§ 1691a. Definitions; rules of construction
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/usc/title-15/section-1691aA research copy — for the controlling text, always check the official state or federal source. Not legal advice.
(a)The definitions and rules of construction set forth in this section are applicable for the purposes of this subchapter.
(b)The term “applicant” means any person who applies to a creditor directly for an extension, renewal, or continuation of credit, or applies to a creditor indirectly by use of an existing credit plan for an amount exceeding a previously established credit limit.
(c)The term “Bureau” means the Bureau of Consumer Financial Protection.
(d)The term “credit” means the right granted by a creditor to a debtor to defer payment of debt or to incur debts and defer its payment or to purchase property or services and defer payment therefor.
(e)The term “creditor” means any person who regularly extends, renews, or continues credit; any person who regularly arranges for the extension, renewal, or continuation of credit; or any assignee of an original creditor who participates in the decision to extend, renew, or continue credit.
(f)The term “person” means a natural person, a corporation, government or governmental subdivision or agency, trust, estate, partnership, cooperative, or association.
(g)Any reference to any requirement imposed under this subchapter or any provision thereof includes reference to the regulations of the Bureau under this subchapter or the provision thereof in question.
(Pub. L. 90–321, title VII, § 702, as added Pub. L. 93–495, title V, § 503, Oct. 28, 1974, 88 Stat. 1522; amended Pub. L. 111–203, title X, § 1085(1), (2), July 21, 2010, 124 Stat. 2083.)
Connections126 cite this · traces to 1
Cited by 126 sections · top 60
statutes-at-large
- Public Law 93–493
- Public Law 111–319To amend the Fair Credit Reporting Act with respect to the applicability of identity theft guidelines to creditors
- Public Law 111–203To promote the financial stability of the United States by improving accountability and transparency in the financial system, to end “too big to fail”, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes
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statute-compilations
bill
- Sec. 3Definitions
- Sec. 6Freedom from discrimination in credit
- Sec. 3Definitions
- Sec. 6Freedom from discrimination in credit
- Sec. 3National maximum interest rate
- Sec. 3National maximum interest rate
- Sec. 3National maximum interest rate
- Sec. 3Definitions
- Sec. 11Equal credit opportunity
- Sec. 3Definitions
- Sec. 11Equal credit opportunity
- Sec. 3National maximum interest rate
- Sec. 711Consumer Law Enforcement Agency
- Sec. 711Consumer Law Enforcement Agency
- Sec. 711Consumer Law Enforcement Agency
- Sec. 11Equal credit opportunity
- Sec. 3Definitions
- Sec. 601Income-share agreement anti-discrimination protections
- Sec. 3National maximum interest rate
- Sec. 11Equal credit opportunity
- Sec. 3Definitions
- Sec. 3National maximum interest rate
- Sec. 601Income-share agreement anti-discrimination protections
- Sec. 11Equal credit opportunity
- Sec. 11Equal credit opportunity
- Sec. 11Equal credit opportunity
- Sec. 11Equal credit opportunity
Traces to 1 document
9 references not yet in our index
- Pub. L. 90–321, title VII, § 702
- Pub. L. 93–495, title V, § 503
- 88 Stat. 1522
- Pub. L. 111–203, title X, § 1085(1)
- 124 Stat. 2083
- Pub. L. 111–203, § 1085(2)
- Pub. L. 111–203, § 1085(1)
- Pub. L. 111–203
- section 1100H of Pub. L. 111–203
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cites case law
§ 1691a
Definitions; rules of construction
Fed. Reg.×64
Bills×48
C.F.R.×6
Stat.×3
U.S.C.×3
Stat. Comp.×2
Pub. L.Pub. L. 90–321, title VII, § 702
Pub. L.Pub. L. 93–495, title V, § 503
Stat.88 Stat. 1522
Pub. L.Pub. L. 111–203, title X, § 1085(1)
Stat.124 Stat. 2083
Cites 10 · showing 6Cited by 126 across 6 sources