§ 1681w. Disposal of records
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/usc/title-15/section-1681wA research copy — for the controlling text, always check the official state or federal source. Not legal advice.
(a)Regulations
(1)In general The Federal Trade Commission, the Securities and Exchange Commission, the Commodity Futures Trading Commission, the Federal banking agencies, and the National Credit Union Administration, with respect to the entities that are subject to their respective enforcement authority under section 1681s of this title, and in coordination as described in paragraph (2), shall issue final regulations requiring any person that maintains or otherwise possesses consumer information, or any compilation of consumer information, derived from consumer reports for a business purpose to properly dispose of any such information or compilation.
(2)Coordination Each agency required to prescribe regulations under paragraph
(1)shall—
(A)consult and coordinate with each other such agency so that, to the extent possible, the regulations prescribed by each such agency are consistent and comparable with the regulations by each such other agency; and
(B)ensure that such regulations are consistent with the requirements and regulations issued pursuant to Public Law 106–102 and other provisions of Federal law.
(3)Exemption authority In issuing regulations under this section, the agencies identified in paragraph
(1)may exempt any person or class of persons from application of those regulations, as such agency deems appropriate to carry out the purpose of this section.
(b)Rule of construction Nothing in this section shall be construed—
(1)to require a person to maintain or destroy any record pertaining to a consumer that is not imposed under other law; or
(2)to alter or affect any requirement imposed under any other provision of law to maintain or destroy such a record.
(Pub. L. 90–321, title VI, § 628, as added Pub. L. 108–159, title II, § 216(a), Dec. 4, 2003, 117 Stat. 1985; amended Pub. L. 111–203, title X, § 1088(a)(12), (13), July 21, 2010, 124 Stat. 2091, 2092.)
Connections98 cite this · traces to 4
Cited by 98 sections · top 44
CFR
- § 211.5Edge and agreement corporations.
- § 211.24Approval of offices of foreign banks; procedures for applications; standards for approval; representative office activities and standards for approval; preservation of existing authority.
- § 208.3Application and conditions for membership in the Federal Reserve System.
- § 364.101Standards for safety and soundness.
- § 334.83Disposal of consumer information.
U.S. Code
register
- NoticesInterpretive rule
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- NoticesNotice of proposed rulemaking
- NoticesFinal rule
- NoticesFinal rule
- Rules and RegulationsSemiannual Regulatory Agenda
- NoticesInterim rule with request for comments
- Rules and RegulationsFinal rule
- Rules and RegulationsFinal rule
- Rules and RegulationsSemiannual Regulatory Agenda
- NoticesJoint final rules and guidelines
- Rules and RegulationsJoint proposed rules and guidelines
- Proposed RulesNotice of proposed rulemaking
- Presidential DocumentsAdvance notice of proposed rulemaking
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statutes-at-large
- Public Law 108–159To amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes
- Public Law 111–203To promote the financial stability of the United States by improving accountability and transparency in the financial system, to end “too big to fail”, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes
statute-compilations
13 references not yet in our index
- Public Law 106–102
- Pub. L. 90–321, title VI, § 628
- Pub. L. 108–159, title II, § 216(a)
- 117 Stat. 1985
- Pub. L. 111–203, title X, § 1088(a)(12)
- 124 Stat. 2091
- Pub. L. 106–102
- 113 Stat. 1338
- Pub. L. 111–203, § 1088(a)(12)
- Pub. L. 111–203, § 1088(a)(13)
- Pub. L. 111–203
- section 1100H of Pub. L. 111–203
- section 3 of Pub. L. 108–159
Citation graph
cites case law
§ 1681w
Disposal of records
Fed. Reg.×83
C.F.R.×5
Stat.×5
Bills×3
Stat. Comp.×1
U.S.C.×1
Pub. L.Public Law 106–102
Pub. L.Pub. L. 90–321, title VI, § 628
Pub. L.Pub. L. 108–159, title II, § 216(a)
Stat.117 Stat. 1985
Pub. L.Pub. L. 111–203, title X, § 1088(a)(12)
Cites 17 · showing 9Cited by 98 across 6 sources