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Code · U.S. Code · Title 15 - COMMERCE AND TRADE · CHAPTER 41— CONSUMER CREDIT PROTECTION · SUBCHAPTER VI— ELECTRONIC FUND TRANSFERS · § 1693e

§ 1693e. Preauthorized transfers

260 words·~1 min read·/usc/title-15/section-1693e

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(a)A preauthorized electronic fund transfer from a consumer’s account may be authorized by the consumer only in writing, and a copy of such authorization shall be provided to the consumer when made. A consumer may stop payment of a preauthorized electronic fund transfer by notifying the financial institution orally or in writing at any time up to three business days preceding the scheduled date of such transfer. The financial institution may require written confirmation to be provided to it within fourteen days of an oral notification if, when the oral notification is made, the consumer is advised of such requirement and the address to which such confirmation should be sent.
(b)In the case of preauthorized transfers from a consumer’s account to the same person which may vary in amount, the financial institution or designated payee shall, prior to each transfer, provide reasonable advance notice to the consumer, in accordance with regulations of the Bureau, of the amount to be transferred and the scheduled date of the transfer.
(Pub. L. 90–321, title IX, § 907, as added Pub. L. 95–630, title XX, § 2001, Nov. 10, 1978, 92 Stat. 3733; amended Pub. L. 111–203, title X, § 1084(1), July 21, 2010, 124 Stat. 2081.)
Connections17 cite this · traces to 1
7 references not yet in our index
  • Pub. L. 90–321, title IX, § 907
  • Pub. L. 95–630, title XX, § 2001
  • 92 Stat. 3733
  • Pub. L. 111–203, title X, § 1084(1)
  • 124 Stat. 2081
  • Pub. L. 111–203
  • section 1100H of Pub. L. 111–203
Citation graph
cites case law
§ 1693e
Preauthorized transfers
Fed. Reg.×15
Stat. Comp.×1
Stat.×1
Pub. L.Pub. L. 90–321, title IX, § 907
Pub. L.Pub. L. 95–630, title XX, § 2001
Stat.92 Stat. 3733
Pub. L.Pub. L. 111–203, title X, § 1084(1)
Stat.124 Stat. 2081
Cites 8 · showing 6Cited by 17 across 3 sources
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