  • Pub. L. 85–866
  • Pub. L. 100–647
  • Pub. L. 99–514
  • section 1019(a) of Pub. L. 100–647
  • Pub. L. 99–514, title VIII, § 805(d)
  • 100 Stat. 2362
  • Pub. L. 99–514, title IX, § 901(e)
  • 100 Stat. 2380
  • Pub. L. 98–369, div. A, title X, § 1001(e)
  • 98 Stat. 1012
  • Pub. L. 94–455, title VI, § 605(c)
  • Pub. L. 94–455, title XIV, § 1402(b)(1)
+ 10 more
Citation graph
cites case law
§ 166
Bad debts
U.S.C.×33
Stat.×19
ActAug. 16, 1954, ch. 736
Stat.68A Stat. 50
Pub. L.Pub. L. 85–866, title I, § 8
Stat.72 Stat. 1608
Pub. L.Pub. L. 89–722, § 1(a)
Cites 55 · showing 10Cited by 52 across 2 sources
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