§ 1679. Findings and purposes
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/usc/title-15/section-1679A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
(a)Findings The Congress makes the following findings:
(1)Consumers have a vital interest in establishing and maintaining their credit worthiness and credit standing in order to obtain and use credit. As a result, consumers who have experienced credit problems may seek assistance from credit repair organizations which offer to improve the credit standing of such consumers.
(2)Certain advertising and business practices of some companies engaged in the business of credit repair services have worked a financial hardship upon consumers, particularly those of limited economic means and who are inexperienced in credit matters.
(b)Purposes The purposes of this subchapter are—
(1)to ensure that prospective buyers of the services of credit repair organizations are provided with the information necessary to make an informed decision regarding the purchase of such services; and
(2)to protect the public from unfair or deceptive advertising and business practices by credit repair organizations.
(Pub. L. 90–321, title IV, § 402, as added Pub. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009–455.)
Connections43 cite this · traces to 1
Cited by 43 sections · top 29
U.S. Code
statute-compilations
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bill
- Sec. 2Treatment of certain consumer reporting agencies
- Sec. 2Treatment of certain consumer reporting agencies
- Sec. 2Protection of consumer credit services
- Sec. 2Above-the-line deduction for attorney fees and costs in connection with consumer claim awards
- Sec. 2Above-the-line deduction for attorney fees and costs in connection with consumer claim awards
- Sec. 2Above-the-line deduction for attorney fees and costs in connection with consumer claim awards
- Sec. 2Above-the-line deduction for attorney fees and costs in connection with consumer claim awards
- Sec. 2Above-the-line deduction for attorney fees and costs in connection with consumer claim awards
- Sec. 2Above-the-line deduction for attorney fees and costs in connection with consumer claim awards
- Sec. 7Credit repair organization communications with furnishers of information
- Sec. 7Credit repair organization communications with furnishers of information
- Sec. 2Above-the-line deduction for attorney fees and costs in connection with consumer claim awards
- Sec. 7Credit repair organization communications with furnishers of information
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11 references not yet in our index
- Pub. L. 90–321, title IV, § 402
- Pub. L. 104–208, div. A, title II, § 2451
- 110 Stat. 3009–455
- Pub. L. 90–321
- 82 Stat. 164
- Pub. L. 91–344
- 84 Stat. 440
- Pub. L. 92–321
- 86 Stat. 382
- Pub. L. 90–321, title IV, § 413
- 110 Stat. 3009–462
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§ 1679
Findings and purposes
Bills×18
U.S.C.×15
Fed. Reg.×6
Stat. Comp.×2
Stat.×2
Pub. L.Pub. L. 90–321, title IV, § 402
Pub. L.Pub. L. 104–208, div. A, title II, § 2451
Stat.110 Stat. 3009–455
Pub. L.Pub. L. 90–321
Stat.82 Stat. 164
Cites 12 · showing 6Cited by 43 across 5 sources